John Lewis

John Lewis is one of Britain's best known high street brands. It offers, through various providers, a range of financial products and a broadband service.

John Lewis was founded in 1864 in London, where it is still headquartered. It is a partnership, which means that it is owned by its employees rather than by private shareholders.

John Lewis issues a branded credit card, backed by HSBC, called the 'Partnership card'. When you spend you can earn Partnership points, which can be turned into John Lewis and Waitrose gift vouchers.

In the car insurance sector, John Lewis acts as a broker. Its policies are underwritten by Covea.

John Lewis home insurance is also underwritten by Covea.

John Lewis pet insurance is underwritten by Royal & Sun Alliance Insurance plc (RSA).

John Lewis broadband is provided by Plusnet.

John Lewis
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Gold ribbon: first place

Car insurance

Ranked 9th of 52 providers reviewed.

Customer happiness 66.8%
Customer trust 76.56%
Complaints performance 84.34%
Transparency rating 56.69%
Fairer Finance score
Reviewed Autumn 2022
71%
Gold ribbon: first place

Credit cards

Ranked 12th of 31 providers reviewed.

Customer happiness 69.12%
Customer trust 69.06%
Complaints performance 56.39%
Transparency rating 57.96%
Fairer Finance score
Reviewed Autumn 2022
63%

Home insurance (building and contents)

Ranked 21st of 48 providers reviewed.

Customer happiness 60.59%
Customer trust 63.57%
Complaints performance 61.65%
Transparency rating 78.59%
Fairer Finance score
Reviewed Autumn 2022
66%
Gold ribbon: first place

Pet insurance

Ranked 12th of 31 providers reviewed.

Customer happiness 58.09%
Customer trust 62.13%
Complaints performance 72.22%
Transparency rating 70.68%
Fairer Finance score
Reviewed Autumn 2022
66%

Car insurance

John Lewis

Car Insurance

5 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £60.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Credit cards

0% balance transfer credit cards

John Lewis

Partnership

2 stars
Duration of 0% balance transfer offer period i 6 months
Balance transfer fee during promotional period i 1.99%
Representative APR i 18.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.99%
Representative balance transfer rate i 1.4559%
Risk based? i

Cashback and reward credit cards

John Lewis

Partnership

2 stars
Reward extras i
Representative APR i 18.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Foreign use credit cards

John Lewis

Partnership

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 18.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.4559%

Home Emergency Cover

John Lewis

Home Emergency & Boiler Servicing Cover

4 stars
Boiler Breakdown Cover i
Home Security Cover i
Cover Type i Add-On
Home Emergency Cover limit i £1,500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Water Supply Pipe Cover i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i 15 years
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i 15 years
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Lost keys Cover i Covered under the home emergency policy
Roof damage i Covered under the home insurance policy
Pest infestation cover i
Underwriter i Sedgwick International UK
Maximum Excess i £0.00
Alternative Accommodation Cover i Reasonable Cost
24/7 Claims Helpline i
Unoccupied period i 90

John Lewis

Specialist Home Emergency Cover

4 stars
Boiler Breakdown Cover i
Home Security Cover i
Cover Type i Add-On
Home Emergency Cover limit i £1,500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Water Supply Pipe Cover i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i 15 years
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i 15 years
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Lost keys Cover i Covered under the home emergency policy
Roof damage i Covered under the home insurance policy
Pest infestation cover i
Underwriter i Covea Insurance plc
Maximum Excess i £0.00
Alternative Accommodation Cover i Covered under the home insurance policy
24/7 Claims Helpline i
Unoccupied period i 90

Home insurance (building and contents)

John Lewis

Gold Buildings, Gold Contents

5 stars
Alternative accommodation cover limit for buildings i Unlimited
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i Unlimited
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i Unlimited
Keys/locks if lost or stolen (Buildings) i Unlimited
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i Sum Insured
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £20,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i Unlimited
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Silver Buildings, Silver contents

5 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £750.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £15,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £100,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Bronze Buildings, Silver Contents

5 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £750.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £15,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i £400,000.00
Contents Cover limit i £100,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Bronze Buildings, Gold Contents

5 stars
Alternative accommodation cover limit for buildings i Unlimited
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i Unlimited
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i Unlimited
Keys/locks if lost or stolen (Buildings) i Unlimited
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £20,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i £400,000.00
Contents Cover limit i Unlimited
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Silver Buildings, Gold Contents

5 stars
Alternative accommodation cover limit for buildings i Unlimited
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i Unlimited
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i Unlimited
Keys/locks if lost or stolen (Buildings) i Unlimited
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £20,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i Unlimited
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Gold Buildings, Silver Contents

5 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £750.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i Sum Insured
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £15,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £100,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Bronze Buildings, Bronze Contents

4 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £10,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £500.00
Keys/locks if lost or stolen (Buildings) i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i £400,000.00
Contents Cover limit i £50,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Silver Buildings, Bronze Contents

4 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £10,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £500.00
Keys/locks if lost or stolen (Buildings) i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £50,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

John Lewis

Gold Buildings, Bronze Contents

4 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £10,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £500.00
Keys/locks if lost or stolen (Buildings) i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and Access i Sum Insured
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £350.00
Compulsory excess (Contents) i £100.00
Flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £50,000.00
Underwriter Great Lakes
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £0.00
Cancellation fee after 14 days i £0.00
Protected No Claims Discount Option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection Sum insured
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents £2,500.00
Visitor's Possessions £2,500.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £1,000.00
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment £500.00
Household Removals
Student's Belongings Optional
Shopping in Transit £1,000.00
Cover Away from Home offered for: Electronics Optional
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery Optional
Cover Away from Home offered for: Bicycles & Other Optional
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £2,500.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Buildings insurance

John Lewis

Bronze Buildings, Bronze Contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £500.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £50,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Gold Contents

5 stars
Trace and Access i Sum Insured
Keys/locks if lost or stolen (Buildings) i Unlimited
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i Unlimited
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Silver contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Bronze Buildings, Silver Contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Bronze Buildings, Gold Contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i Unlimited
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i Unlimited
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Bronze Contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £500.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £50,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Gold Contents

5 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i Unlimited
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i Unlimited
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Bronze Contents

5 stars
Trace and Access i Sum Insured
Keys/locks if lost or stolen (Buildings) i £500.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £50,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Silver Contents

5 stars
Trace and Access i Sum Insured
Keys/locks if lost or stolen (Buildings) i £750.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Hail or snow that’s extreme enough to damage hard surfaces or break glass
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £350.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £350.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

Contents insurance

John Lewis

Gold Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i Unlimited
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i Unlimited
24hr helpline i

John Lewis

Silver Buildings, Silver contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £15,000.00
24hr helpline i

John Lewis

Bronze Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i Unlimited
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i Unlimited
24hr helpline i

John Lewis

Bronze Buildings, Silver Contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £15,000.00
24hr helpline i

John Lewis

Gold Buildings, Silver Contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £15,000.00
24hr helpline i

John Lewis

Silver Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i Unlimited
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i Unlimited
24hr helpline i

John Lewis

Bronze Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
24hr helpline i

John Lewis

Gold Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
24hr helpline i

John Lewis

Silver Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
24hr helpline i

Pet insurance

Cat insurance

John Lewis

£3,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£5,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £60.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £7,500.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£9,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £60.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £9,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£12,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £60.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £12,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

John Lewis

£5,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £60.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

John Lewis

£7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £7,500.00
If renewed, are existing conditions covered? i

John Lewis

£9,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £60.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £9,000.00
If renewed, are existing conditions covered? i

John Lewis

£12,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £60.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £12,000.00
If renewed, are existing conditions covered? i

John Lewis

£3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

John Lewis

£2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i