John Lewis

John Lewis is one of Britain's best known high street brands. It offers, through various providers, a range of financial products and a broadband service.

John Lewis was founded in 1864 in London, where it is still headquartered. It is a partnership, which means that it is owned by its employees rather than by private shareholders.

John Lewis issues a branded credit card, backed by HSBC, called the 'Partnership card'. When you spend you can earn Partnership points, which can be turned into John Lewis and Waitrose gift vouchers.

In the car insurance sector, John Lewis acts as a broker. Its policies are underwritten by Covea.

John Lewis home insurance is also underwritten by Covea.

John Lewis pet insurance is underwritten by RSA.

John Lewis broadband is provided by Plusnet.

John Lewis
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Gold ribbon: first place

Car insurance

Ranked 5th of 53 providers reviewed.

Customer happiness 65.32%
Customer trust 81.98%
Complaints performance 83.98%
Transparency rating 56.03%
Fairer Finance score
Reviewed Spring 2022
72%

Credit cards

Ranked 26th of 31 providers reviewed.

Customer happiness 70.52%
Customer trust 70.46%
Complaints performance 46.24%
Transparency rating 31.24%
Fairer Finance score
Reviewed Spring 2022
55%

Home insurance (building and contents)

Ranked 27th of 49 providers reviewed.

Customer happiness 61.93%
Customer trust 63.92%
Complaints performance 54.38%
Transparency rating 73.84%
Fairer Finance score
Reviewed Spring 2022
64%
Gold ribbon: first place

Pet insurance

Ranked 14th of 28 providers reviewed.

Customer happiness 59.29%
Customer trust 58.97%
Complaints performance 70.65%
Transparency rating 72.37%
Fairer Finance score
Reviewed Spring 2022
65%

Car insurance

John Lewis

Car Insurance

4 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £60.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Credit cards

0% balance transfer credit cards

John Lewis

Partnership

2 stars
Duration of 0% balance transfer offer period i 6 months
Balance transfer fee during promotional period i 1.99%
Representative APR i 18.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.99%
Representative balance transfer rate i 1.4559%
Risk based? i

Cashback and reward credit cards

John Lewis

Partnership

2 stars
Reward extras i
Representative APR i 18.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Foreign use credit cards

John Lewis

Partnership

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 18.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.4559%

Home insurance (building and contents)

John Lewis

Gold Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i Unlimited
Alternative accommodation cover limit for buildings i Unlimited
Cover for keys if lost i Sum insured
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Silver Buildings, Silver contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £15,000.00
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Bronze Buildings, Silver Contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £15,000.00
Alternative accommodation cover limit for buildings i £50,000.00
Cover for keys if lost i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Bronze Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i Unlimited
Alternative accommodation cover limit for buildings i £50,000.00
Cover for keys if lost i Sum insured
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Silver Buildings, Gold Contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i Unlimited
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i Sum insured
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Gold Buildings, Silver Contents

5 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £15,000.00
Alternative accommodation cover limit for buildings i Unlimited
Cover for keys if lost i £750.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Bronze Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £10,000.00
Alternative accommodation cover limit for buildings i £50,000.00
Cover for keys if lost i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Silver Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £10,000.00
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

John Lewis

Gold Buildings, Bronze Contents

4 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £350.00
Garden plants i
Alternative accommodation cover limit for contents i £10,000.00
Alternative accommodation cover limit for buildings i Unlimited
Cover for keys if lost i £500.00
Money in the home i £1,000.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

Buildings insurance

John Lewis

Bronze Buildings, Bronze Contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £50,000.00
Cover for keys if stolen i £500.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Gold Contents

5 stars
Trace and Access i Sum insured
Cover for keys if lost i Sum insured
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i Unlimited
Cover for keys if stolen i Sum insured
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Silver contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £750.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £100,000.00
Cover for keys if stolen i £750.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Bronze Buildings, Silver Contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £50,000.00
Cover for keys if stolen i £500.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Bronze Buildings, Gold Contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £50,000.00
Cover for keys if stolen i £500.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Bronze Contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £750.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £100,000.00
Cover for keys if stolen i £750.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Silver Buildings, Gold Contents

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £750.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £100,000.00
Cover for keys if stolen i £750.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Bronze Contents

5 stars
Trace and Access i Sum insured
Cover for keys if lost i Unlimited
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i Unlimited
Cover for keys if stolen i Unlimited
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

John Lewis

Gold Buildings, Silver Contents

5 stars
Trace and Access i Sum insured
Cover for keys if lost i Sum insured
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i Unlimited
Cover for keys if stolen i Sum insured
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £5,000,000.00

Contents insurance

John Lewis

Gold Buildings, Gold Contents

5 stars
Matching sets i
Cover for keys if lost i Sum insured
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i Sum insured
Money in the home i £1,000.00
Alternative accommodation cover limit i Unlimited
24hr helpline i

John Lewis

Silver Buildings, Silver contents

5 stars
Matching sets i
Cover for keys if lost i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £750.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £15,000.00
24hr helpline i

John Lewis

Bronze Buildings, Gold Contents

5 stars
Matching sets i
Cover for keys if lost i Sum insured
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i Sum insured
Money in the home i £1,000.00
Alternative accommodation cover limit i Unlimited
24hr helpline i

John Lewis

Bronze Buildings, Silver Contents

5 stars
Matching sets i
Cover for keys if lost i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £750.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £15,000.00
24hr helpline i

John Lewis

Gold Buildings, Silver Contents

5 stars
Matching sets i
Cover for keys if lost i £750.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £750.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £15,000.00
24hr helpline i

John Lewis

Silver Buildings, Gold Contents

5 stars
Matching sets i
Cover for keys if lost i Sum insured
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i Sum insured
Money in the home i £1,000.00
Alternative accommodation cover limit i Unlimited
24hr helpline i

John Lewis

Bronze Buildings, Bronze Contents

4 stars
Matching sets i
Cover for keys if lost i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £500.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £10,000.00
24hr helpline i

John Lewis

Gold Buildings, Bronze Contents

4 stars
Matching sets i
Cover for keys if lost i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £500.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £10,000.00
24hr helpline i

John Lewis

Silver Buildings, Bronze Contents

4 stars
Matching sets i
Cover for keys if lost i £500.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £500.00
Money in the home i £1,000.00
Alternative accommodation cover limit i £10,000.00
24hr helpline i

Pet insurance

Cat insurance

John Lewis

£3,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£5,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £60.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £7,500.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£9,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £60.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £9,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£12,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £60.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £12,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

John Lewis

£2,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 180 days
Age when compulsory excess rises i 9 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

John Lewis

£5,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £60.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

John Lewis

£7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £7,500.00
If renewed, are existing conditions covered? i

John Lewis

£9,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £60.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £9,000.00
If renewed, are existing conditions covered? i

John Lewis

£12,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £60.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £12,000.00
If renewed, are existing conditions covered? i

John Lewis

£2,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

John Lewis

£3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £300.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 9 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i