Navigator

In July 2020, The Times newspaper ran a story reporting that the General Medical Council was taking TIF’s chief medical officer to a “fitness to practice” tribunal, accusing him of "impairment by misconduct”. TIF says it takes advice from a number of doctors, and says its chief medical officer denies the allegations. Until this case is resolved, we have removed our ratings of TIF products

Navigator are specialists in travel insurance, based in Altrincham and incorporated in 1999.

Navigator Travel Insurance offers single trip and annual travel insurance, as well as more specialist backpacker and motorcycle policies.

Some of Navigator's travel insurance policies are underwritten by Starr International (Europe) Limited. Others are insured by Union Reiseversicherung AG and underwritten by Travel Insurance Facilities.

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Medical excess i	£75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£2,500.00
Cancelling before travel cover limit i	£5,000.00
Emergency medical cover and repatriation cover limit i	£10,000,000.00
Mental health cover i
Personal money i	£1,250.00
Combined passport & travel documents cover limit i	£1,000.00
Cutting trip short (curtailment) cover limit i	£5,000.00
Abandoning your trip (abandonment) cover limit i	£5,000.00
Natural disaster relocation cover i
Max trip duration i	45 days

Medical excess i	£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£3,500.00
Cancelling before travel cover limit i	£10,000.00
Emergency medical cover and repatriation cover limit i	£10,000,000.00
Mental health cover i
Personal money i	£1,500.00
Combined passport & travel documents cover limit i	£1,500.00
Cutting trip short (curtailment) cover limit i	£10,000.00
Abandoning your trip (abandonment) cover limit i	£10,000.00
Natural disaster relocation cover i
Max trip duration i	45 days

Medical excess i	£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£1,500.00
Cancelling before travel cover limit i	£2,500.00
Emergency medical cover and repatriation cover limit i	£7,500,000.00
Mental health cover i
Personal money i	£750.00
Combined passport & travel documents cover limit i	£750.00
Cutting trip short (curtailment) cover limit i	£2,500.00
Abandoning your trip (abandonment) cover limit i	£2,500.00
Natural disaster relocation cover i
Max trip duration i	45 days

Medical excess i	£150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£1,000.00
Cancelling before travel cover limit i	£1,000.00
Emergency medical cover and repatriation cover limit i	£5,000,000.00
Mental health cover i
Personal money i	£350.00
Combined passport & travel documents cover limit i	£500.00
Cutting trip short (curtailment) cover limit i	£1,000.00
Abandoning your trip (abandonment) cover limit i	£1,000.00
Natural disaster relocation cover i
Max trip duration i	45 days

Missed port departure cover limit i	£1,000.00
Re-joining a cruise cover limit i	£500.00
Cabin confinement cover limit i	£1,000.00
Missed port departure excess i	£0.00
Timetable/itinerary change cover limit i	£500.00
Unused excursions cover limit i	£500.00

Ski equipment owned cover limit i	£800.00
Single owned item cover limit i	£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£150.00
Avalanche closure cover limit i	£200.00
Piste closure cover limit i	£200.00
Ski equipment owned excess i	£100.00
Ski equipment hired i	£800.00
Single item limit for hired equipment i	£300.00
Unused ski pass due to illness or injury i	£400.00

Navigator

Travel insurance

Annual multi-trip insurance

Single trip insurance

Travel insurance add-on: cruise cover

Travel insurance add-on: winter sports

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