Navigator

Navigator Travel Insurance offers single trip and annual travel insurance, as well as more specialist backpacker and motorcycle policies.

Some of Navigator's travel insurance policies are underwritten by PTI Insurance. Others are insured by Union Reiseversicherung AG and underwritten by Travel Insurance Facilities.

Navigator
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Travel insurance

Annual multi-trip insurance

Navigator

Gold

5 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,500
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £1,000
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Navigator

Diamond

5 stars
Medical excess i £25
Cancelling before travel i £10,000
Personal possessions & baggage - damaged, lost or stolen i £3,500
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £10,000
Abandoning your trip i £10,000
Lost or stolen cash i £500
Combined passport & travel i £1,500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Navigator

Plus

4 stars
Medical excess i £60
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Navigator

Silver

3 stars
Medical excess i £75
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,250
Max trip duration i 45 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £1,000
Lost or stolen cash i £200
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Navigator

Standard

2 stars
Medical excess i £75
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £2,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £1,000
Lost or stolen cash i £200
Combined passport & travel i £100
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Navigator

Gold

5 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £1,000

Navigator

Diamond

5 stars
Medical excess i £25
Cancelling before travel i £10,000
Personal possessions and baggage - damaged, lost or stolen i £3,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £10,000
Missed departure i £1,000
Abandoning your trip i £10,000
Lost or stolen cash i £500
Combined passport & travel i £1,500

Navigator

Plus

4 stars
Medical excess i £60
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £250

Navigator

Silver

3 stars
Medical excess i £75
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,250
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £250
Abandoning your trip i £1,000
Lost or stolen cash i £200
Combined passport & travel i £500

Navigator

Standard

2 stars
Medical excess i £75
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £2,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £500
Abandoning your trip i £1,000
Lost or stolen cash i £200
Combined passport & travel i £100

Travel insurance add-ons

Cruise add-on

Navigator

Gold

5 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £0
Timetable/itinerary change i £500
Unused excursions i £500

Navigator

Diamond

5 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £0
Timetable/itinerary change i £500
Unused excursions i £500

Navigator

Silver

4 stars
Missed port departure i £1,000
Re-joining a cruise i £1,000
Cabin confinement i £1,000
Missed port departure excess i £0
Timetable/itinerary change i £500
Unused excursions i £500

Winter sports add-on

Navigator

Diamond

4 stars
Ski equipment owned i £800
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £25
Ski equipment hired i £800
Single item limit for hired equipment i £500
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £400

Navigator

Gold

4 stars
Ski equipment owned i £800
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £50
Ski equipment hired i £800
Single item limit for hired equipment i £500
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £400

Navigator

Silver

3 stars
Ski equipment owned i £800
Single item limit for owned equipment i £500
Hiring replacement winter sports equipment i £150
Ski equipment owned excess i £75
Ski equipment hired i £800
Single item limit for hired equipment i £500
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £400

Navigator

Standard

1 stars
Ski equipment owned i £400
Single item limit for owned equipment i £150
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £75
Ski equipment hired i £400
Single item limit for hired equipment i £150
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £300

Navigator

Plus

1 stars
Ski equipment owned i £400
Single item limit for owned equipment i £150
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £75
Ski equipment hired i £400
Single item limit for hired equipment i £150
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £300