RAC

RAC is best known for its breakdown service. This service was originally part of the Royal Automobile Club, a private members' club founded in 1897. The club established a separate organisation, RAC Motoring Services, in 1978, to run this part of its business and later sold its stake in the new 'associate' company. The members' club still exists, and is located on Pall Mall in London, while RAC are based in Walsall.

RAC are now owned by CVC Capital Partners and GIC Private Limited. 

The RAC now also offers a whole suite of insurance products including home and travel cover. Its car and home insurance are administered by BISL, which runs insurance services for a number of major financial brands.

RAC
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Gold ribbon: first place

Car insurance

Ranked 20th of 56 providers reviewed.

Customer happiness 56.69%
Customer trust 56.57%
Complaints performance 76.73%
Transparency rating 70.43%
Fairer Finance score
Reviewed Spring 2021
65%

Home insurance (building and contents)

Ranked 30th of 52 providers reviewed.

Customer happiness 56.2%
Customer trust 53.33%
Complaints performance 76.98%
Transparency rating 58.52%
Fairer Finance score
Reviewed Spring 2021
61%

Car insurance

RAC

Car Insurance Plus (with guaranteed replacement car and keycare cover)

5 stars
Cover limit for lost keys i £1,000
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £60
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £1,000
24hr helpline available i
Courtesy car provided if stolen / total loss i

RAC

Car Insurance

2 stars
Cover limit for lost keys i £0
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £60
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

RAC

Home Insurance

3 stars
Matching sets i
Theft from outbuildings cover limit i £2,000
Escape of water excess i £350
Alternative accommodation cover limit i £75,000
Cover for keys if lost i £500
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Buildings insurance

RAC

Home Insurance

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i £75,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

RAC

Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i £350
Replace belongings new for old i
Alternative accommodation cover limit i £20,000
Money in the home cover limit i £500
Cover for keys if stolen i £500
24hr helpline i

Travel insurance

Annual multi-trip insurance

RAC

Silver (Money Supermarket)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 32 days

RAC

Black (Money Supermarket)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

RAC

Silver Essential (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 32 days

RAC

Black Essential (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

RAC

Silver

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £600
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 62 days

RAC

Black

4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Lost or stolen cash i £500
Combined passport & travel cover limit i £750
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 92 days

RAC

Orange

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £100
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

RAC

Orange (Money Supermarket)

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 22 days

RAC

Orange Essential (Comparison Site)

1 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 22 days

Single trip insurance

RAC

Silver (Money Supermarket)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

RAC

Black (Money Supermarket)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Missed departure cover limit i £1,000

RAC

Silver Essential (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

RAC

Black Essential (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Missed departure cover limit i £1,000

RAC

Silver

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £600
Missed departure cover limit i £1,000

RAC

Black

4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i Unlimited
Lost or stolen cash i £500
Combined passport & travel cover limit i £750
Missed departure cover limit i £1,250

RAC

Orange

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £100
Missed departure cover limit i £300

RAC

Orange (Money Supermarket)

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Missed departure cover limit i £0

RAC

Orange Essential (Comparison Site)

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Missed departure cover limit i £0

Travel insurance add-on: cruise cover

RAC

Orange

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

RAC

Silver

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £375
Missed port departure excess i
Timetable/itinerary change cover limit i £750
Unused excursions cover limit i £500

RAC

Black

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000
Unused excursions cover limit i £750

RAC

Orange (Money Supermarket)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

RAC

Silver (Money Supermarket)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £375
Missed port departure excess i
Timetable/itinerary change cover limit i £750
Unused excursions cover limit i £500

RAC

Black (Money Supermarket)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000
Unused excursions cover limit i £750

RAC

Orange Essential (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

RAC

Silver Essential (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £375
Missed port departure excess i
Timetable/itinerary change cover limit i £750
Unused excursions cover limit i £500

RAC

Black Essential (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000
Unused excursions cover limit i £750

Travel insurance add-on: winter sports

RAC

Silver

4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £50
Ski equipment hired i £350
Single item limit for hired equipment i £350
Unused ski pass due to illness or injury i £400

RAC

Black

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £400
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £500
Piste closure cover limit i £400
Ski equipment owned excess i £0
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £400

RAC

Silver (Money Supermarket)

4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £95
Ski equipment hired i £200
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

RAC

Black (Money Supermarket)

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £70
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £500

RAC

Silver Essential (Comparison Site)

4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £95
Ski equipment hired i £200
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

RAC

Black Essential (Comparison Site)

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £70
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £500

RAC

Orange

3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £250
Piste closure cover limit i £400
Ski equipment owned excess i £100
Ski equipment hired i £300
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £400

RAC

Orange (Money Supermarket)

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £250
Ski equipment owned excess i £150
Ski equipment hired i £150
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £250

RAC

Orange Essential (Comparison Site)

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £250
Ski equipment owned excess i £150
Ski equipment hired i £150
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £250

Travel Insurance Covid-19 Cover

RAC

Orange

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Silver

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Black

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Orange (Money Supermarket)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Silver (Money Supermarket)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Black (Money Supermarket)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Orange Essential (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Silver Essential (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

RAC

Black Essential (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)