Saga

Saga specialises in offering products for the over 50s market. It provides both financial products such as insurance and ISAs, and also non-financial, such as legal and care services for the elderly. Founded in 1959, Saga specialises in products for the over 50s market. It's listed on the London Stock Exchange. Saga's credit cards are provided by Allied Irish Banks. Its travel insurance is underwritten by Cigna Insurance Services. Saga's home and car insurance are provided by a number of insurers.

Saga
Gold ribbon: first place

Car insurance

Ranked 8th of 52 providers reviewed.

Customer happiness 62%
Customer trust 50%
Complaints performance 70%
Transparency rating 56%
Fairer Finance score
Reviewed Spring 2018
60%
Gold ribbon: first place

Credit cards

Ranked 4th of 35 providers reviewed.

Customer happiness 68%
Customer trust 47%
Complaints performance 86%
Transparency rating 62%
Fairer Finance score
Reviewed Spring 2018
66%
Gold ribbon: first place

Home insurance

Ranked 15th of 47 providers reviewed.

Customer happiness 60%
Customer trust 49%
Complaints performance 70%
Transparency rating 57%
Fairer Finance score
Reviewed Spring 2018
59%
Gold ribbon: first place

Travel insurance

Ranked 2nd of 56 providers reviewed.

Customer happiness 59%
Customer trust 55%
Complaints performance 74%
Transparency rating 65%
Fairer Finance score
Reviewed Spring 2018
63%

Car insurance

Saga

Motor Insurance

5 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i Unlimited
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £0
Windscreen replacement excess i £75

Home insurance

Saga

Tailor-Made home Insurance

5 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i Sum insured
Cover for keys/locks if lost i Sum insured
Money in the home i £5,000
New for old i

Saga

Home Insurance Premier

5 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i Sum insured
Cover for keys/locks if lost i Sum insured
Money in the home i £500
New for old i

Saga

Home Insurance Essentials

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i £100,000
Cover for keys/locks if lost i £1,000
Money in the home i £500
New for old i

Buildings insurance

Saga

Tailor-Made home Insurance

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i Sum insured
24hr helpline i
Alternative accommodation cover limit i Sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £150
Property owner liability i £10,000,000

Saga

Home Insurance Premier

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i Sum insured
24hr helpline i
Alternative accommodation cover limit i Sum insured
Compulsory excess i £50
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £150
Property owner liability i £2,000,000

Saga

Home Insurance Essentials

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Compulsory excess i £50
Cover for keys/locks if stolen i £1,000
Escape of water excess i £150
Property owner liability i £2,000,000

Contents insurance

Saga

Tailor-Made home Insurance

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accomodation i Sum insured
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £5,000
New for old i

Saga

Home Insurance Premier

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accomodation i Sum insured
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i £500
Money in the home i £500
New for old i

Saga

Home Insurance Essentials

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accomodation i £25,000
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i £500
Money in the home i £500
New for old i

Pet insurance

Cat insurance

Saga

Super

2 stars
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £5,000
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £5,000
Cancellation fee i £35
Complementary treatment i £1,000
Cremation i £0
Cruciate ligament damage i £5,000
Euthanasia i £0
Loss of pet total i
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £0

Saga

Saver

1 stars
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Age compulsory excess changes i Doesn't change
Amendment fee i £10
CT scans i £2,000
Cancellation fee i £35
Complementary treatment i £0
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £0
Loss of pet total i
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £0

Saga

Essential

1 stars
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £1,000
Cancellation fee i £35
Complementary treatment i £0
Cremation i £0
Cruciate ligament damage i £1,000
Euthanasia i £0
Loss of pet total i
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £0

Dog insurance

Saga

Super

2 stars
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £5,000
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £5,000
Complementary treatment i £1,000
Cremation i £0
Cruciate ligament damage i £5,000
Euthanasia i £0
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £0

Saga

Saver

1 stars
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Age compulsory excess changes i Doesn't change
Amendment fee i £10
CT scans i £2,000
Complementary treatment i £0
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £0
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £0

Saga

Essential

1 stars
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £1,000
Complementary treatment i £0
Cremation i £0
Cruciate ligament damage i £1,000
Euthanasia i £0
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £0

Travel insurance

Annual multi-trip insurance

Saga

Travel Insurance

5 stars
Cancelling before travel i £10,000
Medical excess i £70
Personal possessions & baggage - damaged, lost or stolen i £5,000
Abandoning your trip i £10,000
Combined passport & travel i £350
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 45 days

Saga

Travel Insurance (Comparison Site)

4 stars
Cancelling before travel i £2,500
Medical excess i £70
Personal possessions & baggage - damaged, lost or stolen i £1,750
Abandoning your trip i £2,500
Combined passport & travel i £500
Cutting trip short/curtailment i £2,500
Emergency medical cover and repatriation i £8,000,000
Lost or stolen cash i £500
Max trip duration i 45 days

Single trip insurance

Saga

Travel Insurance

5 stars
Cancelling before travel i £10,000
Medical excess i £70
Personal possessions and baggage - damaged, lost or stolen i £5,000
Abandoning your trip i £10,000
Combined passport & travel i £350
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £1,000

Saga

Travel Insurance (Comparison Site)

4 stars
Cancelling before travel i £2,500
Medical excess i £70
Personal possessions and baggage - damaged, lost or stolen i £1,750
Abandoning your trip i £2,500
Combined passport & travel i £500
Cutting trip short/curtailment i £2,500
Emergency medical cover and repatriation i £8,000,000
Lost or stolen cash i £500
Missed departure i £1,000

Travel insurance add-ons

Winter sports add-on

Saga

Travel Insurance

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £750
Ski equipment owned i £750
Avalanche closure i £300
Piste closure i £400
Single item limit for hired equipment i £550
Ski equipment hired i £550
Ski equipment owned excess i £70
Unused ski pass due to illness or injury i £350