Saga

Founded in 1959, Saga specialises in products for the over-50s market. It is listed on the London Stock Exchange. 

It provides both financial products such as insurance and ISAs, and also non-financial, such as legal and care services for the elderly. Its travel insurance is underwritten by Astrenska Insurance Limited. Saga's home and car insurance are provided by a number of insurers.

Saga's headquarters are in Folkestone, Kent. 

Saga
Visit provider's website

We don't get paid for any links on our site.

Gold ribbon: first place

Breakdown Cover

Ranked 11th of 27 providers reviewed.

Customer happiness 55.56%
Customer trust 59.4%
Complaints performance 70.35%
Transparency rating 69.97%
Fairer Finance score
Reviewed Spring 2023		 64%
Gold ribbon: first place

Car insurance

Ranked 15th of 53 providers reviewed.

Customer happiness 67.61%
Customer trust 61.03%
Complaints performance 73.26%
Transparency rating 70.66%
Fairer Finance score
Reviewed Spring 2023		 68%
Gold ribbon: first place

Home Emergency Cover

Ranked 3rd of 28 providers reviewed.

Customer happiness 55.38%
Customer trust 69.28%
Complaints performance 78.27%
Transparency rating 73.8%
Fairer Finance score
Reviewed Spring 2023		 69%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 6th of 48 providers reviewed.

Customer happiness 65.89%
Customer trust 62.49%
Complaints performance 77.64%
Transparency rating 74.76%
Fairer Finance score
Reviewed Spring 2023		 70%

Private medical insurance

Ranked 6th of 11 providers reviewed.

Customer happiness 56.53%
Customer trust 51.42%
Complaints performance 86.39%
Transparency rating 70.41%
Fairer Finance score
Reviewed Spring 2023		 66%
Gold ribbon: first place

Savings Accounts

Ranked 13th of 53 providers reviewed.

Customer happiness 63.42%
Customer trust 59.4%
Complaints performance 83.52%
Transparency rating 76.97%
Fairer Finance score
Reviewed Spring 2023		 71%
Gold ribbon: first place

Travel insurance

Ranked 7th of 41 providers reviewed.

Customer happiness 56.53%
Customer trust 59.21%
Complaints performance 71.75%
Transparency rating 61.65%
Fairer Finance score
Reviewed Spring 2023		 62%

Breakdown Cover

EU Breakdown Cover

Saga

Premier

3 stars
Replacement Hire Car i
Roadside recovery
Pre-departure Hire Car i
Cover for re-booking i
Will they recover your car in cases of misfuelling?
Will you be recovered if you run out of fuel?
Will they provide a relief driver in instances of driver incapacitation due to injury or illness? i
Will they attend to assist with a flat battery?
Will they attend to assist with a flat tyre?
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Available to purchase alone?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Number of passengers permitted for onward travel as standard i Unlimited
Emergency Overnight Accommodation i
Repatriation i
Will they drain wrong fuel and replace in cases of misfuelling? i

UK Breakdown Cover

Saga

Comprehensive

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i Unlimited
Emergency Overnight Accommodation i
Available to purchase alone?

Saga

Premier

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i Unlimited
Emergency Overnight Accommodation i
Available to purchase alone?

Saga

Home Call

2 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 0
Emergency Overnight Accommodation i
Available to purchase alone?

Saga

National Recovery

2 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 0
Emergency Overnight Accommodation i
Available to purchase alone?

Saga

Essential

1 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 0
Emergency Overnight Accommodation i
Available to purchase alone?

Car insurance

Saga

Motor Insurance

4 stars
Cover limit for lost keys i £2,500.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i £1,000.00
Windscreen repair excess i £25.00
Windscreen replacement excess i £100.00
Repairs guarantee (years) i 5 years
New car replacement i
Cover limit for stolen keys i £2,500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Saga

Plus Motor Insurance

4 stars
Cover limit for lost keys i Unlimited
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £75.00
Repairs guarantee (years) i 5 years
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Saga

Select Motor Insurance

4 stars
Cover limit for lost keys i £2,500.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £75.00
Repairs guarantee (years) i 5 years
New car replacement i
Cover limit for stolen keys i £2,500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Home Emergency Cover

Saga

Home And Heating Emergency (Home Add-On)

5 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-On
Home Emergency Cover limit i £2,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £250.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i Inter Partner Assistance SA
Maximum Excess i £0.00
Alternative Accommodation Cover i £450.00
24/7 Claims Helpline i
Unoccupied period i 60

Saga

Home Emergency (Home Add-On)

3 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-On
Home Emergency Cover limit i £2,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i Inter Partner Assistance SA
Maximum Excess i £0.00
Alternative Accommodation Cover i £450.00
24/7 Claims Helpline i
Unoccupied period i 60

Home insurance (building and contents)

Saga

Saga Plus

3 stars
Alternative accommodation cover limit for buildings i £1,000,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i Sum Insured
Escape of water excess i £400.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i Sum insured
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i Sum Insured
Keys/locks if lost or stolen (Buildings) i Sum Insured
Money in the home i £1,000.00
Replace belongings new for old i 50% of the cost of replacing the undamaged parts
Trace and access i Sum Insured
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £450.00
Compulsory excess (contents) i £50.00
Additional flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £15,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit i £100,000.00
Contents cover limit i £75,000.00
Underwriter Panel of insurers
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i £0.00
Cancellation fee after 14 days i £35.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £1,000.00
Blocked drains i Not Covered
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £2,500.00
Visitor's possessions £2,000.00
Out in open cover
Frozen Food Cover Sum insured
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i £0.00
Credit cards i £1,000.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £10,000.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics Optional
Cover away from home offered for: money Optional
Cover away from home offered for: jewellery Optional
Cover away from home offered for: bicycles & other Optional
Special events (weddings and civil ceremonies) - limit 20% of Sum Insured
Special events (weddings and civil ceremonies) - days 60 days
Special events (births) - limit 20% of Sum Insured
Special events (births) - days 60 days
Special events (anniversaries and birthdays) - limit 20% of Sum Insured
Special events (anniversaries and birthdays) - days 60 days
Special events (religious events) - limit 20% of Sum Insured
Special events (religious events) - days 60 days
Cover for home emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical equipment loan i £5,000.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Saga

Saga Select

2 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i £3,000.00
Escape of water excess i £400.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i £25,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £1,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £500.00
Replace belongings new for old i
Trace and access i £5,000.00
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £450.00
Compulsory excess (contents) i £50.00
Additional flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £5,000.00
Liability to domestic employees i £5,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit i £100,000.00
Contents cover limit i £75,000.00
Underwriter Panel of insurers
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i £0.00
Cancellation fee after 14 days i £35.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £1,000.00
Blocked drains i Not Covered
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £2,500.00
Visitor's possessions £1,000.00
Out in open cover
Frozen Food Cover £500.00
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £500.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £5,000.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics Optional
Cover away from home offered for: money Optional
Cover away from home offered for: jewellery Optional
Cover away from home offered for: bicycles & other Optional
Special events (weddings and civil ceremonies) - limit 20% of Sum Insured
Special events (weddings and civil ceremonies) - days 60 days
Special events (births) - limit 20% of Sum Insured
Special events (births) - days 60 days
Special events (anniversaries and birthdays) - limit 20% of Sum Insured
Special events (anniversaries and birthdays) - days 60 days
Special events (religious events) - limit 20% of Sum Insured
Special events (religious events) - days 60 days
Cover for home emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical equipment loan i £5,000.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Buildings insurance

Saga

Saga Plus

3 stars
Trace and access i Sum Insured
Keys/locks if lost or stolen (buildings) i Sum Insured
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i £1,000,000.00
Blocked drains i Not Covered
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of water (plus compulsory excess) i £450.00
Buildings compulsory excess i £50.00
Escape of water excess i £400.00
Flood excess i £50.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £35.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Saga

Saga Select

2 stars
Trace and access i £5,000.00
Keys/locks if lost or stolen (buildings) i £1,000.00
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i Not Covered
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft £3,000.00
Cover for storm and flood
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of water (plus compulsory excess) i £450.00
Buildings compulsory excess i £50.00
Escape of water excess i £400.00
Flood excess i £50.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £35.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Saga

Saga Plus

3 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i Sum Insured
Theft from outbuildings cover limit i Sum Insured
Credit cards i £1,000.00
Amendment fee (telephone) i £0.00
Cycles included whilst in the home i
Replace belongings new for old i 50% of the cost of replacing the undamaged parts
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Contents cover limit i £75,000.00
Music, film, or electronic downloads i
Documents i £2,500.00
Frozen Food Cover i Sum insured
Business equipment i 10,000.00
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i £2,000.00
Temporary freezer storage
Money in the home i £1,000.00
Theft from bogus officials
Garden plants
Garden protection 1,000.00
Out in open cover
Alternative accommodation cover limit for contents i Sum insured
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £50.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £15,000.00
Property owner liability i £2,000,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter Panel of insurers
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £35.00
Wedding and civil ceremonies - limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Births - limit/days Cover Limit: 20% of Sum Insured / Day limit: 60
Anniversaries - Limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Religious events -Limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money Optional
Cover away from home offered for: jewellery Optional
Cover away from home offered for: bicycles & other Optional

Saga

Saga Select

1 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i £1,000.00
Theft from outbuildings cover limit i £3,000.00
Credit cards i £500.00
Amendment fee (telephone) i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Contents cover limit i £75,000.00
Music, film, or electronic downloads i
Documents i £2,500.00
Frozen Food Cover i £500.00
Business equipment i 5,000.00
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i £1,000.00
Temporary freezer storage
Money in the home i £500.00
Theft from bogus officials
Garden plants
Garden protection 1,000.00
Out in open cover
Alternative accommodation cover limit for contents i £25,000.00
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £50.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Property owner liability i £2,000,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter Panel of insurers
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £35.00
Wedding and civil ceremonies - limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Births - limit/days Cover Limit: 20% of Sum Insured / Day limit: 60
Anniversaries - Limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Religious events -Limits/days Cover Limit: 20% of Sum Insured / Day limit: 60
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money Optional
Cover away from home offered for: jewellery Optional
Cover away from home offered for: bicycles & other Optional

Pet insurance

Cat insurance

Saga

Super (with pet travel extension)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 365 days
Age when compulsory excess rises i 5 years
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Saga

Super

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i Optional
Quarantine costs cover i Optional
Loss of PETS passport or other travel documents i Optional
Emergency expenses abroad i Optional
Maximum number of days abroad i Optional
Age when compulsory excess rises i 5 years
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Saga

Essential (with pet travel extension)

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 365 days
Age when compulsory excess rises i 5 years
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Saga

Saver

1 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £50.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £0.00
Boarding fees limit i £400.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £500.00
Holiday cover i Optional
Quarantine costs cover i Optional
Loss of PETS passport or other travel documents i Optional
Emergency expenses abroad i Optional
Maximum number of days abroad i Optional
Age when compulsory excess rises i
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Saga

Essential

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £50.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £0.00
Boarding fees limit i £750.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,500.00
Holiday cover i Optional
Quarantine costs cover i Optional
Loss of PETS passport or other travel documents i Optional
Emergency expenses abroad i Optional
Maximum number of days abroad i Optional
Age when compulsory excess rises i 5 years
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Saga

Saver (with pet travel extension)

1 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £50.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 365 days
Age when compulsory excess rises i
Cancellation fee i £35.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i

Dog insurance

Saga

Super

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 5 years
Amendment fee i £10.00
Holiday cancellation i £2,000.00
Holiday cover i Optional
If renewed, are existing conditions covered? i

Saga

Super (with pet travel extension)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 5 years
Amendment fee i £10.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Saga

Saver

1 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £50.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i
Amendment fee i £10.00
Holiday cancellation i £500.00
Holiday cover i Optional
If renewed, are existing conditions covered? i

Saga

Essential

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £50.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 5 years
Amendment fee i £10.00
Holiday cancellation i £1,500.00
Holiday cover i Optional
If renewed, are existing conditions covered? i

Saga

Saver (with pet travel extension)

1 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £50.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i
Amendment fee i £10.00
Holiday cancellation i £2,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

Saga

Essential (with pet travel extension)

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £50.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 5 years
Amendment fee i £10.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Savings Accounts

1 Year Fixed Rate Accounts

Saga

Saga 1 Year Fixed Rate Saver

Interest Rate (AER) i 4%
Minimum Opening Balance i £0.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £100,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest if account is closed after 90 days, if the account is closed within first 90 days the cost is all the interest accrued.

Easy Access Accounts

Saga

Saga Easy Access Savings Account

Interest Rate (AER) i 3.5%
Maximum Balance i £100,000.00
Part of FSCS i
Withdrawal Penalty i
Additional Information i This account is operated by Goldman Sachs International Bank.
Minimum Opening Balance i £0.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Savings Accounts (ISAs)

Easy Access ISAs

Saga

Saga Cash ISA

Interest Rate (AER) i 3.5%
Part of FSCS i
Withdrawal Penalty i Withdrawals can be made via nominated account
Minimum Opening Balance i £0.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Travel insurance

Annual multi-trip insurance

Saga

Travel Insurance

5 stars
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £5,000.00
Cancelling before travel cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £350.00
Cutting trip short cover limit i £10,000.00
Abandoning your trip cover limit i £10,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 90 days

Single trip insurance

Saga

Travel Insurance

5 stars
Cancelling before travel cover limit i £10,000.00
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £350.00
Cutting trip short cover limit i £10,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £1,000.00
Combined passport & travel cover limit i £70.00

Travel insurance add-on: cruise cover

Saga

Travel Insurance

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000.00
Unused excursions cover limit i £750.00

Travel insurance add-on: winter sports

Saga

Travel Insurance

4 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £70.00
Ski equipment hired i £550.00
Single item limit for hired equipment i £550.00
Unused ski pass due to illness or injury i £350.00