Saga

Saga specialises in offering products for the over 50s market. It provides both financial products such as insurance and ISAs, and also non-financial, such as legal and care services for the elderly. Founded in 1959, Saga specialises in products for the over 50s market. It's listed on the London Stock Exchange. Saga's credit cards are provided by Allied Irish Banks. Its travel insurance is underwritten by Cigna Insurance Services. Saga's home and car insurance are provided by a number of insurers.

Saga
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Gold ribbon: first place

Car insurance

Ranked 16th of 51 providers reviewed.

Customer happiness 64%
Customer trust 53%
Complaints performance 70%
Transparency rating 45%
Fairer Finance score
Reviewed Spring 2019
58%
Gold ribbon: first place

Home insurance

Ranked 14th of 47 providers reviewed.

Customer happiness 63%
Customer trust 52%
Complaints performance 72%
Transparency rating 49%
Fairer Finance score
Reviewed Spring 2019
59%
Gold ribbon: first place

Travel insurance

Ranked 9th of 59 providers reviewed.

Customer happiness 60%
Customer trust 53%
Complaints performance 67%
Transparency rating 51%
Fairer Finance score
Reviewed Spring 2019
58%

Car insurance

Saga

Motor Insurance

4 stars
Cover for keys/locks if lost i Unlimited
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £0
Windscreen replacement excess i £75
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i
Repairs guarantee (years) i 5 years
Courtesy car provided if stolen / total loss i Optional

Home insurance

Saga

Tailor-Made home Insurance

5 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i Sum insured
Cover for keys/locks if lost i Sum insured
Money in the home i £5,000
New for old i

Saga

Home Insurance

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i £100,000
Cover for keys/locks if lost i £1,000
Money in the home i £500
New for old i

Saga

Home Insurance Premier

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i Sum insured
Cover for keys/locks if lost i Sum insured
Money in the home i £500
New for old i

Buildings insurance

Saga

Tailor-Made home Insurance

5 stars
Trace & access i Sum insured
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £150
Alternative accommodation cover limit i Sum insured
Cover for keys/locks if stolen i Sum insured
Property owner liability i £10,000,000
24hr helpline i

Saga

Home Insurance Premier

5 stars
Trace & access i Sum insured
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £0
Escape of water excess i £150
Alternative accommodation cover limit i Sum insured
Cover for keys/locks if stolen i Sum insured
Property owner liability i £2,000,000
24hr helpline i

Saga

Home Insurance

4 stars
Trace & access i £5,000
Matching sets i
Cover for keys/locks if lost i £1,000
Compulsory excess i £0
Escape of water excess i £150
Alternative accommodation cover limit i £100,000
Cover for keys/locks if stolen i £1,000
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Saga

Tailor-Made home Insurance

5 stars
Theft from outbuildings i Part of sum insured
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i Part of sum insured
New for old i
Alternative accomodation i Sum insured
Money in the home i £5,000
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Saga

Home Insurance Premier

4 stars
Theft from outbuildings i Part of sum insured
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i £500
New for old i
Alternative accomodation i Sum insured
Money in the home i £500
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Saga

Home Insurance

3 stars
Theft from outbuildings i £3,000
Matching sets i
Cover for keys/locks if lost i £1,000
Cycles included whilst in the home i £500
New for old i
Alternative accomodation i £25,000
Money in the home i £500
Cover for keys/locks if stolen i £1,000
24hr helpline i

Pet insurance

Cat insurance

Saga

Super

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £5,000
Dental cover (if due to an accident) i £5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 5 years
Cancellation fee i £35
Amendment fee i £10
Loss of pet total i

Saga

Saver

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i Doesn't change
Cancellation fee i £35
Amendment fee i £10
Loss of pet total i

Saga

Essential

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Dental cover (if due to an accident) i £1,000
Cruciate ligament damage i £1,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i 5 years
Cancellation fee i £35
Amendment fee i £10
Loss of pet total i

Dog insurance

Saga

Super

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £5,000
Dental cover (if due to an accident) i £5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 5 years
Amendment fee i £10

Saga

Saver

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £2,000
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i Doesn't change
Amendment fee i £10

Saga

Essential

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Dental cover (if due to an accident) i £1,000
Cruciate ligament damage i £1,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £0
Age compulsory excess changes i 5 years
Amendment fee i £10

Travel insurance

Annual multi-trip insurance

Saga

Travel Insurance (with cancellation cover)

5 stars
Medical excess i £70
Cancelling before travel i £10,000
Personal possessions & baggage - damaged, lost or stolen i £5,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £10,000
Abandoning your trip i £10,000
Lost or stolen cash i £300
Combined passport & travel i £350
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Saga

Select Travel Insurance (Comparison Site)

4 stars
Medical excess i £70
Cancelling before travel i £2,500
Personal possessions & baggage - damaged, lost or stolen i £1,750
Max trip duration i 45 days
Emergency medical cover and repatriation i £8,000,000
Cutting trip short/curtailment i £2,500
Abandoning your trip i £2,500
Lost or stolen cash i £500
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Saga

Travel Insurance

4 stars
Medical excess i £70
Cancelling before travel i £0
Personal possessions & baggage - damaged, lost or stolen i £5,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £0
Abandoning your trip i £10,000
Lost or stolen cash i £300
Combined passport & travel i £350
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Saga

Travel Insurance (with cancellation cover)

5 stars
Medical excess i £70
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £5,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £350

Saga

Select Travel Insurance (Comparison Site)

4 stars
Medical excess i £70
Cancelling before travel i £2,500
Personal possessions and baggage - damaged, lost or stolen i £1,750
Emergency medical cover and repatriation i £8,000,000
Cutting trip short/curtailment i £2,500
Missed departure i £1,000
Abandoning your trip i £2,500
Lost or stolen cash i £500
Combined passport & travel i £500

Saga

Travel Insurance

4 stars
Medical excess i £70
Cancelling before travel i £0
Personal possessions and baggage - damaged, lost or stolen i £5,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £0
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £350

Winter sports add-on

Saga

Travel Insurance

3 stars
Ski equipment owned i £750
Single item limit for owned equipment i £750
Hiring replacement winter sports equipment i £200
Ski equipment owned excess i £70
Ski equipment hired i £550
Single item limit for hired equipment i £550
Avalanche closure i £300
Piste closure i £400
Unused ski pass due to illness or injury i £350