Starling Bank

Founded in 2014, Starling Bank is a digital, mobile-only challenger bank based in London.

Starling Bank was founded by Anne Boden (ex-COO of Allied Irish Bank) who remains the CEO today.

It offers a range of financial products such as a current account for personal use and one for businesses, and personal loans.

Whilst it might not have branches itself, it has a partnership with the Post Office to allow customers to deposit cash.

Starling Bank
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Gold ribbon: first place

Bank accounts

Ranked 2nd of 28 providers reviewed.

Customer happiness 89.04%
Customer trust 82.72%
Complaints performance 60.97%
Transparency rating 73.07%
Fairer Finance score
Reviewed Spring 2022
76%

Bank accounts

Current accounts

Starling Bank

Personal Current Account

5 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £300.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Foreign use bank accounts

Starling Bank

Personal Current Account

5 stars
Foreign cash withdrawal fee i 0%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 0%
Is there a limit on free cash withdrawals? i Unlimited

Overdrafts

Starling Bank

Personal Current Account

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 15%