The Insurance Emporium

Established in 2014, The Insurance Emporium is an online insurance provider offering a range of cover including car, home and pet insurance.

The Insurance Emporium is a trading name of The Equine and Livestock Insurance Company. Insurance brands pet-insurance.co.uk and Horse-insurance.co.uk, amongst others, are also trading names of The Equine and Livestock Insurance Company.

Their head offices are in York.

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Pet insurance

Ranked 29^th of 35 providers reviewed.

Customer happiness score	52.82%
Customer trust score	49.3%
Complaints performance	80.01%
Transparency rating	58.75%
Fairer Finance score Reviewed Autumn 2023	60%

Pet insurance

Cat insurance

The Insurance Emporium

Maximum benefit Bronze - Lunar (with all optional covers)

Medical excess i	£95.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£2,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£2,000.00
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£2,000.00
CT scans i	£2,000.00
MRI scans i	£2,000.00
Prescribed food i	£100.00
Complementary treatment i	£2,000.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£2,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

The Insurance Emporium

Lifetime Palladium - Yearly

Medical excess i	£150.00
Type of cover i	Lifetime, annual
Medical cover limit i	£6,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i	£6,000.00
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£6,000.00
CT scans i	£6,000.00
MRI scans i	£6,000.00
Prescribed food i	£100.00
Complementary treatment i	£1,500.00
Boarding fees limit i	£500.00
Death benefit (illness) i	£750.00
Euthanasia cover limit i	£0.00
Cremation i	£0.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£750.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i	0 days

The Insurance Emporium

Lifetime Silver - Yearly (with all optional covers)

Medical excess i	£125.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£4,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£4,500.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£4,500.00
Cruciate ligament damage i	£4,500.00
CT scans i	£4,500.00
MRI scans i	£4,500.00
Prescribed food i	£100.00
Complementary treatment i	£4,500.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£4,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

The Insurance Emporium

Lifetime Bronze - Yearly (with all optional covers)

Medical excess i	£115.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£2,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£2,000.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£2,000.00
CT scans i	£2,000.00
MRI scans i	£2,000.00
Prescribed food i	£100.00
Complementary treatment i	£2,000.00
Boarding fees limit i	£500.00
Death benefit (illness) i	£750.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,000.00
Holiday cover i	£1,500.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

The Insurance Emporium

Lifetime Bronze - Lunar (with all optional covers)

Medical excess i	£115.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£2,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£2,500.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£2,500.00
Cruciate ligament damage i	£2,500.00
CT scans i	£2,500.00
MRI scans i	£2,500.00
Prescribed food i	£100.00
Complementary treatment i	£2,500.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£2,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

The Insurance Emporium

Maximum benefit Silver - Lunar

Medical excess i	£105.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£4,500.00
Dental cover (if due to an accident) i	£4,500.00
Cruciate ligament damage i	£4,500.00
CT scans i	£4,500.00
MRI scans i	£4,500.00
Prescribed food i	£100.00
Complementary treatment i	£4,500.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,250.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Maximum benefit Gold - Lunar

Medical excess i	£115.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£7,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£7,500.00
Dental cover (if due to an accident) i	£7,500.00
Cruciate ligament damage i	£7,500.00
CT scans i	£7,500.00
MRI scans i	£7,500.00
Prescribed food i	£100.00
Complementary treatment i	£7,500.00
Boarding fees limit i	£1,250.00
Death benefit (illness) i	£1,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,750.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Lifetime Bronze - Lunar

Medical excess i	£115.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£2,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£2,500.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£2,500.00
Cruciate ligament damage i	£2,500.00
CT scans i	£2,500.00
MRI scans i	£2,500.00
Prescribed food i	£100.00
Complementary treatment i	£2,500.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Lifetime Silver - Lunar

Medical excess i	£125.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£5,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£5,000.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£5,000.00
Cruciate ligament damage i	£5,000.00
CT scans i	£5,000.00
MRI scans i	£5,000.00
Prescribed food i	£100.00
Complementary treatment i	£5,000.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,250.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Lifetime Gold - Lunar

Medical excess i	£135.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£8,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£8,000.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£8,000.00
Cruciate ligament damage i	£8,000.00
CT scans i	£8,000.00
MRI scans i	£8,000.00
Prescribed food i	£100.00
Complementary treatment i	£8,000.00
Boarding fees limit i	£1,250.00
Death benefit (illness) i	£1,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,750.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Maximum benefit Silver - Yearly

Medical excess i	£105.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£4,000.00
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£4,000.00
CT scans i	£4,000.00
MRI scans i	£4,000.00
Prescribed food i	£100.00
Complementary treatment i	£4,000.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Maximum benefit Gold - Yearly

Medical excess i	£115.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£6,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£6,000.00
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£6,000.00
CT scans i	£6,000.00
MRI scans i	£6,000.00
Prescribed food i	£100.00
Complementary treatment i	£6,000.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,250.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Lifetime Silver - Yearly

Medical excess i	£125.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£4,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£4,500.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£4,500.00
Cruciate ligament damage i	£4,500.00
CT scans i	£4,500.00
MRI scans i	£4,500.00
Prescribed food i	£100.00
Complementary treatment i	£4,500.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Lifetime Gold - Yearly

Medical excess i	£135.00
Type of cover i	Lifetime, condition-based
Medical cover limit i	£6,500.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i	£6,500.00
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£6,500.00
Cruciate ligament damage i	£6,500.00
CT scans i	£6,500.00
MRI scans i	£6,500.00
Prescribed food i	£100.00
Complementary treatment i	£6,500.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,250.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00
Quarantine costs cover i	£0.00
Loss of PETS passport or other travel documents i	£0.00
Emergency expenses abroad i	£0.00
Maximum number of days abroad i

The Insurance Emporium

Maximum benefit Silver - Yearly (with all optional covers)

Medical excess i	£105.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£4,000.00
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£4,000.00
CT scans i	£4,000.00
MRI scans i	£4,000.00
Prescribed food i	£100.00
Complementary treatment i	£4,000.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,250.00
Holiday cover i	£4,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

The Insurance Emporium

Maximum benefit Gold - Yearly (with all optional covers)

Medical excess i	£115.00
Type of cover i	Maximum benefit, condition
Medical cover limit i	£6,000.00
Age when compulsory excess rises i	8 years
Annual policy limit i
Cancellation fee i	£10.00
Annual condition limit i
Amendment fee i	£10.00
Lifetime policy limit i
Lifetime condition limit i	£6,000.00
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£6,000.00
CT scans i	£6,000.00
MRI scans i	£6,000.00
Prescribed food i	£100.00
Complementary treatment i	£6,000.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,250.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Holiday cancellation i	£1,500.00
Holiday cover i	£6,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i	£1,000.00
Emergency expenses abroad i	£500.00
Maximum number of days abroad i	100 days

Dog insurance

The Insurance Emporium

Time Limited Silver - Lunar (with all optional covers)

Type of cover i	Time-limited
Medical cover limit i	£4,000.00
Medical excess i	£115.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£4,000.00
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£4,000.00
CT scans i	£4,000.00
MRI scans i	£4,000.00
Prescribed food i	£100.00
Complementary treatment i	£4,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£4,500.00

The Insurance Emporium

Lifetime Gold - Lunar (with all optional covers)

Type of cover i	Lifetime, condition-based
Medical cover limit i	£8,000.00
Medical excess i	£155.00
Annual policy limit i
Annual condition limit i	£8,000.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£8,000.00
Cruciate ligament damage i	£8,000.00
CT scans i	£8,000.00
MRI scans i	£8,000.00
Prescribed food i	£100.00
Complementary treatment i	£8,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,750.00
Holiday cover i	£7,500.00

The Insurance Emporium

Lifetime Palladium - Yearly

Type of cover i	Lifetime, annual
Medical cover limit i	£6,000.00
Medical excess i	£150.00
Annual policy limit i	£6,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£6,000.00
CT scans i	£6,000.00
MRI scans i	£6,000.00
Prescribed food i	£100.00
Complementary treatment i	£1,500.00
Euthanasia cover limit i	£0.00
Cremation i	£0.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£750.00
Holiday cover i	£0.00

The Insurance Emporium

Time Limited Gold - Yearly (with all optional covers)

Type of cover i	Time-limited
Medical cover limit i	£5,000.00
Medical excess i	£125.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£5,000.00
Dental cover (if due to an accident) i	£5,000.00
Cruciate ligament damage i	£5,000.00
CT scans i	£5,000.00
MRI scans i	£5,000.00
Prescribed food i	£100.00
Complementary treatment i	£5,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£6,000.00

The Insurance Emporium

Maximum benefit Silver - Yearly (with all optional covers)

Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,000.00
Medical excess i	£115.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£4,000.00
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£4,000.00
CT scans i	£4,000.00
MRI scans i	£4,000.00
Prescribed food i	£100.00
Complementary treatment i	£4,000.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,250.00
Holiday cover i	£4,000.00

The Insurance Emporium

Lifetime Bronze - Lunar (with all optional covers)

Type of cover i	Lifetime, condition-based
Medical cover limit i	£2,500.00
Medical excess i	£135.00
Annual policy limit i
Annual condition limit i	£2,500.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£2,500.00
Cruciate ligament damage i	£2,500.00
CT scans i	£2,500.00
MRI scans i	£2,500.00
Prescribed food i	£100.00
Complementary treatment i	£2,500.00
Euthanasia cover limit i	£200.00
Cremation i	£200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,250.00
Holiday cover i	£2,000.00

The Insurance Emporium

Maximum benefit Silver - Lunar

Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,500.00
Medical excess i	£115.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£4,500.00
Dental cover (if due to an accident) i	£4,500.00
Cruciate ligament damage i	£4,500.00
CT scans i	£4,500.00
MRI scans i	£4,500.00
Prescribed food i	£100.00
Complementary treatment i	£4,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00

The Insurance Emporium

Maximum benefit Gold - Lunar

Type of cover i	Maximum benefit, condition
Medical cover limit i	£7,500.00
Medical excess i	£125.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£7,500.00
Dental cover (if due to an accident) i	£7,500.00
Cruciate ligament damage i	£7,500.00
CT scans i	£7,500.00
MRI scans i	£7,500.00
Prescribed food i	£100.00
Complementary treatment i	£7,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,750.00
Holiday cover i	£0.00

The Insurance Emporium

Lifetime Silver - Lunar

Type of cover i	Lifetime, condition-based
Medical cover limit i	£5,000.00
Medical excess i	£145.00
Annual policy limit i
Annual condition limit i	£5,000.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£5,000.00
Cruciate ligament damage i	£5,000.00
CT scans i	£5,000.00
MRI scans i	£5,000.00
Prescribed food i	£100.00
Complementary treatment i	£5,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00

The Insurance Emporium

Lifetime Gold - Lunar

Type of cover i	Lifetime, condition-based
Medical cover limit i	£8,000.00
Medical excess i	£155.00
Annual policy limit i
Annual condition limit i	£8,000.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£8,000.00
Cruciate ligament damage i	£8,000.00
CT scans i	£8,000.00
MRI scans i	£8,000.00
Prescribed food i	£100.00
Complementary treatment i	£8,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,750.00
Holiday cover i	£0.00

The Insurance Emporium

Maximum benefit Silver - Yearly

Type of cover i	Maximum benefit, condition
Medical cover limit i	£4,000.00
Medical excess i	£115.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£4,000.00
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£4,000.00
CT scans i	£4,000.00
MRI scans i	£4,000.00
Prescribed food i	£100.00
Complementary treatment i	£4,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,250.00
Holiday cover i	£0.00

The Insurance Emporium

Maximum benefit Gold - Yearly

Type of cover i	Maximum benefit, condition
Medical cover limit i	£6,000.00
Medical excess i	£125.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£6,000.00
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£6,000.00
CT scans i	£6,000.00
MRI scans i	£6,000.00
Prescribed food i	£100.00
Complementary treatment i	£6,000.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00

The Insurance Emporium

Lifetime Silver - Yearly

Type of cover i	Lifetime, condition-based
Medical cover limit i	£4,500.00
Medical excess i	£145.00
Annual policy limit i
Annual condition limit i	£4,500.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£4,500.00
Cruciate ligament damage i	£4,500.00
CT scans i	£4,500.00
MRI scans i	£4,500.00
Prescribed food i	£100.00
Complementary treatment i	£4,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,250.00
Holiday cover i	£0.00

The Insurance Emporium

Lifetime Gold - Yearly

Type of cover i	Lifetime, condition-based
Medical cover limit i	£6,500.00
Medical excess i	£155.00
Annual policy limit i
Annual condition limit i	£6,500.00
Lifetime policy limit i
Lifetime condition limit i	Unlimited
Dental cover (if due to an accident) i	£6,500.00
Cruciate ligament damage i	£6,500.00
CT scans i	£6,500.00
MRI scans i	£6,500.00
Prescribed food i	£100.00
Complementary treatment i	£6,500.00
Euthanasia cover limit i	Optional
Cremation i	Optional
If renewed, are existing conditions covered? i
Age when compulsory excess rises i	8 years
Amendment fee i	£10.00
Holiday cancellation i	£1,500.00
Holiday cover i	£0.00

The Insurance Emporium

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