Top Dog Insurance

Top Dog is one of a number of brands owned by specialist travel insurance broker, Citybond Holdings.

As well as Top Dog, Citybond owns other brands, such as Flexicover and a division called Citybond Suretravel. Top Dog's travel insurance is underwritten by Cigna Europe Insurance Company.

It uses Spanish insurance firm MAPFRE to administer claims.

Top Dog Insurance
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Travel insurance

Ranked 56th of 59 providers reviewed.

Customer happiness 53%
Customer trust 32%
Complaints performance 56%
Transparency rating 32%
Fairer Finance score
Reviewed Spring 2019
43%

Travel insurance

Annual multi-trip insurance

5 stars
Medical excess i £65
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 50 days
Emergency medical cover and repatriation i £7,500,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
5 stars
Medical excess i £0
Cancelling before travel i £10,000
Personal possessions & baggage - damaged, lost or stolen i £3,000
Max trip duration i 50 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £10,000
Abandoning your trip i £10,000
Lost or stolen cash i £350
Combined passport & travel i £750
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Premier (Money Supermarket)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Premier (Comparison Site)

4 stars
Medical excess i £50
Cancelling before travel i £2,000
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £2,000
Abandoning your trip i £2,000
Lost or stolen cash i £200
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Standard (Money Supermarket)

3 stars
Medical excess i £100
Cancelling before travel i £1,500
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
3 stars
Medical excess i £95
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £750
Max trip duration i 50 days
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £0
Lost or stolen cash i £150
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Standard (Comparison Site)

2 stars
Medical excess i £200
Cancelling before travel i £1,500
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Economy (Money Supermarket)

1 stars
Medical excess i £300
Cancelling before travel i £750
Personal possessions & baggage - damaged, lost or stolen i £750
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £750
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Top Dog Insurance

Economy (Comparison Site)

1 stars
Medical excess i £250
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
1 stars
Medical excess i £125
Cancelling before travel i £750
Personal possessions & baggage - damaged, lost or stolen i £0
Max trip duration i 50 days
Emergency medical cover and repatriation i £2,500,000
Cutting trip short/curtailment i £750
Abandoning your trip i £0
Lost or stolen cash i £0
Combined passport & travel i £0
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Cruise add-on

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Economy (Money Supermarket)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Standard (Money Supermarket)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Premier (Money Supermarket)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Economy (Comparison Site)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Standard (Comparison Site)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Premier (Comparison Site)

2 stars
Missed port departure i £1,500
Re-joining a cruise i £0
Cabin confinement i £300
Missed port departure excess i £0
Timetable/itinerary change i £300
Unused excursions i £300

Single trip insurance

5 stars
Medical excess i £65
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £7,500,000
Cutting trip short/curtailment i £5,000
Missed departure i 500 (europe), 1000 (worldwide)
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £500
5 stars
Medical excess i £0
Cancelling before travel i £10,000
Personal possessions and baggage - damaged, lost or stolen i £3,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £10,000
Missed departure i 750 (europe), 1500 (worldwide)
Abandoning your trip i £10,000
Lost or stolen cash i £350
Combined passport & travel i £750

Top Dog Insurance

Premier (Money Supermarket)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £200
Combined passport & travel i £500

Top Dog Insurance

Premier (Comparison Site)

4 stars
Medical excess i £50
Cancelling before travel i £2,000
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £2,000
Missed departure i £500
Abandoning your trip i £2,000
Lost or stolen cash i £200
Combined passport & travel i £500
3 stars
Medical excess i £95
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £750
Emergency medical cover and repatriation i £5,000,000
Cutting trip short/curtailment i £1,000
Missed departure i 500 (europe), 1000 (worldwide)
Abandoning your trip i £0
Lost or stolen cash i £150
Combined passport & travel i £250

Top Dog Insurance

Standard (Money Supermarket)

2 stars
Medical excess i £100
Cancelling before travel i £1,500
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300

Top Dog Insurance

Economy (Money Supermarket)

1 stars
Medical excess i £300
Cancelling before travel i £750
Personal possessions and baggage - damaged, lost or stolen i £750
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £750
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300

Top Dog Insurance

Economy (Comparison Site)

1 stars
Medical excess i £250
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300

Top Dog Insurance

Standard (Comparison Site)

1 stars
Medical excess i £200
Cancelling before travel i £1,500
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,500
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £200
Combined passport & travel i £300
1 stars
Medical excess i £125
Cancelling before travel i £750
Personal possessions and baggage - damaged, lost or stolen i £0
Emergency medical cover and repatriation i £2,500,000
Cutting trip short/curtailment i £750
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £0
Combined passport & travel i £0

Winter sports add-on

4 stars
Ski equipment owned i £1,200
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £500
Ski equipment owned excess i £0
Ski equipment hired i £600
Single item limit for hired equipment i £250
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500
3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £95
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500
3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £65
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Standard (Money Supermarket)

3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £100
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Premier (Money Supermarket)

3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Premier (Comparison Site)

3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500
2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £125
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Economy (Money Supermarket)

2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £300
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Economy (Comparison Site)

2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £250
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Standard (Comparison Site)

2 stars
Ski equipment owned i £500
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £200
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £150
Piste closure i £200
Unused ski pass due to illness or injury i £500