Top Dog Insurance

Top Dog is one of a number of brands owned by specialist travel insurance broker, Citybond Holdings.

As well as Top Dog, Citybond owns other brands, such as Flexicover and a division called Citybond Suretravel. Top Dog's travel insurance is underwritten by Cigna Europe Insurance Company.

It uses Spanish insurance firm MAPFRE to administer claims.

Top Dog Insurance

Travel insurance

Ranked 34th of 56 providers reviewed.

Customer happiness 47%
Customer trust 30%
Complaints performance 57%
Transparency rating 26%
Fairer Finance score
Reviewed Spring 2018
50%

Travel insurance

Annual multi-trip insurance

5 stars
Cancelling before travel i £5,000
Medical excess i £65
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £7,500,000
Lost or stolen cash i £200
Max trip duration i 50 days
5 stars
Cancelling before travel i £10,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £10,000
Combined passport & travel i £750
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £350
Max trip duration i 50 days

Top Dog Insurance

Premier (Money Supermarket)

4 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Top Dog Insurance

Premier (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days
3 stars
Cancelling before travel i £1,000
Medical excess i £95
Personal possessions & baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £150
Max trip duration i 50 days

Top Dog Insurance

Standard (Money Supermarket)

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Top Dog Insurance

Economy (Money Supermarket)

1 stars
Cancelling before travel i £750
Medical excess i £300
Personal possessions & baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Top Dog Insurance

Economy (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Top Dog Insurance

Standard (Comparison Site)

1 stars
Cancelling before travel i £1,500
Medical excess i £200
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days
1 stars
Cancelling before travel i £750
Medical excess i £125
Personal possessions & baggage - damaged, lost or stolen i £0
Abandoning your trip i £0
Combined passport & travel i £0
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £2,500,000
Lost or stolen cash i £0
Max trip duration i 50 days

Single trip insurance

5 stars
Cancelling before travel i £5,000
Medical excess i £65
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £7,500,000
Lost or stolen cash i £200
Missed departure i 500 (europe), 1000 (worldwide)
5 stars
Cancelling before travel i £10,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £3,000
Abandoning your trip i £10,000
Combined passport & travel i £750
Cutting trip short/curtailment i £10,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £350
Missed departure i 750 (europe), 1500 (worldwide)

Top Dog Insurance

Premier (Money Supermarket)

4 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £500

Top Dog Insurance

Premier (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £2,000
Combined passport & travel i £500
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £500
3 stars
Cancelling before travel i £1,000
Medical excess i £95
Personal possessions and baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £150
Missed departure i 500 (europe), 1000 (worldwide)

Top Dog Insurance

Standard (Money Supermarket)

2 stars
Cancelling before travel i £1,500
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Top Dog Insurance

Economy (Money Supermarket)

1 stars
Cancelling before travel i £750
Medical excess i £300
Personal possessions and baggage - damaged, lost or stolen i £750
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Top Dog Insurance

Economy (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £250
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Top Dog Insurance

Standard (Comparison Site)

1 stars
Cancelling before travel i £1,500
Medical excess i £200
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0
1 stars
Cancelling before travel i £750
Medical excess i £125
Personal possessions and baggage - damaged, lost or stolen i £0
Abandoning your trip i £0
Combined passport & travel i £0
Cutting trip short/curtailment i £750
Emergency medical cover and repatriation i £2,500,000
Lost or stolen cash i £0
Missed departure i £0

Travel insurance add-ons

Cruise add-on

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300
2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Economy (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Standard (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Premier (Money Supermarket)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Economy (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Standard (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Top Dog Insurance

Premier (Comparison Site)

2 stars
Cabin confinement i £300
Missed port departure i £1,500
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £300
Unused excursions i £300

Winter sports add-on

4 stars
Hiring replacement winter sports equipment i £500
Single item limit for owned equipment i £250
Ski equipment owned i £1,200
Avalanche closure i £500
Piste closure i £500
Single item limit for hired equipment i £250
Ski equipment hired i £600
Ski equipment owned excess i £0
Unused ski pass due to illness or injury i £500
3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £95
Unused ski pass due to illness or injury i £500
3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £65
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Standard (Money Supermarket)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £100
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Premier (Money Supermarket)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Premier (Comparison Site)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500
2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £125
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Economy (Money Supermarket)

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £300
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Economy (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £250
Unused ski pass due to illness or injury i £500

Top Dog Insurance

Standard (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £150
Piste closure i £200
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £200
Unused ski pass due to illness or injury i £500