1 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	5.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	5.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Al Rayan Bank	12 Month Fixed Term Deposit More details	5.85%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Metro Bank	Fixed Term Savings Account More details	5.8%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Buckinghamshire Building Society	Fixed Rate Bond Issue 186 More details	5.75%		The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
SmartSave	1 Year Fixed Rate Saver More details	5.71%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Gatehouse Bank	1 Year Fixed Term Woodland Saver More details	5.7%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Secure Trust Bank	1 Year Fixed Rate Bond (03.Jan.25) More details	5.66%	£1,000.00	The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	5.65%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Isbank	Raisin UK - 1 Year Fixed Term Deposit More details	5.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
JN Bank	Fixed Term Savings Account More details	5.65%	£1,000.00
Charter Savings	1 Year Fixed Rate Bond More details	5.6%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Kent Reliance	1 Year Fixed Rate Bond - Issue 134 More details	5.58%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Zopa	1 Year Fixed Term Savings More details	5.56%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
SmartSave	Saga Savings - 12 Month Fixed Term Deposit More details	5.56%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Ford Money	Fixed Saver 1 Year More details	5.55%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
United Trust Bank	UTB 1 Year Bond More details	5.55%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Close Brothers Asset Management	1 Year Fixed Rate Bond More details	5.55%	£10,000.00
Vanquis Bank	Vanquis Bank Savings More details	5.5%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Habib Bank Zurich plc	HBZ Sirat eDeposit (Fixed Term Account) More details	5.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account or reinvested in a fixed rate account with similar terms.
Habib Bank Zurich plc	HBZ Fixed Rate eDeposit More details	5.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account or reinvested in a fixed rate account with similar terms.
ICICI Bank	SuperSaver Bond More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	Raisin UK - 1 Year Fixed Term Deposit More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd	Raisin UK - 1 Year Fixed Term Deposit More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Latham	1 year Fixed Rate Bond More details	5.5%	£100,000.00	The provider will contact you 10 days before the account matures. When the account reaches maturity the funds will be transferred into your nominated account.
Reliance Bank	1 Year Fixed Term Deposit More details	5.5%	£1,000.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be transferred to a variable account.
Cumberland Building Society	1 Year Fixed More details	5.45%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Hodge Bank	1 Year Fixed Rate Bond More details	5.45%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Suffolk Building Society	1 Year Fixed Rate Bond (30.11.2024) More details	5.4%	£100.00	The provider will contact you 14 days before this date providing you with details of the proposed account your savings will be transferred to when your account matures.
Cynergy Bank	Fixed Rate Bond More details	5.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
National Bank of Egypt	Raisin UK - 1 Year Fixed Term Deposit More details	5.4%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Paragon Bank	1 Year Fixed Rate Savings Account More details	5.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd	1 Year Fixed Term Deposit More details	5.4%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Paragon Bank	Raisin UK - 1 Year Fixed Term Deposit More details	5.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore	1 Year Fixed Rate Savings Account More details	5.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Bank of Ceylon (UK)	Raisin UK - 1 Year Fixed Term Deposit More details	5.4%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Starling Bank	1-Year Fixed Saver More details	5.36%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Barclays	1-Year Fixed Rate Bond - Issue 112 More details	5.35%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Scottish Building Society	Savings Bond 150 More details	5.35%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Scottish Building Society	E-Savings Bond 150 More details	5.35%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
First Direct	Fixed Rate Savings More details	5.3%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 1 Year Saver account More details	5.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	1 Year Fixed Term Deposit More details	5.3%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Investec Bank plc	1-Year Fixed Rate Saver More details	5.3%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hanley Economic Building Society	Online Fixed Rate Bond - Issue 232 More details	5.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Online Bond Issue 105 More details	5.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Direct	1 Year Fixed Term Deposit Issue 10 More details	5.25%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Marsden Building Society	Fixed Rate Bond (Issue 262) More details	5.25%	£5,000.00
Atom Bank	1 Year Fixed Saver More details	5.25%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Byblos Bank Europe	Raisin UK - 1 Year Fixed Term Deposit More details	5.25%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	HiSAVE Fixed Rate Account More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marcus	1 Year Fixed Rate Saver More details	5.25%	£0.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's	Fixed Rate Saver More details	5.25%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem	1 Year Fixed Saver More details	5.25%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Tandem	Raisin UK - 1 Year Fixed Term Deposit More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ziraat Bank	Raisin UK - 1 Year Fixed Term Deposit More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cahoot	cahoot Fixed Rate Bond More details	5.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Monmouthshire Building Society	1 Year Fixed Rate Bond - Issue 60 More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	1 Year Fixed Rate Branch Bond Issue 232 More details	5.2%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Skipton Building Society	1 Year Fixed Rate Bond Issue 232 More details	5.2%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Brown Shipley	Raisin UK - 1 Year Fixed Term Deposit More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
HSBC	Fixed Rate Savings More details	5.2%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
OakNorth Bank	Fixed Term Savings Account More details	5.2%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
RCI Bank	Fixed Term Savings Account More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Coventry Building Society	Fixed Bond (324) 31.12.2024 More details	5.2%	£1.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be reinvested for the same or similar term.
StreamBank	Fixed Rate Account - Issue 9 More details	5.2%	£1,000.00	Before the account matures, your provider will send you a notification. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Shawbrook Bank	1 Year Fixed Rate Bond Issue 97 More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Newcastle Building Society	1 Year Fixed Rate Bond (Issue 76) More details	5.2%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Suffolk Building Society	Online 1 Year Fixed Rate Bond (31.01.2025) More details	5.15%	£100.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Tesco Bank	Fixed Rate Saver More details	5.1%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate eBond until 31 January 2025 More details	5.1%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a fixed term account with similar terms, you can withdraw the money from this account penalty free during the first month, after that you will charged a certain number of days interest.
Principality Building Society	1 Year Fixed Rate Bond (Issue 424) More details	5.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate Bond until 31 January 2025 More details	5.1%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a fixed term account with similar terms, you can withdraw the money from this account penalty free during the first month, after that you will charged a certain number of days interest.
Virgin Money	1 Year Fixed Rate E-Bond Issue 557 More details	5.06%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Castle Trust Bank	Fixed Rate e-Saver More details	5.05%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Santander	1 Year Fixed Rate Bond More details	5.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer	M&S Fixed Rate Savings Issue 44 More details	5.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society	1 Year Fixed Rate Monthly Income Bond (Issue 7) More details	5.05%	£100.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be moved into a linked or nominated account.
Leeds Building Society	1 Year Fixed Rate Bond (Issue 563) More details	5.05%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Allica Bank	12-Month Fixed Term Savings Account (Issue 52) More details	5.04%	£10,000.00
Progressive Building Society	1 Year Fixed Rate Bond (Issue 162) More details	5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Punjab National Bank	Raisin UK - 1 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact to you before the account matures. Without instruction, the money in the account will be paid into a variable rate account.
FCMB Bank	Raisin UK - 1 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Lloyds Bank	Online Fixed Bond More details	5%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank	Fixed Term Deposit Account More details	5%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
West Bromwich Building Society	1 Year Fixed Rate Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
The Cambridge Building Society	1 Year Fixed Rate Bond (Issue 10) More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
West Bromwich Building Society	WeBSave 1 Year Bond More details	5%	£1,000.00	Your provider will send you a notification before the account matures. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Bank of Scotland	Fixed Rate Bond More details	5%	£2,000.00
Dudley Building Society	One Year Fixed Rate Bond Issue 40 More details	5%	£1,000.00
Post Office	Growth Bond (Issue 57) More details	5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Dudley Building Society	One Year Fixed Rate Bond Online Issue 17 More details	5%	£1,000.00
Royal Bank of Scotland	1 Year Fixed Term Savings Account Issue 212 More details	4.9%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Nationwide	1 Year Fixed Rate Branch Bond More details	4.9%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	1 Year Fixed Rate Online Bond More details	4.9%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK)	Raisin UK - 1 Year Fixed Term Deposit More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Saffron Building Society	One Year Fixed Rate Bond More details	4.9%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
NatWest	1 Year Fixed Term Savings Account Issue 212 More details	4.9%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into a cash management account.
Vernon Building Society	Fixed-Rate Bond to 31st January 2025 More details	4.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Saffron Building Society	One Year Fixed Rate Monthly Income Bond More details	4.9%	£500.00	Before the account matures, your provider will send you a notification. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Charity Bank	Ethical 1-Year Fixed Rate Account More details	4.86%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
AIB	Fixed Rate Saver More details	4.75%	£5,000.00	The provider will contact you before the account matures. You can choose to reinvest in a similar account, withdraw the funds or reinvest part of the funds.
ICICI Bank	SuperSaver Term Deposit More details	4.75%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank	1 Year Fixed Term Deposit More details	4.75%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB	Fixed Bond More details	4.75%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Halifax	Fixed Saver More details	4.7%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hanley Economic Building Society	Fixed Rate Bond - Issue 225 More details	4.5%	£1,000.00	The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be reinvested in a further Fixed Rate/Fixed Term account on equivalent/similar terms
Danske Bank	Danske Fixed Term Deposit More details	4.5%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India	Fixed Term Deposit More details	4.5%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Triodos Bank	Triodos Ethical Savings Bond More details	4.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ireland (UK)	Limited Edition Fixed Term Deposit More details	4.2%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Cater Allen Private Bank	Fixed Term Deposit Account More details	4.1%	£85,000.00	The provider will contact you 6 weeks before maturity. If they receive no instruction from you then the balance will be transferred into an instant access Term Maturity Account.
BNF Bank PLC	1 Year Fixed Term Deposit More details	3%	£500.00	Not Stated