4 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Cynergy Bank	Fixed Rate Bond More details	5.75%	£1,000.00	Your provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
United Trust Bank	UTB 4 Year Bond More details	5.7%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hampshire Trust Bank	4 Year Bond (Issue 15) More details	5.7%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank	Fixed Term Savings Account More details	5.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 4 Year Saver Account More details	5.57%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore	4 Year Fixed Rate Savings Account More details	5.51%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	5.5%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Gatehouse Bank	4 Year Fixed Term Woodland Saver More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marsden Building Society	Fixed Rate Bond (Issue 256) More details	5.49%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
OakNorth Bank	Fixed Term Savings Account More details	5.4%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Zopa	4 Year Fixed Term Savings More details	5.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
JN Bank	Fixed Term Savings Account More details	5%	£1,000.00
Sainsbury's	Fixed Rate Saver More details	4.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ceylon (UK)	Raisin UK - 4 Year Fixed Term Deposit More details	4.55%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Isbank	Raisin UK - 4 Year Fixed Term Deposit More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank	Fixed Term Deposit Account More details	3.75%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
UBL UK	Raisin UK - 4 Year Fixed Term Deposit More details	3.75%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	4 Year Fixed Term Deposit More details	3.75%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.

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