4 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Isbank	Raisin UK - 4 Year Fixed Term Deposit More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Oxbury Bank	Personal 4 Year Bond Account - Issue 6 More details	4.31%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	4.3%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zopa	4 Year Fixed Term Savings More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	Raisin UK - 4 Year Fixed Term Deposit More details	4.26%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	4 Year Fixed Term Deposit More details	4.26%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
United Trust Bank	UTB 4 Year Bond More details	4.25%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Cynergy Bank	Fixed Rate Bond More details	4.2%	£1,000.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be reinvested for the same or similar term.
Gatehouse Bank	4 Year Fixed Term Woodland Saver More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore	4 Year Fixed Rate Savings Account More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
RCI Bank	4 Year Fixed Term Savings Account More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	4%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Vanquis Bank	Vanquis Bank Savings More details	4%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Arbuthnot Direct	4 Year Fixed Term Deposit Issue 2 More details	4%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
OakNorth Bank	Fixed Term Savings Account More details	3.93%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Aldermore	HL Active Savings - 4 Year Fixed Term Deposit More details	3.78%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank	Fixed Term Deposit Account More details	3.75%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Sainsbury's	Fixed Rate Saver More details	3.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 4 Year Saver Account More details	2.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.

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