Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Our Covid-19 cover ratings aim to compare the cover provided by policies specifically relating to disruption caused by Covid-19. To see how comprehensive each policy is in terms of standard cover levels, excesses, and fees, you should check our single and annual multi-trip insurance ratings.
Some features relating to covid-19 cover, for example cover for changes in FCDO advice between booking and leaving on your trip, cannot be included in our ratings as so few policies cover them. These details can be reviewed as bullet points, but we advise you to read the policy documents before you book.
A 5-star covid-19 policy covers changes to FCDO advice whilst you are away, cancellation of excursions booked in advance and cancellation of the trip if you, a relative or a travelling companion are diagnosed with covid-19 within 14 days of your departure.