Easy access ISAs

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	Part of FSCS	Withdrawal Penalty
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Metro Bank	Instant Access Cash ISA More details	5.11%	£0.00
Zopa	Smart ISA - Access ISA pot More details	5.08%	£1.00		Via nominated account.
Cynergy Bank	Online ISA (Issue 43) More details	5.07%	£1.00		Withdrawals can be made via nominated account
Principality Building Society	Online Bonus ISA More details	5.06%	£1.00
Skipton Building Society	Bonus Cash ISA Saver Issue 15 More details	5%	£1.00
Skipton Building Society	Branch Bonus Cash ISA Saver Issue 15 More details	5%	£1.00
Leeds Building Society	Limited Issue Online Access ISA (Issue 66) More details	4.95%	£1,000.00		Withdrawals can be made via nominated account
Charter Savings	Easy Access Cash ISA - Issue 42 More details	4.91%	£5,000.00		Withdrawals can be made via nominated account
Sainsbury's	Variable Rate Cash ISA More details	4.91%	£1.00
Post Office	Online ISA - Easy Access Issue 40 More details	4.9%	£100.00
Kent Reliance	Cash ISA - Easy Access - Issue 45 More details	4.82%	£1.00
Principality Building Society	Branch 5 Access Bonus Cash ISA More details	4.8%	£1.00		There are only 5 withdrawals per tax year, the 5th withdrawal will close the account.
Virgin Money	Easy Access Cash ISA Exclusive Issue 2 More details	4.76%	£0.00
Marcus	Cash ISA More details	4.75%	£0.00		Withdrawals can be made via nominated account
OakNorth Bank	Easy Access Cash ISA More details	4.75%	£1.00
Saga	Saga Cash ISA More details	4.75%	£0.00		Withdrawals can be made via nominated account
Loughborough Building Society	Access x1 Cash ISA More details	4.75%	£10.00		1 withdrawal permitted per tax year including partial balance transfers.
Dudley Building Society	Cash ISA Instant Access Issue 19 More details	4.75%	£500.00
Moneybox	Moneybox Cash ISA More details	4.75%	£500.00		Lower rate paid if more than 4 withdrawals per calendar year
Dudley Building Society	Cash ISA Instant Access Online Issue 3 More details	4.75%	£500.00
Skipton Building Society	Branch Cash ISA Tracker Issue 5 More details	4.7%	£1.00
Shawbrook Bank	Easy Access Cash ISA - Issue 26 More details	4.7%	£1,000.00		Withdrawals can be made via nominated account
Skipton Building Society	Cash ISA Tracker Issue 5 More details	4.7%	£1.00
Family Building Society	Market Tracker Cash ISA (2) More details	4.69%	£500.00
Nottingham Building Society	Four Access ISA More details	4.55%	£1,000.00		A lower rate is paid if there are 5 or more withdrawals per interest year (1st September to 31st August).
Darlington Building Society	Triple Access ISA More details	4.55%	£1.00		3 withdrawals permitted per calendar year including account closure.
Monmouthshire Building Society	Limited Access ISA - Issue 1 More details	4.5%	£1.00		3 penalty free withdrawals per annum, further withdrawals subject to 25 day loss of interest.
Ford Money	Flexible Cash ISA More details	4.4%	£1.00
Chorley Building Society	Easy Access Saver (2 Withdrawals) More details	4.35%	£500.00		Higher rate paid if less than 3 withdrawals per calendar year.
Tesco Bank	Instant Access Cash ISA More details	4.3%	£1.00		Maximum withdrawal for online transfers of £10,000 to non-Tesco Bank accounts, £100,000 limit for Tesco Bank accounts
Nationwide	1 Year Triple Access Online ISA 14 More details	4.25%	£1.00		If less than 4 withdrawals are made per year a higher rate will be paid
Paragon Bank	Triple Access Cash ISA - Issue 14 More details	4.25%	£1.00		If less than 4 withdrawals are made per year a higher rate will be paid
Halifax	ISA Reward Bonus Saver More details	4.2%	£1.00		If less than 4 withdrawals are made per year a higher rate will be paid
Penrith Building Society	ISA Issue 3 More details	4.15%	£100.00
Leeds Building Society	Six Access ISA More details	4.1%	£1,000.00		6 penalty free withdrawals per year, further withdrawals cost 30 days interest
Halifax	ISA Bonus Saver More details	4.1%	£1.00		Higher rate is paid if there are less than 4 withdrawals in a year
Tipton & Coseley Building Society	Limited Issue ISA (Issue 2) More details	4.05%	£1,000.00		3 withdrawals allowed each year
Loughborough Building Society	Access x3 Cash ISA More details	4.05%	£10.00		3 withdrawals per calendar year are allowed.
Chorley Building Society	Easy Access Cash ISA (3 Withdrawals) More details	4.05%	£1.00		Higher rate paid if less than 4 withdrawals per calendar year.
Scottish Building Society	Cash ISA More details	4%	£100.00
Scottish Building Society	E-ISA More details	4%	£100.00
Lloyds Bank	Club Lloyds Advantage ISA Saver More details	4%	£1.00		Higher rate is paid if there are less than 4 withdrawals in a year
Harpenden Building Society	Triple Access Cash ISA More details	4%	£1.00		If less than 4 withdrawals are made per calendar year a higher rate will be paid
Progressive Building Society	Cash ISA (Issue 5) More details	3.9%	£10.00
Yorkshire Building Society	Internet Saver ISA Plus Issue 10 More details	3.9%	£1.00
Skipton Building Society	Cash ISA Saver Issue 19 More details	3.9%	£1.00
Skipton Building Society	Branch Cash ISA Saver Issue 2 More details	3.9%	£1.00
Marsden Building Society	Branch Cash ISA (Issue 9) More details	3.9%	£25.00
Teachers Building Society	Teachers for Teachers Easy Access ISA (Issue 1) More details	3.85%	£100.00
Tipton & Coseley Building Society	Branch ISA (Issue 5) More details	3.85%	£100.00
Loughborough Building Society	Instant Access Cash ISA 5 More details	3.85%	£1.00
Teachers Building Society	Cash ISA (Issue 6) More details	3.8%	£100.00		Withdrawals can be made via nominated account
Post Office	Easy Access Cash ISA (Issue 33) More details	3.8%	£100.00
Newbury Building Society	Easy Access Cash ISA More details	3.8%	£50.00		If less than 4 withdrawals are made per year a higher rate will be paid
Earl Shilton Building Society	Instant Access Cash ISA More details	3.75%	£10.00
Principality Building Society	Triple Access Cash ISA (Issue 5) More details	3.65%	£1.00		3 withdrawals per tax year are allowed
Chorley Building Society	Easy Access Cash ISA (4 Withdrawals) More details	3.65%	£1.00		Higher rate paid if less than 5 withdrawals per calendar year (1 January to 31 December).
Leek Building Society	Easy Access Cash ISA (Issue 7) More details	3.65%	£10.00
Stafford Railway Building Society	Cash ISA Account More details	3.6%	£1.00
Darlington Building Society	Cash ISA 3 More details	3.5%	£1.00
Family Building Society	Flexible ISA (3) More details	3.5%	£500.00		Account allows 12 withdrawals per calendar year
Saffron Building Society	Easy Access Cash ISA (Issue 2) More details	3.5%	£1.00
Ecology Building Society	Ecology Cash ISA More details	3.5%	£25.00
Principality Building Society	Branch Instant Access Cash ISA More details	3.5%	£1.00
Buckinghamshire Building Society	Double Access Cash ISA More details	3.47%	£100.00		2 withdrawals permitted between 1st Jan - 31st Dec each calendar year only.
Triodos Bank	Triodos Online Cash ISA More details	3.45%	£10.00		Withdrawals can be made via nominated account
Vernon Building Society	Easy Access Cash ISA More details	3.45%	£100.00
Yorkshire Building Society	Access Saver ISA Plus Issue 8 More details	3.45%	£1.00
Beverley Building Society	Cash ISA More details	3.45%	£5,000.00
Coventry Building Society	Easy Access ISA (Online) (5) More details	3.4%	£1.00
Monmouthshire Building Society	Easy ISA - Issue 1 More details	3.4%	£1.00
Coventry Building Society	HL Active Savings - Limited Access ISA (2) More details	3.25%	£1.00		6 penalty free withdrawals per annum, further withdrawals incur 50 days loss of interest.
AIB	Cash ISA More details	3.2%	£50.00
HSBC	Loyalty Cash ISA More details	3.2%	£1.00
Santander	Easy Access ISA (Issue 20) More details	3.2%	£500.00
Coventry Building Society	Additional Allowance ISA More details	3.15%	£1.00
Coventry Building Society	Easy Access ISA (11) More details	3.1%	£1.00
Furness Building Society	Furness Everyday Cash ISA (Issue 3) More details	3.05%	£1.00
Marks & Spencer	M&S Cash ISA Variable Rate Savings Option More details	3%	£1.00
National Savings & Investments	Direct ISA More details	3%	£1.00		All withdrawals are made to nominated account
Newcastle Building Society	Newcastle Easy Saver ISA (Issue 5) More details	3%	£1.00
Market Harborough Building Society	Easy Access ISA - Issue 6 More details	2.9%	£100.00
Newcastle Building Society	Newcastle Double Access ISA (Issue 1) More details	2.9%	£1.00		Higher rate paid if less than 3 withdrawals per year.
First Direct	Cash ISA More details	2.85%	£1.00
West Bromwich Building Society	WeBSaveR ISA 2 More details	2.8%	£1,000.00
West Bromwich Building Society	West Brom Saver ISA More details	2.8%	£1.00
Buckinghamshire Building Society	Cash ISA More details	2.75%	£1.00
Mansfield Building Society	Easy Access Cash ISA (3rd Issue) More details	2.75%	£1.00
Coventry Building Society	HL Active Savings - Cash ISA More details	2.66%	£1.00
Beehive Money	Beehive Money Easy Access ISA More details	2.65%	£10.00		Withdrawals can be made via nominated account
Nottingham Building Society	Easy Access ISA More details	2.65%	£10.00
Hanley Economic Building Society	Cash ISA Instant Access More details	2.6%	£100.00
Chorley Building Society	Easy Access Cash ISA (Issue 2) More details	2.5%	£1.00		7 withdrawals per calendar year are allowed, if further withdrawals are made the account reverts to 1% AER.
Chorley Building Society	Chorley Cash ISA More details	2.5%	£1.00
Harpenden Building Society	Cash ISA (Issue 2) More details	2.5%	£1.00
Chorley Building Society	Easy Access Cash ISA (2 Withdrawals) More details	2.5%	£1.00		Lower rate paid if more than 3 withdrawals per calendar year
TSB	Save Well Limited Access ISA More details	2.5%	£1.00		A higher rate will be paid in months where no withdrawals are made
Leeds Building Society	E-ISA More details	2.45%	£1.00
Leeds Building Society	ISA Saver More details	2.45%	£1.00
State Bank of India	Flexi Cash ISA More details	2.4%	£1.00
HSBC	HSBC Loyalty Cash ISA Premier More details	2%	£1.00
Paragon Bank	Easy Access Cash ISA - Issue 11 More details	2%	£1.00
AA	AA ISA - Member Easy Access Issue 14 More details	2%	£100.00
Virgin Money	Defined Access Cash E-ISA Issue 23 More details	2%	£1.00		If less than 4 withdrawals are made per year a higher rate will be paid
Melton Building Society	Easy Access ISA More details	1.9%	£25.00
AA	AA ISA - Easy Access Issue 31 More details	1.9%	£100.00
Smile	Smile Cash ISA More details	1.81%	£1.00		Cash withdrawals can be made at Co-operative Bank branches
Co-operative Bank	Cash ISA More details	1.81%	£1.00
NatWest	Cash ISA More details	1.75%	£0.00
Royal Bank of Scotland	Instant Access ISA More details	1.75%	£0.00
TSB	Cash ISA Saver More details	1.6%	£1.00
Scottish Widows	E-Cash ISA 3 More details	1.55%	£10.00
AA	AA ISA - Holding Account More details	1.55%	£100.00		via nominated account or an existing AA ISA product.
Post Office	Online ISA - Holding Account More details	1.55%	£100.00		via nominated account or a Post Office Online ISA product.
Bank of Scotland	Access Cash ISA More details	1.5%	£1.00
Halifax	ISA Saver Variable More details	1.5%	£1.00
Lloyds Bank	Cash ISA Saver More details	1.4%	£1.00
Barclays	Instant Cash ISA - Issue 1 More details	1.21%	£1.00
Bank of Scotland	Advantage ISA Saver More details	1.05%	£1.00		Higher rate is paid if there are less than 4 withdrawals in a year
Al Rayan Bank	Instant Access Cash ISA (Issue 3) More details	1%	£50.00
Punjab National Bank	Variable Rate Cash ISA More details	0.75%	£1.00
Cynergy Bank	Variable Rate Cash ISA More details	0.25%	£500.00