Motor excess cover
Start your search for a quality motor excess cover policy by looking at Fairer Finance’s latest product ratings.
Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.
Our product ratings are designed to help you choose a quality insurance policy. We rate policies on the key features that are most important for the majority of customers.
Find out how we calculate our product ratings
|
Brand
|
Product name
|
Star rating
|
Excess cover per claim
|
Administration fees cover
|
Family cover / dual lead driver
|
|---|---|---|---|---|---|
carhireexcess.com
|
Annual European Excess |
|
£7,500.00 | £7,500.00 | Optional |
|
carhireexcess.com
|
Annual Worldwide Excess |
|
£7,500.00 | £7,500.00 | Optional |
Cover4rentals
|
Annual Gold (USA & European) |
|
£12,000.00 | £12,000.00 | Optional |
|
Cover4rentals
|
Annual Gold European |
|
£12,000.00 | £12,000.00 | Optional |
|
Cover4rentals
|
Annual Gold Worldwide |
|
£12,000.00 | £12,000.00 | Optional |
|
Cover4rentals
|
Silver |
|
£10,000.00 | £10,000.00 | Optional |
SimplyExcess
|
Annual Americas |
|
£10,000.00 | £2,500.00 | As standard |
|
SimplyExcess
|
Annual European |
|
£10,000.00 | £2,500.00 | As standard |
|
SimplyExcess
|
Annual Global |
|
£10,000.00 | £2,500.00 | As standard |
|
SimplyExcess
|
Annual Voyager (excluding the Americas) |
|
£10,000.00 | £2,500.00 | As standard |
Confused.com
|
Annual European |
|
£10,000.00 | £500.00 | Optional |
|
Confused.com
|
Annual Worldwide |
|
£10,000.00 | £500.00 | Optional |
Eversure
|
Annual European Excess Insurance |
|
£10,000.00 | £7,000.00 | Optional |
|
Eversure
|
Annual Worldwide Excess (Excluding CDW) |
|
£10,000.00 | £7,000.00 | Optional |
|
Eversure
|
Annual Worldwide+ Excess with CDW |
|
£10,000.00 | £7,000.00 | Optional |
Gigasure
|
Excess Europe Annual |
|
£10,000.00 | £100.00 | Optional |
|
Gigasure
|
Excess Worldwide Annual |
|
£10,000.00 | £100.00 | Optional |
icarhireinsurance.com
|
Annual European Excess |
|
£7,500.00 | £7,500.00 | Optional |
|
icarhireinsurance.com
|
Annual US & Canada Excess |
|
£7,500.00 | £7,500.00 | Optional |
|
icarhireinsurance.com
|
Annual Worldwide Excess (excluding US) |
|
£7,500.00 | £7,500.00 | Optional |
Questor Insurance
|
Annual European Excess Insurance |
|
£10,000.00 | £500.00 | Optional |
|
Questor Insurance
|
Annual Worldwide Excess Insurance |
|
£10,000.00 | £500.00 | Optional |
Reduce My Excess
|
Annual European Excess Insurance |
|
£10,000.00 | £7,000.00 | Optional |
|
Reduce My Excess
|
Annual Worldwide Excess |
|
£10,000.00 | £7,000.00 | Optional |
|
Reduce My Excess
|
Annual Worldwide+ Excess |
|
£10,000.00 | £7,000.00 | Optional |
Swinton
|
Annual European Excess Insurance |
|
£6,500.00 | £6,500.00 | Optional |
|
Swinton
|
Annual Worldwide Excess Insurance |
|
£6,500.00 | £6,500.00 | Optional |
Bettersafe.com
|
Annual European Excess |
|
£7,500.00 | £7,500.00 | As standard |
|
Bettersafe.com
|
Annual Worldwide Excess |
|
£7,500.00 | £7,500.00 | As standard |
|
Bettersafe.com
|
Annual Worldwide Excess with CDW & SLI Cover |
|
£7,500.00 | £7,500.00 | As standard |
|
Gigasure
|
Excess USA and Canada |
|
£10,000.00 | £100.00 | Optional |
Leisure Guard
|
Annual European Excess |
|
£10,000.00 | £200.00 | As standard |
|
Leisure Guard
|
Annual Worldwide Excess |
|
£10,000.00 | £200.00 | As standard |
RAC
|
Annual European Excess Insurance |
|
£7,500.00 | £0.00 | As standard |
|
RAC
|
Annual Worldwide Excess Insurance |
|
£7,500.00 | £0.00 | As standard |
|
RAC
|
Annual Worldwide Excess Insurance (USA & Canada) |
|
£7,500.00 | £0.00 | As standard |
Worldwideinsure.com
|
Deluxe Annual European Excess Insurance |
|
£50,000.00 | £50.00 | As standard |
|
Worldwideinsure.com
|
Deluxe Annual Worldwide Excess Insurance |
|
£50,000.00 | £50.00 | As standard |
CoverForYou.com
|
Annual European Excess |
|
£7,500.00 | £500.00 | As standard |
|
CoverForYou.com
|
Annual Worldwide Excess |
|
£7,500.00 | £500.00 | As standard |
|
CoverForYou.com
|
Annual Worldwide Excess (excluding US) |
|
£7,500.00 | £500.00 | As standard |
Insure & Escape
|
Annual Trip European Excess |
|
£7,500.00 | £500.00 | As standard |
|
Insure & Escape
|
Annual Trip Worldwide Excess |
|
£7,500.00 | £500.00 | As standard |
|
Insure & Escape
|
Annual Trip Worldwide Excess (excluding US / Canada / Mexico and Caribbean) |
|
£7,500.00 | £500.00 | As standard |
|
Worldwideinsure.com
|
Annual European Excess Insurance |
|
£5,000.00 | £50.00 | As standard |
|
Worldwideinsure.com
|
Annual Worldwide Excess Insurance |
|
£5,000.00 | £50.00 | As standard |
|
Brand
|
Product name
|
Star rating
|
Excess cover per claim
|
Key protection per claim limit
|
Administration fees cover
|
Family cover / dual lead driver
|
|---|---|---|---|---|---|---|
|
carhireexcess.com
|
Single Trip European Excess |
|
£7,500.00 | £500.00 | £7,500.00 | As standard |
|
carhireexcess.com
|
Single Trip Worldwide Excess |
|
£7,500.00 | £500.00 | £7,500.00 | As standard |
|
Cover4rentals
|
Silver |
|
£10,000.00 | £500.00 | £10,000.00 | Optional |
|
Cover4rentals
|
Single Gold European Excess |
|
£12,000.00 | £500.00 | £12,000.00 | Optional |
|
Cover4rentals
|
Single Gold USA & Canada |
|
£12,000.00 | £500.00 | £12,000.00 | Optional |
|
Cover4rentals
|
Single Gold Worldwide |
|
£12,000.00 | £500.00 | £12,000.00 | Optional |
|
Gigasure
|
Excess European Daily |
|
£6,000.00 | £500.00 | £100.00 | As standard |
|
Gigasure
|
Excess Worldwide Daily |
|
£6,000.00 | £500.00 | £100.00 | As standard |
|
icarhireinsurance.com
|
Single Trip US & Canada Excess |
|
£7,500.00 | £1,000.00 | £7,500.00 | Optional |
|
SimplyExcess
|
Voyager Weekaway |
|
£10,000.00 | £500.00 | £2,500.00 | As standard |
|
Swinton
|
Single Trip European Excess Insurance |
|
£6,500.00 | £500.00 | £6,500.00 | Optional |
|
Swinton
|
Single Trip Worldwide Excess |
|
£6,500.00 | £500.00 | £6,500.00 | Optional |
|
Confused.com
|
Daily European |
|
£10,000.00 | £750.00 | £500.00 | Optional |
|
Confused.com
|
Daily Worldwide |
|
£10,000.00 | £750.00 | £500.00 | Optional |
|
icarhireinsurance.com
|
Single Trip European Excess |
|
£7,500.00 | £1,000.00 | £7,500.00 | Optional |
|
icarhireinsurance.com
|
Single Trip Worldwide Excess (excluding US) |
|
£7,500.00 | £1,000.00 | £7,500.00 | Optional |
|
Insure & Escape
|
Single Trip European Excess |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
Insure & Escape
|
Single Trip Worldwide Excess (excluding US / Canada / Mexico and Caribbean) |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
Questor Insurance
|
Single Trip European Excess |
|
£10,000.00 | £750.00 | £500.00 | Optional |
|
Questor Insurance
|
Single Trip Worldwide Excess |
|
£10,000.00 | £750.00 | £500.00 | Optional |
|
RAC
|
Single Trip Worldwide Excess Insurance (USA & Canada) |
|
£7,500.00 | £1,000.00 | £0.00 | As standard |
|
Reduce My Excess
|
Single Trip European Excess |
|
£10,000.00 | £500.00 | £7,000.00 | Optional |
|
Reduce My Excess
|
Single Trip Worldwide Excess |
|
£10,000.00 | £500.00 | £7,000.00 | Optional |
|
Reduce My Excess
|
Single Trip Worldwide+ Excess |
|
£10,000.00 | £500.00 | £7,000.00 | Optional |
|
SimplyExcess
|
Americas Weekaway |
|
£10,000.00 | £500.00 | £2,500.00 | As standard |
|
SimplyExcess
|
European Weekaway |
|
£10,000.00 | £500.00 | £2,500.00 | As standard |
|
Worldwideinsure.com
|
Single Trip European Excess Insurance |
|
£5,000.00 | £500.00 | £50.00 | As standard |
|
Worldwideinsure.com
|
Single Trip Worldwide Excess Insurance |
|
£5,000.00 | £500.00 | £50.00 | As standard |
|
Bettersafe.com
|
Single Trip European Excess |
|
£7,500.00 | £500.00 | £7,500.00 | As standard |
|
Bettersafe.com
|
Single Trip Worldwide Excess |
|
£7,500.00 | £500.00 | £7,500.00 | As standard |
|
Bettersafe.com
|
Single Trip Worldwide Excess with CDW & SLI Cover |
|
£7,500.00 | £500.00 | £7,500.00 | As standard |
|
RAC
|
Single Trip European Excess Insurance |
|
£7,500.00 | £1,000.00 | £0.00 | As standard |
|
RAC
|
Single Trip Worldwide Excess Insurance |
|
£7,500.00 | £1,000.00 | £0.00 | As standard |
|
CoverForYou.com
|
Single Trip European Excess |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
CoverForYou.com
|
Single Trip Worldwide Excess |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
CoverForYou.com
|
Single Trip Worldwide Excess (excluding US) |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
Eversure
|
Single Trip European Excess |
|
£10,000.00 | £500.00 | £7,000.00 | Optional |
|
Eversure
|
Single Trip Worldwide Excess (Excluding CDW) |
|
£10,000.00 | £500.00 | £7,000.00 | Optional |
|
Insure & Escape
|
Single Trip Worldwide Excess |
|
£7,500.00 | £500.00 | £500.00 | As standard |
|
Leisure Guard
|
Single Trip European Excess |
|
£10,000.00 | £500.00 | £200.00 | As standard |
|
Leisure Guard
|
Single Trip Worldwide Excess |
|
£10,000.00 | £500.00 | £200.00 | As standard |
|
Worldwideinsure.com
|
Deluxe Single Trip European Excess Insurance |
|
£50,000.00 | £500.00 | £50.00 | As standard |
|
Worldwideinsure.com
|
Deluxe Single Trip Worldwide Excess Insurance |
|
£50,000.00 | £500.00 | £50.00 | As standard |
|
Brand
|
Product name
|
Star rating
|
Annual cover limit
|
Claim limit
|
|---|---|---|---|---|
Best Price FS
|
Excess Cover £1,000 |
|
£1,000.00 | Unlimited |
|
Best Price FS
|
Excess Cover £1,500 |
|
£1,500.00 | Unlimited |
|
Best Price FS
|
Excess Cover £2,000 |
|
£2,000.00 | Unlimited |
|
Best Price FS
|
Excess Cover £750 |
|
£750.00 | Unlimited |
|
Bettersafe.com
|
Motor Excess Protection Insurance £1,000 |
|
£1,000.00 | Unlimited |
|
Bettersafe.com
|
Motor Excess Protection Insurance £750 |
|
£750.00 | Unlimited |
protectyourthings
|
Excess Cover £1,000 |
|
£1,000.00 | Unlimited |
|
protectyourthings
|
Excess Cover £1,500 |
|
£1,500.00 | Unlimited |
|
protectyourthings
|
Excess Cover £2,000 |
|
£2,000.00 | Unlimited |
|
protectyourthings
|
Excess Cover £750 |
|
£750.00 | Unlimited |
A Choice
|
Excess Protect £1,000 |
|
£1,000.00 | Unlimited |
|
A Choice
|
Excess Protect £750 |
|
£750.00 | Unlimited |
Adrian Flux
|
Private motor excess protect £1,000 |
|
£1,000.00 | Unlimited |
|
Adrian Flux
|
Private motor excess protect £1,500 |
|
£1,500.00 | Unlimited |
|
Adrian Flux
|
Private motor excess protect £2,000 |
|
£2,000.00 | Unlimited |
ALA Insurance
|
Motor Excess Protection Insurance £1,000 |
|
£1,000.00 | Unlimited |
|
ALA Insurance
|
Motor Excess Protection Insurance £1,500 |
|
£1,500.00 | Unlimited |
|
ALA Insurance
|
Motor Excess Protection Insurance £750 |
|
£750.00 | Unlimited |
City Insurance Group
|
Vehicle Excess Reimbursement £1,000 |
|
£1,000.00 | Unlimited |
|
City Insurance Group
|
Vehicle Excess Reimbursement £3,000 |
|
£3,000.00 | Unlimited |
|
City Insurance Group
|
Vehicle Excess Reimbursement £750 |
|
£750.00 | Unlimited |
Easy GAP
|
Motor Excess Insurance £1,000 |
|
£1,000.00 | Unlimited |
|
Easy GAP
|
Motor Excess Insurance £1.500 |
|
£1,500.00 | Unlimited |
|
Easy GAP
|
Motor Excess Insurance £750 |
|
£750.00 | Unlimited |
Freedom Brokers
|
Vehicle Excess Reimbursement £750 |
|
£750.00 | Unlimited |
GAPInsurance.co.uk
|
Excess Protection £,1500 |
|
£1,500.00 | Unlimited |
|
GAPInsurance.co.uk
|
Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
GAPInsurance.co.uk
|
Excess Protection £750 |
|
£750.00 | Unlimited |
GAPInsurance123
|
Motor Excess Insurance £1,000 |
|
£1,000.00 | Unlimited |
|
GAPInsurance123
|
Motor Excess Insurance £1.500 |
|
£1,500.00 | Unlimited |
|
GAPInsurance123
|
Motor Excess Insurance £750 |
|
£750.00 | Unlimited |
Got You Covered
|
Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Got You Covered
|
Excess Protection £2,000 |
|
£2,000.00 | Unlimited |
|
Got You Covered
|
Excess Protection £3,000 |
|
£3,000.00 | Unlimited |
|
Got You Covered
|
Excess Protection £750 |
|
£750.00 | Unlimited |
Grove & Dean
|
Motor Excess Insurance Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Grove & Dean
|
Motor Excess Insurance Protection £750 |
|
£750.00 | Unlimited |
One Call Insurance
|
Lifestyle excess protecter £1,000 |
|
£1,000.00 | Unlimited |
|
One Call Insurance
|
Lifestyle excess protecter £2,000 |
|
£2,000.00 | Unlimited |
onequotedirect.co.uk
|
Excess Protect |
|
£750.00 | Unlimited |
Performance Direct
|
Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Performance Direct
|
Excess Protection £750 |
|
£750.00 | Unlimited |
Peter Best Insurance Services
|
Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Peter Best Insurance Services
|
Excess Protection £750 |
|
£750.00 | Unlimited |
Principal Insurance
|
Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Questor Insurance
|
Motor Excess Protection £1,000 |
|
£1,000.00 | Unlimited |
|
Questor Insurance
|
Motor Excess Protection £750 |
|
£750.00 | Unlimited |
Total Loss GAP
|
Motor Excess Insurance £1,000 |
|
£1,000.00 | Unlimited |
|
Total Loss GAP
|
Motor Excess Insurance £1.500 |
|
£1,500.00 | Unlimited |
|
Total Loss GAP
|
Motor Excess Insurance £750 |
|
£750.00 | Unlimited |
Wiser Choice
|
Excess Protect |
|
£750.00 | Unlimited |
WithStella
|
Excess Protection £750 |
|
£750.00 | Unlimited |
1st Central
|
Excess Protect £1000 |
|
£1,000.00 | Unlimited |
|
1st Central
|
Excess Protect £750 |
|
£750.00 | Unlimited |
Autosan
|
Motor Excess Protection Cover |
|
£500.00 | Unlimited |
|
Best Price FS
|
Excess Cover £500 |
|
£500.00 | Unlimited |
|
Bettersafe.com
|
Motor Excess Protection Insurance £500 |
|
£500.00 | Unlimited |
Broker Experts
|
Excess Protection £500 |
|
£500.00 | Unlimited |
Go Skippy
|
Excess Protection £500 |
|
£500.00 | Unlimited |
Love Your Miles
|
Private Motor Excess Protection £500 |
|
£500.00 | Unlimited |
Policy Expert
|
Excess Protection £1000 |
|
£2,000.00 | 2 |
|
protectyourthings
|
Excess Cover £500 |
|
£500.00 | Unlimited |
Sainsbury's
|
Excess Cover |
|
£1,600.00 | 1 |
Vavista
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
A Choice
|
Excess Protect £500 |
|
£500.00 | Unlimited |
|
Adrian Flux
|
Private motor excess protect £500 |
|
£500.00 | Unlimited |
|
ALA Insurance
|
Motor Excess Protection Insurance £500 |
|
£500.00 | Unlimited |
Be Wiser
|
Return Your Excess Insurance |
|
£500.00 | Unlimited |
Carole Nash
|
Return Your Excess |
|
£500.00 | Unlimited |
|
City Insurance Group
|
Vehicle Excess Reimbursement £500 |
|
£500.00 | Unlimited |
|
Easy GAP
|
Motor Excess Insurance £500 |
|
£500.00 | Unlimited |
|
Freedom Brokers
|
Vehicle Excess Reimbursement £500 |
|
£500.00 | Unlimited |
|
GAPInsurance.co.uk
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
GAPInsurance123
|
Motor Excess Insurance £500 |
|
£500.00 | Unlimited |
|
Got You Covered
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
Grove & Dean
|
Motor Excess Insurance Protection £500 |
|
£500.00 | Unlimited |
Lifesure
|
Vehicle Excess Reimbursement Insurance £500 |
|
£500.00 | Unlimited |
|
One Call Insurance
|
Lifestyle excess protecter £500 |
|
£500.00 | Unlimited |
|
Peter Best Insurance Services
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
Policy Expert
|
Excess Protection £500 |
|
£1,000.00 | 2 |
|
Principal Insurance
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
Total Loss GAP
|
Motor Excess Insurance £500 |
|
£500.00 | Unlimited |
|
WithStella
|
Excess Protection £500 |
|
£500.00 | Unlimited |
|
1st Central
|
Excess Protect £300 |
|
£300.00 | Unlimited |
|
1st Central
|
Excess Protect £500 |
|
£500.00 | Unlimited |
|
A Choice
|
Excess Protect £300 |
|
£300.00 | Unlimited |
AA
|
Excess Protection |
|
£500.00 | 1 |
|
AA
|
Excess Protection (£1,000) |
|
£1,000.00 | 1 |
|
AA
|
Excess Protection (£300) |
|
£300.00 | 1 |
|
Adrian Flux
|
Private motor excess protect £300 |
|
£300.00 | Unlimited |
|
ALA Insurance
|
Motor Excess Protection Insurance £250 |
|
£250.00 | Unlimited |
BEAM
|
Excess Protection |
|
£500.00 | 1 |
|
BEAM
|
Excess Protection (£1,000) |
|
£1,000.00 | 1 |
|
BEAM
|
Excess Protection (£300) |
|
£300.00 | 1 |
|
Best Price FS
|
Excess Cover £250 |
|
£250.00 | Unlimited |
|
Bettersafe.com
|
Motor Excess Protection Insurance £150 |
|
£150.00 | Unlimited |
|
Bettersafe.com
|
Motor Excess Protection Insurance £250 |
|
£250.00 | Unlimited |
|
Broker Experts
|
Excess Protection £300 |
|
£300.00 | Unlimited |
|
City Insurance Group
|
Vehicle Excess Reimbursement £300 |
|
£300.00 | Unlimited |
Collingwood Insurance
|
Excess Protection |
|
£150.00 | Unlimited |
|
Easy GAP
|
Motor Excess Insurance £250 |
|
£250.00 | Unlimited |
|
Easy GAP
|
Motor Excess Insurance £300 |
|
£300.00 | Unlimited |
Fish Insurance
|
Excess Protection Insurance |
|
£250.00 | Unlimited |
|
Freedom Brokers
|
Vehicle Excess Reimbursement £250 |
|
£250.00 | Unlimited |
|
GAPInsurance.co.uk
|
Excess Protection £300 |
|
£300.00 | Unlimited |
|
GAPInsurance123
|
Motor Excess Insurance £250 |
|
£250.00 | Unlimited |
|
GAPInsurance123
|
Motor Excess Insurance £300 |
|
£300.00 | Unlimited |
|
Go Skippy
|
Excess Protection £250 |
|
£250.00 | Unlimited |
Go.Compare
|
Motor Excess Insurance |
|
£250.00 | Unlimited |
|
Grove & Dean
|
Motor Excess Insurance Protection £350 |
|
£350.00 | Unlimited |
Lexus
|
Excess Protection |
|
£350.00 | 1 |
|
Lifesure
|
Vehicle Excess Reimbursement Insurance £250 |
|
£250.00 | Unlimited |
|
Love Your Miles
|
Private Motor Excess Protection £300 |
|
£300.00 | Unlimited |
|
Performance Direct
|
Excess Protection £350 |
|
£350.00 | Unlimited |
|
Policy Expert
|
Excess Protection £350 |
|
£700.00 | 2 |
|
Principal Insurance
|
Excess Protection £300 |
|
£300.00 | Unlimited |
|
protectyourthings
|
Excess Cover £250 |
|
£250.00 | Unlimited |
|
Questor Insurance
|
Motor Excess Protection £350 |
|
£350.00 | Unlimited |
Sterling
|
Excess Protect |
|
£300.00 | Unlimited |
|
Total Loss GAP
|
Motor Excess Insurance £250 |
|
£250.00 | Unlimited |
|
Total Loss GAP
|
Motor Excess Insurance £300 |
|
£300.00 | Unlimited |
Toyota
|
Excess Protection |
|
£350.00 | 1 |
U Drive Cover
|
Excess Protection £500 |
|
£500.00 | 1 |
|
Vavista
|
Excess Protection £250 |
|
£250.00 | Unlimited |
|
WithStella
|
Excess Protection £250 |
|
£250.00 | Unlimited |