Consumer guides
Knowledge is power. Our Simple Finance Guides are designed to arm you with everything you might need to know when you’re dealing with your bank or an insurer.
Bank accounts
Why do you need to save, and what different types of accounts are available?
Savings accounts are a good way of building up a lump sum of money. You can move part of your pay into one of these accounts in regular intervals.
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Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What is an easy-access account?
Get your money at any time but lower interest rates.
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Credit cards & loans
What is a 0% purchase credit card?
0% purchase credit cards allow you to borrow money for nothing – for a time.
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What is a 0% balance transfer credit card?
Dodge interest on outstanding credit card balances.
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How to get rewarded for using a credit card
Some credit cards will reward you simply for making use of them.
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Insurance
Why you should consider placing your life insurance policy in trust
What does it mean to place a policy in trust? How does it work?
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Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What kind of travel insurance do I need?
Travel insurance is essential if you’re heading abroad. There are a few types to choose from, so it’s important that you think about what cover you need.
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Mortgages
Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What are mortgage Early Repayment Charges (ERCs)?
Watch out for these charges when paying back your mortgage.
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How much can I borrow for a mortgage?
And how do lenders work out how much they’re willing to lend?
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Financial problems
Where can I get financial advice?
Tips on how to find more personalised help and advice.
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How to make a complaint to your provider
Unhappy with the service you’ve received? Here’s how to do something about it
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How does the Financial Services Compensation Scheme work?
The scheme provides cover in the event that a bank, building society, or insurer folds. But how does the FSCS work?
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Why you should consider placing your life insurance policy in trust
What does it mean to place a policy in trust? How does it work?
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Why do you need to save, and what different types of accounts are available?
Savings accounts are a good way of building up a lump sum of money. You can move part of your pay into one of these accounts in regular intervals.
Read more
Where can I get financial advice?
Tips on how to find more personalised help and advice.
Read more
What kind of travel insurance do I need?
Travel insurance is essential if you’re heading abroad. There are a few types to choose from, so it’s important that you think about what cover you need.
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What is level term life insurance?
Level term life insurance explained.
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What is income protection insurance?
If you can’t work, this type of insurance can offer security.
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What is decreasing life insurance?
What is decreasing life insurance? How does it work?
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What is critical illness cover?
Critical illness cover offers financial security when you’re too sick to work.
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What is contents insurance?
Contents insurance is vital. But what exactly is it and what does it cover?
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What is buildings insurance?
Buildings insurance is important. But what exactly is it and what does it cover?
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What is an easy-access account?
Get your money at any time but lower interest rates.
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What is a whole of life insurance policy?
When you die, you can leave your loved ones a lump sum using this type of insurance.
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