Fund and share accounts
Start your search for a quality fund and share account by looking at Fairer Finance's latest product ratings.
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Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
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|
Brand
|
Product name
|
Star rating
|
Cost per share trade
|
Fund dealing charge
|
|---|---|---|---|---|
InvestEngine
|
DIY Account |
|
£0.00 | N/A |
Lightyear
|
Personal |
|
£0.00 | N/A |
Moneybox
|
General Investment Account |
|
N/A | £0.00 |
Prosper
|
GIA |
|
N/A | £0.00 |
Revolut
|
Metal |
|
10 free trades per month then 0.25% per trade | N/A |
Santander
|
Investment Account |
|
N/A | £0.00 |
Vanguard Asset Management
|
General Account |
|
N/A | £0.00 |
AJ Bell
|
Dealing Account |
|
0-9 TPCM: £5. 10+ TPCM: £3.50. | £1.50 |
Aviva
|
Investment Account |
|
£4.99 | £0.00 |
Bank of Scotland
|
Share Dealing Account |
|
£9.50 | £9.50 |
Barclays
|
Investment Account |
|
£6 | £0.00 |
Bestinvest
|
Investment Account |
|
£4.95 | £0.00 |
Chip
|
Basic Plan GIA |
|
N/A | £0.00 |
|
Chip
|
ChipX GIA |
|
N/A | £0.00 |
CMC Invest
|
Core |
|
£0.00 | N/A |
|
CMC Invest
|
Plus |
|
£0.00 | N/A |
|
CMC Invest
|
Premium |
|
£0.00 | N/A |
Columbia Threadneedle Investments
|
General Investment Account |
|
N/A | £0.00 |
Emma
|
Basic GIA |
|
£0.00 | £0.00 |
|
Emma
|
Plus GIA |
|
£0.00 | £0.00 |
|
Emma
|
Pro GIA |
|
£0.00 | £0.00 |
|
Emma
|
Ultimate GIA |
|
£0.00 | £0.00 |
eToro
|
eToro |
|
£0.00 | N/A |
Fidelity Personal Investing
|
Investment Account |
|
£7.50 | £0.00 |
Freetrade
|
General Investment Account Plus |
|
£0.00 | £0.00 |
Hargreaves Lansdown
|
Fund & Share Account |
|
0 - 9 TPCM: £6.95. 10 - 19 TPCM: £6.95. 20+ TPCM: £3.95 | £1.95 |
HSBC
|
Global Investment Centre |
|
N/A | £0.00 |
IG
|
Share Dealing Account |
|
£0.00 | N/A |
Interactive Brokers
|
Individual Trading Account |
|
£3.00 | N/A |
Interactive Investor
|
Core Trading Account |
|
£3.99 | £3.99 |
|
Interactive Investor
|
Plus Trading Account |
|
£3.99 per trade, 1 free monthly trade | £1.49 per trade, 1 free monthly trade |
|
Interactive Investor
|
Premium Trading Account |
|
£2.99 per trade, 10 free monthly trades | £0.00 |
Lloyds Bank
|
Share Dealing Account |
|
0 - 7 TPQ: £9.50. 8+ TPQ: £8 per deal | £1.50 |
Moneyfarm
|
General Investment |
|
£3.95 | £3.95 |
MoneySuperMarket
|
General Investment |
|
N/A | £0.00 |
Monzo
|
Extra |
|
N/A | £0.00 |
|
Monzo
|
Investments |
|
N/A | £0.00 |
|
Monzo
|
Max |
|
N/A | £0.00 |
|
Monzo
|
Perks |
|
N/A | £0.00 |
Plum
|
Boost |
|
2 free trades per month, then 5p per trade | £0.00 |
|
Plum
|
Max |
|
£0.00 | £0.00 |
|
Plum
|
Plus |
|
2 free trades per month, then 15p per trade | £0.00 |
Quilter Invest
|
Standard General Investment Account |
|
£0.00 | £0.00 |
|
Revolut
|
Plus |
|
3 free trades per month then 0.25% per trade | N/A |
|
Revolut
|
Premium |
|
5 free trades per month then 0.25% per trade | N/A |
|
Revolut
|
Ultra |
|
10 free trades per month then 0.12% per trade | N/A |
Scottish Widows
|
Share Dealing Account |
|
£5 | £5.00 |
The Big Exchange
|
General Investment Account |
|
N/A | £0.00 |
Trading 212
|
Invest Account |
|
£0.00 | N/A |
Wealthyhood
|
Basic |
|
£0.00 | N/A |
|
Wealthyhood
|
Gold |
|
£0.00 | N/A |
|
Wealthyhood
|
Plus |
|
£0.00 | N/A |
Willis Owen
|
General Investment Account |
|
£7.50 | £0.00 |
xtb
|
GIA |
|
£0 For monthly turnover equivalent up to 100 000 EUR (after that 0.2% min.10 GBP) | N/A |
Charles Stanley Direct
|
Investment Account |
|
£10.00 | £4.00 |
Degiro
|
DEGIRO |
|
£2.75 | £0.00 |
|
Freetrade
|
General Investment Account Basic |
|
£0 | N/A |
|
Freetrade
|
General Investment Account Standard |
|
£0.00 | N/A |
|
HSBC
|
InvestDirect Plus |
|
0-9 TPCM: £10.50. 10-19 TPCM: £7.95. 20+ TPCM: £7.95 | N/A |
Kaldi
|
GIA |
|
£0.00 | £0.00 |
NFU Mutual
|
Select Investment Plan |
|
N/A | £0.00 |
|
Plum
|
Basic |
|
2 free trades per month, then 50p per trade | N/A |
|
Revolut
|
Standard |
|
1 free trade per month then 0.25% per trade | N/A |
Saxo Capital Markets UK Limited
|
Classic Saxo Account |
|
Dependant on exchange (LSE 0.08%) | £0.00 |
|
Saxo Capital Markets UK Limited
|
Platinum Saxo Account |
|
Dependant on exchange (LSE 0.05%) | £0.00 |
|
Saxo Capital Markets UK Limited
|
VIP Saxo Account |
|
Dependant on exchange (LSE 0.03%) | £0.00 |
Seymour Sinclair
|
Aegon Platform |
|
N/A | £0.00 |
|
Seymour Sinclair
|
FundsNetwork Platform |
|
N/A | £0.00 |
Admiral Markets
|
Investment Account |
|
0.1 % of trade value on ETFs min £1 | N/A |
Pilling & Co Stockbrokers Ltd
|
Nominee Service |
|
Minimum £10, 1.65% on first £10k, £10001-£100000 0.5% , £100001+ 0.40% | 1.65% on first £10k, £10001-£100000 0.5% , £100001+ 0.40% |
|
Brand
|
Product name
|
Star rating
|
Cost per share trade
|
Annual investment funds platform fee
|
|---|---|---|---|---|
|
Aviva
|
Investment Account |
|
£4.99 | 0.35% up to £500,000, 0% £500,000+ |
|
Barclays
|
Investment Account |
|
£6 | 0.00% |
|
Fidelity Personal Investing
|
Investment Account |
|
£7.50 | Less than £25,000 in account: £90 or 0.35% if you have regular savings plan (direct debit). £25,000 - £249,999: 0.35%. £250,000-£1m: 0.2%. £1m+:0.0% Less than £25,000 in account: £90 or 0.35% if you have regular savings plan (direct debit). £25,000 - £249,999: 0.35%. £... |
|
InvestEngine
|
DIY Account |
|
£0.00 | N/A |
|
Lightyear
|
Personal |
|
£0.00 | N/A |
|
Moneybox
|
General Investment Account |
|
N/A | Moneybox funds: 0.15%. Other funds: 0.45% |
|
Prosper
|
GIA |
|
N/A | 0.00% |
|
Revolut
|
Standard |
|
1 free trade per month then 0.25% per trade | N/A |
|
Vanguard Asset Management
|
General Account |
|
N/A | 0.15% (Min £48: Max £375) |
|
Bestinvest
|
Investment Account |
|
£4.95 | Up to £250,000: 0.4%. £250,001-£500,000: 0.2%. £500,001-£1m 0.1% £1m+: 0% |
|
Chip
|
ChipX GIA |
|
N/A | 0.00% |
|
CMC Invest
|
Core |
|
£0.00 | N/A |
|
CMC Invest
|
Plus |
|
£0.00 | 0.00% |
|
CMC Invest
|
Premium |
|
£0.00 | 0.00% |
|
Columbia Threadneedle Investments
|
General Investment Account |
|
N/A | 0.00% |
|
Emma
|
Plus GIA |
|
£0.00 | 0.45% |
|
Emma
|
Pro GIA |
|
£0.00 | 0.20% |
|
Emma
|
Ultimate GIA |
|
£0.00 | 0.10% |
|
eToro
|
eToro |
|
£0.00 | N/A |
|
Freetrade
|
General Investment Account Plus |
|
£0.00 | 0.00% |
|
IG
|
Share Dealing Account |
|
£0.00 | N/A |
|
Interactive Brokers
|
Individual Trading Account |
|
£3.00 | N/A |
|
Interactive Investor
|
Core Trading Account |
|
£3.99 | 0.00% |
|
Moneyfarm
|
General Investment |
|
£3.95 | 0.00% |
|
MoneySuperMarket
|
General Investment |
|
N/A | 0.34% |
|
Revolut
|
Plus |
|
3 free trades per month then 0.25% per trade | N/A |
|
Santander
|
Investment Account |
|
N/A | 0.35% on first £50k, 0.2% £50,001-£500k, 0.1% above |
|
Trading 212
|
Invest Account |
|
£0.00 | N/A |
|
Wealthyhood
|
Plus |
|
£0.00 | N/A |
|
xtb
|
GIA |
|
£0 For monthly turnover equivalent up to 100 000 EUR (after that 0.2% min.10 GBP) | N/A |
|
AJ Bell
|
Dealing Account |
|
0-9 TPCM: £5. 10+ TPCM: £3.50. | Up to £250,000: 0.25%. £250,001-£500,000: 0.1%. over £500,000: No Charges |
|
Charles Stanley Direct
|
Investment Account |
|
£10.00 | 0.3% (Minimum £60, Maximum £600) |
|
Degiro
|
DEGIRO |
|
£2.75 | 0.20% |
|
Emma
|
Basic GIA |
|
£0.00 | 0.60% |
|
Freetrade
|
General Investment Account Basic |
|
£0 | N/A |
|
Freetrade
|
General Investment Account Standard |
|
£0.00 | N/A |
|
Hargreaves Lansdown
|
Fund & Share Account |
|
0 - 9 TPCM: £6.95. 10 - 19 TPCM: £6.95. 20+ TPCM: £3.95 | Up to £250,000: 0.35%. £250,000 - £1m: 0.25%. £1m - £2m: 0.1%. £2m+: 0.0%. |
|
HSBC
|
Global Investment Centre |
|
N/A | 0.25% |
|
HSBC
|
InvestDirect Plus |
|
0-9 TPCM: £10.50. 10-19 TPCM: £7.95. 20+ TPCM: £7.95 | N/A |
|
Kaldi
|
GIA |
|
£0.00 | 0.15% |
|
Lloyds Bank
|
Share Dealing Account |
|
0 - 7 TPQ: £9.50. 8+ TPQ: £8 per deal | 0.00% |
|
Monzo
|
Investments |
|
N/A | 0.25% on the first £100k, 0% above |
|
Quilter Invest
|
Standard General Investment Account |
|
£0.00 | 0.25% |
|
Revolut
|
Premium |
|
5 free trades per month then 0.25% per trade | N/A |
|
Saxo Capital Markets UK Limited
|
Platinum Saxo Account |
|
Dependant on exchange (LSE 0.05%) | 0.20% |
|
Saxo Capital Markets UK Limited
|
VIP Saxo Account |
|
Dependant on exchange (LSE 0.03%) | 0.10% |
|
Scottish Widows
|
Share Dealing Account |
|
£5 | 0.00% |
|
Wealthyhood
|
Basic |
|
£0.00 | N/A |
|
Willis Owen
|
General Investment Account |
|
£7.50 | 0.4% up to £50000, 0.3% £50,001-£100,000, 0.2% £100,001-£250000, 0.15% above |
|
Bank of Scotland
|
Share Dealing Account |
|
£9.50 | 0.00% |
|
Chip
|
Basic Plan GIA |
|
N/A | 0.25% |
|
Interactive Investor
|
Plus Trading Account |
|
£3.99 per trade, 1 free monthly trade | 0.00% |
|
Monzo
|
Extra |
|
N/A | 0.25% on the first £100k, 0% above |
|
The Big Exchange
|
General Investment Account |
|
N/A | 0.25% |
|
Admiral Markets
|
Investment Account |
|
0.1 % of trade value on ETFs min £1 | N/A |
|
Interactive Investor
|
Premium Trading Account |
|
£2.99 per trade, 10 free monthly trades | 0.00% |
|
Monzo
|
Max |
|
N/A | 0.20% on the first £100k, 0% above |
|
Monzo
|
Perks |
|
N/A | 0.20% on the first £100k, 0% above |
|
NFU Mutual
|
Select Investment Plan |
|
N/A | Up to £25,000: 0.50%. £25,000 - £100,000: 0.35%. £100,000 - £500,000: 0.30%. £500,000+: 0.20%. |
|
Pilling & Co Stockbrokers Ltd
|
Nominee Service |
|
Minimum £10, 1.65% on first £10k, £10001-£100000 0.5% , £100001+ 0.40% | 0.5% (Min £50- Max £180) |
|
Plum
|
Basic |
|
2 free trades per month, then 50p per trade | N/A |
|
Plum
|
Boost |
|
2 free trades per month, then 5p per trade | 0.30% |
|
Plum
|
Max |
|
£0.00 | 0.15% |
|
Plum
|
Plus |
|
2 free trades per month, then 15p per trade | 0.45% |
|
Revolut
|
Metal |
|
10 free trades per month then 0.25% per trade | N/A |
|
Revolut
|
Ultra |
|
10 free trades per month then 0.12% per trade | N/A |
|
Saxo Capital Markets UK Limited
|
Classic Saxo Account |
|
Dependant on exchange (LSE 0.08%) | 0.40% |
|
Seymour Sinclair
|
Aegon Platform |
|
N/A | 0.43% - 0.35% |
|
Seymour Sinclair
|
FundsNetwork Platform |
|
N/A | 0.53% |
|
Wealthyhood
|
Gold |
|
£0.00 | N/A |