NFU Mutual

The NFU (National Farmers Union) Mutual was founded over 100 years ago to help provide insurance for farmers.  

Today, it provides insurance and investments across the whole market - you don't have to be a farmer to apply for its products. But it specialises in covering those who live in rural areas. They are currently based in Stratford-upon-Avon.

It offers a range of financial products, from ISAs to insurance for horses, as well as car and home insurance.

NFU Mutual
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Gold ribbon: first place

Car insurance

Ranked 1st of 52 providers reviewed.

Customer happiness 80.45%
Customer trust 77.85%
Complaints performance 84.42%
Transparency rating 66.63%
Fairer Finance score
Reviewed Autumn 2022
77%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 2nd of 48 providers reviewed.

Customer happiness 73.86%
Customer trust 70.43%
Complaints performance 84.42%
Transparency rating 86.75%
Fairer Finance score
Reviewed Autumn 2022
79%
Gold ribbon: first place

Life insurance

Ranked 4th of 26 providers reviewed.

Claims score 90.00%
Complaints performance 84.45%
Transparency rating 70.03%
Fairer Finance score
Reviewed Autumn 2022
81%

Car insurance

NFU Mutual

Car Insurance

4 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £50.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Home Emergency Cover

NFU Mutual

NFU Mutual Bespoke Home Emergency

5 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-ON
Home Emergency Cover limit i £1,500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £250.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i ARAG PLC
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 60

NFU Mutual

Home Emergency

4 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-ON
Home Emergency Cover limit i £1,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i ARAG PLC
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 60

NFU Mutual

Home Emergency (With Optional Boiler service)

4 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-ON
Home Emergency Cover limit i £1,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i ARAG PLC
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 60

Home insurance (building and contents)

NFU Mutual

Home and Lifestyle

3 stars
Alternative accommodation cover limit for buildings i 20% of the sum insured
Matching sets (contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £250.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i 20% of the sum insured
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £2,500.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £2,500.00
Replace belongings new for old i
Trace and access i £5,000.00
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £250.00
Compulsory excess (contents) i £50.00
Additional flood excess i £250.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £2,500,000.00
Liability to domestic employees i £2,500,000.00
Property owner liability i £2,500,000.00
Buildings cover limit i
Contents cover limit i
Underwriter NFU Mutual
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i
Cancellation fee after 14 days i £0.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £5,000.00
Blocked drains i
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £0.00
Visitor's possessions £5,000.00
Out in open cover
Frozen Food Cover Sum insured
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £10,000.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £15,000.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics As Standard
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other
Special events (weddings and civil ceremonies) - limit 20% of Sum Insured
Special events (weddings and civil ceremonies) - days 60 days
Special events (births) - limit 20% of Sum Insured
Special events (births) - days 60 days
Special events (anniversaries and birthdays) - limit 20% of Sum Insured
Special events (anniversaries and birthdays) - days 60 days
Special events (religious events) - limit 20% of Sum Insured
Special events (religious events) - days 60 days
Cover for home emergency i
Cover for legal protection/expenses i
Cover for items away from home? i
Personal possessions cover whilst living in a nursing home or residential care setting i £1,000.00
Medical equipment loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined

NFU Mutual

Bespoke Home Insurance

1 stars
Alternative accommodation cover limit for buildings i £1,750.00
Matching sets (contents) i
Theft from outbuildings cover limit i £20,000.00
Escape of water excess i £250.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i Sum insured
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £1,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £10,000.00
Replace belongings new for old i
Trace and access i Sum Insured
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £250.00
Compulsory excess (contents) i £500.00
Additional flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £2,500,000.00
Liability to domestic employees i £2,500,000.00
Property owner liability i £10,000,000.00
Buildings cover limit i
Contents cover limit i
Underwriter NFU Mutual
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i
Cancellation fee after 14 days i £0.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £5,000.00
Blocked drains i
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £0.00
Visitor's possessions £0.00
Out in open cover
Frozen Food Cover Sum insured
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £10,000.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £20,000.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics As Standard
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other
Special events (weddings and civil ceremonies) - limit 20% of Sum Insured
Special events (weddings and civil ceremonies) - days 60 days
Special events (births) - limit 20% of Sum Insured
Special events (births) - days 60 days
Special events (anniversaries and birthdays) - limit 20% of Sum Insured
Special events (anniversaries and birthdays) - days 60 days
Special events (religious events) - limit 20% of Sum Insured
Special events (religious events) - days 60 days
Cover for home emergency i
Cover for legal protection/expenses i
Cover for items away from home? i
Personal possessions cover whilst living in a nursing home or residential care setting i £500.00
Medical equipment loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined

Buildings insurance

NFU Mutual

Home and Lifestyle

3 stars
Trace and access i £5,000.00
Keys/locks if lost or stolen (buildings) i £1,000.00
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i 20% of the sum insured
Blocked drains i
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Escape of water (plus compulsory excess) i £250.00
Buildings compulsory excess i £100.00
Escape of water excess i £250.00
Flood excess i £250.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £2,500,000.00

NFU Mutual

Bespoke Home Insurance

1 stars
Trace and access i Sum Insured
Keys/locks if lost or stolen (buildings) i £1,000.00
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i £1,750.00
Blocked drains i
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Escape of water (plus compulsory excess) i £250.00
Buildings compulsory excess i £500.00
Escape of water excess i £250.00
Flood excess i £500.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £10,000,000.00

Contents insurance

NFU Mutual

Home and Lifestyle

5 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i £2,500.00
Theft from outbuildings cover limit i £5,000.00
Credit cards i £10,000.00
Amendment fee i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Contents cover limit i
Music, film, or electronic downloads i
Documents i £0.00
Frozen Food Cover i Sum insured
Business equipment i 15,000.00
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i £5,000.00
Temporary freezer storage
Money in the home i £2,500.00
Theft from bogus officials
Garden plants
Garden protection 5,000.00
Out in open cover
Alternative accommodation cover limit for contents i 20% of the sum insured
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £50.00
Liability to domestic employees i £2,500,000.00
Liability as a tenant i £2,500,000.00
Property owner liability i £2,500,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter NFU Mutual
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £0.00
Wedding and civil ceremonies - limits/days Cover Limit: 20% of Sum Insured/Days limit: 60
Births - limit/days Cover Limit: 20% of Sum Insured/Days limit: 60
Anniversaries - Limits/days Cover Limit: 20% of Sum Insured/Days limit: 60
Religious events -Limits/days Cover Limit: 20% of Sum Insured /Days limit: 60
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other

NFU Mutual

Bespoke Home Insurance

4 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i £1,000.00
Theft from outbuildings cover limit i £20,000.00
Credit cards i £10,000.00
Amendment fee i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Contents cover limit i
Music, film, or electronic downloads i
Documents i £0.00
Frozen Food Cover i Sum insured
Business equipment i 20,000.00
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i £0.00
Temporary freezer storage
Money in the home i £10,000.00
Theft from bogus officials
Garden plants
Garden protection 5,000.00
Out in open cover
Alternative accommodation cover limit for contents i Sum insured
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £500.00
Liability to domestic employees i £2,500,000.00
Liability as a tenant i £2,500,000.00
Property owner liability i £10,000,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter NFU Mutual
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £0.00
Wedding and civil ceremonies - limits/days Cover Limit: 20% of Sum Insured /Days limit: 60
Births - limit/days Cover Limit: 20% of Sum Insured /Days limit: 60
Anniversaries - Limits/days Cover Limit: 20% of Sum Insured /Days limit: 60
Religious events -Limits/days Cover Limit: 20% of Sum Insured /Days limit: 60
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other

Motorbike Insurance

NFU Mutual

Motorcycle Insurance

2 stars
Accessories cover i Unlimited
Storage costs pre-repair i
Uninsured driver promise i
Vandalism cover i
Vermin cover i
Accident recovery i
Is motor legal protection optional i As Standard
Personal accident cover limit i £0.00
Repair Guarantee i Lifetime

Pet insurance

Cat insurance

NFU Mutual

Bespoke Home Insurance £3,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i Variable
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £3,000.00
Complementary treatment i £3,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £3,000.00
Cremation i £3,000.00
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

NFU Mutual

Bespoke Home Insurance £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i Variable
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £4,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £4,000.00
Euthanasia cover limit i £4,000.00
Cremation i £4,000.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £3,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i Variable
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £3,000.00
Complementary treatment i £3,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i Variable
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £4,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £4,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

NFU Mutual

Bespoke Home Insurance £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i Variable
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £2,000.00
Cremation i £2,000.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i Variable
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £2,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 60 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

NFU Mutual

Bespoke Home Insurance £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i Variable
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £4,000.00
Euthanasia cover limit i £4,000.00
Cremation i £4,000.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i Variable
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £4,000.00
Complementary treatment i £4,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

NFU Mutual

Bespoke Home Insurance £3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i Variable
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £3,000.00
Complementary treatment i £3,000.00
Euthanasia cover limit i £3,000.00
Cremation i £3,000.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i Variable
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £3,000.00
Complementary treatment i £3,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

NFU Mutual

Bespoke Home Insurance £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i Variable
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £2,000.00
Cremation i £2,000.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

NFU Mutual

Home and Lifestyle £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i Variable
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £2,000.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £500.00
Cremation i £500.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i