NFU Mutual

The NFU (National Farmers Union) Mutual was founded over 100 years ago to help provide insurance for farmers.

Today, it provides insurance and investments across the whole market - you don't have to be a farmer to apply for its products. But it specialises in covering those who live in rural areas.

It offers a range of financial products, from ISAs to insurance for horses. They also offer car and home insurance.

NFU Mutual
Gold ribbon: first place

Car insurance

Ranked 1st of 52 providers reviewed.

Customer happiness 83%
Customer trust 75%
Complaints performance 80%
Transparency rating 62%
Fairer Finance score
Reviewed Spring 2018
73%
Gold ribbon: first place

Home insurance

Ranked 2nd of 47 providers reviewed.

Customer happiness 72%
Customer trust 65%
Complaints performance 80%
Transparency rating 58%
Fairer Finance score
Reviewed Spring 2018
69%
Gold ribbon: first place

Life insurance

Ranked 5th of 22 providers reviewed.

Claims score 100%
Complaints performance 87%
Transparency rating 55%
Fairer Finance score
Reviewed Spring 2018
81%

Car insurance

NFU Mutual

Car Insurance

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3
Windscreen repair excess i £0
Windscreen replacement excess i £50

Home insurance

NFU Mutual

Home and Lifestyle

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accommodation i £75,000
Cover for keys/locks if lost i £1,000
Money in the home i £2,500
New for old i

Buildings insurance

NFU Mutual

Home and Lifestyle

3 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £10,000
24hr helpline i
Alternative accommodation cover limit i £75,000
Compulsory excess i £50
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £250
Property owner liability i £2,500,000

Contents insurance

NFU Mutual

Home and Lifestyle

5 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accomodation i 25% of sum insured
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £2,500
New for old i