Home emergency cover
Start your search for a quality home emergency cover policy by looking at Fairer Finance’s latest product ratings.
Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.
Our product ratings are designed to help you choose a quality policy. We rate policies on the key features that are most important for the majority of customers.
Find out how we calculate our product ratings
|
Brand
|
Product name
|
Star rating
|
Security
|
Home emergency cover limit
|
|---|---|---|---|---|
Aviva
|
Home Breakdown & Emergency Solutions (Complete) |
|
Yes | £1,500.00 |
|
Aviva
|
Home Breakdown & Emergency Solutions (Ultra) |
|
Yes | £3,000.00 |
AXA
|
Home Assistance - Premier Home Insurance |
|
Yes | £1,500.00 |
BIG Warranties
|
Complete Cover (Home Emergency and Boiler) |
|
Yes | £5,000.00 |
Cherish Insurance
|
Home Emergency |
|
Yes | £1,500.00 |
Cumberland Building Society
|
Home Emergency Assistance |
|
Yes | £1,500.00 |
Hiscox
|
Home Emergency (606 Home Insurance) |
|
Yes | £1,500.00 |
|
Hiscox
|
Home Emergency (Home Insurance) |
|
Yes | £1,500.00 |
Home Emergency Assist
|
Enhanced Complete Cover |
|
Yes | £3,000.00 |
|
Home Emergency Assist
|
Premium Complete Cover |
|
Yes | Unlimited |
John Lewis
|
Home Emergency & Boiler Servicing Cover |
|
Yes | £1,500.00 |
Leeds Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Leek Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
NatWest
|
Home Emergency Cover |
|
Yes | £1,500.00 |
NFU Mutual
|
Bespoke Home Emergency |
|
Yes | £1,500.00 |
Nottingham Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Row.co.uk
|
Home Emergency And Boiler Cover |
|
Yes | £5,000.00 |
Royal Bank of Scotland
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Saga
|
Home And Heating Emergency (Home Add-On) |
|
Yes | £2,000.00 |
Skipton Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Suffolk Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
UIA Mutual
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Uinsure
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Ulster Bank
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Virgin Money
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Yorkshire Building Society
|
Home Emergency Cover |
|
Yes | £1,500.00 |
1st Central
|
Home Emergency |
|
Yes | £1,000.00 |
Admiral
|
Home Emergency Cover Extra |
|
Yes | £1,000.00 |
Affinity Water
|
Homeserve Heating, Plumbing And Electrics Plus |
|
Yes | £8,000.00 |
Age Partnership
|
Home Emergency Assistance (Home insurance Add-on with Boiler) |
|
Yes | £1,000.00 |
Age UK Trading
|
Gold Home Emergency |
|
Yes | £1,000.00 |
|
Age UK Trading
|
Silver Home Emergency |
|
Yes | £1,000.00 |
Allianz
|
Home Emergency Policy |
|
Yes | £1,000.00 |
Anglian Water Direct
|
Homeserve Heating, Plumbing And Electrics Plus |
|
Yes | £8,000.00 |
Artsure
|
Home Emergency (Home Plus) |
|
Yes | £3,000.00 |
|
Artsure
|
Home Emergency (Prestige Home) |
|
Yes | £3,000.00 |
|
Artsure
|
Home Emergency (Private Client Home Insurance) |
|
Yes | £3,000.00 |
|
Aviva
|
Home Breakdown & Emergency Solutions (Refine) |
|
Yes | £1,250.00 |
|
AXA
|
Home Assistance |
|
Yes | £1,000.00 |
|
AXA
|
Home Assistance - Plus Home Insurance |
|
Yes | £1,000.00 |
Bank of Scotland
|
Home Emergency Cover (Select) |
|
Yes | £1,000.00 |
Cavere
|
Home Emergency (Stand-alone £1,000) |
|
Yes | £3,000.00 |
|
Cavere
|
Home Emergency (Stand-alone £3,000) |
|
Yes | £3,000.00 |
|
Cavere
|
Home Emergency Insurance (Home Insurance Ageas) |
|
Yes | £1,000.00 |
|
Cavere
|
Home Emergency Insurance (Home Insurance Integra) |
|
Yes | £1,000.00 |
Co-operative Bank
|
Everyday Home Emergency |
|
Yes | £1,000.00 |
Coplus
|
Home Emergency (£1,000 Limit) |
|
Yes | £1,000.00 |
|
Coplus
|
Home Emergency (£750 Limit) |
|
Yes | £750.00 |
Coverbaloo
|
Home Emergency (Home insurance Add-on -Ageas) |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency (Home insurance Add-on -Integra) |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency (Home insurance Add-on with Boiler) |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency with Heating System/Boiler Cover limit £1,000 |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency with Heating System/Boiler Cover limit £3,000 |
|
Yes | £3,000.00 |
|
Coverbaloo
|
Home Emergency without Heating System/Boiler Cover Limit £1,000 |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency without Heating System/Boiler Cover Limit £3,000 |
|
Yes | £3,000.00 |
Ecclesiastical
|
Home Emergency (Art & Private Client) |
|
Yes | £1,500.00 |
First Direct
|
Home Emergency |
|
Yes | £1,000.00 |
Gallagher
|
Classic Home Emergency Cover |
|
Yes | £1,000.00 |
Halifax
|
Home Emergency (Standard & Ultimate) |
|
Yes | £1,000.00 |
|
Halifax
|
Home Emergency Cover (Select) |
|
Yes | £1,000.00 |
HomeServe
|
Heating, Plumbing And Electrics Plus |
|
Yes | £8,000.00 |
Hometree
|
Your Home Plus |
|
Yes | Unlimited |
Hoot Insurance
|
Home Emergency Cover |
|
Yes | £1,000.00 |
Intelligent Insurance
|
Home Emergency Cover Plus |
|
Yes | £1,000.00 |
|
John Lewis
|
Specialist Home Emergency Cover |
|
Yes | £1,500.00 |
Lloyds Bank
|
Home Emergency Cover (Select) |
|
Yes | £1,000.00 |
LV=
|
Home Emergency (Comparison Site) |
|
Yes | £1,000.00 |
|
LV=
|
Home Emergency (Extra/Gold/Plat) |
|
Yes | £1,000.00 |
|
LV=
|
Home Emergency (Gold/Plat) |
|
Yes | £1,000.00 |
|
LV=
|
Home Emergency (Home/Home Plus/Home Essentials) |
|
Yes | £1,000.00 |
MBNA
|
Home Emergency |
|
Yes | £1,000.00 |
|
NFU Mutual
|
Home Emergency |
|
Yes | £1,000.00 |
One Click cover
|
Home Emergency Cover |
|
Yes | £1,000.00 |
One Insurance Solution
|
Home Emergency |
|
Yes | £1,000.00 |
Paymentshield
|
Home Emergency Cover |
|
Yes | £1,000.00 |
Pen Underwriting
|
Home Emergency Insurance |
|
Yes | £1,500.00 |
Policy Expert
|
Home Emergency Plus |
|
Yes | £1,000.00 |
RAC
|
Home Emergency And Boiler Cover |
|
Yes | £1,500.00 |
Save More Money
|
Home Emergency Insurance (£1000 cover limit) |
|
Yes | £1,000.00 |
Severn Trent Water
|
Homeserve Heating, Plumbing And Electrics Plus |
|
Yes | £8,000.00 |
Sky
|
Home Emergency |
|
Yes | £1,000.00 |
Surewise
|
Domestic Home Care |
|
Yes | £1,500.00 |
Trinity
|
Home Emergency |
|
Yes | £1,000.00 |
Utility Warehouse
|
Boiler & Home Cover |
|
Yes | £20,000.00 |
Yorkshire Water
|
Homeserve Heating, Plumbing And Electrics Plus |
|
Yes | £8,000.00 |
YourRepair
|
Complete |
|
Yes | Unlimited |
24/7 Home Rescue
|
My Home Plus |
|
Yes | Unlimited |
AA
|
Home Emergency and Boiler Cover |
|
Yes | £500.00 |
|
Age Partnership
|
Home Emergency Assistance |
|
Yes | £1,000.00 |
Ageas
|
Home Emergency (Extra) |
|
Yes | £500.00 |
|
Ageas
|
Select Home Assistance |
|
Yes | £500.00 |
|
Aviva
|
Distinct 150 Home Emergency Service |
|
Yes | £1,000.00 |
|
Aviva
|
Home Breakdown & Emergency Solutions (Smart) |
|
Yes | £1,000.00 |
|
Aviva
|
Home Emergency Cover |
|
Yes | £1,000.00 |
|
Aviva
|
Online And Premium Home Emergency Cover |
|
Yes | £1,000.00 |
Baptist Insurance
|
Home Emergency |
|
Yes | £1,000.00 |
|
BIG Warranties
|
Home Emergency |
|
Yes | £5,000.00 |
Choice Insurance Agency
|
Home Emergency Solutions |
|
Yes | £500.00 |
City Insurance Group
|
Home Emergency Protect |
|
Yes | £500.00 |
Co-operative Insurance
|
Home Assistance |
|
Yes | £500.00 |
Cornish Mutual
|
Home Emergency Assistance |
|
Yes | £1,000.00 |
County Insurance Services
|
Home Emergency |
|
Yes | £1,000.00 |
|
County Insurance Services
|
Home Emergency (Gold) |
|
Yes | £1,000.00 |
|
Coverbaloo
|
Home Emergency (Home insurance Add-on) |
|
Yes | £1,000.00 |
Direct Line
|
Home Emergency (Silver, Gold & Platinum Home Insurance) |
|
Yes | £1,000.00 |
Dynamo Cover
|
Electric, Plumbing, Boiler & Heating Cover |
|
Yes | £2,500.00 |
|
Dynamo Cover
|
Electric, Plumbing, Boiler & Heating Cover with Annual Service |
|
Yes | £2,500.00 |
|
Ecclesiastical
|
Home Emergency |
|
Yes | £1,000.00 |
First Underwriting
|
Premier Home Emergency |
|
Yes | £2,500.00 |
First2Protect
|
Home Emergency Insurance |
|
Yes | £500.00 |
|
Halifax
|
Ultimate Rewards Home Emergency Cover |
|
Yes | £250.00 |
Hastings Direct
|
Home Emergency Cover (Home & Essential) XA |
|
Yes | £500.00 |
|
Hastings Direct
|
Home Emergency Cover (Premier) XA |
|
Yes | £500.00 |
Homeprotect
|
Full Home Emergency Cover |
|
Yes | £500.00 |
HSBC
|
Home Emergency |
|
Yes | £1,000.00 |
|
John Lewis
|
Home Emergency Cover |
|
Yes | £1,000.00 |
Kindertons
|
Residential Home Emergency |
|
Yes | £500.00 |
Legal Protection Group
|
Home Emergency Assistance (£1000 Limit) |
|
Yes | £1,000.00 |
|
Legal Protection Group
|
Home Emergency Assistance (£500 Limit) |
|
Yes | £500.00 |
Lifesure
|
Home Emergency Solutions |
|
Yes | £1,000.00 |
Lloyd & Whyte
|
House Guard Prestige For Professionals (Ageas) |
|
Yes | £1,000.00 |
Methodist Insurance
|
Home Emergency |
|
Yes | £1,000.00 |
Nationwide
|
Home Emergency Cover |
|
Yes | £1,000.00 |
|
NatWest
|
Premier Home Emergency |
|
Yes | £1,500.00 |
One Call Insurance
|
Ultimate Home Emergency |
|
Yes | £750.00 |
Plus Heat
|
Platinum/ Total Cover |
|
Yes | Unlimited |
Police Mutual
|
Home Emergency Cover |
|
Yes | £500.00 |
|
Police Mutual
|
NARPO Home Emergency Cover |
|
Yes | £500.00 |
Post Office
|
ARAG Home Emergency Cover |
|
Yes | £1,000.00 |
Privilege
|
Home Emergency (Home Insurance) |
|
Yes | £500.00 |
|
Privilege
|
Home Emergency (Platinum Home) |
|
Yes | £500.00 |
Quotemehappy
|
Home Emergency Cover |
|
Yes | £1,000.00 |
|
Quotemehappy
|
Home Emergency Cover (Premier) |
|
Yes | £1,000.00 |
|
RAC
|
Home Emergency Cover |
|
Yes | £1,500.00 |
Reactive Insurance Solutions
|
Home Emergency Extra With Excess Fee |
|
Yes | £500.00 |
RIAS
|
Home Protection Plus Cover |
|
Yes | £500.00 |
|
Row.co.uk
|
Home Emergency |
|
Yes | £5,000.00 |
Safeguard
|
Home Emergency |
|
Covered under the home insurance policy | £500.00 |
|
Saga
|
Home Emergency (Home Add-On) |
|
Yes | £2,000.00 |
Sagic
|
Domestic Home Care |
|
Yes | £1,500.00 |
Santander
|
Home Emergency Cover (Classic & Plus) |
|
Yes | £1,000.00 |
|
Save More Money
|
Home Emergency Insurance (£500 cover limit) |
|
Yes | £500.00 |
Select & Protect
|
Home Emergency (Home Insurance) |
|
Yes | £1,000.00 |
Smart Cover Insurance
|
Essential Smart Home Plus |
|
Yes | Unlimited |
|
Smart Cover Insurance
|
Premium Smart Home Plus |
|
Yes | Unlimited |
Smart-Sure
|
Home Emergency Essential |
|
Yes | £2,500.00 |
|
Smart-Sure
|
Home Emergency Essential + |
|
Yes | £2,500.00 |
|
Smart-Sure
|
Home Emergency Premium |
|
Yes | £5,000.00 |
|
Smart-Sure
|
Home Emergency Premium + |
|
Yes | £5,000.00 |
Source
|
Residential Home Emergency |
|
Yes | £500.00 |
Swiftcover
|
Home Assistance |
|
Yes | £1,000.00 |
|
Swiftcover
|
Home Assistance Plus |
|
Yes | £1,000.00 |
Swinton
|
Home Emergency (Classic Home) |
|
No | £500.00 |
|
Swinton
|
Home Emergency (Essentials Home) |
|
No | £500.00 |
|
Swinton
|
Home Emergency (Premier Home) |
|
No | £500.00 |
Tesco Insurance
|
Home Emergency Cover |
|
Yes | £1,000.00 |
|
Tesco Insurance
|
Home Emergency Cover (Click & you're covered) |
|
Yes | £1,000.00 |
TSB
|
Home Emergency Cover |
|
Yes | £1,000.00 |
umbrl
|
Home Emergency |
|
Yes | £1,000.00 |
Urban Jungle
|
Home Emergency |
|
Yes | £1,000.00 |
|
Utility Warehouse
|
Home Emergency Insurance |
|
Yes | £1,000.00 |
West Bromwich Building Society
|
Home Emergency Assistance |
|
Yes | £1,000.00 |
|
Admiral
|
Emergency Cover |
|
Yes | £500.00 |
Assurant Intermediary Ltd
|
Home Emergency Cover |
|
Yes | £500.00 |
|
AXA
|
Advanced Home Assistance |
|
Yes | £1,000.00 |
|
AXA
|
Extra Home Assistance |
|
Yes | £1,000.00 |
British Gas
|
HomeCare Complete Cover |
|
No | Unlimited |
Churchill
|
Home Emergency |
|
Yes | £500.00 |
|
Churchill
|
Home Emergency standard |
|
Yes | £500.00 |
|
Direct Line
|
Home Emergency (Essential, Standard & Premium Home Insurance) |
|
Yes | £500.00 |
Everywhen
|
Emergency Home Assistance |
|
Yes | £500.00 |
|
Homeprotect
|
Basic Home Emergency |
|
Yes | £500.00 |
HomeRescueCo
|
Electric, Plumbing, Boiler & Heating Cover |
|
Yes | £2,500.00 |
|
Hometree
|
Your Home |
|
No | Unlimited |
Motability
|
Home Emergency Assistance |
|
Yes | £500.00 |
|
NatWest
|
Premier Reward Black Account Home Emergency |
|
Yes | £750.00 |
|
Royal Bank of Scotland
|
Premier Reward Black Account Home Emergency |
|
Yes | £750.00 |
Scottish Power
|
Heating & Plumbing Protect Insurance |
|
No | £2,000.00 |
|
Smart Cover Insurance
|
Essential Smart Home |
|
No | Unlimited |
|
Smart Cover Insurance
|
Premium Smart Home |
|
No | Unlimited |
T&R Direct Insurance Services
|
Home Emergency |
|
Yes | £500.00 |
|
YourRepair
|
Home Plus |
|
No | Unlimited |
|
24/7 Home Rescue
|
My Boiler |
|
No | Unlimited |
|
24/7 Home Rescue
|
My Heating |
|
No | Unlimited |
|
24/7 Home Rescue
|
My Home |
|
No | Unlimited |
|
24/7 Home Rescue
|
My Home Essentials |
|
Yes | Unlimited |
|
Affinity Water
|
HomeServe Plumbing & Heating |
|
No | £8,000.00 |
|
Affinity Water
|
HomeServe Plumbing, Heating & Electrics |
|
No | £8,000.00 |
|
Anglian Water Direct
|
HomeServe Plumbing & Heating |
|
No | £8,000.00 |
|
Anglian Water Direct
|
HomeServe Plumbing, Heating & Electrics |
|
No | £8,000.00 |
|
BIG Warranties
|
Boiler Cover |
|
Optional | £5,000.00 |
|
British Gas
|
HomeCare Classic Cover |
|
No | Unlimited |
|
British Gas
|
HomeCare Essential |
|
No | Unlimited |
CORGI HomePlan
|
HomePlan Advanced |
|
No | £2,000.00 |
|
CORGI HomePlan
|
HomePlan Complete |
|
No | £2,000.00 |
|
CORGI HomePlan
|
HomePlan Essentials |
|
No | £2,000.00 |
|
CORGI HomePlan
|
HomePlan Starter |
|
No | £2,000.00 |
esure
|
Flex Home Emergency |
|
Yes | £500.00 |
|
esure
|
Home Emergency |
|
Yes | £500.00 |
|
Home Emergency Assist
|
Enhanced Boiler & Heating |
|
No | £3,000.00 |
|
Home Emergency Assist
|
Enhanced Plumbing and Drainage |
|
No | £3,000.00 |
|
Home Emergency Assist
|
Enhanced Plumbing, Drainage & Electrics |
|
No | £3,000.00 |
|
Home Emergency Assist
|
Premium Boiler & Heating |
|
No | Unlimited |
|
Home Emergency Assist
|
Premium Plumbing and Drainage |
|
No | Unlimited |
|
Home Emergency Assist
|
Premium Plumbing Drainage and Electrics |
|
No | Unlimited |
|
HomeServe
|
Electrics |
|
No | £8,000.00 |
|
HomeServe
|
Gas Boiler and Central Heating |
|
No | £8,000.00 |
|
HomeServe
|
Gas Boiler breakdown cover |
|
No | £8,000.00 |
|
HomeServe
|
Plumbing & Heating |
|
No | £8,000.00 |
|
HomeServe
|
Plumbing And Electrics |
|
No | £8,000.00 |
|
HomeServe
|
Plumbing, Heating & Electrics |
|
No | £8,000.00 |
|
Hometree
|
Your Boiler |
|
No | Unlimited |
|
Hometree
|
Your Heating |
|
No | Unlimited |
|
Intelligent Insurance
|
Home Emergency Cover |
|
No | £500.00 |
Nova direct
|
Home Emergency Insurance (Gold XS) |
|
Yes | £500.00 |
|
Nova direct
|
Home Emergency Insurance (Gold) |
|
Yes | £500.00 |
|
Nova direct
|
Home Emergency Insurance (Platinum XS) |
|
Yes | £500.00 |
|
Nova direct
|
Home Emergency Insurance (Platinum) |
|
Yes | £500.00 |
|
One Call Insurance
|
Basic Home Emergency |
|
Yes | £250.00 |
|
One Call Insurance
|
Enhanced Home Emergency |
|
Yes | £750.00 |
Ovo Energy
|
HomePlan Complete Cover |
|
No | £2,000.00 |
|
Ovo Energy
|
HomePlan Essentials |
|
No | £2,000.00 |
|
Ovo Energy
|
HomePlan Starter Cover |
|
No | £2,000.00 |
|
Plus Heat
|
Boiler Cover |
|
No | Unlimited |
|
Plus Heat
|
Premium/ Home Cover |
|
No | Unlimited |
|
Plus Heat
|
Standard/ Heating Cover |
|
No | Unlimited |
|
Policy Expert
|
Home Emergency Select |
|
Yes | £600.00 |
Quote 2 Insure
|
Home Emergency |
|
No | £1,000.00 |
|
RIAS
|
Home Protection Cover |
|
Yes | £500.00 |
|
Row.co.uk
|
Boiler Cover |
|
Optional | £5,000.00 |
|
Scottish Power
|
Boiler & Service Care |
|
No | £1,500.00 |
|
Scottish Power
|
Boiler, Radiator & Service Care |
|
No | £1,500.00 |
|
Severn Trent Water
|
HomeServe Plumbing & Heating |
|
No | £8,000.00 |
|
Severn Trent Water
|
HomeServe Plumbing, Heating & Electrics |
|
No | £8,000.00 |
Sheilas' Wheels
|
Home Emergency |
|
Yes | £500.00 |
|
Sheilas' Wheels
|
Home Essential Emergency |
|
Yes | £500.00 |
|
Smart Cover Insurance
|
Essential Smart Boiler |
|
No | Unlimited |
|
Smart Cover Insurance
|
Essential Smart Heating |
|
No | Unlimited |
|
Smart Cover Insurance
|
Premium Smart Boiler |
|
No | Unlimited |
|
Smart Cover Insurance
|
Premium Smart Heating |
|
No | Unlimited |
|
Smart-Sure
|
Boiler breakdown cover (Essential) |
|
No | £500.00 |
|
Smart-Sure
|
Boiler breakdown cover (Premium) |
|
No | £1,000.00 |
|
Smart-Sure
|
Boiler breakdown cover Basic) |
|
No | £250.00 |
|
Smart-Sure
|
Home Emergency Basic |
|
Yes | £1,000.00 |
|
Tesco Insurance
|
Essentials |
|
Yes | £1,000.00 |
Warmzilla
|
Basic Home Emergency |
|
No | £1,000.00 |
|
Warmzilla
|
Extra Home Emergency |
|
No | £1,000.00 |
|
Warmzilla
|
Total Home Emergency |
|
No | £1,000.00 |
Worcester Bosch Group
|
Maintenance & Support Plan |
|
No | £1,500.00 |
|
Yorkshire Water
|
HomeServe Plumbing & Heating |
|
No | £8,000.00 |
|
Yorkshire Water
|
HomeServe Plumbing, Heating & Electrics |
|
No | £8,000.00 |
|
YourRepair
|
Boiler Plan |
|
No | Unlimited |
|
YourRepair
|
Heating |
|
No | Unlimited |
|
YourRepair
|
Home |
|
No | Unlimited |