Our product ratings for Utility Warehouse
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
2 products reviewed
Boiler Breakdown Cover
2 products reviewed
Utility Warehouse
Boiler & Home Cover
| Feature | Value |
|---|---|
| Minimum excess |
£60.00
|
| Premium (minimum excess applied) |
£25.00
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£4,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
Full Cost
|
| Getting access and reinstatement |
£1,000.00
|
| Type of pricing |
Static
|
| Maximum excess |
£60.00
|
| Premium (maximum excess applied) |
£25.00
|
| Underwriter |
UWI
|
| Unoccupied period |
60
|
| Individual call out cover limit for boiler repairs |
£4,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£40.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
Full Cost
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
Full Cost
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£4.00
|
| Primary flue | Yes |
| Boiler controls | Yes |
| Alternative accommodation cover |
£250.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service |
Covered as standard
|
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-23
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Utility Warehouse
Home Emergency Insurance
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
2.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
2.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£0.00
|
| Getting access and reinstatement |
Sum Insured
|
| Type of pricing |
Comes as standard with home insurance
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Astrenska Insurance Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£40.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
2.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£0.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£0.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£1,000.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-23
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
1 product reviewed
Home Legal Cover
1 product reviewed
Utility Warehouse
Legal Expenses Insurance
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
Limit shown on your policy schedule
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
N/A
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£1,000.00
|