Personal loans
Start your search for a good value personal loan by looking at Fairer Finance's latest product ratings.
|
Brand
|
Product name
|
Representative APR (on £2,000 loan, 36 month term)
|
Representative APR (on £5,000 loan, 36 month term)
|
Representative APR (on £15000 loan, 36 month term)
|
Unpaid Repayment Fee
|
Early settlement fee (Days interest)
|
|---|---|---|---|---|---|---|
118 118 Money
|
Personal Loan | 49.9% | 49.9% | Loan amount not offered | £12.00 | 58 days |
AA
|
Personal Loan | 26.9% | 9.5% | 6.7% | £0.00 | 58 days |
Abound
|
Personal Loan | 21.8% | 21.8% | 21.8% | £12.00 | 0 days |
Admiral
|
Personal Loan | 12.9% | 12.9% | 12.9% | £12.00 | 58 days |
AIB
|
Personal Loan | 16.4% | 7.9% | 7.1% | £0.00 | 0 days |
Bamboo
|
Personal Loan | 49.7% | 49.7% | 49.7% | £0.00 | 58 days |
Bank of Scotland
|
Existing Customer Personal Loan | Illustrative rates shown | Illustrative rates shown | 7.4% | £25.00 | 58 days |
Barclays
|
Existing Current Account Customer Barclayloan | 14.85% | 9.35% | 7.05% | £0.00 | 0 days |
|
Barclays
|
Existing Premier Account Customer Barclayloan | 11.45% | 7.15% | 6.65% | £0.00 | 0 days |
Creation
|
Personal Loan | No rates provided | No rates provided | No rates provided | £30.00 | 0 days |
Danske Bank
|
Fixed Rate Personal Loan | Illustrative rates shown | 7.7% | Illustrative rates shown | £0.00 | 0 days |
evlo
|
Personal Loan | 99.9% | 99.9% | 99.9% | £0.00 | 58 days |
First Direct
|
Personal Loan | 13.5% | 7.4% | 5.9% | £0.00 | 58 days |
Guarantormyloan
|
Guarantor Loan | 49.9% | 49.9% | Loan amount not offered | £11.50 | 58 days |
Hastings Direct
|
Personal Loan | 14.9% | 14.9% | 14.9% | £12.00 | 58 days |
HSBC
|
Personal Loan | 16.9% | 9.6% | 6.8% | £0.00 | 58 days |
|
HSBC
|
Premier Personal Loan | 13.5% | 7.4% | 5.9% | £0.00 | 58 days |
John Lewis
|
Personal Loan | 9.9% | 9.9% | 9.9% | £0.00 | 58 days |
Kroo
|
Personal Loan | 14.9% | 14.9% | 14.9% | £0.00 | 0 days |
Lendable
|
Personal Loan | Illustrative rates shown | No rates provided | No rates provided | £0.00 | 58 days |
Lendology
|
Homeowner loans | 4.2% | 4.2% | 4.2% | £15.00 | 0 days |
Lloyds Bank
|
Personal Loan | Illustrative rates shown | Illustrative rates shown | 7.4% | £25.00 | 58 days |
loans by MAL
|
Personal Loan | No rates provided | No rates provided | Loan amount not offered | £0.00 | 0 days |
Marks & Spencer
|
Personal Loan | 14.9% | 6.9% | 5.9% | £0.00 | 58 days |
Monzo
|
Personal Loan | 23% | 23% | 10% | £0.00 | 0 days |
Munzee
|
Personal Loan | Loan term not offered | Loan term not offered | Loan term not offered | £0.00 | 0 days |
Nationwide
|
Personal Loan | 14.4% | 7.2% | 6.2% | £0.00 | 0 days |
NatWest
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
NatWest
|
Home Improvement Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
No1 Copper Pot
|
Member Loan | 12.89% | 7.9% | 7.9% | £0.00 | 0 days |
Norwich Trust
|
Unsecured Personal Loans for Homeowners | Loan amount not offered | 29.9% | 27.9% | £9.00 | 58 days |
Novuna Personal Finance
|
Personal Loan | 20.5% | 7.9% | 6.9% | £0.00 | 58 days |
Oakbrook Loans
|
Personal Loan | 24.9% | 24.9% | Loan amount not offered | £0.00 | 58 days |
OakbrookAdvance
|
Personal Loan | 39.9% | 39.9% | Loan amount not offered | £0.00 | 58 days |
Plata
|
Personal Loan | 14.9% | 14.9% | 14.9% | £0.00 | 58 days |
Rate Drop
|
Personal Loan | 39.9% | 39.9% | Loan amount not offered | £12.00 | Unspecified (if over £8,000, 1% of repayment if more than a year remaining, 0.5% if less than a year remaining, maximum is total accrued interest if not repaying early) Unspecified (if over £8,000, 1% of repayment if more than a year remaining, 0.5% if less than a year remaining, maximum ... |
Royal Bank of Scotland
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
Royal Bank of Scotland
|
Home Improvement Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
Sainsbury's
|
Personal Loan | 26.9% | 8.5% | 6.6% | £0.00 | 58 days |
Salad Finance
|
Personal Loan | Loan amount not offered | Loan amount not offered | Loan amount not offered | £0.00 | 0 days |
Santander
|
Personal Loan | 10.6% | 7.5% | 6.7% | £0.00 | 58 days |
Tesco Bank
|
Online Personal Loan | Loan amount not offered | Illustrative rates shown | Illustrative rates shown | £12.00 | 60 days |
The Money Co-op
|
Personal Loan (<6 months membership) | 26.8% | 12.7% | 7.9% | £0.00 | 0 days |
|
The Money Co-op
|
Personal Loan (6+ months membership) | 19.6% | 12.7% | 7.9% | £0.00 | 0 days |
TSB
|
Personal Loan | 27.9% | 11.9% | 6.4% | £0.00 | 58 days |
Ulster Bank
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
Zopa
|
Personal Loan | 22.9% | 22.9% | 22.9% | £0.00 | 58 days |
Find out how we calculate our product ratings
|
Brand
|
Product name
|
Representative APR (on £2,000 loan, 36 month term)
|
Representative APR (on £5,000 loan, 36 month term)
|
Representative APR (on £15000 loan, 36 month term)
|
Unpaid Repayment Fee
|
Early settlement fee (Days interest)
|
|---|---|---|---|---|---|---|
|
118 118 Money
|
Personal Loan | 49.9% | 49.9% | Loan amount not offered | £12.00 | 58 days |
|
AA
|
Personal Loan | 26.9% | 9.5% | 6.7% | £0.00 | 58 days |
|
Abound
|
Personal Loan | 21.8% | 21.8% | 21.8% | £12.00 | 0 days |
|
Admiral
|
Personal Loan | 12.9% | 12.9% | 12.9% | £12.00 | 58 days |
|
AIB
|
Personal Loan | 16.4% | 7.9% | 7.1% | £0.00 | 0 days |
|
Bamboo
|
Personal Loan | 49.7% | 49.7% | 49.7% | £0.00 | 58 days |
|
Bank of Scotland
|
Existing Customer Personal Loan | Illustrative rates shown | Illustrative rates shown | 7.4% | £25.00 | 58 days |
|
Barclays
|
Existing Current Account Customer Barclayloan | 14.85% | 9.35% | 7.05% | £0.00 | 0 days |
|
Barclays
|
Existing Premier Account Customer Barclayloan | 11.45% | 7.15% | 6.65% | £0.00 | 0 days |
|
Creation
|
Personal Loan | No rates provided | No rates provided | No rates provided | £30.00 | 0 days |
|
Danske Bank
|
Fixed Rate Personal Loan | Illustrative rates shown | 7.7% | Illustrative rates shown | £0.00 | 0 days |
|
evlo
|
Personal Loan | 99.9% | 99.9% | 99.9% | £0.00 | 58 days |
|
First Direct
|
Personal Loan | 13.5% | 7.4% | 5.9% | £0.00 | 58 days |
|
Guarantormyloan
|
Guarantor Loan | 49.9% | 49.9% | Loan amount not offered | £11.50 | 58 days |
|
Hastings Direct
|
Personal Loan | 14.9% | 14.9% | 14.9% | £12.00 | 58 days |
|
HSBC
|
Personal Loan | 16.9% | 9.6% | 6.8% | £0.00 | 58 days |
|
HSBC
|
Premier Personal Loan | 13.5% | 7.4% | 5.9% | £0.00 | 58 days |
|
John Lewis
|
Personal Loan | 9.9% | 9.9% | 9.9% | £0.00 | 58 days |
|
Kroo
|
Personal Loan | 14.9% | 14.9% | 14.9% | £0.00 | 0 days |
|
Lendable
|
Personal Loan | Illustrative rates shown | No rates provided | No rates provided | £0.00 | 58 days |
|
Lendology
|
Homeowner loans | 4.2% | 4.2% | 4.2% | £15.00 | 0 days |
|
Lloyds Bank
|
Personal Loan | Illustrative rates shown | Illustrative rates shown | 7.4% | £25.00 | 58 days |
|
loans by MAL
|
Personal Loan | No rates provided | No rates provided | Loan amount not offered | £0.00 | 0 days |
|
Marks & Spencer
|
Personal Loan | 14.9% | 6.9% | 5.9% | £0.00 | 58 days |
|
Monzo
|
Personal Loan | 23% | 23% | 10% | £0.00 | 0 days |
|
Munzee
|
Personal Loan | Loan term not offered | Loan term not offered | Loan term not offered | £0.00 | 0 days |
|
Nationwide
|
Personal Loan | 14.4% | 7.2% | 6.2% | £0.00 | 0 days |
|
NatWest
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
NatWest
|
Home Improvement Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
No1 Copper Pot
|
Member Loan | 12.89% | 7.9% | 7.9% | £0.00 | 0 days |
|
Norwich Trust
|
Unsecured Personal Loans for Homeowners | Loan amount not offered | 29.9% | 27.9% | £9.00 | 58 days |
|
Novuna Personal Finance
|
Personal Loan | 20.5% | 7.9% | 6.9% | £0.00 | 58 days |
|
Oakbrook Loans
|
Personal Loan | 24.9% | 24.9% | Loan amount not offered | £0.00 | 58 days |
|
OakbrookAdvance
|
Personal Loan | 39.9% | 39.9% | Loan amount not offered | £0.00 | 58 days |
|
Plata
|
Personal Loan | 14.9% | 14.9% | 14.9% | £0.00 | 58 days |
|
Rate Drop
|
Personal Loan | 39.9% | 39.9% | Loan amount not offered | £12.00 | Unspecified (if over £8,000, 1% of repayment if more than a year remaining, 0.5% if less than a year remaining, maximum is total accrued interest if not repaying early) Unspecified (if over £8,000, 1% of repayment if more than a year remaining, 0.5% if less than a year remaining, maximum ... |
|
Royal Bank of Scotland
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
Royal Bank of Scotland
|
Home Improvement Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
Sainsbury's
|
Personal Loan | 26.9% | 8.5% | 6.6% | £0.00 | 58 days |
|
Salad Finance
|
Personal Loan | Loan amount not offered | Loan amount not offered | Loan amount not offered | £0.00 | 0 days |
|
Santander
|
Personal Loan | 10.6% | 7.5% | 6.7% | £0.00 | 58 days |
|
Tesco Bank
|
Online Personal Loan | Loan amount not offered | Illustrative rates shown | Illustrative rates shown | £12.00 | 60 days |
|
The Money Co-op
|
Personal Loan (<6 months membership) | 26.8% | 12.7% | 7.9% | £0.00 | 0 days |
|
The Money Co-op
|
Personal Loan (6+ months membership) | 19.6% | 12.7% | 7.9% | £0.00 | 0 days |
|
TSB
|
Personal Loan | 27.9% | 11.9% | 6.4% | £0.00 | 58 days |
|
Ulster Bank
|
Existing Customer Personal Loan | 22.4% | 9.8% | 7.9% | £0.00 | 58 days |
|
Zopa
|
Personal Loan | 22.9% | 22.9% | 22.9% | £0.00 | 58 days |