Launched in 2015, Novuna Personal Finance (formerly Hitachi Personal Finance) is a trading name of Hitachi Capital (UK) PLC, which is owned by Japanese car manufacturer Hitachi.
It offers various kinds of loans and is based in Surrey.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Personal loans
1 product reviewed
Novuna Personal Finance
Personal Loan
| Feature | Value |
|---|---|
| Representative APR (on £2,000 loan, 36 month term) |
20.5%
|
| Representative APR (on £5,000 loan, 36 month term) |
7.9%
|
| Representative APR (on £15000 loan, 36 month term) |
6.9%
|
| Unpaid Repayment Fee |
£0.00
|
| Early settlement fee (Days interest) |
58 days
|
| Minimum borrowing amount |
£1,000.00
|
| Maximum borrowing amount |
£35,000.00
|
| Minimum borrowing length |
24 months
|
| Maximum borrowing length |
84 months
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Personal loans
Ranked 14th of 22 providers reviewed
| Customer happiness score | 64.9% |
|---|---|
| Customer trust score | 63.4% |
| Complaints performance | 76.87% |
| Transparency rating | 59.89% |
|
Fairer Finance Score Reviewed Autumn 2026 |
66.26% |