Private medical insurance
Start your search for a quality private medical insurance policy by looking at Fairer Finance's latest product ratings.
Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.
Our product ratings are designed to help you choose a quality policy. We rate policies on the key features that are most important for the majority of customers.
Find out how we calculate our product ratings
|
Brand
|
Product name
|
Star rating
|
Physiotherapy
|
Video or telephone consultations with GP
|
Radiotherapy
|
Chemotherapy
|
|---|---|---|---|---|---|---|
Aviva
|
Healthier Solutions |
|
Optional | Unlimited | Full cover | Full cover |
AXA Health
|
Personal Health |
|
Optional | Unlimited | Full cover | Full cover |
Bupa
|
Bupa By You - Comprehensive |
|
Yes | Unlimited | Full cover | Full cover |
The Exeter
|
Health+ |
|
Optional | Yes | Full cover | Full cover |
Vitality
|
Personal Healthcare |
|
Optional | Yes | unlimited | Full cover |
WPA
|
Complete Health Insurance |
|
Optional | Unlimited | Full cover | Full cover |
|
Aviva
|
Healthier Solutions 6 week option |
|
Optional | Unlimited | Full cover | Full cover |
|
AXA Health
|
Health For You |
|
Optional | Unlimited | Full cover | Full cover |
|
AXA Health
|
Health For You 6 |
|
Optional | Unlimited | Full cover | Full cover |
|
AXA Health
|
InSpire Health Plan |
|
Optional | Unlimited | Full cover | Full cover |
|
AXA Health
|
InSpire Health Plan 6 |
|
Optional | Unlimited | Full cover | Full cover |
|
AXA Health
|
Personal Health 6 |
|
Optional | Unlimited | Full cover | Full cover |
|
Bupa
|
Bupa By You - Treatment And Care |
|
Yes | Unlimited | Full cover | Full cover |
Freedom Health Insurance
|
Elite (Individual And Family Cover) |
|
Optional | Unlimited | Full cover | Full cover |
General and Medical
|
Elite |
|
Yes | Yes | Full cover | Full cover |
|
General and Medical
|
Essentials Plus Upgrade |
|
Yes | Yes | Full cover | Full cover |
|
General and Medical
|
Everyday Plus Upgrade |
|
Yes | Yes | £10000 up to £50,000 | £10000 up to £50,000 |
|
General and Medical
|
Lifestyle |
|
Yes | Yes | Full cover | Full cover |
|
General and Medical
|
Lifestyle Plus Upgrade |
|
Yes | Yes | Full cover | Full cover |
Saga
|
HealthPlan Saver Plus |
|
Yes | Unlimited | Full cover | Full cover |
|
Saga
|
HealthPlan Secure |
|
Yes | Unlimited | Full cover | Full cover |
|
Saga
|
HealthPlan Super |
|
Yes | Unlimited | Full cover | Full cover |
|
General and Medical
|
Everyday |
|
Yes | Yes | £5000 up to £25,000 | £5000 up to £25,000 |
Kindred Health
|
Private Health Insurance |
|
Yes | Unlimited | Full cover | Full cover |
National Friendly
|
My PMI Level 2 |
|
Yes | Yes | Full cover | Full cover |
|
National Friendly
|
My PMI Level 3 |
|
Yes | Yes | Full cover | Full cover |
|
National Friendly
|
My PMI Level 4 |
|
Yes | Yes | Full cover | Full cover |
|
Saga
|
HealthPlan Saver Plus 4/6 |
|
Yes | Unlimited | Full cover | Full cover |
|
Saga
|
HealthPlan Secure 4/6 |
|
Yes | Unlimited | Full cover | Full cover |
|
Saga
|
HealthPlan Super 4/6 |
|
Yes | Unlimited | Full cover | Full cover |
HMCA
|
Medical Care Plan |
|
Yes | No | £1,000 | £1,000 |
|
HMCA
|
Medical Care Plus Plan |
|
Yes | Yes | £1,000 | £1,000 |
Police Mutual
|
Healthcare Scheme |
|
Yes | Yes | No | No |
|
Aviva
|
Speedy Diagnostics |
|
No | Unlimited | No | No |
Forces Mutual
|
Healthcare Scheme |
|
Yes | Yes | No | No |
|
Freedom Health Insurance
|
Freedom Essentials |
|
Optional | Unlimited | £150/each hospital visit | £150/each hospital visit |
|
General and Medical
|
Essentials |
|
Yes | Yes | £0 | 0 |
|
HMCA
|
Medical Saver Plan |
|
No | No | £1,000 | £1,000 |
|
HMCA
|
Medical Saver Plus Plan |
|
No | Yes | £1,000 | £1,000 |
|
HMCA
|
Medical Starter Plan |
|
No | No | £1,000 | £1,000 |
|
HMCA
|
Medical Starter Plus Plan |
|
No | Yes | £1,000 | £1,000 |
Lateral
|
Health Plan |
|
Yes | Yes | No | No |
|
National Friendly
|
My PMI Level 1 |
|
Yes | Yes | No | No |
|
Saga
|
HealthPlan Support |
|
No | Unlimited | No | No |
|
Saga
|
HealthPlan Support 4/6 |
|
No | Unlimited | No | No |
Westfield Health
|
Private Health Ins L1 |
|
No | No | No | No |
|
Westfield Health
|
Private Health Ins L1 With Out-Patient |
|
Yes | No | No | No |
|
Westfield Health
|
Private Health Ins L2 |
|
No | No | No | No |
|
Westfield Health
|
Private Health Ins L2 With Out-Patient |
|
Yes | No | No | No |