Bank accounts
Start your search for a good value bank account by looking at Fairer Finance's latest product ratings.
Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Find out how we calculate our product ratings
- Basic accounts
- Current accounts
- Foreign use accounts
- Overdrafts
- Premier accounts
- Premium accounts
- Student accounts
- Digital Accounts
|
Brand
|
Product name
|
Star rating
|
Cash withdrawal fee in UK (own bank)
|
Annual fee
|
Part of FSCS
|
Unpaid transaction fee
|
Bankers draft/cheque fee
|
|---|---|---|---|---|---|---|---|
Co-operative Bank
|
Cashminder |
|
£0.00 | £0.00 | Yes | £0.00 | £10.00 |
Isle of Man Bank
|
Foundation Account |
|
£0.00 | £0.00 | Yes | £0.00 | Not available |
NatWest
|
Foundation Account |
|
£0.00 | £0.00 | Yes | £0.00 | £20.00 |
Royal Bank of Scotland
|
Foundation Account |
|
£0.00 | £0.00 | Yes | £0.00 | £20.00 |
UBL UK
|
ACE Current Account |
|
£0.00 | £0.00 | Yes | £20.00 | £15.00 |
Ulster Bank
|
Foundation Account |
|
£0.00 | £0.00 | Yes | £0.00 | £15.00 |
Zopa
|
Biscuit |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Al Rayan Bank
|
Current Account |
|
£0.00 | £60.00 | Yes | £0.00 | £10.00 |
Bank of China (UK)
|
Personal Current Account |
|
£0.00 | £0.00 | Yes | £25.00 | £15.00 |
Bank of Ireland (UK)
|
Basic Cash Account |
|
£0.00 | £0.00 | Yes | N/A | £10.00 |
Bank of Scotland
|
Basic Account |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Barclays
|
Barclays Basic Current Account |
|
£0.00 | £0.00 | Yes | N/A | £15.00 |
Chase
|
Current Account |
|
£0.00 | £0.00 | Yes | £0.00 | Not available |
Cumberland Building Society
|
Day2Day Account |
|
£0.00 | £0.00 | Yes | £3.00 | £0.00 |
Danske Bank
|
Standard |
|
£0.00 | £0.00 | Yes | £1.50 | £10.00 |
HSBC
|
Basic Bank Account |
|
£0.00 | £0.00 | Yes | £0.00 | Not available |
ICICI Bank
|
Current Account |
|
£0.00 | £0.00 | Yes | £15.00 | £10.00 |
LHV Bank
|
Current Account |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Lloyds Bank
|
Basic Account |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Metro Bank
|
Cash Account |
|
|||||
Monzo
|
Free |
|
£0.00 | £0.00 | Yes | £0.00 | Not available |
Nationwide
|
FlexBasic |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Punjab National Bank
|
Personal Current Account |
|
£0.00 | £0.00 | Yes | N/A | £15.00 |
Revolut
|
Standard |
|
£0 up to £200 per month, then 2% | £0.00 | Yes | £0.00 | Not available |
Santander
|
Basic Current Account |
|
£0.00 | £0.00 | Yes | N/A | £10.00 |
State Bank of India
|
Current Account |
|
£0.00 | £0.00 | Yes | £0.00 | £25.00 |
thinkmoney
|
Everyday |
|
2%, up to £4.50 | £0.00 | No | £0.00 | Not available |
TSB
|
Cash Account |
|
£0.00 | £0.00 | Yes | £0.00 | Not available |
Virgin Money
|
M Account |
|
£0.00 | £0.00 | Yes | N/A | Not available |
Yonder
|
Debit Card (no fee) |
|
£0.00 | £0.00 | Yes | N/A | Not available |
|
Revolut
|
Plus |
|
£0 up to £200 per month, then 2% | £40.00 | Yes | £0.00 | Not available |
Triodos Bank
|
Personal Current Account |
|
£0.00 | £36.00 | Yes | N/A | £10.00 |
Monese
|
Cashback |
|
2%. | £95.40 | No | N/A | Not available |
CardOneMoney
|
The CardOneMoney Account |
|
£1.50 | £150.00 | No | £0.00 | Not available |
|
Monese
|
Everyday |
|
2%. | £35.40 | No | N/A | Not available |
|
Monese
|
Pay as you go |
|
2%. | £0.00 | No | N/A | Not available |
|
Monese
|
Premium |
|
2%. | £179.40 | No | N/A | Not available |
Pockit
|
Everyday Prepaid Account |
|
£1.99 | £29.88 | No | £15.00 | Not available |
|
Pockit
|
Extra Prepaid Account |
|
£1.99 | £83.88 | No | £15.00 | Not available |
|
Pockit
|
Pay as You Go Prepaid Account |
|
£1.99 | £0.00 | No | £15.00 | Not available |
|
Pockit
|
Premium Prepaid Account |
|
£1.99 | £119.88 | No | £15.00 | Not available |
Suits Me
|
Essential |
|
2.5%. | £0.00 | No | £0.00 | Not available |
|
Suits Me
|
Premium |
|
1.75%. | £71.64 | No | £0.00 | Not available |
|
Suits Me
|
Premium Plus |
|
1%. | £119.64 | No | £0.00 | Not available |
|
thinkmoney
|
Smart |
|
£0.00 | £150.00 | No | £0.00 | Not available |
|
thinkmoney
|
SmartPlus |
|
£0.00 | £191.40 | No | £0.00 | Not available |
|
Brand
|
Product name
|
Star rating
|
Annual fee
|
Maximum cash machine withdrawal per day
|
Part of FSCS
|
PayPoint Deposits
|
|---|---|---|---|---|---|---|
|
Lloyds Bank
|
Club Lloyds |
|
£60.00 | £800.00 | Yes | Yes |
|
Nationwide
|
FlexAccount |
|
£0.00 | £500.00 | Yes | Yes |
|
Nationwide
|
FlexDirect |
|
£0.00 | £500.00 | Yes | Yes |
|
Chase
|
Current Account |
|
£0.00 | £500.00 | Yes | No |
|
Danske Bank
|
Reward |
|
£24.00 | £500.00 | Yes | No |
|
Revolut
|
Standard |
|
£0.00 | £3,000.00 | Yes | No |
|
Royal Bank of Scotland
|
Reward |
|
£24.00 | £300.00 | Yes | No |
|
Santander
|
Edge Current Account |
|
£36.00 | £300.00 | Yes | No |
|
Santander
|
Edge Up Current Account |
|
£60.00 | £300.00 | Yes | No |
|
TSB
|
Spend and Save account |
|
£0.00 | £500.00 | Yes | No |
|
TSB
|
Spend and Save Plus account |
|
£36.00 | £500.00 | Yes | No |
|
Co-operative Bank
|
Current Account |
|
£0.00 | £500.00 | Yes | No |
|
Cumberland Building Society
|
Cumberland Plus Account |
|
£0.00 | £300.00 | Yes | No |
First Direct
|
1st Account |
|
£0.00 | £500.00 | Yes | No |
Kroo
|
Kroo Account |
|
£0.00 | £300.00 | Yes | No |
|
NatWest
|
Reward |
|
£24.00 | £300.00 | Yes | No |
Starling
|
Personal Current Account |
|
£0.00 | £300.00 | Yes | No |
|
Virgin Money
|
M Plus Account |
|
£0.00 | £500.00 | Yes | No |
AIB
|
Classic Account |
|
£0.00 | £500.00 | Yes | No |
|
Bank of Ireland (UK)
|
Clear Account |
|
£0.00 | £500.00 | Yes | No |
|
Bank of Scotland
|
Classic Account |
|
£0.00 | £500.00 | Yes | Yes |
|
Bank of Scotland
|
Classic Account with Vantage |
|
£0.00 | £500.00 | Yes | Yes |
|
Barclays
|
Barclays Bank Account |
|
£0.00 | £500.00 | Yes | No |
|
Barclays
|
Barclays Bank Account with Blue Rewards |
|
£60.00 | £500.00 | Yes | No |
|
Danske Bank
|
Choice |
|
£0.00 | £500.00 | Yes | No |
|
HSBC
|
Bank Account |
|
£0.00 | £300.00 | Yes | No |
|
Isle of Man Bank
|
Select Account |
|
£0.00 | £500.00 | Yes | No |
|
Lloyds Bank
|
Classic Account |
|
£0.00 | £800.00 | Yes | Yes |
|
Metro Bank
|
Current Account |
|
£0.00 | £300.00 | Yes | No |
|
Monzo
|
Extra |
|
£36.00 | £400.00 | Yes | Yes |
|
Monzo
|
Free |
|
£0.00 | £400.00 | Yes | Yes |
|
NatWest
|
Select |
|
£0.00 | £300.00 | Yes | No |
|
Revolut
|
Plus |
|
£40.00 | £3,000.00 | Yes | No |
|
Royal Bank of Scotland
|
Select |
|
£0.00 | £250.00 | Yes | No |
|
Santander
|
Everyday Current Account |
|
£0.00 | £300.00 | Yes | No |
|
Ulster Bank
|
Select Account |
|
£0.00 | £500.00 | Yes | No |
|
Brand
|
Product name
|
Star rating
|
Foreign cash withdrawal fee
|
Foreign cash withdrawal additional charge
|
Foreign purchases fee
|
Is there a limit on free cash withdrawals?
|
|---|---|---|---|---|---|---|
|
Bank of Scotland
|
Graduate Account |
|
0% | £0.00 | 0% | Unlimited |
|
Bank of Scotland
|
Platinum Account |
|
0% | £0.00 | 0% | Unlimited |
|
Bank of Scotland
|
Silver Account |
|
0% | £0.00 | 0% | Unlimited |
|
Bank of Scotland
|
Student Account |
|
0% | £0.00 | 0% | Unlimited |
|
Chase
|
Chase Protect |
|
0% | £0.00 | 0% | Unlimited |
|
Chase
|
Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
Co-operative Bank
|
Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
Co-operative Bank
|
Everyday Extra |
|
0% | £0.00 | 0% | Unlimited |
|
Danske Bank
|
Freedom |
|
0% | £0.00 | 0% | Unlimited |
|
Danske Bank
|
Reward |
|
0% | £0.00 | 0% | Unlimited |
|
First Direct
|
1st Account |
|
0% | £0.00 | 0% | Unlimited |
|
Kroo
|
Kroo Account |
|
0% | £0.00 | 0% | Unlimited |
|
LHV Bank
|
Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Club Lloyds |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Club Lloyds Platinum Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Club Lloyds Silver Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Platinum Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Premier Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Silver Account |
|
0% | £0.00 | 0% | Unlimited |
|
Monzo
|
Max (Inside Europe) |
|
0% | £0.00 | 0% | Unlimited |
|
Monzo
|
Perks (Inside Europe) |
|
0% | £0.00 | 0% | Unlimited |
|
Nationwide
|
FlexPlus |
|
0% | £0.00 | 0% | Unlimited |
|
Nationwide
|
FlexStudent |
|
0% | £0.00 | 0% | Unlimited |
|
Santander
|
Edge Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
Santander
|
Edge Explorer Account |
|
0% | £0.00 | 0% | Unlimited |
|
Santander
|
Edge Up Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
Santander
|
Private Current Account (v2) |
|
0% | £0.00 | 0% | Unlimited |
|
Starling
|
Personal Current Account |
|
0% | £0.00 | 0% | Unlimited |
|
TSB
|
Spend and Save Plus account |
|
0% | £0.00 | 0% | Unlimited |
|
Virgin Money
|
Club M Account |
|
0% | £0.00 | 0% | Unlimited |
|
Virgin Money
|
M Account |
|
0% | £0.00 | 0% | Unlimited |
|
Virgin Money
|
M Plus Account |
|
0% | £0.00 | 0% | Unlimited |
|
Bank of Ireland (UK)
|
Basic Cash Account |
|
0% | £0.00 | 0% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Barclays
|
Premier Current Account |
|
0% | £0.00 | 0% | No free cash withdrawals |
|
Co-operative Bank
|
Cashminder |
|
0% | £0.00 | 0% | Unlimited |
|
Co-operative Bank
|
Student Account |
|
0% | £0.00 | 0% | Unlimited |
|
Cumberland Building Society
|
Cumberland Plus Account |
|
0% | £0.00 | 0% | Unlimited |
|
Cumberland Building Society
|
Day2Day Account |
|
0% | £0.00 | 0% | Unlimited |
|
Lloyds Bank
|
Graduate Account |
|
0% | £0.00 | 0% | No free cash withdrawals |
|
Lloyds Bank
|
Student Account |
|
0% | £0.00 | 0% | All |
|
Monese
|
Premium |
|
2% | £0.00 | 0% | 1500 |
|
Monzo
|
Extra (Inside Europe) |
|
0% | £0.00 | 0% | Unlimited |
|
Monzo
|
Max |
|
3% | £0.00 | 0% | 600 |
|
Monzo
|
Perks |
|
3% | £0.00 | 0% | 600 |
|
Revolut
|
Metal (monthly) |
|
2% | £0.00 | 0% | 800 |
|
Revolut
|
Premium (monthly) |
|
2% | £0.00 | 0% | 400 |
|
Revolut
|
Ultra |
|
2% | £0.00 | 0% | 2000 |
|
thinkmoney
|
Smart |
|
0% | £0.00 | 0% | No free cash withdrawal limit |
|
thinkmoney
|
SmartPlus |
|
0% | £0.00 | 0% | No free cash withdrawal limit |
|
Virgin Money
|
Private Account |
|
0% | £0.00 | 0% | Unlimited |
|
Yonder
|
Debit Card |
|
0% | £0.00 | 0% | 200 |
|
Yonder
|
Debit Card (no fee) |
|
0% | £0.00 | 0% | 200 |
|
Al Rayan Bank
|
Current Account |
|
0% | £1.50 | 0% | No free cash withdrawals |
|
Lloyds Bank
|
Basic Account (Inside Europe) |
|
0% | £0.00 | 2.99% | Unlimited |
|
Lloyds Bank
|
Classic Account (Inside Europe) |
|
0% | £0.00 | 2.99% | Unlimited |
|
Monzo
|
Free |
|
3% | £0.00 | 0% | 200 |
|
Revolut
|
Plus |
|
2% | £0.00 | 0% | 200 |
|
Revolut
|
Standard |
|
2% | £0.00 | 0% | 200 |
|
Zopa
|
Biscuit |
|
2% | £0.00 | 0% | 200 |
Cater Allen Private Bank
|
Private Account |
|
2% | £0.00 | 2% | No free cash withdrawals |
|
Monese
|
Cashback |
|
4% | £0.00 | 0.5% | 300 |
|
Monzo
|
Extra |
|
3% | £0.00 | 0% | 200 |
|
NatWest
|
Premier Reward Account |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
NatWest
|
Premier Reward Black |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
NatWest
|
Premier Select Account |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
NatWest
|
Reward |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
NatWest
|
Reward Platinum |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
NatWest
|
Reward Silver |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
Punjab National Bank
|
Personal Current Account |
|
1.5% | £0.00 | 1.5% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Premier Reward Account |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Premier Reward Black |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Premier Select Account |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Reward Platinum |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Reward Silver |
|
2.75% | £0.00 | 0% | No free cash withdrawals |
|
AIB
|
Classic Account |
|
4.25% | £0.00 | 2.75% | No free cash withdrawals |
|
AIB
|
Classic Account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
AIB
|
Graduate Account |
|
4.25% | £0.00 | 2.75% | No free cash withdrawals |
|
AIB
|
Graduate Account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
AIB
|
Student+ Account |
|
4.25% | £0.00 | 2.75% | No free cash withdrawals |
|
AIB
|
Student+ Account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Bank of China (UK)
|
Gold Premier Account |
|
2.65% | £1.50 | 2.65% | No free cash withdrawals |
|
Bank of China (UK)
|
Gold Student Account (Premier) |
|
2.65% | £1.50 | 2.65% | No free cash withdrawals |
|
Bank of China (UK)
|
Personal Current Account |
|
2.65% | £1.50 | 2.65% | No free cash withdrawals |
|
Bank of China (UK)
|
Student Prime Account |
|
2.65% | £1.50 | 2.65% | No free cash withdrawals |
|
Bank of Ireland (UK)
|
3rd level student account |
|
2.75% | £1.50 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Ireland (UK)
|
3rd level student account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Ireland (UK)
|
Clear Account |
|
2.75% | £1.50 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Ireland (UK)
|
Clear Account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Ireland (UK)
|
Graduate Account |
|
2.75% | £1.50 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Ireland (UK)
|
Graduate Account (Inside Europe) |
|
2.75% | £0.00 | 2.75% | No free foreign cash withdrawals (unless withdrawing in Euros at a BOI cash machine in the Republic of Ireland) |
|
Bank of Scotland
|
Basic Account |
|
2.99% | £1.50 | 2.99% | No free cash withdrawals |
|
Bank of Scotland
|
Basic Account (Inside Europe) |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Bank of Scotland
|
Classic Account |
|
2.99% | £1.50 | 2.99% | No free cash withdrawals |
|
Bank of Scotland
|
Classic Account (Inside Europe) |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Barclays
|
Barclays Bank Account |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Barclays
|
Barclays Bank Account with Blue Rewards |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Barclays
|
Barclays Basic Current Account |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Barclays
|
Higher Education Account |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Barclays
|
Student Additions Account |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
CardOneMoney
|
The CardOneMoney Account |
|
2.75% | £3.00 | 2.75% | No free cash withdrawals |
|
Danske Bank
|
Choice |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Danske Bank
|
Standard |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
Handelsbanken
|
Current Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
HSBC
|
Bank Account |
|
2.75% | 2% (Minimum £1.75, Maximum £5) | 2.75% | No free cash withdrawals |
|
HSBC
|
Basic Bank Account |
|
2.75% | 2% (Minimum £1.75, Maximum £5) | 2.75% | No free cash withdrawals |
|
HSBC
|
Graduate Bank Account |
|
2.75% | 2% (Minimum £1.75, Maximum £5) | 2.75% | No free cash withdrawals |
|
HSBC
|
Premier Bank Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
HSBC
|
Student Bank Account |
|
2.75% | 2% (Minimum £1.75, Maximum £5) | 2.75% | No free cash withdrawals |
|
ICICI Bank
|
Current Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Isle of Man Bank
|
Foundation Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Isle of Man Bank
|
Gold Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Isle of Man Bank
|
Select Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Lloyds Bank
|
Basic Account |
|
2.99% | £1.50 | 2.99% | No free cash withdrawals |
|
Lloyds Bank
|
Classic Account |
|
2.99% | £1.50 | 2.99% | No free cash withdrawals |
|
Metro Bank
|
Current Account |
|
2.99% | £1.50 | 2.99% | No free cash withdrawals |
|
Monese
|
Everyday |
|
4% | £0.00 | 2% | No free cash withdrawals |
|
Monese
|
Pay as you go |
|
4% | £0.00 | 3% | No free cash withdrawals |
|
Nationwide
|
FlexAccount |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Nationwide
|
FlexBasic |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
Nationwide
|
FlexDirect |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
NatWest
|
Foundation Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
NatWest
|
Select |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
NatWest
|
Student bank account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Pockit
|
Everyday Prepaid Account |
|
4% | £2.25 | 4% | No free cash withdrawals |
|
Pockit
|
Extra Prepaid Account |
|
4% | £2.25 | 4% | No free cash withdrawals |
|
Pockit
|
Pay as You Go Prepaid Account |
|
4% | £2.25 | 4% | No free cash withdrawals |
|
Pockit
|
Premium Prepaid Account |
|
4% | £2.25 | 4% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Foundation Account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Reward |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Select |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Royal Bank of Scotland
|
Student bank account |
|
2.75% | £0.00 | 2.75% | No free cash withdrawals |
|
Santander
|
Basic Current Account |
|
2.95% | £0.00 | 2.95% | No free cash withdrawals |
|
Santander
|
Edge Student Current Account |
|
2.95% | £0.00 | 2.95% | No free cash withdrawals |
|
Santander
|
Everyday Current Account |
|
2.95% | £0.00 | 2.95% | No free cash withdrawals |
|
State Bank of India
|
Current Account |
|
2.5% | £2.00 | 2.5% | No free cash withdrawals |
|
Suits Me
|
Essential |
|
3.47% | £2.50 | 3.47% | No free cash withdrawals |
|
Suits Me
|
Premium |
|
2.77% | £2.50 | 2.77% | No free cash withdrawals |
|
Suits Me
|
Premium Plus |
|
2.37% | £2.50 | 2.37% | No free cash withdrawals |
|
thinkmoney
|
Everyday |
|
2% | £0.00 | 2% | No free cash withdrawals |
|
Triodos Bank
|
Personal Current Account |
|
2.5% | £0.00 | 2.5% | No free cash withdrawals |
|
TSB
|
Cash Account |
|
2.99% | 1.5% (Minimum £2, Maximum £4.50) | 2.99% | No free cash withdrawals |
|
TSB
|
Graduate Account |
|
2.99% | 1.5% (Minimum £2, Maximum £4.50) | 2.99% | No free cash withdrawals |
|
TSB
|
Graduate Account (Inside Europe) |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
TSB
|
Spend and Save account |
|
2.99% | 1.5% (Minimum £2, Maximum £4.50) | 2.99% | No free cash withdrawals |
|
TSB
|
Spend and Save account (Inside Europe) |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
TSB
|
Student Account |
|
2.99% | 1.5% (Minimum £2, Maximum £4.50) | 2.99% | No free cash withdrawals |
|
TSB
|
Student Account (Inside Europe) |
|
2.99% | £0.00 | 2.99% | No free cash withdrawals |
|
UBL UK
|
ACE Current Account |
|
2% | £0.00 | 2.99% | No free cash withdrawals |
|
Ulster Bank
|
Foundation Account |
|
2.65% | £0.00 | 2.65% | No free cash withdrawals |
|
Ulster Bank
|
Select Account |
|
2.65% | £0.00 | 2.65% | No free cash withdrawals |
|
Ulster Bank
|
Ufirst Gold Account |
|
2.65% | £0.00 | 2.65% | No free cash withdrawals |
|
Brand
|
Product name
|
Star rating
|
Risk based overdraft?
|
Arranged overdraft interest free amount
|
Arranged overdraft interest rate (representative EAR)
|
|---|---|---|---|---|---|
|
Barclays
|
Premier Current Account |
|
No | £500.00 | 35% |
|
First Direct
|
1st Account |
|
No | £250.00 | 39.9% |
|
HSBC
|
Premier Bank Account |
|
No | £500.00 | 39.9% |
|
Lloyds Bank
|
Club Lloyds Platinum Account |
|
Yes | £100.00 | 29.9% |
|
Santander
|
Private Current Account (v2) |
|
No | £500.00 | 39.94% |
|
Lloyds Bank
|
Club Lloyds |
|
Yes | £100.00 | 29.9% |
|
Lloyds Bank
|
Club Lloyds Silver Account |
|
Yes | £100.00 | 29.9% |
|
Lloyds Bank
|
Premier Account |
|
Yes | £100.00 | 29.9% |
|
NatWest
|
Premier Reward Black |
|
No | £500.00 | 39.49% |
|
NatWest
|
Premier Select Account |
|
No | £500.00 | 34.49% |
|
Royal Bank of Scotland
|
Premier Reward Black |
|
No | £500.00 | 34.49% |
|
Royal Bank of Scotland
|
Premier Select Account |
|
No | £500.00 | 34.49% |
|
TSB
|
Spend and Save Plus account |
|
No | £100.00 | 39.9% |
|
Handelsbanken
|
Current Account |
|
No | £0.00 | 20.25% |
|
Isle of Man Bank
|
Gold Account |
|
No | £100.00 | 7.76% |
|
Starling
|
Personal Current Account |
|
Yes | £0.00 | 15% |
|
Virgin Money
|
Private Account |
|
No | £0.00 | 14.9% |
|
AIB
|
Classic Account |
|
No | £200.00 | 19.86% |
|
Bank of Scotland
|
Platinum Account with vantage |
|
Yes | £50.00 | 29.9% |
|
Bank of Scotland
|
Silver Account with vantage |
|
Yes | £50.00 | 29.9% |
|
Barclays
|
Barclays Bank Account |
|
No | £15.00 | 35% |
|
Barclays
|
Barclays Bank Account with Blue Rewards |
|
No | £15.00 | 35% |
|
Cumberland Building Society
|
Cumberland Plus Account |
|
No | £0.00 | 14.99% |
|
Danske Bank
|
Choice |
|
No | £0.00 | 29.9% |
|
Metro Bank
|
Current Account |
|
No | £0.00 | 34% |
|
Nationwide
|
FlexAccount |
|
No | £50.00 | 39.9% |
|
Nationwide
|
FlexDirect |
|
No | £50.00 | 39.9% |
|
Nationwide
|
FlexPlus |
|
No | £50.00 | 39.9% |
|
Virgin Money
|
Club M Account |
|
Yes | £0.00 | 19.9% |
|
Virgin Money
|
M Plus Account |
|
Yes | £0.00 | 19.9% |
|
Bank of Ireland (UK)
|
Clear Account |
|
No | £0.00 | 38.14% |
|
Bank of Scotland
|
Classic Account |
|
Yes | £0.00 | 29.9% |
|
Bank of Scotland
|
Classic Account with Vantage |
|
Yes | £0.00 | 29.9% |
|
Bank of Scotland
|
Platinum Account |
|
Yes | £0.00 | 29.9% |
|
Bank of Scotland
|
Silver Account |
|
Yes | £0.00 | 29.9% |
|
Co-operative Bank
|
Current Account |
|
No | £0.00 | 35.9% |
|
Co-operative Bank
|
Everyday Extra |
|
No | £0.00 | 35.9% |
|
Danske Bank
|
Reward |
|
No | £0.00 | 32.4% |
|
HSBC
|
Bank Account |
|
No | £25.00 | 39.9% |
|
Isle of Man Bank
|
Select Account |
|
No | £10.00 | 39.49% |
|
Kroo
|
Kroo Account |
|
No | £0.00 | 39.9% |
|
Lloyds Bank
|
Classic Account |
|
Yes | £0.00 | 29.9% |
|
Lloyds Bank
|
Platinum Account |
|
Yes | £0.00 | 29.9% |
|
Lloyds Bank
|
Silver Account |
|
Yes | £0.00 | 29.9% |
|
NatWest
|
Premier Reward Account |
|
No | £0.00 | 39.49% |
|
NatWest
|
Reward |
|
No | £0.00 | 39.49% |
|
NatWest
|
Reward Platinum |
|
No | £0.00 | 39.49% |
|
NatWest
|
Reward Silver |
|
No | £0.00 | 39.49% |
|
NatWest
|
Select |
|
No | £0.00 | 39.49% |
|
Royal Bank of Scotland
|
Premier Reward Account |
|
No | £0.00 | 39.49% |
|
Royal Bank of Scotland
|
Reward |
|
No | £0.00 | 39.49% |
|
Royal Bank of Scotland
|
Reward Platinum |
|
No | £0.00 | 39.49% |
|
Royal Bank of Scotland
|
Reward Silver |
|
No | £0.00 | 39.49% |
|
Royal Bank of Scotland
|
Select |
|
No | £0.00 | 39.49% |
|
Santander
|
Edge Current Account |
|
No | £0.00 | 39.94% |
|
Santander
|
Edge Explorer Account |
|
No | £0.00 | 39.94% |
|
Santander
|
Edge Up Current Account |
|
No | £0.00 | 39.94% |
|
Santander
|
Everyday Current Account |
|
No | £0.00 | 39.94% |
|
TSB
|
Spend and Save account |
|
No | £0.00 | 39.9% |
|
Ulster Bank
|
Select Account |
|
No | £0.00 | 39.49% |
|
Ulster Bank
|
Ufirst Gold Account |
|
No | £0.00 | 39.49% |
|
Brand
|
Product name
|
Star rating
|
Annual reward and cost scenario
|
Add-ons, cashback and rewards
|
Annual fee
|
Part of FSCS or international equivalent
|
|---|---|---|---|---|---|---|
|
Lloyds Bank
|
Premier Account |
|
£436.65 | Bupa digital health services incl. remote GP and private prescriptions, up to 6 physiotherapy and 14 counselling sessions a year, on-demand fitness and wellbeing classes, health cover for partners and children up to age 24, 1% cashback on eligible spending (up to £10 a month), 12 months of Disney+ Standard With Ads (choice), Coffee Club and Gourmet Society membership (choice), 6 cinema tickets for Vue or ODEON (choice), magazine subscription (choice), enhanced savings rates, mortgage discounts, cashback on Ready-Made Investments, financial coaching Bupa digital health services incl. remote GP and private prescriptions, up to 6 physiotherapy and 14 counselling session... | £0.00 | Yes |
|
NatWest
|
Premier Reward Black |
|
£598.84 | £9/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including winter sports) for holder and family, unlimited airport lounge access, concierge service, AA UK and European breakdown cover, Aviva phone insurance for holder and family, 24/7 health support including GP and physio, travel eSIM £9/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including wi... | £468.00 | Yes |
|
Royal Bank of Scotland
|
Premier Reward Black |
|
£598.84 | £9/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including winter sports) for holder and family, unlimited airport lounge access, concierge service, AA UK and European breakdown cover, Aviva phone insurance for holder and family, 24/7 health support including GP and physio, travel eSIM £9/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including wi... | £468.00 | Yes |
|
HSBC
|
Premier Bank Account |
|
£269.84 | Aviva worldwide travel insurance (including winter sports) for holder & family, dedicated account manager, Visa offers, preferential rates on HSBC mortgages and savings accounts, exclusive access to discounts and offers through Advance Members, HSBC Online Health Services Aviva worldwide travel insurance (including winter sports) for holder & family, dedicated account manager, Visa offers, ... | £0.00 | Yes |
|
Revolut
|
Metal (monthly) |
|
£1,065.07 | Worldwide family travel insurance with winter sports cover, 1 RevPoint per £2 spent, delayed baggage and flight insurance, subscriptions incl. FT Digital/Uber One/NordVPN Plus/Headspace, 12 months of ChatGPT Go Worldwide family travel insurance with winter sports cover, 1 RevPoint per £2 spent, delayed baggage and flight insuranc... | £165.00 | Yes |
|
Revolut
|
Ultra |
|
£1,290.70 | Worldwide family travel insurance with winter sports cover, 1 RevPoint per £1 spent, delayed baggage and flight insurance, subscriptions incl. FT Premium Digital/Uber One/NordVPN Plus/Headspace, 3GB global data via eSIM, unlimited airport lounge access, 12 months of ChatGPT Go Worldwide family travel insurance with winter sports cover, 1 RevPoint per £1 spent, delayed baggage and flight insuranc... | £595.00 | Yes |
|
Barclays
|
Premier Current Account with Avios Rewards |
|
£258.99 | Personal relationship manager, fee-free international payments, access to exclusive products, Apple TV+ | £144.00 | Yes |
|
Al Rayan Bank
|
Premier Account |
|
£-260.57 | Dedicated relationship manager, premier digital and telephone banking | £240.00 | Yes |
|
Bank of China (UK)
|
Gold Premier Account |
|
£-13.08 | Opportunity to apply for one-week financial experience programme, dedicated relationship manager, SIM card worth £30, airport pick-up, transport and hotel booking (subject to fees) Opportunity to apply for one-week financial experience programme, dedicated relationship manager, SIM card worth £30, ai... | £0.00 | Yes |
|
Barclays
|
Premier Current Account |
|
£77.99 | Personal relationship manager, fee-free international payments, access to exclusive products, Apple TV+ | £0.00 | Yes |
|
Cater Allen Private Bank
|
Private Account |
|
£-25.57 | N/A | £0.00 | Yes |
|
Handelsbanken
|
Current Account |
|
£-329.35 | Dedicated account manager | £300.00 | Yes |
|
NatWest
|
Premier Reward Account |
|
£58.85 | £9/month rewards (requires at least two direct debits of at least £4.50 each) | £24.00 | Yes |
|
NatWest
|
Premier Select Account |
|
£-12.38 | N/A | £0.00 | Yes |
|
Royal Bank of Scotland
|
Premier Reward Account |
|
£58.85 | £9/month rewards (requires at least two direct debits of at least £4.50 each) | £24.00 | Yes |
|
Royal Bank of Scotland
|
Premier Select Account |
|
£-12.38 | N/A | £0.00 | Yes |
|
Santander
|
Private Current Account (v2) |
|
£92.90 | 1% cashback on mortgage payments, 1% cashback on mobile/broadband/home phone/paid-for TV (capped at £15 a month), 1% cashback on council tax, 1% cashback on gas and electricity (capped at £15 a month), 1% cashback on Santander home and life insurance, 1% cashback on water bills, up to 15% cashback with retail offers 1% cashback on mortgage payments, 1% cashback on mobile/broadband/home phone/paid-for TV (capped at £15 a month), 1% cas... | £60.00 | Yes |
|
Virgin Money
|
Private Account |
|
£-160.03 | AIG worldwide travel insurance with winter sports cover for holder and family (includes 24-hour access to a doctor at home or abroad), Dragonpass Premier+ including six instances of airport lounge access and selected airport restaurants AIG worldwide travel insurance with winter sports cover for holder and family (includes 24-hour access to a doctor at ho... | £180.00 | Yes |
|
Brand
|
Product name
|
Star rating
|
Add-ons, cashback and rewards
|
Annual fee
|
Part of FSCS or international equivalent
|
|---|---|---|---|---|---|
|
Co-operative Bank
|
Everyday Extra |
|
Worldwide travel insurance (including winter sports) for holder & family from AXA, UK and European RAC breakdown insurance, mobile phone insurance from LSG Worldwide travel insurance (including winter sports) for holder & family from AXA, UK and European RAC breakdown insuran... | £144.00 | Yes |
|
Lloyds Bank
|
Premier Account |
|
Bupa digital health services incl. remote GP and private prescriptions, up to 6 physiotherapy and 14 counselling sessions a year, on-demand fitness and wellbeing classes, health cover for partners and children up to age 24, 1% cashback on eligible spending (up to £10 a month), 12 months of Disney+ Standard With Ads (choice), Coffee Club and Gourmet Society membership (choice), 6 cinema tickets for Vue or ODEON (choice), magazine subscription (choice), enhanced savings rates, mortgage discounts, cashback on Ready-Made Investments, financial coaching Bupa digital health services incl. remote GP and private prescriptions, up to 6 physiotherapy and 14 counselling session... | £0.00 | Yes |
|
Nationwide
|
FlexPlus |
|
UK & European breakdown cover, mobile phone insurance for holder and family, worldwide travel insurance (including winter sports) for holder and family, Fairer Share £100 payment UK & European breakdown cover, mobile phone insurance for holder and family, worldwide travel insurance (including winte... | £216.00 | Yes |
|
NatWest
|
Reward Platinum |
|
£4/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including winter sports) for holder and family, Aviva phone insurance, UK breakdown insurance provided by the AA, Tastecard, travel eSIM, airport discounts, 24/7 health support including GP and physio £4/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including wi... | £276.00 | Yes |
|
NatWest
|
Reward Silver |
|
£4/month rewards (requires at least two direct debits of at least £2 each), AWP European travel insurance (including winter sports) for holder and family, Aviva phone insurance, Tastecard, 24/7 health support including GP and physio, travel eSIM, airport discounts £4/month rewards (requires at least two direct debits of at least £2 each), AWP European travel insurance (including win... | £144.00 | Yes |
|
Royal Bank of Scotland
|
Reward Platinum |
|
£4/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including winter sports) for holder and family, Aviva phone insurance, UK breakdown insurance provided by the AA, Tastecard, travel eSIM, airport discounts, 24/7 health support including GP and physio £4/month rewards (requires at least two direct debits of at least £2 each), AWP worldwide travel insurance (including wi... | £276.00 | Yes |
|
Royal Bank of Scotland
|
Reward Silver |
|
£4/month rewards (requires at least two direct debits of at least £2 each), AWP European travel insurance (including winter sports) for holder and family, Aviva phone insurance, Tastecard, 24/7 health support including GP and physio, travel eSIM, airport discounts £4/month rewards (requires at least two direct debits of at least £2 each), AWP European travel insurance (including win... | £144.00 | Yes |
|
Santander
|
Edge Explorer Account |
|
Travel insurance by Chubb, 24/7 remote GP access, breakdown cover with Allianz, mobile phone insurance, 1% cashback on household bills/supermarket spending/travel Travel insurance by Chubb, 24/7 remote GP access, breakdown cover with Allianz, mobile phone insurance, 1% cashback on h... | £204.00 | Yes |
|
Ulster Bank
|
Ufirst Gold Account |
|
AWP European travel insurance (including winter sports) for holder and family, Aviva phone insurance, Tastecard, 24/7 health support including GP and physio, travel eSIM, airport discounts AWP European travel insurance (including winter sports) for holder and family, Aviva phone insurance, Tastecard, 24/7 he... | £144.00 | Yes |
|
Barclays
|
Barclays Bank Account with Travel Pack |
|
Worldwide family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover | £210.00 | Yes |
|
Barclays
|
Barclays Bank Account with Travel Pack Plus |
|
Worldwide family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover, six free airport lounge visits per year or six £15 meal vouchers at selected airport restaurants, concierge service Worldwide family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover, six free... | £312.00 | Yes |
|
Lloyds Bank
|
Club Lloyds Silver Account |
|
European and UK travel insurance, AA family breakdown cover, mobile phone insurance, access to Save the Change (rounds up spending to the nearest pound to save), 6 free cinema tickets (choice), magazine subscription (choice), Gourmet Society subscription (choice), 12 digital movie rentals (choice), cashback with certain retailers European and UK travel insurance, AA family breakdown cover, mobile phone insurance, access to Save the Change (rounds u... | £198.00 | Yes |
|
Monzo
|
Max |
|
Personal worldwide travel insurance from Zurich, worldwide phone and accessories insurance from Assurant, personal UK & Europe breakdown cover from RAC, annual railcard, free Vue cinema ticket once a month, discounted investment fees, free weekly treat from Greggs, Uber One membership Personal worldwide travel insurance from Zurich, worldwide phone and accessories insurance from Assurant, personal UK & ... | £228.00 | Yes |
|
Revolut
|
Metal (monthly) |
|
Worldwide family travel insurance with winter sports cover, 1 RevPoint per £2 spent, delayed baggage and flight insurance, subscriptions incl. FT Digital/Uber One/NordVPN Plus/Headspace, 12 months of ChatGPT Go Worldwide family travel insurance with winter sports cover, 1 RevPoint per £2 spent, delayed baggage and flight insuranc... | £165.00 | Yes |
|
Revolut
|
Premium (monthly) |
|
1 point per £4 spent, subscriptions incl. Uber One/Headspace/NordVPN Standard, discounted airport lounge access, 6 months of ChatGPT Go 1 point per £4 spent, subscriptions incl. Uber One/Headspace/NordVPN Standard, discounted airport lounge access, 6 month... | £90.00 | Yes |
|
Revolut
|
Ultra |
|
Worldwide family travel insurance with winter sports cover, 1 RevPoint per £1 spent, delayed baggage and flight insurance, subscriptions incl. FT Premium Digital/Uber One/NordVPN Plus/Headspace, 3GB global data via eSIM, unlimited airport lounge access, 12 months of ChatGPT Go Worldwide family travel insurance with winter sports cover, 1 RevPoint per £1 spent, delayed baggage and flight insuranc... | £595.00 | Yes |
|
Virgin Money
|
Club M Account |
|
Zurich worldwide travel insurance with winter sports cover for holder and family (includes 24 hour access to a doctor at home or abroad), Green Flag European breakdown cover, Assurant mobile and gadget insurance for holder and family Zurich worldwide travel insurance with winter sports cover for holder and family (includes 24 hour access to a doctor at... | £168.00 | Yes |
|
Bank of Scotland
|
Silver Account |
|
European and UK family travel insurance from AWP Assistance UK Ltd, AA family breakdown cover, mobile phone insurance, up to 15% cashback with Everyday Offers European and UK family travel insurance from AWP Assistance UK Ltd, AA family breakdown cover, mobile phone insurance, u... | £138.00 | Yes |
|
Chase
|
Chase Protect |
|
2% cashback on groceries/food/transport/fuel up to £20 a month (requires £1000+ in Chase savings and 15 payments a month) 2% cashback on groceries/food/transport/fuel up to £20 a month (requires £1000+ in Chase savings and 15 payments a month... | £150.00 | Yes |
|
Lloyds Bank
|
Silver Account |
|
European and UK travel insurance, AA family breakdown cover, mobile phone insurance | £138.00 | Yes |
|
Monzo
|
Perks |
|
Annual railcard, free Vue cinema ticket once a month, discounted investment fees, free weekly treat from Greggs, Uber One membership Annual railcard, free Vue cinema ticket once a month, discounted investment fees, free weekly treat from Greggs, Uber On... | £108.00 | Yes |
|
Yonder
|
Debit Card |
|
4 points per £1 on spending (boosted at partners), 1 point per £1 on rent, redeem points for Yonder Experiences/flights/account credit, worldwide travel insurance 4 points per £1 on spending (boosted at partners), 1 point per £1 on rent, redeem points for Yonder Experiences/flights/... | £197.89 | Yes |
|
Bank of Scotland
|
Platinum Account with vantage |
|
Worldwide AWP Assistance UK travel insurance (including winter sports) for holder & family, AA family breakdown cover (UK), mobile phone insurance from LSG, up to 15% cashback with Everyday Offers Worldwide AWP Assistance UK travel insurance (including winter sports) for holder & family, AA family breakdown cover (U... | £270.00 | Yes |
|
Bank of Scotland
|
Silver Account with vantage |
|
N/A | £138.00 | Yes |
|
Lloyds Bank
|
Club Lloyds Platinum Account |
|
Allianz worldwide travel insurance (including winter sports) for holder & family, LSG mobile phone insurance, AA family breakdown cover (UK), 6 free cinema tickets (choice), magazine subscription (choice), Gourmet Society subscription (choice), 12 months of Disney+ (choice), cashback with certain retailers Allianz worldwide travel insurance (including winter sports) for holder & family, LSG mobile phone insurance, AA family ... | £330.00 | Yes |
|
Bank of Scotland
|
Platinum Account |
|
Worldwide AWP Assistance UK travel insurance (including winter sports) for holder & family, AA family breakdown cover (UK), mobile phone insurance from LSG, up to 15% cashback with Everyday Offers Worldwide AWP Assistance UK travel insurance (including winter sports) for holder & family, AA family breakdown cover (U... | £270.00 | Yes |
|
Barclays
|
Barclays Bank Account with Tech Pack |
|
LSG mobile phone and gadget insurance (cover for up to 4 phones and unlimited gadgets worth up to £2000 each), cashback with various retailers LSG mobile phone and gadget insurance (cover for up to 4 phones and unlimited gadgets worth up to £2000 each), cashback ... | £210.00 | Yes |
|
Isle of Man Bank
|
Gold Account |
|
Allianz worldwide travel insurance (including winter sports) for holder & family, Allianz Private Motor Excess Insurance, Ten concierge service Allianz worldwide travel insurance (including winter sports) for holder & family, Allianz Private Motor Excess Insurance... | £216.00 | Yes |
|
Lloyds Bank
|
Platinum Account |
|
Allianz worldwide travel insurance (including winter sports) for holder & family, LSG mobile phone insurance, AA family breakdown cover (UK), cashback with certain retailers Allianz worldwide travel insurance (including winter sports) for holder & family, LSG mobile phone insurance, AA family ... | £270.00 | Yes |
|
Brand
|
Product name
|
Star rating
|
Arranged overdraft limit
|
Tiered repayment of overdraft
|
Switching / sign up incentive
|
|---|---|---|---|---|---|
|
Bank of Scotland
|
Graduate Account |
|
£2,000.00 | Yes | N/A |
|
Bank of Scotland
|
Student Account |
|
£2,000.00 | Yes | N/A |
|
Lloyds Bank
|
Graduate Account |
|
£2,000.00 | Yes | N/A |
|
Lloyds Bank
|
Student Account |
|
£2,000.00 | Yes | N/A |
|
Nationwide
|
FlexStudent |
|
£3,000.00 | Yes | N/A |
|
Danske Bank
|
Freedom |
|
£3,000.00 | No | £200 (Switch using CASS, deposit £1000 and set up 2 direct debits). |
|
Bank of Ireland (UK)
|
3rd level student account |
|
£3,000.00 | Yes | N/A |
|
Co-operative Bank
|
Student Account |
|
£2,000.00 | No | N/A |
|
Santander
|
Edge Student Current Account |
|
£1500 in years 1-3, £1800 in year 4, £2000 in year 5 | Yes | N/A |
|
TSB
|
Student Account |
|
£1500 (£500 for first six months, £1000 months 7-9, £1500 from month 10) | No | N/A |
|
HSBC
|
Graduate Bank Account |
|
Subject to status | Yes | N/A |
|
HSBC
|
Student Bank Account |
|
£3,000.00 | Yes | N/A |
|
NatWest
|
Student bank account |
|
£2,000 (£500 in first term) | Yes | N/A |
|
Royal Bank of Scotland
|
Student bank account |
|
£2,000 (£500 in first term) | Yes | N/A |
|
AIB
|
Graduate Account |
|
£1,000.00 | No | N/A |
|
AIB
|
Student+ Account |
|
£1,850.00 | No | N/A |
|
Bank of China (UK)
|
Gold Student Account (Premier) |
|
N/A | No | N/A |
|
Bank of China (UK)
|
Student Prime Account |
|
N/A | No | N/A |
|
Bank of Ireland (UK)
|
Graduate Account |
|
£3,000.00 | Yes | N/A |
|
Barclays
|
Higher Education Account |
|
£1,500.00 | No | N/A |
|
Barclays
|
Student Additions Account |
|
£1,500.00 | No | N/A |
|
TSB
|
Graduate Account |
|
£2,000.00 | Yes | N/A |
|
Brand
|
Product name
|
Star rating
|
Annual fee
|
Part of FSCS
|
App Rating
|
|---|---|---|---|---|---|
|
Starling
|
Personal Current Account |
|
£0.00 | Yes | 4.85 |
|
Monzo
|
Extra |
|
£36.00 | Yes | 4.85 |
|
Monzo
|
Free |
|
£0.00 | Yes | 4.85 |
|
Monzo
|
Max |
|
£228.00 | Yes | 4.85 |
|
Monzo
|
Perks |
|
£108.00 | Yes | 4.85 |
|
Revolut
|
Metal (monthly) |
|
£165.00 | Yes | 4.8 |
|
Revolut
|
Plus |
|
£40.00 | Yes | 4.8 |
|
Revolut
|
Premium (monthly) |
|
£90.00 | Yes | 4.8 |
|
Revolut
|
Standard |
|
£0.00 | Yes | 4.8 |
|
Revolut
|
Ultra |
|
£595.00 | Yes | 4.8 |
|
Chase
|
Chase Protect |
|
£150.00 | Yes | 4.85 |
|
Chase
|
Current Account |
|
£0.00 | Yes | 4.85 |
|
Kroo
|
Kroo Account |
|
£0.00 | Yes | 4.65 |
|
LHV Bank
|
Current Account |
|
£0.00 | Yes | 3.75 |
|
thinkmoney
|
Everyday |
|
£0.00 | No | 4.75 |
|
Triodos Bank
|
Personal Current Account |
|
£36.00 | Yes | 4.8 |
|
Yonder
|
Debit Card |
|
£197.89 | Yes | 4.65 |
|
Yonder
|
Debit Card (no fee) |
|
£0.00 | Yes | 4.65 |
|
Zopa
|
Biscuit |
|
£0.00 | Yes | 4.7 |
|
thinkmoney
|
Smart |
|
£150.00 | No | 4.75 |
|
CardOneMoney
|
The CardOneMoney Account |
|
£150.00 | No | N/A |
|
Monese
|
Cashback |
|
£95.40 | No | 4.55 |
|
Monese
|
Everyday |
|
£35.40 | No | 4.55 |
|
Monese
|
Pay as you go |
|
£0.00 | No | 4.55 |
|
Monese
|
Premium |
|
£179.40 | No | 4.55 |
|
Pockit
|
Everyday Prepaid Account |
|
£29.88 | No | 3.8 |
|
Pockit
|
Extra Prepaid Account |
|
£83.88 | No | 3.8 |
|
Pockit
|
Pay as You Go Prepaid Account |
|
£0.00 | No | 3.8 |
|
Pockit
|
Premium Prepaid Account |
|
£119.88 | No | 3.8 |
|
Suits Me
|
Essential |
|
£0.00 | No | 4.4 |
|
Suits Me
|
Premium |
|
£71.64 | No | 4.4 |
|
Suits Me
|
Premium Plus |
|
£119.64 | No | 4.4 |
|
thinkmoney
|
SmartPlus |
|
£191.40 | No | 4.75 |