Chase

Chase is a major high street bank in the US.

It introduced a digital bank account in the UK in 2021.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Bank accounts

8 products reviewed

Basic bank accounts

1 product reviewed

Chase

Current Account

Feature Value
Cash withdrawal fee in UK (own bank)
£0.00
Annual fee
£0.00
Part of FSCS Yes
Unpaid transaction fee
£0.00
Bankers draft/cheque fee
Not available
Maximum cash machine withdrawal per day
£500.00
Monthly Fee
£0.00
Current accounts

1 product reviewed

Chase

Current Account

Feature Value
Annual fee
£0.00
Maximum cash machine withdrawal per day
£500.00
Part of FSCS Yes
PayPoint Deposits No
Card payment fee (£)
£0.00
Monthly Fee
£0.00
Debit Cards

1 product reviewed

Chase

Current Account

Feature Value
Card payment fee (£)
£0.00
Debit card? Yes
Maximum cash machine withdrawal per day
£500.00
Number of Free Replacement Cards
All
Account Type
Basic
Monthly Fee
£0.00
Digital Accounts

2 products reviewed

Chase

Current Account

Feature Value
Annual fee
£0.00
Part of FSCS Yes
App Rating
4.85
Card payment fee (£)
£0.00
Maximum cash machine withdrawal per day
£500.00
Monthly Fee
£0.00
Chase

Chase Protect

Feature Value
Annual fee
£150.00
Part of FSCS Yes
App Rating
4.85
Card payment fee (£)
£0.00
Maximum cash machine withdrawal per day
£500.00
Monthly Fee
£12.50
Foreign use bank accounts

2 products reviewed

Chase

Chase Protect

Feature Value
Foreign cash withdrawal fee
0%
Foreign cash withdrawal additional charge
£0.00
Foreign purchases fee
0%
Is there a limit on free cash withdrawals?
Unlimited
Monthly Fee
£12.50
Chase

Current Account

Feature Value
Foreign cash withdrawal fee
0%
Foreign cash withdrawal additional charge
£0.00
Foreign purchases fee
0%
Is there a limit on free cash withdrawals?
Unlimited
Monthly Fee
£0.00
Premium bank accounts

1 product reviewed

Chase

Chase Protect

Feature Value
Add-ons, cashback and rewards
2% cashback on groceries/food/transport/fuel up to £20 a month (requires £1000+ in Chase savings and 15 payments a month) 2% cashback on groceries/food/transport/fuel up to £20 a month (requires £1000+ in Chase savings and 15 payments a month Read more
Annual fee
£150.00
Part of FSCS or international equivalent Yes
Monthly Fee
£12.50
No Fee Threshold
N/A

Credit cards

3 products reviewed

0% purchase credit cards

1 product reviewed

Chase

Credit Card

Feature Value
Duration of purchases offer period
3 months
Representative APR
24.9%
Highest APR
29.9%
Purchase rate during promotional period
0%
Representative purchase rate
1.87%
Cashback and reward credit cards

1 product reviewed

Chase

Credit Card

Feature Value
Reward extras
N/A
Representative APR
24.9%
Foreign use credit cards

1 product reviewed

Chase

Credit Card

Feature Value
Representative APR
24.9%
Foreign purchase fee
0%
Foreign withdrawal fee
0%
Number of days before interest is charged on non-sterling cash transactions
0 days

Savings Accounts

4 products reviewed

Easy Access Accounts

2 products reviewed

Chase

Chase Saver with Boosted Rate

Feature Value
Interest Rate (AER)
4.5%
Balance Tiers
4.5% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
Rate includes 2.17% bonus for 12 months
Chase

Chase Saver

Feature Value
Interest Rate (AER)
2.25%
Balance Tiers
2.25% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A
Easy Access Accounts (Less than £3000)

1 product reviewed

Chase

Chase Saver

Feature Value
Interest Rate (AER)
2.25%
Balance Tiers
2.25% from £1
Part of FSCS
TRUE
Minimum Opening Balance
£1.00
Additional Opening Criteria
Must be a current account customer
Average Interest Rate (AER)
3.72%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
3.13%
Easy Access Accounts (£3000 or more)

1 product reviewed

Chase

Chase Saver

Feature Value
Interest Rate (AER)
2.25%
Balance Tiers
2.25% from £1
Part of FSCS
TRUE
Minimum Opening Balance
£1.00
Additional Opening Criteria
Must be a current account customer
Average Interest Rate (AER)
3.72%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
3.13%

Travel insurance

2 products reviewed

Annual multi-trip insurance

1 product reviewed

Chase

Protect

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
##########
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Travel insurance add-on: winter sports

1 product reviewed

Chase

Protect

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£0.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£300.00
Ski equipment hired
£500.00
Piste closure cover limit
£300.00
Unused ski pass due to illness or injury
£200.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Bank accounts

Ranked 10th of 23 providers reviewed

Customer happiness score 67.5%
Customer trust score 69.93%
Complaints performance 67.49%
Transparency rating 65.69%

Fairer Finance Score

Reviewed Autumn 2026

 67.65%

Credit cards

Ranked 4th of 33 providers reviewed

Customer happiness score 72.7%
Customer trust score 71.4%
Complaints performance 64.43%
Transparency rating 74.44%

Fairer Finance Score

Reviewed Autumn 2026

 70.74%
Best customer service

Savings Accounts

Ranked 30th of 55 providers reviewed

Customer happiness score 70.43%
Customer trust score 66.31%
Complaints performance 67.66%
Transparency rating 74.93%

Fairer Finance Score

Reviewed Autumn 2026

 69.84%