All the latest insight and commentary from James Daley and the Fairer Finance team.
Blog
8 October 2021
Shared bank branches unlikely to be the answer to most community's cash needs
The recent Community Access to Cash pilots have showed the potential of shared bank branches. But they are expensive, and are unlikely to appear on most UK high streets, in spite of their popularity
Blog
1 October 2021
Time to put the brakes on personalised insurance pricing
A new report lays bare the problem of the "poverty premium" in insurance - and points to similar penalties for minorities across the sector. It's time for some boundaries to be drawn in how insurers calculate prices
Blog
13 July 2021
Banning commission is a step too far
The FCA's decision to ban commission in the funeral plan market will reduce competition and hand an advantage to inferior over 50s plans.
Blog
6 July 2021
Helping insurers evidence fair value
Insurers will soon need to evidence that they are offering fair value every year. We've created a framework to help firms ensure it's more than just a box-ticking exercise.
Blog
21 May 2021
Exploring Gender Neutrality in Insurance
In the week that social media giant Instagram encouraged users to include their preferred pronouns in their bio, and the world celebrated International Day Against Homophobia, Transphobia and Biphobia, our Research team has been taking a look at gender recognition in the insurance industry.
Blog
19 April 2021
What does fair value mean in insurance?
The FCA wants insurers to prove that they are offering their customers' fair value. We want to help the industry define what fair value really means.
Blog
4 March 2021
FCA prepares to clean up the funeral plan market
New regulations have finally been drawn up for the funeral plan market, and they can't come soon enough
Blog
22 February 2021
Will the FCA push ahead with its dual pricing ban?
The FCA's new leadership has already scrapped plans for interventions in the savings and investment markets. Will it push ahead with its bold plans in the insurance market?
Blog
22 February 2021
Which new brands will appear in Fairer Finance's Spring 2021 customer experience ratings?
Our new ratings will be published next month. Find out which new brands will be appearing and which ones will be dropping out.
Blog
18 February 2021
Woolard report changes the game for Buy Now Pay Later firms
2020 was an extremely strange year that saw us looking for alternatives to social gatherings to cheer ourselves up. Sat at home and unable to go out, many of us turned to online shopping as a means of lifting our spirits. As shoppers bought more and attempted to make funds last longer, the buy-now-pay-later (BNPL) market trebled in size. As a result, calls were made to regulators to investigate; culminating in the Woolard report published earlier this month.