Easy access savings accounts

Brand	Product name	Interest Rate (AER)	Maximum Balance	Part of FSCS	Withdrawal Penalty	Additional Information
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Barclays	Rainy Day Saver More details	5.12%	£10,000,000.00			The 5.12% interest rate only applies to the first £5,000, above that the interest rate is 0.50%.
Santander	Santander Edge saver (Issue 1) More details	4%	£2,000,000.00			Interest includes a 0.50% bonus rate for the first 12 months, the interest rate will decrease after the first 12 months.
Yorkshire Building Society	Rainy Day Account Issue 2 More details	3.35%	£2,000,000.00
Yorkshire Building Society	Online Rainy Day Account Issue 2 More details	3.35%	£500,000.00
HSBC	Online Bonus Saver More details	3%	£2,000,000.00		A lower rate of 0.65% will be paid in months where there is a withdrawal.
Monmouthshire Building Society	Premium Instant Account - Issue 3 More details	3%	£500,000.00			If balance falls below £25,000 then an interest rate of 0.05% will be paid.
Chip	Easy Access powered by ClearBank More details	3%	£250,000.00			The interest is paid as a bonus and not compounded.
Shawbrook Bank	Easy Access - Issue 32 More details	2.92%	£85,000.00
Paragon Bank	Triple Access Savings Account - Issue 10 More details	2.91%	£500,000.00
Cynergy Bank	Online Easy Access Account (Issue 55) More details	2.9%	£1,000,000.00			Rate includes a 0.15% bonus for 12 months, after 12 months the rate will reduce to 2.75%.
Tipton & Coseley Building Society	Limited Access (Issue 2) More details	2.9%	£100,000.00		3 withdrawals per calendar year are allowed, this includes account closure. Withdrawals must be by cheque.
Zopa	Smart Saver More details	2.86%	£85,000.00
Buckinghamshire Building Society	Triple Access Saver More details	2.85%	£500,000.00		3 withdrawals allowed per year, account will be closed on the 4th withdrawal
Coventry Building Society	Limited Access Saver (Online) (7) More details	2.85%	£250,000.00		6 free withdrawals per year, any more withdrawals will be charged at 50 days interest.
Al Rayan Bank	Everyday Saver (Issue 3) More details	2.81%	£1,000,000.00
Ford Money	Flexible Saver More details	2.8%	£2,000,000.00
Tipton & Coseley Building Society	Wolves Saver (Issue 3) More details	2.8%	£75,000.00		6 withdrawals per year are allowed
Yorkshire Building Society	Internet Saver Plus Issue 13 More details	2.75%	£500,000.00
Investec Bank plc	Online Flexi Saver More details	2.75%	£250,000.00
Marsden Building Society	Branch Saver (Issue 12) More details	2.75%	£250,000.00
Chorley Building Society	Easy Access Saver (6 Withdrawals) More details	2.75%	£500,000.00		6 withdrawals per calendar year are allowed, if further withdrawals are made the account reverts to 1.25% interest.
Chase	The Chase Saver Account More details	2.7%	£500,000.00
Hoist Bank	Raisin UK - Easy Access Account More details	2.7%	£75,000.00	The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.
West Bromwich Building Society	Direct Limited Access Saver (Issue 3) More details	2.7%	£1,000,000.00		If less than 7 withdrawals are made per year (1st May- 30th April) a higher rate will be paid
West Bromwich Building Society	Limited Access Saver (Issue 2) More details	2.7%	£1,000,000.00		If less than 7 withdrawals are made per year (1st April - 31st March) a higher rate will be paid
Skipton Building Society	Triple Access Saver Issue 6 More details	2.65%	£1,000,000.00
Skipton Building Society	Branch Triple Access Saver Issue 6 More details	2.65%	£1,000,000.00
Post Office	Online Saver Issue 61 More details	2.65%	£2,000,000.00
Charter Savings	Easy Access - Issue 31 More details	2.64%	£1,000,000.00
National Savings & Investments	Income Bonds More details	2.6%	£1,000,000.00
Monmouthshire Building Society	Escalator Instant - Issue 3 More details	2.6%	£500,000.00
Saffron Building Society	My Saver More details	2.6%	£10,000.00
Paragon Bank	Raisin UK - Rainy Day Easy Access Account More details	2.6%	£85,000.00
Stafford Railway Building Society	Pullman - Triple Access More details	2.6%	£450,000.00
First Direct	Bonus Savings Account More details	2.6%	Unlimited		A lower rate of 0.65% is paid in months where a withdrawal has been made.
Harpenden Building Society	Triple Access Saver More details	2.6%	£250,000.00		If less than 4 withdrawals are made per calendar year a higher rate will be paid
Saffron Building Society	E-Saver Account (Issue 20) More details	2.6%	£500,000.00
Cumberland Building Society	eSavings Account (Issue 3) More details	2.6%	Unlimited
National Savings & Investments	NS&I Direct Saver More details	2.6%	£2,000,000.00
Yorkshire Building Society	Access Saver Plus Issue 7 More details	2.55%	£2,000,000.00
Atom Bank	Instant Saver More details	2.55%	£100,000.00
Tandem	Instant Access Saver More details	2.55%	£250,000.00
Saffron Building Society	Enviro Saver Account (Issue 2) More details	2.55%	£500,000.00
Halifax	Reward Bonus Saver More details	2.55%	£9,000,000.00		If less than 4 withdrawals are made per year a higher rate will be paid
Virgin Money	M Saver More details	2.52%	Unlimited
Virgin Money	M Plus Saver More details	2.52%	Unlimited
Nationwide	1 Year Triple Access Online Saver 15 More details	2.5%	£5,000,000.00		If less than 4 withdrawals are made per year a higher rate will be paid
Saga	Saga Easy Access Savings Account More details	2.5%	£100,000.00
Principality Building Society	Double Access Saver More details	2.5%	£2,000,000.00		2 withdrawals are allowed per calendar year (as well as withdrawal at closure)
Principality Building Society	Online Double Access (Issue 2) More details	2.5%	£1,000,000.00		2 withdrawals are allowed per calendar year (as well as withdrawal at closure)
TSB	Save Well Limited Access Account More details	2.5%	Unlimited		A higher rate will be paid in months where no withdrawals are made
Kent Reliance	Easy Access Account - Issue 52 More details	2.47%	£1,000,000.00
RCI Bank	Freedom Savings Account More details	2.45%	£250,000.00
Coventry Building Society	Easy Access (Online) (5) More details	2.45%	£250,000.00
Leeds Building Society	Six Access Saver More details	2.4%	£1,000,000.00		6 penalty free withdrawals per year, further withdrawals cost 30 days interest
Cumberland Building Society	Instant Savings Account (Issue 8) More details	2.4%	Unlimited
Cumberland Building Society	Hospices Account (Issue 5) More details	2.4%	Unlimited		6 withdrawals per calendar year are allowed
Cumberland Building Society	Cumberland Blues Account (Issue 5) More details	2.4%	Unlimited		6 withdrawals per calendar year are allowed
Teachers Building Society	Teachers for Teachers (Issue 1) More details	2.4%	£100,000.00		3 withdrawals per calendar year are allowed, extra ordinary account rate paid if 4 or more withdrawals are made.
Tesco Bank	Internet Saver More details	2.36%	Unlimited
Skipton Building Society	Easy Access Saver Issue 2 More details	2.36%	£1,000,000.00
Coventry Building Society	HL Active Savings - Easy Access More details	2.36%	£250,000.00		6 free withdrawals per year, any more withdrawals will be charged at 50 days interest.
Skipton Building Society	Everyday Saver Issue 13 More details	2.36%	£1,000,000.00
Leeds Building Society	Limited Issue Online Access Account (Issue 40) More details	2.35%	£1,000,000.00
Principality Building Society	Triple Access Saver (Issue 4) More details	2.35%	£2,000,000.00		3 withdrawals per calendar year are allowed, this includes account closure
Principality Building Society	Online Limited Access (Issue 5) More details	2.3%	£1,000,000.00		3 withdrawals per calendar year are allowed, this includes account closure
Scottish Building Society	Instant Access Saver More details	2.3%	£1,000,000.00
Scottish Building Society	Online Saver Account More details	2.3%	£1,000,000.00
Nationwide	Flex Instant Saver More details	2.25%	£5,000,000.00
Ecology Building Society	Easy Access More details	2.25%	£125,000.00
Chorley Building Society	Easy Access Saver More details	2.25%	£500,000.00		If less than 13 withdrawals are made per calendar year a higher rate will be paid
Secure Trust Bank	Access Account More details	2.25%	£85,000.00
Stafford Railway Building Society	Pullman More details	2.25%	£400,000.00
Newcastle Building Society	Newcastle Triple Access Saver (Issue 3) More details	2.25%	£250,000.00		If less than 4 withdrawals are made per year a higher rate will be paid
UBL UK	Raisin UK - Easy Access Account More details	2.25%	£85,000.00
Bank of Scotland	Advantage Saver More details	2.25%	£9,000,000.00		AER drops to 0.30% after four or more withdrawals within 12 months.
Hampshire Trust Bank	Online Easy Access Account (Issue 8) More details	2.25%	£250,000.00
Skipton Building Society	Trust Saver Issue 2 More details	2.25%	£1,000,000.00
Marcus	Online Savings Account More details	2.25%	£250,000.00
Principality Building Society	Easy Saver (Issue 2) More details	2.2%	£2,000,000.00
Principality Building Society	Web Saver (Issue 8) More details	2.2%	£250,000.00
AA	Member Saver - Issue 18 More details	2.15%	£2,000,000.00
Darlington Building Society	High Five Saver Account More details	2.15%	£50,000.00		5 withdrawals per calendar year including closure are allowed
Brown Shipley	Raisin UK - Easy Access Account More details	2.13%	£85,000.00
Stafford Railway Building Society	Pullman Affinity - Support Staffordshire More details	2.1%	£100,000.00
Stafford Railway Building Society	Pullman Affinity - Black & White More details	2.1%	£100,000.00
West Bromwich Building Society	WeBSaveR 2 More details	2.1%	£250,000.00
Stafford Railway Building Society	Black & Amber More details	2.1%	£100,000.00
Stafford Railway Building Society	Katharine House Hospice More details	2.1%	£100,000.00
Principality Building Society	Instant Access Account More details	2.1%	£2,000,000.00
AA	Easy Saver - Issue 24 More details	2.05%	£2,000,000.00
Barclays	Blue Rewards Saver More details	2.02%	£10,000,000.00		Lower interest of 0.50% is paid in months where a withdrawal is made.
Virgin Money	Club M Saver More details	2.02%	Unlimited
Teachers Building Society	Easy Saver (Issue 2) More details	2%	£100,000.00
OakNorth Bank	Easy Access Savings Account More details	2%	£500,000.00
Paragon Bank	Raisin UK - Easy Access Account More details	2%	£85,000.00
Post Office	Instant Saver (Issue 22) More details	2%	£1,000,000.00
Moneybox	Moneybox Simple Saver Account More details	2%	£85,000.00		1 withdrawal allowed per calander month.
Paragon Bank	Easy Access - Issue 12 More details	2%	£500,000.00
Newcastle Building Society	Newcastle Easy Saver (Issue 5) More details	2%	£250,000.00
Newbury Building Society	Instant Premium More details	2%	£1,500,000.00
Coventry Building Society	Easy Access Saver (7) More details	2%	£250,000.00
West Bromwich Building Society	Premium Share Account More details	2%	£1,000,000.00
West Bromwich Building Society	Community Account More details	2%	£1,000,000.00
West Bromwich Building Society	Amber Blue Saver Account More details	2%	£1,000,000.00
West Bromwich Building Society	Albion Advantage Account More details	2%	£100,000.00
West Bromwich Building Society	Saddlers Super Saver Account More details	2%	£1,000,000.00
West Bromwich Building Society	Red Balloon Appeal Account More details	2%	£1,000,000.00
Moneybox	Simple Saver Account More details	2%	£85,000.00
JN Bank	Easy Access Savings Account More details	2%	£85,000.00
Plum	Easy Access Interest Pocket - Pro/Ultra/Premium More details	1.95%	Unlimited
State Bank of India	Limited Access Savings Account More details	1.9%	£5,000,000.00		4 withdrawals per account year are allowed
Vernon Building Society	Easy Access More details	1.9%	£250,000.00
Buckinghamshire Building Society	Chiltern Easy Access More details	1.8%	£500,000.00
Tipton & Coseley Building Society	Easy Access (Issue 2) More details	1.75%	£100,000.00
Triodos Bank	Triodos Online Saver Plus More details	1.75%	£500,000.00		3 penalty free withdrawal per 12 month period. In months where further withdrawals are made exceeding the limit the interest paid will be 0.10%.
Harpenden Building Society	Instant Access (Issue 2) More details	1.75%	£250,000.00
Lloyds Bank	Club Lloyds Advantage Saver More details	1.75%	£9,000,000.00		If less than 4 withdrawals are made per year a higher rate will be paid
Sainsbury's	eSaver Special More details	1.71%	£2,000,000.00
Leeds Building Society	Access Saver More details	1.7%	£1,000,000.00
Leeds Building Society	E-Saver More details	1.7%	£1,000,000.00
Family Building Society	Market Tracker Saver (1) More details	1.67%	£250,000.00		20 withdrawals per calendar year are allowed
Darlington Building Society	Instant Access Account More details	1.65%	£500,000.00
Triodos Bank	Triodos Online Saver More details	1.61%	Unlimited
Furness Building Society	Everyday Saver More details	1.6%	£250,000.00
Co-operative Bank	Select Access Saver More details	1.59%	£1,000,000.00		If you make more than 4 withdrawals then the lower rate of 0.50% will be paid.
Santander	eSaver (Issue 21) More details	1.5%	£2,000,000.00
Plum	Easy Access Interest Pocket - Basic More details	1.5%	Unlimited
Family Building Society	Online Saver (4) More details	1.5%	£250,000.00
Saffron Building Society	Branch Saver (Issue 2) More details	1.45%	£250,000.00
Beverley Building Society	Postal Account More details	1.41%	£400,000.00
Furness Building Society	Bolton Hospice Community Account More details	1.4%	£250,000.00
Family Building Society	Branch Saver (5) More details	1.4%	£1,000,000.00
Furness Building Society	Barrow AFC Community Account More details	1.4%	£250,000.00
Furness Building Society	Barrow Raiders Rugby League Community Account More details	1.4%	£250,000.00
Furness Building Society	St John's Hospice Community Account More details	1.4%	£250,000.00
Furness Building Society	Croft Care Trust Community Account More details	1.4%	£250,000.00
Furness Building Society	Rosemere Cancer Foundation Community Account More details	1.4%	£250,000.00
Furness Building Society	St. Mary's Hospice Community Account More details	1.4%	£250,000.00
Furness Building Society	Trinity Hospice Community Account More details	1.4%	£250,000.00
Progressive Building Society	Progressive Saver Account More details	1.35%	£1,000,000.00		4 penalty free withdrawals per year, any further withdrawals will cost 90 days interest
Co-operative Bank	Smart Saver More details	1.28%	£1,000,000.00
Smile	Smile No-Notice Savings Account More details	1.28%	£1,000,000.00
Danske Bank	Savings Account Plus More details	1.25%	Unlimited
Beverley Building Society	Instant Access More details	1.25%	£400,000.00
Family Building Society	Everyday Saver (3) More details	1.25%	£250,000.00		12 withdrawals per calendar year are allowed
Progressive Building Society	Investment Share Account More details	1.25%	£1,000,000.00
Penrith Building Society	Instant Access Shares More details	1.25%	£200,000.00
ICICI Bank	SuperSaver Savings Account More details	1.25%	Unlimited
The Cambridge Building Society	Instant Access Account More details	1.25%	£2,000,000.00
Leek United Building Society	Easy Access Pyramid Share Account More details	1.25%	£250,000.00
Loughborough Building Society	Access X4 More details	1.25%	£250,000.00		4 withdrawals per calendar year are allowed
State Bank of India	Instant Access Savings Account - Issue 6 More details	1.2%	£5,000,000.00		Free transfer to India using SBI express if a balance of at least £500 remains, if the remaining balance is below £500 the transfer will cost £5.
Leek United Building Society	County Air Ambulance Trust Affinity Account More details	1.2%	£250,000.00
Leek United Building Society	East Cheshire Hospice Savings Account More details	1.2%	£250,000.00
Leek United Building Society	Totally Locally Leek Savings Account More details	1.2%	£250,000.00
Nottingham Building Society	Branch Instant Issue 2 More details	1.15%	£750,000.00
Beehive Money	Beehive Money Easy Access Issue 4 More details	1.15%	£250,000.00
Hanley Economic Building Society	Potteries Prize Saver More details	1.1%	£50,000.00		4 penalty free withdrals per year (1st September to 31st August), any further withdrawals will cost 30 days interest
Chip	Easy Access powered by Allica Bank More details	1.1%	£85,000.00
Sainsbury's	Defined Access Saver - Issue 38 More details	1.05%	£2,000,000.00		If there are 3 or less withdrawals in each 12 month period then the account holder will earn 2.50% on balances between £1,000 - £500,000, 1.05% between £1.00 - £999 and 0.9% on balances over £500,000. If more than 3 withdawals are made the interest rate will be 0.80% on all balances up to £2,000,000.
Market Harborough Building Society	Save & Support More details	1%	£500,000.00
Chorley Building Society	Chorley Football Club More details	1%	£500,000.00
Chorley Building Society	Derian House More details	1%	£500,000.00
Chorley Building Society	St Catherine's Hospice More details	1%	£500,000.00
Harpenden Building Society	21 Club More details	1%	Unlimited
Chorley Building Society	Galloway's Society For The Blind More details	1%	£500,000.00
ICICI Bank	HiSAVE Savings Account More details	1%	Unlimited
ICICI Bank	Raisin UK - Easy Access Account More details	1%	£85,000.00
Chorley Building Society	North West Air Ambulance Charity More details	1%	£500,000.00
Chorley Building Society	Rosemere Cancer Foundation More details	1%	£500,000.00
Lloyds Bank	Club Lloyds Saver More details	1%	£9,000,000.00
Chorley Building Society	Chorleian More details	1%	£500,000.00
Chorley Building Society	Age UK Lancashire More details	1%	£500,000.00
Virgin Money	Defined Access E-Saver Issue 17 More details	1%	£250,000.00		If less than 4 withdrawals are made per calendar year a higher rate will be paid
Chorley Building Society	Age Concern Central Lancashire More details	1%	£500,000.00
Saffron Building Society	Easy Access Account More details	1%	£2,000,000.00
Monmouthshire Building Society	Easy Saver - Issue 1 More details	1%	£500,000.00
Hanley Economic Building Society	Instant Access More details	0.95%	£50,000.00
Hinckley & Rugby Building Society	Plain Sailing Easy Access More details	0.95%	£300,000.00
Hanley Economic Building Society	Local Charity Saver Account - Alice More details	0.95%	£50,000.00
Hanley Economic Building Society	Local Charity Saver Account - DougieMac More details	0.95%	£50,000.00
Hanley Economic Building Society	Local Charity Saver Account - GLOW/Concrete More details	0.95%	£50,000.00
Hanley Economic Building Society	Local Charity Saver Account - YMCA More details	0.95%	£50,000.00
Metro Bank	Instant Access Savings Account More details	0.9%	£2,000,000.00
Hinckley & Rugby Building Society	Hospice Affinity Savings Account More details	0.9%	£300,000.00
Reliance Bank	Instant Access Personal Savings Account More details	0.85%	£2,000,000.00
Danske Bank	Summit More details	0.8%	Unlimited
Danske Bank	Danske eSaver More details	0.8%	Unlimited		A higher rate will be paid in months where no withdrawals are made
Nationwide	Instant Access Saver Issue 11 More details	0.75%	£5,000,000.00
TSB	eSavings More details	0.7%	Unlimited
Sainsbury's	Extra Saver More details	0.7%	£2,000,000.00
TSB	Easy Saver More details	0.7%	Unlimited
HSBC	HSBC Premier Account More details	0.65%	Unlimited
Royal Bank of Scotland	Flexible Saver More details	0.65%	Unlimited
Marks & Spencer	M&S Everyday Savings Account More details	0.65%	Unlimited
Ulster Bank	Private Reserve Savings Account More details	0.65%	Unlimited
NatWest	Flexible Saver More details	0.65%	Unlimited
Halifax	Everyday Saver More details	0.65%	£9,000,000.00
Melton Building Society	Online Easy Save More details	0.65%	£250,000.00
Melton Building Society	Instant Access Share More details	0.65%	£500,000.00
First Direct	Savings Account More details	0.65%	Unlimited
Ulster Bank	Loyalty Saver More details	0.65%	£1,000,000.00
HSBC	Flexible Saver More details	0.65%	Unlimited
AIB	Select Account More details	0.6%	Unlimited
AIB	Demand Deposit Account More details	0.6%	Unlimited
National Savings & Investments	Investment Account More details	0.6%	£1,000,000.00
Dudley Building Society	Instant Tracker More details	0.55%	£500,000.00
Santander	Everyday Saver More details	0.55%	£2,000,000.00
Barclays	Everyday Saver More details	0.5%	£10,000,000.00
Lloyds Bank	Easy Saver More details	0.5%	Unlimited
Scottish Widows	Instant Saver 2 Account More details	0.5%	£1,000,000.00
Bank of Scotland	Access Saver More details	0.5%	£9,000,000.00
Scottish Widows	Direct Transfer Account 2 More details	0.5%	£5,000,000.00
Tesco Bank	Instant Access Savings Account More details	0.5%	Unlimited
Bank of Ireland (UK)	Classic Saver More details	0.4%	Unlimited
Punjab National Bank	Savings Account More details	0.4%	Unlimited
UBL UK	Online Easy Access Account More details	0.35%	£200,000.00
Union Bank of India (UK) Ltd	Savings Account More details	0.3%	Unlimited
Virgin Money	Everyday Saver More details	0.25%	Unlimited
Citibank	Reward Saver Issue 10 (Citigold clients) More details	0.18%	£1,000,000.00		No interest paid in months where a withdrawal is made
Citibank	Flexible Saver (Citigold clients) More details	0.05%	£1,000,000.00
Citibank	Reward Saver Issue 10 (Citi clients) More details	0.03%	£150,000.00		No interest paid in months where a withdrawal is made
Citibank	Flexible Saver (Citi clients) More details	0.01%	£150,000.00
Standard Bank	Offshore Moneymarket Call account More details	0%	£3,000,000.00			1% interest will be earned on balances between £25,000 and £100,000. 1.16% will be earned on balances above £100,000
Standard Bank	Offshore Reserve savings account More details	0%	£3,000,000.00		2 withdrawals allowed every half year without charge. Furthe withdrawals will be subject to a £250 charge.	1.30% interest will be earned on balanced between £5,000 and £100,000. 1.46% will be earned on balances above £100,000
Standard Bank	Call account More details	0%	£3,000,000.00