Raisin is a savings intermediary that offers consumers savings products through partner financial institutions. Raisin UK is owned by Raisin SE, which was founded in 2012 and is headquartered in Berlin, Germany.
Our product ratings for Raisin
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Savings Accounts
25 products reviewed
Easy Access Accounts
17 products reviewed
- OakNorth Bank - Easy Access Account
- Atom Bank - Easy Access Account
- Vida Savings - Easy Access Account
- Brown Shipley - Easy Access Account
- Aldermore - Easy Access Account
- UBL UK - Easy Access Account
- Furness BS - Easy Access Limited edition
- Teachers BS - Easy Access Account
- The Tipton & Coseley Building Society - Easy Access
- UBL UK - High Saver Easy Access Account
- Hampshire Trust Bank Plc - Easy Access Account
- Kroo Bank Ltd - Easy Access Account
- QIB (UK) - Easy Access Account
- Monument Bank - Easy Access Account
- Furness BS - Easy Access Account
- LHV Bank - Easy Access Account
- Scottish Building Society - Easy Access Account
Raisin
OakNorth Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.1%
|
| Balance Tiers |
3.1% from £20000
|
| Minimum Opening Balance |
£20,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Atom Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4.05%
|
| Balance Tiers |
4.05% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Vida Savings - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4%
|
| Balance Tiers |
4% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Brown Shipley - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.58%
|
| Balance Tiers |
3.58% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Aldermore - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.97%
|
| Balance Tiers |
3.97% from £5000
|
| Minimum Opening Balance |
£5,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
UBL UK - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.85%
|
| Balance Tiers |
3.85% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Furness BS - Easy Access Limited edition
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.75%
|
| Balance Tiers |
NA% from £NA
|
| Minimum Opening Balance |
N/A
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Teachers BS - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.61%
|
| Balance Tiers |
3.61% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
The Tipton & Coseley Building Society - Easy Access
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.8%
|
| Balance Tiers |
3.8% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
UBL UK - High Saver Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4.09%
|
| Balance Tiers |
4.09% from £10000
|
| Minimum Opening Balance |
£10,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Hampshire Trust Bank Plc - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.83%
|
| Balance Tiers |
3.83% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Kroo Bank Ltd - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.51%
|
| Balance Tiers |
3.51% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
QIB (UK) - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.9%
|
| Balance Tiers |
3.9% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Monument Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.62%
|
| Balance Tiers |
3.62% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Furness BS - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.75%
|
| Balance Tiers |
3.75% from £5000
|
| Minimum Opening Balance |
£5,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
LHV Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4.03%
|
| Balance Tiers |
4.03% from £1000
|
| Minimum Opening Balance |
£1,000.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Raisin
Scottish Building Society - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.85%
|
| Balance Tiers |
3.85% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Easy Access Accounts (Less than £3000)
3 products reviewed
Raisin
LHV Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.87%
|
| Balance Tiers |
3.87% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
4.5%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.46%
|
Raisin
Brown Shipley - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.58%
|
| Balance Tiers |
3.58% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
4.2%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.61%
|
Raisin
UBL UK - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.85%
|
| Balance Tiers |
3.85% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.9%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.13%
|
Easy Access Accounts (£3000 or more)
5 products reviewed
- Furness BS - Easy Access Account
- UBL UK - Easy Access Account
- Brown Shipley - Easy Access Account
- LHV Bank - Easy Access Account
- OakNorth Bank - Easy Access Account
Raisin
Furness BS - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.75%
|
| Balance Tiers |
3.75% from £5000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£5,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
2.75%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
2.75%
|
Raisin
UBL UK - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.85%
|
| Balance Tiers |
3.85% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.9%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.13%
|
Raisin
Brown Shipley - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.58%
|
| Balance Tiers |
3.58% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
4.2%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.61%
|
Raisin
LHV Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.87%
|
| Balance Tiers |
3.87% from £1000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
4.5%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.46%
|
Raisin
OakNorth Bank - Easy Access Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.1%
|
| Balance Tiers |
3.1% from £20000
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£20,000.00
|
| Additional Opening Criteria |
Must hold a UK bank or building society account
|
| Average Interest Rate (AER) |
3.99%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.36%
|