Vernon Building Society was founded in Cheshire in 1924. It focuses on supporting the local community, and set up the Jubilee Fund in 2012 to provide money for charity.
Vernon building society offers savings accounts, mortgages and home insurance.
Its home insurance policies are administered and underwritten by RSA.
Our product ratings for Vernon Building Society
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home insurance (building and contents)
9 products reviewed
Buildings insurance
4 products reviewed
- Premier Home Insurance
- Premier Home Insurance (with optional cycle cover)
- Standard Home Insurance (with optional cycle cover)
- Standard Home Insurance
Vernon Building Society
Premier Home Insurance
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | Yes |
| Frozen pipes | Yes |
| Trace and access |
£10,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Vernon Building Society
Premier Home Insurance (with optional cycle cover)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | Yes |
| Frozen pipes | Yes |
| Trace and access |
£10,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Vernon Building Society
Standard Home Insurance (with optional cycle cover)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Optional
|
Vernon Building Society
Standard Home Insurance
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Optional
|
Contents insurance
4 products reviewed
- Premier Home Insurance (with optional cycle cover)
- Premier Home Insurance
- Standard Home Insurance
- Standard Home Insurance (with optional cycle cover)
Vernon Building Society
Premier Home Insurance (with optional cycle cover)
| Feature | Value |
|---|---|
| Matching sets (contents) | Yes |
| Theft from outbuildings |
£7,500.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£5,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Vernon Building Society
Premier Home Insurance
| Feature | Value |
|---|---|
| Matching sets (contents) | Yes |
| Theft from outbuildings |
£7,500.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£5,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Vernon Building Society
Standard Home Insurance
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£5,000.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Vernon Building Society
Standard Home Insurance (with optional cycle cover)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£5,000.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Home Legal Cover
1 product reviewed
Vernon Building Society
Family Legal Protection
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£50,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
N/A
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | Yes |
| Jury service - maximum indemnity limit |
£50,000.00
|
Savings Accounts
3 products reviewed
Easy Access Accounts
1 product reviewed
Vernon Building Society
Easy Access
| Feature | Value |
|---|---|
| Interest Rate (AER) |
1.9%
|
| Balance Tiers |
1.9% from £100
|
| Minimum Opening Balance |
£100.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Easy Access Accounts (Less than £3000)
1 product reviewed
Vernon Building Society
Easy Access
| Feature | Value |
|---|---|
| Interest Rate (AER) |
1.9%
|
| Balance Tiers |
1.9% from £100
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£100.00
|
| Additional Opening Criteria |
Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
|
| Average Interest Rate (AER) |
2.79%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
2.45%
|
Easy Access Accounts (£3000 or more)
1 product reviewed
Vernon Building Society
Easy Access
| Feature | Value |
|---|---|
| Interest Rate (AER) |
1.9%
|
| Balance Tiers |
1.9% from £100
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£100.00
|
| Additional Opening Criteria |
Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
|
| Average Interest Rate (AER) |
2.79%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
2.45%
|
Savings Accounts (ISAs)
2 products reviewed
Easy Access ISAs
2 products reviewed
Vernon Building Society
Easy Access Cash ISA
| Feature | Value |
|---|---|
| Interest Rate (AER) |
2.35%
|
| Minimum Opening Balance |
£100.00
|
| Part of FSCS | Yes |
| Withdrawal Penalty |
N/A
|
Vernon Building Society
Single Access ISA
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.6%
|
| Minimum Opening Balance |
£500.00
|
| Part of FSCS | Yes |
| Withdrawal Penalty |
N/A
|