Vernon Building Society

Vernon Building Society was founded in Cheshire in 1924. It focuses on supporting the local community, and set up the Jubilee Fund in 2012 to provide money for charity. 

Vernon building society offers savings accounts, mortgages and home insurance.

Its home insurance policies are administered and underwritten by RSA.


Vernon Building Society
Visit provider's website

We don't get paid for any links on our site.

We don't currently rate Vernon Building Society in our Customer Experience Ratings.

Children's Accounts

Children's Savings Accounts

Vernon Building Society

Young Saver Easy Access

Account Type i Easy Access
Interest Rate (AER) i 4%
Minimum Opening Balance i £1.00
Maximum Balance i £85,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 17
Withdrawal Penalty i For individuals under the age of 10, a withdrawal form must be signed by a parent/guardian. For those aged 10 and above, the decision of who needs to sign the form is at the discretion of the parent/guardian.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Home insurance (building and contents)

Vernon Building Society

Standard Home Insurance

4 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £5,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £50.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £50.00
Escape of water excess (minimum) i £50.00
Money in the home i £1,000.00
Visitor's possessions i £500.00
Office equipment i £3,500.00

Vernon Building Society

Home Insurance (with optional personal items cover)

3 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £2,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £50.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £50.00
Escape of water excess (minimum) i £50.00
Money in the home i £500.00
Visitor's possessions i £500.00
Office equipment i £5,000.00

Vernon Building Society

Home Insurance

3 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £2,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £50.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £50.00
Escape of water excess (minimum) i £50.00
Money in the home i £0.00
Visitor's possessions i £500.00
Office equipment i £5,000.00

Buildings insurance

Vernon Building Society

Home Insurance

4 stars
Escape of water excess for buildings i £50.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £50.00
Unoccupied period i 60 days
Property owner liability i £2,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Contents insurance

Vernon Building Society

Home Insurance (with optional personal items cover)

3 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Vernon Building Society

Home Insurance

2 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Notice Savings Accounts

Up to 60 Day Notice Accounts

Vernon Building Society

35-Day Notice

Interest Rate (AER) i 4.1%
Part of FSCS i
Notice Period 35 days
Minimum Opening Balance i £500.00
Maximum Balance i £200,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Early withdrawals allowed? i
Withdrawal Penalty i No cash withdrawals allowed

Savings Accounts

1 Year Fixed Rate Accounts

Vernon Building Society

Fixed-Rate Bond to 30th April 2025

Interest Rate (AER) i 4.15%
Minimum Opening Balance i £5,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £85,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

Vernon Building Society

Monthly Income Bond to 31st January 2026

Interest Rate (AER) i 4.2%
Minimum Opening Balance i £20,000.00
What happens at maturity? i Before the account matures, your provider will send you a notification. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Part of FSCS i
Maximum Balance i £100,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Interest Rate (AER) i 3.05%
Balance Tiers i 3.05% from £100
Minimum Opening Balance i £100.00
Withdrawal Penalty i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Maximum Balance i £250,000.00
Minimum Age to Open Account i 18
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Vernon Building Society

Fixed-Rate ISA to 31st May 2025

Interest Rate (AER) i 4.15%
Minimum Opening Balance i £5,000.00
What happens at maturity? i The provider will contact you when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the similar or same term.
Part of FSCS i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access incurs a 180 day loss of interest.
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

Vernon Building Society

Easy Access Cash ISA

Interest Rate (AER) i 3.45%
Minimum Opening Balance i £100.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Notice ISAs

Vernon Building Society

90-Day Notice Cash ISA

Interest Rate (AER) i 4.25%
Part of FSCS i
Notice Period 90 days
Can you transfer in funds from a stocks and shares ISA? i
Minimum Opening Balance i £1,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access incurs a 90 day loss of interest.
Can you transfer in funds from another cash ISA? i