Vernon Building Society was founded in Cheshire in 1924. It focuses on supporting the local community, and set up the Jubilee Fund in 2012 to provide money for charity.

Vernon building society offers savings accounts, mortgages and home insurance.

Its home insurance policies are administered and underwritten by RSA.

Our product ratings for Vernon Building Society

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home insurance (building and contents)

9 products reviewed

Buildings insurance

4 products reviewed

Vernon Building Society

Premier Home Insurance

Feature Value
Escape of water excess for buildings
£350.00
Matching sets (Buildings) Yes
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
Vernon Building Society

Premier Home Insurance (with optional cycle cover)

Feature Value
Escape of water excess for buildings
£350.00
Matching sets (Buildings) Yes
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
Vernon Building Society

Standard Home Insurance (with optional cycle cover)

Feature Value
Escape of water excess for buildings
£350.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Optional
Vernon Building Society

Standard Home Insurance

Feature Value
Escape of water excess for buildings
£350.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Optional
Contents insurance

4 products reviewed

Vernon Building Society

Premier Home Insurance (with optional cycle cover)

Feature Value
Matching sets (contents) Yes
Theft from outbuildings
£7,500.00
Cover for items away from home
Optional
Money in the home
£1,000.00
Property owner liability
£5,000,000.00
Escape of water excess (minimum)
£350.00
Vernon Building Society

Premier Home Insurance

Feature Value
Matching sets (contents) Yes
Theft from outbuildings
£7,500.00
Cover for items away from home
Optional
Money in the home
£1,000.00
Property owner liability
£5,000,000.00
Escape of water excess (minimum)
£350.00
Vernon Building Society

Standard Home Insurance

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£350.00
Vernon Building Society

Standard Home Insurance (with optional cycle cover)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£350.00
Home Legal Cover

1 product reviewed

Vernon Building Society

Family Legal Protection

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
N/A
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection Yes
Jury service - maximum indemnity limit
£50,000.00

Savings Accounts

3 products reviewed

Easy Access Accounts

1 product reviewed

Vernon Building Society

Easy Access

Feature Value
Interest Rate (AER)
1.9%
Balance Tiers
1.9% from £100
Minimum Opening Balance
£100.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A
Easy Access Accounts (Less than £3000)

1 product reviewed

Vernon Building Society

Easy Access

Feature Value
Interest Rate (AER)
1.9%
Balance Tiers
1.9% from £100
Part of FSCS
TRUE
Minimum Opening Balance
£100.00
Additional Opening Criteria
Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Average Interest Rate (AER)
2.79%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
2.45%
Easy Access Accounts (£3000 or more)

1 product reviewed

Vernon Building Society

Easy Access

Feature Value
Interest Rate (AER)
1.9%
Balance Tiers
1.9% from £100
Part of FSCS
TRUE
Minimum Opening Balance
£100.00
Additional Opening Criteria
Must be a local (acceptable postcode: BL, CH, CW, M, OL, SK, WA or WN)
Average Interest Rate (AER)
2.79%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
2.45%

Savings Accounts (ISAs)

2 products reviewed

Easy Access ISAs

2 products reviewed

Vernon Building Society

Easy Access Cash ISA

Feature Value
Interest Rate (AER)
2.35%
Minimum Opening Balance
£100.00
Part of FSCS Yes
Withdrawal Penalty
N/A
Vernon Building Society

Single Access ISA

Feature Value
Interest Rate (AER)
3.6%
Minimum Opening Balance
£500.00
Part of FSCS Yes
Withdrawal Penalty
N/A