Cashback and rewards

Brand Product name Reward extras Estimated amount of money customers get back in the 1st year (minus annual fee) Estimated amount of money customers get back after the 1st year (minus annual fee) Star rating

What does this mean?

What does this mean?

What does this mean?

HSBC HSBC Premier World Elite
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Airport lounge access (LoungeKey programme), Free unlimited Wi-Fi (via Boingo), 10% discount on hotels booked through Expedia and through Agoda, 12 months Expedia+ Gold membership, 24/7 worldwide assistance, HSBC Premier Privileges (discounts and experiences) £333.69 £333.69 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Reward Plus with M&S Club Rewards
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Preferential rates for travel money, unlimited free next day delivery on M&S.com, 3 x £15 Clothing & Home vouchers, 32 hot drink vouchers, £20 Christmas Clothing & Home voucher, £12 food voucher on your birthday £323.34 £256.51 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Shopping Plus with M&S Club Rewards
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Preferential rates for travel money, unlimited free next day delivery on M&S.com, 3 x £15 Clothing & Home vouchers, 32 hot drink vouchers, £20 Christmas Clothing & Home voucher, £12 food voucher on your birthday £256.51 £256.51 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Transfer Plus with M&S Club Rewards
More details
Preferential rates for travel money, unlimited free next day delivery on M&S.com, 3 x £15 Clothing & Home vouchers, 32 hot drink vouchers, £20 Christmas Clothing & Home voucher, £12 food voucher on your birthday £256.51 £256.51 5 stars 5 stars badge

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Home insurance

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Travel insurance

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Travel insurance add-ons

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Pet insurance

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Over 50s life insurance

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Prepaid funeral plans

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Direct cremation prepaid funeral plans

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