Cashback and rewards

Brand Product name Reward extras Estimated amount of money customers get back in the 1st year (minus annual fee) Estimated amount of money customers get back after the 1st year (minus annual fee) Star rating

What does this mean?

What does this mean?

What does this mean?

American Express American Express Nectar
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American Express Invites £429.60 £304.60 5 stars 5 stars badge
John Lewis John Lewis Partnership
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Double points promotions, spend £200 in store or online at John Lewis or Waitrose within 90 days and get £25 bonus voucher £211.11 £186.11 5 stars 5 stars badge
American Express American Express Platinum Cashback
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Travel accident insurance (up to £150k on public transport), Global Assist, American Express Offers, American Express Invites £422.19 £322.19 5 stars 5 stars badge
American Express American Express Platinum Cashback Everyday
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Travel accident insurance (up to £150k on public transport), Global Assist, American Express Offers, American Express Invites £362.75 £272.75 5 stars 5 stars badge
HSBC HSBC Premier World Elite
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Airport lounge access (LoungeKey programme), Free unlimited Wi-Fi (via Boingo), 10% discount on hotels booked through Expedia and through Agoda, 12 months Expedia+ Gold membership, 24/7 worldwide assistance, HSBC Premier Privileges (discounts and experiences) £439.46 £239.46 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Reward Plus
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Preferential rates for travel money £218.59 £193.59 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Reward Plus (With M&S Premium Club)
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Hot drinks vouchers worth £129, birthday gift of value at least £10 and £40 voucher each year, preferential rates for travel money £297.52 £272.52 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Shopping Plus (With M&S Premium Club)
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Hot drinks vouchers worth £129, birthday gift of value at least £10 and £40 voucher each year, preferential rates for travel money £208.05 £198.05 5 stars 5 stars badge
American Express American Express The Costco TrueEarnings
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American Express Invites £361.55 £361.55 5 stars 5 stars badge
American Express American Express The Starwood Preferred Guest
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Travel accident insurance (up to £150k on public transport), Travel inconvenience insurance (£150 for flight delay, overbooking or missed connection, Extra £150 for extended delay, £600 for baggage delay of 6 hours, £850 for extended baggage delay by airline), Global Assist £906.81 £641.87 5 stars 5 stars badge
Marks & Spencer Marks & Spencer Transfer Plus (With M&S Premium Club)
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Hot drinks vouchers worth £129, birthday gift of value at least £10 and £40 voucher each year, preferential rates for travel money £208.05 £198.05 5 stars 5 stars badge

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