Cashback and rewards

Brand Product name Reward extras Representative APR Star rating

What does this mean?

What does this mean?

American Express American Express Platinum card
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Platinum concierge service, global dining collection, American Express offers, airport lounge access, worldwide travel insurance, hotel benefits, lodging benefits, car rental benefits, private taxi hire, global assist 24/7, airfare benefits, access to American Express Experiences, up to £100 Harvey Nichols credit each year, £150 statement credits to spend with participating restaurants each year 0% 5 stars
Gold 5 stars badge
HSBC HSBC Premier World Elite
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Airport lounge access (LoungeKey programme), Free Wi-Fi (with iPass), 24/7 worldwide assistance, HSBC Premier Privileges (discounts and experiences) 59.3% 5 stars
5 stars badge
Marks & Spencer Marks & Spencer Reward Plus with M&S Club Rewards
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Unlimited free next day delivery on marksandspencer.com, £65 of vouchers per year to spend in Marks & Spencer clothing or home departments, 32 hot drink vouchers for Marks & Spencer Cafes, £12 Marks & Spencer gift voucher on your birthday, £20 Marks & Spencer E-gift card 19.9% 5 stars
5 stars badge
Marks & Spencer Marks & Spencer Shopping Plus with M&S Club Rewards
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Free next day delivery on marksandspencer.com, £65 of vouchers per year to spend in Marks & Spencer clothing or home departments, 32 hot drink vouchers for Marks & Spencer Cafes, £12 Marks & Spencer gift voucher on your birthday 21.9% 5 stars
5 stars badge
Marks & Spencer Marks & Spencer Transfer Plus with M&S Club Rewards
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Unlimited free next day delivery on marksandspencer.com, £65 of vouchers per year to spend in Marks & Spencer clothing or home departments, 32 hot drink vouchers for Marks & Spencer Cafes, £12 Marks & Spencer gift voucher on your birthday, £20 Marks & Spencer E-gift card 21.9% 5 stars
5 stars badge
Santander Santander World Elite
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Up to 15% cashback with participating retailers. Access to airport lounges, access to Mastercard’s Concierge Lifestyle Managers, access to Mastercard Priceless Cities experiences, Boingo Wi-Fi access for up to 4 devices, 40% off Santander travel insurance; Spend £500 abroad in the local currency and earn 1% cashback on the total spend over the period (offer applies from 13th June - 18th September 2022) 49.8% 5 stars
5 stars badge

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