Debenhams

Debenhams is one of the UK's best known high street retailers. It may be less well known for financial services, but does offer a number of products in the sector.

These include a credit card with a competitive reward scheme, and a number of insurance products.

Debenhams' travel insurance is arranged and administered by ROCK Insurance Group. But policies sold under the Debenhams moniker are actually underwritten by SOLID.

Its travel insurance also comes with free cover for children, which is a great perk for families. They define 'child' as anyone up to and including the age of 17.


Debenhams

Credit cards

Ranked 35th of 35 providers reviewed.

Customer happiness 45%
Customer trust 39%
Complaints performance 58%
Transparency rating 36%
Fairer Finance score
Reviewed Spring 2018
45%

Travel insurance

Ranked 46th of 56 providers reviewed.

Customer happiness 51%
Customer trust 40%
Complaints performance 65%
Transparency rating 35%
Fairer Finance score
Reviewed Spring 2018
48%

Car insurance

Debenhams

Car Insurance (Ageas)

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £500
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £500
Cover for replacing original audio/visual equipment i £1,000
Repairs guarantee (years) i 3
Windscreen repair excess i £10
Windscreen replacement excess i £60

Debenhams

Car Insurance (Aviva)

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i Unlimited
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (Covea)

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £1,000
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (Southern Rock)

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (Watford)

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (ABC)

3 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i Unlimited
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (AXA)

3 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £1,000
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 0
Windscreen repair excess i £0
Windscreen replacement excess i £100

Debenhams

Car Insurance (Highway)

2 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £750
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 0
Windscreen repair excess i £0
Windscreen replacement excess i £75

Debenhams

Car Insurance (XS Direct)

1 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £0
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 0
Windscreen repair excess i £50
Windscreen replacement excess i £50

Home insurance

Debenhams

eFlex

4 stars
Escape of water excess i £350
Matching sets i 50%
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £2,500
Money in the home i £500
New for old i

Debenhams

ABC/LV=

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i Unlimited
Money in the home i £500
New for old i

Debenhams

Ageas House Guard Extra

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £1,000
Money in the home i £750
New for old i

Debenhams

Ageas Optima Home

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i Unlimited
Cover for keys/locks if lost i £1,000
Money in the home i £750
New for old i

Debenhams

Allianz Clear Advance

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £11,250
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £0
Money in the home i £500
New for old i

Debenhams

Allianz Clear Complete

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i
24hr helpline i
Alternative accommodation i 25% of sum insured
Cover for keys/locks if lost i Unlimited
Money in the home i £750
New for old i

Debenhams

Covea Home (Sum insured)

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £0
Money in the home i £1,000
New for old i

Debenhams

Covea Profile (bedroom rated)

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i £30,000
Cover for keys/locks if lost i £0
Money in the home i £500
New for old i

Debenhams

Towergate Seasons Home

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £0
Money in the home i £500
New for old i

Debenhams

Towergate Platinum

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £2,500
Money in the home i £1,000
New for old i

Debenhams

Towergate Specialist

4 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i 20% of sum insured
Cover for keys/locks if lost i £0
Money in the home i £300
New for old i

Debenhams

Allianz Clear Essentials

3 stars
Escape of water excess i £400
Matching sets i
Theft from outbuildings i
24hr helpline i
Alternative accommodation i 15% of sum insured
Cover for keys/locks if lost i £0
Money in the home i £0
New for old i

Debenhams

AXA Extra

3 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accommodation i £200,000
Cover for keys/locks if lost i £0
Money in the home i £500
New for old i

Debenhams

AXA First

3 stars
Escape of water excess i £250
Matching sets i
Theft from outbuildings i £500
24hr helpline i
Alternative accommodation i £80,000
Cover for keys/locks if lost i £0
Money in the home i £250
New for old i

Buildings insurance

Debenhams

Allianz Clear Complete

5 stars
Cover for keys/locks if lost i Unlimited
Matching sets i
Trace & access i £7,500
24hr helpline i
Alternative accommodation cover limit i 25% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i Unlimited
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

eFlex

4 stars
Cover for keys/locks if lost i £2,500
Matching sets i 50%
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £2,500
Escape of water excess i £350
Property owner liability i £2,000,000

Debenhams

Ageas House Guard Extra

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i Sum insured
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £1,000
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Ageas Optima Home

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i Unlimited
Compulsory excess i £100
Cover for keys/locks if stolen i £1,000
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Allianz Clear Advance

4 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £0
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Towergate Platinum

4 stars
Cover for keys/locks if lost i £2,500
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £2,500
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

ABC/LV=

3 stars
Cover for keys/locks if lost i Unlimited
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £25,000
Compulsory excess i £50
Cover for keys/locks if stolen i Unlimited
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Allianz Clear Essentials

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £1,500
24hr helpline i
Alternative accommodation cover limit i 15% of sum insured
Compulsory excess i £150
Cover for keys/locks if stolen i £0
Escape of water excess i £400
Property owner liability i £2,000,000

Debenhams

AXA Extra

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £200,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

AXA First

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £80,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Covea Home (Sum insured)

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £50
Cover for keys/locks if stolen i £0
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Covea Profile (bedroom rated)

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £30,000
Compulsory excess i £50
Cover for keys/locks if stolen i £0
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Towergate Seasons Home

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £0
Escape of water excess i £250
Property owner liability i £2,000,000

Debenhams

Towergate Specialist

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Compulsory excess i £100
Cover for keys/locks if stolen i £0
Escape of water excess i £250
Property owner liability i £2,000,000

Contents insurance

Debenhams

eFlex

4 stars
Cover for keys/locks if lost i £2,500
Matching sets i 50%
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £2,500
Cycles included whilst in the home i £500
Money in the home i £500
New for old i

Debenhams

ABC/LV=

4 stars
Cover for keys/locks if lost i Unlimited
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accomodation i £25,000
Cover for keys/locks if stolen i Unlimited
Cycles included whilst in the home i Part of sum insured
Money in the home i £500
New for old i

Debenhams

Ageas House Guard Extra

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i Part of sum insured
Money in the home i £750
New for old i

Debenhams

Ageas Optima Home

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £3,000
24hr helpline i
Alternative accomodation i Unlimited
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i Part of sum insured
Money in the home i £750
New for old i

Debenhams

Allianz Clear Advance

4 stars
Cover for keys/locks if lost i Part of sum insured
Matching sets i 50%
Theft from outbuildings i £11,250
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i Part of sum insured
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Debenhams

Allianz Clear Complete

4 stars
Cover for keys/locks if lost i Part of sum insured
Matching sets i
Theft from outbuildings i
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i Part of sum insured
Cycles included whilst in the home i £0
Money in the home i £750
New for old i

Debenhams

Covea Home (Sum insured)

4 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £750
Money in the home i £1,000
New for old i

Debenhams

Covea Profile (bedroom rated)

4 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i £7,500
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £750
Money in the home i £500
New for old i

Debenhams

Towergate Specialist

4 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £500
Money in the home i £300
New for old i

Debenhams

Allianz Clear Essentials

3 stars
Cover for keys/locks if lost i Part of sum insured
Matching sets i 50%
Theft from outbuildings i
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i Part of sum insured
Cycles included whilst in the home i £0
Money in the home i £0
New for old i

Debenhams

AXA Extra

3 stars
Cover for keys/locks if lost i £0
Matching sets i
Theft from outbuildings i Part of sum insured
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Debenhams

Towergate Seasons Home

3 stars
Cover for keys/locks if lost i £750
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £750
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Debenhams

Towergate Platinum

3 stars
Cover for keys/locks if lost i £2,500
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i
Cover for keys/locks if stolen i £2,500
Cycles included whilst in the home i £0
Money in the home i £1,000
New for old i

Debenhams

AXA First

2 stars
Cover for keys/locks if lost i £0
Matching sets i
Theft from outbuildings i £500
24hr helpline i
Alternative accomodation i £10,000
Cover for keys/locks if stolen i £250
Cycles included whilst in the home i £0
Money in the home i £250
New for old i

Pet insurance

Cat insurance

Debenhams

Extra

3 stars
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,500
Age compulsory excess changes i 7
Amendment fee i £10
CT scans i £1,000
Cancellation fee i £30
Complementary treatment i £500
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £3,500
Loss of pet total i
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Elite

3 stars
Dental cover (if due to an accident) i £8,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £8,500
Age compulsory excess changes i 7
Amendment fee i £10
CT scans i £1,000
Cancellation fee i £30
Complementary treatment i £750
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £8,500
Loss of pet total i
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Essential

2 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 7
Amendment fee i £10
CT scans i £600
Cancellation fee i £30
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,250
Euthanasia i £2,500
Loss of pet total i
MRI scans i £600
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Basic

2 stars
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Age compulsory excess changes i 7
Amendment fee i £10
CT scans i £800
Cancellation fee i £30
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,000
Euthanasia i £1,000
Loss of pet total i
MRI scans i £800
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Accident only

1 stars
Dental cover (if due to an accident) i £0
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,750
Age compulsory excess changes i 7
Amendment fee i £10
CT scans i £600
Cancellation fee i £30
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,250
Euthanasia i £2,750
Loss of pet total i
MRI scans i £600
Prescription diet (treatment of bladder stones only) i £0

Dog insurance

Debenhams

Extra

3 stars
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,500
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £1,000
Complementary treatment i £500
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £3,500
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Elite

3 stars
Dental cover (if due to an accident) i £8,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £8,500
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £1,000
Complementary treatment i £750
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £8,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Essential

2 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £600
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,250
Euthanasia i £2,500
MRI scans i £10,000
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Basic

2 stars
Dental cover (if due to an accident) i £1,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,000
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £800
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,000
Euthanasia i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100

Debenhams

Accident Only

1 stars
Dental cover (if due to an accident) i £0
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,750
Age compulsory excess changes i 5
Amendment fee i £10
CT scans i £600
Complementary treatment i £400
Cremation i £0
Cruciate ligament damage i £1,250
Euthanasia i £2,750
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £0

Travel insurance

Annual multi-trip insurance

Debenhams

Gold (Comparison Site)

3 stars
Cancelling before travel i £3,000
Medical excess i £150
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £500
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 42 days

Debenhams

Luxury

3 stars
Cancelling before travel i £5,000
Medical excess i £0
Personal possessions & baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 31 days

Debenhams

Superior

3 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £250
Max trip duration i 31 days

Debenhams

Silver (Comparison Site)

2 stars
Cancelling before travel i £1,500
Medical excess i £180
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 42 days

Debenhams

Bronze (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £190
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £750
Combined passport & travel i £200
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 42 days

Debenhams

Standard

1 stars
Cancelling before travel i £1,000
Medical excess i £175
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £750
Combined passport & travel i £200
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 31 days

Single trip insurance

Debenhams

Gold (Comparison Site)

3 stars
Cancelling before travel i £3,000
Medical excess i £150
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £3,000
Combined passport & travel i £500
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £1,500

Debenhams

Superior

3 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £3,000
Combined passport & travel i £300
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £250
Missed departure i £750

Debenhams

Luxury

3 stars
Cancelling before travel i £5,000
Medical excess i £0
Personal possessions and baggage - damaged, lost or stolen i £2,500
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £1,500

Debenhams

Silver (Comparison Site)

2 stars
Cancelling before travel i £1,500
Medical excess i £180
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £1,500
Combined passport & travel i £300
Cutting trip short/curtailment i £1,500
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £1,000

Debenhams

Bronze (Comparison Site)

1 stars
Cancelling before travel i £1,000
Medical excess i £190
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £750
Combined passport & travel i £200
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £200

Debenhams

Standard

1 stars
Cancelling before travel i £1,000
Medical excess i £175
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £750
Combined passport & travel i £200
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £500

Travel insurance add-ons

Cruise add-on

Debenhams

Superior

3 stars
Cabin confinement i £1,000
Missed port departure i £1,000
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £500
Unused excursions i £500

Debenhams

Luxury

3 stars
Cabin confinement i £1,000
Missed port departure i £1,000
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £500
Unused excursions i £500

Debenhams

Standard

1 stars
Cabin confinement i £1,000
Missed port departure i £1,000
Re-joining a cruise i £0
Missed port departure excess i £60
Timetable/itinerary change i £500
Unused excursions i £500

Winter sports add-on

Debenhams

Luxury

5 stars
Hiring replacement winter sports equipment i £500
Single item limit for owned equipment i £500
Ski equipment owned i £1,000
Avalanche closure i £500
Piste closure i £400
Single item limit for hired equipment i £500
Ski equipment hired i £500
Ski equipment owned excess i £0
Unused ski pass due to illness or injury i £500

Debenhams

Superior

4 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £300
Ski equipment owned i £750
Avalanche closure i £300
Piste closure i £300
Single item limit for hired equipment i £300
Ski equipment hired i £300
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300

Debenhams

Gold (Comparison Site)

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £300
Ski equipment owned i £500
Avalanche closure i £300
Piste closure i £250
Single item limit for hired equipment i £300
Ski equipment hired i £300
Ski equipment owned excess i £150
Unused ski pass due to illness or injury i £300

Debenhams

Standard

2 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £200
Ski equipment owned i £500
Avalanche closure i £200
Piste closure i £250
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £175
Unused ski pass due to illness or injury i £200

Debenhams

Bronze (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £200
Ski equipment owned i £500
Avalanche closure i £200
Piste closure i £250
Single item limit for hired equipment i £200
Ski equipment hired i £200
Ski equipment owned excess i £190
Unused ski pass due to illness or injury i £200

Debenhams

Silver (Comparison Site)

2 stars
Hiring replacement winter sports equipment i £250
Single item limit for owned equipment i £250
Ski equipment owned i £500
Avalanche closure i £250
Piste closure i £250
Single item limit for hired equipment i £250
Ski equipment hired i £250
Ski equipment owned excess i £180
Unused ski pass due to illness or injury i £250