Nationwide

Nationwide is the world’s largest building society. It’s a mutual organisation, meaning it is owned by its customers.

It can trace its history back to 1846, and exists in its current form as the result of more than a hundred mergers. Its headquarters are in Swindon.

Nationwide offers a full range of banking products, including current accounts, savings accounts, personal loans, mortgages and credit cards. It also offers home insurance, underwritten by RSA, and life insurance, underwritten by Legal and General.

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Bank accounts

Ranked 4^th of 31 providers reviewed.

Customer happiness	70.93%
Customer trust	68.47%
Complaints performance	67.97%
Transparency rating	82.54%
Fairer Finance score Reviewed Spring 2023	72%

Credit cards

Ranked 1^st of 31 providers reviewed.

Customer happiness	67.5%
Customer trust	67.89%
Complaints performance	69.84%
Transparency rating	74.04%
Fairer Finance score Reviewed Spring 2023	70%

Home emergency cover

Ranked 8^th of 28 providers reviewed.

Customer happiness	58.12%
Customer trust	64.66%
Complaints performance	71.7%
Transparency rating	73.28%
Fairer Finance score Reviewed Spring 2023	67%

Home insurance (building and contents)

Ranked 3^rd of 48 providers reviewed.

Customer happiness	66.38%
Customer trust	69.19%
Complaints performance	70.93%
Transparency rating	79.13%
Fairer Finance score Reviewed Spring 2023	71%

Investing and pensions

Ranked 7^th of 24 providers reviewed.

Customer happiness	56.98%
Customer trust	67.44%
Complaints performance	86.46%
Transparency rating	55.19%
Fairer Finance score Reviewed Spring 2023	67%

Life insurance

Ranked 22^nd of 25 providers reviewed.

Claims score	73.00%
Complaints performance	85.23%
Transparency rating	56.67%
Fairer Finance score Reviewed Spring 2023	72%

Mortgages

Ranked 2^nd of 23 providers reviewed.

Customer happiness	67.22%
Customer trust	63.15%
Complaints performance	81.99%
Transparency rating	77.48%
Fairer Finance score Reviewed Spring 2023	72%

Personal loans

Ranked 2^nd of 26 providers reviewed.

Customer happiness	65.97%
Customer trust	63.97%
Complaints performance	67.97%
Transparency rating	82.18%
Fairer Finance score Reviewed Spring 2023	70%

Savings Accounts

Ranked 18^th of 53 providers reviewed.

Customer happiness	57.94%
Customer trust	67.14%
Complaints performance	67.97%
Transparency rating	80.04%
Fairer Finance score Reviewed Spring 2023	68%

Bank accounts

Basic bank accounts

Nationwide

FlexBasic

Cash withdrawal fee in UK (own bank) i	£0.00
Annual fee i	£0.00
Part of FSCS i
Faster Payment limit i	£100,000.00
Maximum cash machine withdrawal per day i	£500.00
Can you use your card to pay for items overseas? i

Current accounts

Nationwide

FlexAccount

Annual fee i	£0.00
Maximum cash machine withdrawal per day i	£500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i	£0.00
Card payment fee (£) i	£0.00
App capability? i

Nationwide

FlexDirect

Annual fee i	£0.00
Maximum cash machine withdrawal per day i	£500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i	£0.00
Card payment fee (£) i	£0.00
App capability? i

Foreign use bank accounts

Nationwide

FlexPlus

Foreign cash withdrawal fee i	0%
Foreign cash withdrawal additional charge i	£0.00
Foreign purchases fee i	0%
Is there a limit on free cash withdrawals? i	Unlimited

Nationwide

FlexStudent

Foreign cash withdrawal fee i	0%
Foreign cash withdrawal additional charge i	£0.00
Foreign purchases fee i	0%
Is there a limit on free cash withdrawals? i	Unlimited

Nationwide

FlexDirect

Foreign cash withdrawal fee i	2.99%
Foreign cash withdrawal additional charge i	£0.00
Foreign purchases fee i	2.99%
Is there a limit on free cash withdrawals? i	No free cash withdrawals

Nationwide

FlexAccount

Foreign cash withdrawal fee i	2.99%
Foreign cash withdrawal additional charge i	£0.00
Foreign purchases fee i	2.99%
Is there a limit on free cash withdrawals? i	No free cash withdrawals

Nationwide

FlexBasic

Foreign cash withdrawal fee i	2.99%
Foreign cash withdrawal additional charge i	£0.00
Foreign purchases fee i	2.99%
Is there a limit on free cash withdrawals? i	No free cash withdrawals

Overdrafts

Nationwide

FlexDirect (First 12 months)

Risk based overdraft? i
Arranged overdraft interest free amount i	£0.00
Arranged overdraft interest rate (representative EAR) i	0%

Nationwide

FlexPlus

Risk based overdraft? i
Arranged overdraft interest free amount i	£0.00
Arranged overdraft interest rate (representative EAR) i	39.9%

Nationwide

FlexDirect

Risk based overdraft? i
Arranged overdraft interest free amount i	£0.00
Arranged overdraft interest rate (representative EAR) i	39.9%

Nationwide

FlexAccount

Risk based overdraft? i
Arranged overdraft interest free amount i	£0.00
Arranged overdraft interest rate (representative EAR) i	39.9%

Premium bank accounts

Nationwide

FlexPlus

Add-ons, cashback and rewards i	UK & European Breakdown cover, mobile phone insurance for holder and family, worldwide travel insurance (including winter sports) for holder and family.
Part of FSCS or international equivalent i

Student bank accounts

Nationwide

FlexStudent

Arranged overdraft limit i	£3,000.00
Tiered repayment of overdraft i
Switching / sign up incentive i	FlexStudent £100 Offer (Must deposit £500 by December 15th 2023 and have applied after August 1st 2023.)

Children's Accounts

Children's Bank Accounts

Nationwide

FlexOne

Minimum Age i	11
Interest Rate (AER) First Tier i	2%
Maximum Balance First Tier of Interest Covers i	£1,000.00
Maximum Age i	17
Interest Rate (AER) Second Tier i
Maximum Balance Second Tier of Interest Covers i
Interest Rate (AER) Third Tier i
Maximum Balance Third Tier of Interest Covers i
Maximum Cash Withdrawal i	£300.00
Ability to freeze or report a card lost via app? i
Rewards i
Additional information i	A choice of a cash card or debit card.
Cash Transaction Fee i	0%
Cash Withdrawal Fee i	£0.00
Card Delivery Fee i	£0.00
Replacement Card Fee i	£0.00
Foreign Cash Withdrawal Fee i	0
Foreign Transaction Fee i	0%

Credit cards

0% balance transfer credit cards

Nationwide

Member Credit Card with Balance Transfer offer

Duration of 0% balance transfer offer period i	18 months
Balance transfer fee during promotional period i	1.5%
Representative APR i	19.9%
Balance transfer rate during promotional period i	0%
Highest balance transfer fee during promotional period (%) i	1.5%
Representative balance transfer rate i	1.527%
Risk based? i

Nationwide

Member Credit Card with All Rounder Offer

Duration of 0% balance transfer offer period i	15 months
Balance transfer fee during promotional period i	1.5%
Representative APR i	19.9%
Balance transfer rate during promotional period i	0%
Highest balance transfer fee during promotional period (%) i	1.5%
Representative balance transfer rate i	1.527%
Risk based? i

0% purchase credit cards

Nationwide

Member Credit Card with All Rounder Offer

Duration of purchases offer period i	15 months
Representative APR i	19.9%
Highest APR i	24.9%
Purchase rate during promotional period i	0%
Representative purchase rate i	1.527%
Number of days before interest is charged on purchases i	56 days
Risk based? i

Nationwide

Member Credit Card with Balance Transfer offer

Duration of purchases offer period i	3 months
Representative APR i	19.9%
Highest APR i	24.9%
Purchase rate during promotional period i	0%
Representative purchase rate i	1.527%
Number of days before interest is charged on purchases i	56 days
Risk based? i

Foreign use credit cards

Nationwide

Member Credit Card with Balance Transfer offer

Foreign purchase fee i	0%
Foreign withdrawal fee i	2.5%
Representative APR i	19.9%
Number of days before interest is charged on non-sterling cash transactions i	0 days
Risk based? i
Representative purchase rate i	1.527%

Nationwide

Member Credit Card with All Rounder Offer

Foreign purchase fee i	0%
Foreign withdrawal fee i	2.5%
Representative APR i	19.9%
Number of days before interest is charged on non-sterling cash transactions i	0 days
Risk based? i
Representative purchase rate i	1.527%

Home emergency cover

Nationwide

Home Emergency Cover

Home Security Cover i
Home Emergency Cover limit i	£500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i	Add-On
Alternative Accommodation Cover i	£500.00
Unoccupied period i	60
Claims limit i	Unlimited

Home insurance (building and contents)

Nationwide

Home Insurance (up to £50,000 contents & matching sets selected)

Alternative accommodation cover limit for buildings i	£50,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i	Limit specified in policy schedule
Escape of water excess i	£350.00
Alternative accommodation cover limit for contents i	£15,000.00
Keys/locks if lost or stolen (Buildings) i	£750.00
Money in the home i	£750.00
Replace belongings new for old i
Trace and access i	£5,000.00
Escape of water excess (Minimum) i	£350.00
Contents compulsory excess i	£50.00
Additional flood excess i	£0.00
Liability as a tenant i	Limit shown in your policy schedule
Liability to domestic employees i	£2,000,000.00
Property owner liability i	£2,000,000.00
Buildings cover limit (Maximum) i	Unlimited
Contents cover limit (Maximum) i	£50,000.00
Cancellation fee after 14 days i	£0.00
Cancellation fee before 14 days	£0.00
Visitor's possessions	Sum insured
Office equipment	£10,000.00

Nationwide

Home Insurance (more than £50,000 contents & matching sets selected)

Alternative accommodation cover limit for buildings i	£50,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i	Limit specified in policy schedule
Escape of water excess i	£350.00
Alternative accommodation cover limit for contents i	£30,000.00
Keys/locks if lost or stolen (Buildings) i	£1,000.00
Money in the home i	£1,000.00
Replace belongings new for old i
Trace and access i	£5,000.00
Escape of water excess (Minimum) i	£350.00
Contents compulsory excess i	£50.00
Additional flood excess i	£0.00
Liability as a tenant i	Limit shown in your policy schedule
Liability to domestic employees i	£5,000,000.00
Property owner liability i	£5,000,000.00
Buildings cover limit (Maximum) i	Unlimited
Contents cover limit (Maximum) i	£50,000.00
Cancellation fee after 14 days i	£0.00
Cancellation fee before 14 days	£0.00
Visitor's possessions	Sum insured
Office equipment	£10,000.00

Nationwide

Home Insurance (up to £50,000 contents)

Alternative accommodation cover limit for buildings i	£50,000.00
Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	Limit specified in policy schedule
Escape of water excess i	£350.00
Alternative accommodation cover limit for contents i	£15,000.00
Keys/locks if lost or stolen (Buildings) i	£750.00
Money in the home i	£750.00
Replace belongings new for old i
Trace and access i	£5,000.00
Escape of water excess (Minimum) i	£350.00
Contents compulsory excess i	£50.00
Additional flood excess i	£0.00
Liability as a tenant i	Limit shown in your policy schedule
Liability to domestic employees i	£2,000,000.00
Property owner liability i	£2,000,000.00
Buildings cover limit (Maximum) i	Unlimited
Contents cover limit (Maximum) i	£50,000.00
Cancellation fee after 14 days i	£0.00
Cancellation fee before 14 days	£0.00
Visitor's possessions	Sum insured
Office equipment	£10,000.00

Nationwide

Home Insurance (more than £50,000 contents)

Alternative accommodation cover limit for buildings i	£50,000.00
Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	Limit specified in policy schedule
Escape of water excess i	£350.00
Alternative accommodation cover limit for contents i	£30,000.00
Keys/locks if lost or stolen (Buildings) i	£1,000.00
Money in the home i	£1,000.00
Replace belongings new for old i
Trace and access i	£5,000.00
Escape of water excess (Minimum) i	£350.00
Contents compulsory excess i	£50.00
Additional flood excess i	£0.00
Liability as a tenant i	Limit shown in your policy schedule
Liability to domestic employees i	£5,000,000.00
Property owner liability i	£5,000,000.00
Buildings cover limit (Maximum) i	Unlimited
Contents cover limit (Maximum) i	£50,000.00
Cancellation fee after 14 days i	£0.00
Cancellation fee before 14 days	£0.00
Visitor's possessions	Sum insured
Office equipment	£10,000.00

Buildings insurance

Nationwide

Home Insurance (up to £50,000 contents)

Matching sets (Buildings) i	Optional
Escape of water (plus compulsory excess) i	£350.00
Buildings compulsory excess i	£50.00
Escape of water excess i	£350.00
Unoccupied period i	60
24hr helpline i
Cancellation fee after 14 days i	£0.00
Amendment fee (telephone) i	£0.00
Property owner liability i	£2,000,000.00

Nationwide

Home Insurance (more than £50,000 contents)

Matching sets (Buildings) i	Optional
Escape of water (plus compulsory excess) i	£350.00
Buildings compulsory excess i	£50.00
Escape of water excess i	£350.00
Unoccupied period i	60
24hr helpline i
Cancellation fee after 14 days i	£0.00
Amendment fee (telephone) i	£0.00
Property owner liability i	£5,000,000.00

Contents insurance

Nationwide

Home Insurance (more than £50,000 contents)

Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	£5,000.00
Windspeed (mph) i	Not Defined
Property owner liability i	£5,000,000.00

Nationwide

Home Insurance (up to £50,000 contents)

Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	£2,500.00
Windspeed (mph) i	Not Defined
Property owner liability i	£2,000,000.00

Nationwide

Home Insurance (Up To £50k)

Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	£2,500.00
Windspeed (mph) i	Not Defined
Property owner liability i	£2,000,000.00

Nationwide

Home Insurance (Over £50k)

Matching sets (contents) i	Optional
Theft from outbuildings cover limit i	£5,000.00
Windspeed (mph) i	Not Defined
Property owner liability i	£5,000,000.00

Investing and pensions

Ready-made General Investment Accounts

Nationwide

Nationwide portfolio

Cost (Year 1) i	£407.50
Account closure fee	£0.00
Charge for transferring investments to another platform i
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges	£0.00
Completing paper applications
Cash withdrawal by BACs	£0.00
Same day payment/payment by CHAPs	£20.00
Early account closure fee	£0.00
Cost of receiving paper statements for a year	£0.00
Charge for transferring cash to another platform i	£0.00

Ready-made Stocks and Shares ISAs

Nationwide

Nationwide portfolio

Cost (Year 1) i	£407.50
Account closure fee	£0.00
Charge for transferring investments to another platform i
Charge for selling holdings if not enough money in account for charges	£0.00
Completing paper applications
Cash withdrawal by BACs	£0.00
Same day payment/payment by CHAPs	£20.00
Early account closure fee	£0.00
Cost of receiving paper statements for a year	£0.00
Charge for transferring cash to another platform i	£0.00
Is there a mobile app?

Personal loans

Nationwide

Personal Loan

Representative APR (on £5,000 loan, 36 month term)	8.9%
Unpaid Repayment Fee i	£0.00
Early settlement fee (Days interest)	0 days
Available to new customers? i
Eligibility checker
Minimum borrowing amount	£1,000.00
Maximum borrowing amount	£25,000.00
Minimum borrowing length	12 months
Maximum borrowing amount	60 months

Savings Accounts

1 Year Fixed Rate Accounts

Nationwide

1 Year Fixed Rate Branch Bond

Interest Rate (AER) i	5.5%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i	Earlier access costs 90 days interest

Nationwide

1 Year Fixed Rate Online Bond

Interest Rate (AER) i	5.5%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

2 Year Fixed Rate Accounts

Nationwide

2 Year Fixed Rate Branch Bond

Interest Rate (AER) i	5.6%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i	Earlier access costs 180 days interest

Nationwide

2 Year Fixed Rate Online Bond

Interest Rate (AER) i	5.6%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

3 Year Fixed Rate Accounts

Nationwide

3 Year Fixed Rate Online Bond

Interest Rate (AER) i	5.25%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Nationwide

3 Year Fixed Rate Branch Bond

Interest Rate (AER) i	5.25%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

5 Year Fixed Rate Accounts

Nationwide

5 Year Fixed Rate Online Bond

Interest Rate (AER) i	5%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Nationwide

5 Year Fixed Rate Branch Bond

Interest Rate (AER) i	5%
Minimum Opening Balance i	£1.00
What happens at maturity? i	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i	£5,000,000.00
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Easy Access Accounts

Nationwide

1 Year Triple Access Online Saver 15

Interest Rate (AER) i	4.25%
Minimum Opening Balance i	£0.00
Maximum Balance i	£5,000,000.00
Part of FSCS i
Withdrawal Penalty i	If less than 4 withdrawals are made per year a higher rate will be paid
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i	This account will become the Triple Access Online Saver after 12 months.

Nationwide

Instant Access Saver Issue 11

Interest Rate (AER) i	2.3%
Minimum Opening Balance i	£1.00
Maximum Balance i	£5,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Nationwide

Flex Instant Saver

Interest Rate (AER) i	3.25%
Minimum Opening Balance i	£1.00
Maximum Balance i	£5,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Regular Savers

Nationwide

Flex Regular Saver Issue 2

Interest Rate (AER) i	2.15%
Maximum Balance i	£0.00
Withdrawal Penalty i	No Penalty
Minimum Monthly Investment i	£0.00
Maximum Monthly Investment i	£200.00
Minimum Opening Balance i	£1.00
Minimum Age to Open Account i	16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Nationwide

1 Year Fixed Rate ISA

Interest Rate (AER) i	5.5%
Minimum Opening Balance i	£1.00
What happens at maturity? i	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Part of FSCS i
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i	Early access will close the account and incur 90 day loss of interest.
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

2 Year Fixed Rate ISAs

Nationwide

2 Year Fixed Rate ISA

Interest Rate (AER) i	5.6%
Minimum Opening Balance i	£1.00
What happens at maturity? i	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Part of FSCS i
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i	Early access will close the account and incur 180 day loss of interest.
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Easy Access ISAs

Nationwide

1 Year Triple Access Online ISA 14

Interest Rate (AER) i	4.25%
Minimum Opening Balance i	£1.00
Part of FSCS i
Withdrawal Penalty i	If less than 4 withdrawals are made per year a higher rate will be paid
Minimum Age to Open Account i	16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?