Nationwide

Nationwide is the world’s largest building society. It’s a mutual organisation, meaning it is owned by its customers.

It can trace its history back to 1846, and exists in its current form as the result of more than a hundred mergers. Its headquarters are in Swindon.

Nationwide offers a full range of banking products, including current accounts, savings accounts, personal loans, mortgages and credit cards. It also offers home insurance, underwritten by RSA, and life insurance, underwritten by Legal and General.  

Nationwide
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Gold ribbon: first place

Bank accounts

Ranked 4th of 31 providers reviewed.

Customer happiness 70.93%
Customer trust 68.47%
Complaints performance 67.97%
Transparency rating 82.54%
Fairer Finance score
Reviewed Spring 2023
72%
Gold ribbon: first place

Credit cards

Ranked 1st of 31 providers reviewed.

Customer happiness 67.5%
Customer trust 67.89%
Complaints performance 69.84%
Transparency rating 74.04%
Fairer Finance score
Reviewed Spring 2023
70%
Gold ribbon: first place

Home emergency cover

Ranked 8th of 28 providers reviewed.

Customer happiness 58.12%
Customer trust 64.66%
Complaints performance 71.7%
Transparency rating 73.28%
Fairer Finance score
Reviewed Spring 2023
67%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 3rd of 48 providers reviewed.

Customer happiness 66.38%
Customer trust 69.19%
Complaints performance 70.93%
Transparency rating 79.13%
Fairer Finance score
Reviewed Spring 2023
71%
Gold ribbon: first place

Investing and pensions

Ranked 7th of 24 providers reviewed.

Customer happiness 56.98%
Customer trust 67.44%
Complaints performance 86.46%
Transparency rating 55.19%
Fairer Finance score
Reviewed Spring 2023
67%

Life insurance

Ranked 22nd of 25 providers reviewed.

Claims score 73.00%
Complaints performance 85.23%
Transparency rating 56.67%
Fairer Finance score
Reviewed Spring 2023
72%
Gold ribbon: first place

Mortgages

Ranked 2nd of 23 providers reviewed.

Customer happiness 67.22%
Customer trust 63.15%
Complaints performance 81.99%
Transparency rating 77.48%
Fairer Finance score
Reviewed Spring 2023
72%
Gold ribbon: first place

Personal loans

Ranked 2nd of 26 providers reviewed.

Customer happiness 65.97%
Customer trust 63.97%
Complaints performance 67.97%
Transparency rating 82.18%
Fairer Finance score
Reviewed Spring 2023
70%
Gold ribbon: first place

Savings Accounts

Ranked 18th of 53 providers reviewed.

Customer happiness 57.94%
Customer trust 67.14%
Complaints performance 67.97%
Transparency rating 80.04%
Fairer Finance score
Reviewed Spring 2023
68%

Bank accounts

Basic bank accounts

Nationwide

FlexBasic

4 stars
Cash withdrawal fee in UK (own bank) i £0.00
Annual fee i £0.00
Part of FSCS i
Faster Payment limit i £100,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Current accounts

Nationwide

FlexAccount

4 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Nationwide

FlexDirect

4 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Foreign use bank accounts

Nationwide

FlexPlus

5 stars
Foreign cash withdrawal fee i 0%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 0%
Is there a limit on free cash withdrawals? i Unlimited

Nationwide

FlexStudent

5 stars
Foreign cash withdrawal fee i 0%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 0%
Is there a limit on free cash withdrawals? i Unlimited

Nationwide

FlexDirect

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Nationwide

FlexAccount

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Nationwide

FlexBasic

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Overdrafts

Nationwide

FlexDirect (First 12 months)

4 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 0%

Nationwide

FlexPlus

1 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 39.9%

Nationwide

FlexDirect

1 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 39.9%

Nationwide

FlexAccount

1 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 39.9%

Premium bank accounts

Nationwide

FlexPlus

5 stars
Add-ons, cashback and rewards i UK & European Breakdown cover, mobile phone insurance for holder and family, worldwide travel insurance (including winter sports) for holder and family.
Part of FSCS or international equivalent i

Student bank accounts

Nationwide

FlexStudent

5 stars
Arranged overdraft limit i £3,000.00
Tiered repayment of overdraft i
Switching / sign up incentive i FlexStudent £100 Offer (Must deposit £500 by December 15th 2023 and have applied after August 1st 2023.)

Children's Accounts

Children's Bank Accounts

Nationwide

FlexOne

Minimum Age i 11
Interest Rate (AER) First Tier i 2%
Maximum Balance First Tier of Interest Covers i £1,000.00
Maximum Age i 17
Interest Rate (AER) Second Tier i
Maximum Balance Second Tier of Interest Covers i
Interest Rate (AER) Third Tier i
Maximum Balance Third Tier of Interest Covers i
Maximum Cash Withdrawal i £300.00
Ability to freeze or report a card lost via app? i
Rewards i
Additional information i A choice of a cash card or debit card.
Cash Transaction Fee i 0%
Cash Withdrawal Fee i £0.00
Card Delivery Fee i £0.00
Replacement Card Fee i £0.00
Foreign Cash Withdrawal Fee i 0
Foreign Transaction Fee i 0%

Credit cards

0% balance transfer credit cards

Nationwide

Member Credit Card with Balance Transfer offer

4 stars
Duration of 0% balance transfer offer period i 18 months
Balance transfer fee during promotional period i 1.5%
Representative APR i 19.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.5%
Representative balance transfer rate i 1.527%
Risk based? i

Nationwide

Member Credit Card with All Rounder Offer

4 stars
Duration of 0% balance transfer offer period i 15 months
Balance transfer fee during promotional period i 1.5%
Representative APR i 19.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.5%
Representative balance transfer rate i 1.527%
Risk based? i

0% purchase credit cards

Nationwide

Member Credit Card with All Rounder Offer

5 stars
Duration of purchases offer period i 15 months
Representative APR i 19.9%
Highest APR i 24.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.527%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Nationwide

Member Credit Card with Balance Transfer offer

3 stars
Duration of purchases offer period i 3 months
Representative APR i 19.9%
Highest APR i 24.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.527%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Foreign use credit cards

Nationwide

Member Credit Card with Balance Transfer offer

3 stars
Foreign purchase fee i 0%
Foreign withdrawal fee i 2.5%
Representative APR i 19.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.527%

Nationwide

Member Credit Card with All Rounder Offer

3 stars
Foreign purchase fee i 0%
Foreign withdrawal fee i 2.5%
Representative APR i 19.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.527%

Home emergency cover

Nationwide

Home Emergency Cover

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £500.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Nationwide

Home Insurance (up to £50,000 contents & matching sets selected)

5 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i Limit specified in policy schedule
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £750.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £50.00
Additional flood excess i £0.00
Liability as a tenant i Limit shown in your policy schedule
Liability to domestic employees i £2,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit (Maximum) i Unlimited
Contents cover limit (Maximum) i £50,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment £10,000.00

Nationwide

Home Insurance (more than £50,000 contents & matching sets selected)

5 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i Limit specified in policy schedule
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £30,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £50.00
Additional flood excess i £0.00
Liability as a tenant i Limit shown in your policy schedule
Liability to domestic employees i £5,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit (Maximum) i Unlimited
Contents cover limit (Maximum) i £50,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment £10,000.00

Nationwide

Home Insurance (up to £50,000 contents)

3 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (contents) i Optional
Theft from outbuildings cover limit i Limit specified in policy schedule
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £750.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £50.00
Additional flood excess i £0.00
Liability as a tenant i Limit shown in your policy schedule
Liability to domestic employees i £2,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit (Maximum) i Unlimited
Contents cover limit (Maximum) i £50,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment £10,000.00

Nationwide

Home Insurance (more than £50,000 contents)

3 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (contents) i Optional
Theft from outbuildings cover limit i Limit specified in policy schedule
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £30,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £50.00
Additional flood excess i £0.00
Liability as a tenant i Limit shown in your policy schedule
Liability to domestic employees i £5,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit (Maximum) i Unlimited
Contents cover limit (Maximum) i £50,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment £10,000.00

Buildings insurance

Nationwide

Home Insurance (up to £50,000 contents)

5 stars
Matching sets (Buildings) i Optional
Escape of water (plus compulsory excess) i £350.00
Buildings compulsory excess i £50.00
Escape of water excess i £350.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Nationwide

Home Insurance (more than £50,000 contents)

5 stars
Matching sets (Buildings) i Optional
Escape of water (plus compulsory excess) i £350.00
Buildings compulsory excess i £50.00
Escape of water excess i £350.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £5,000,000.00

Contents insurance

Nationwide

Home Insurance (more than £50,000 contents)

5 stars
Matching sets (contents) i Optional
Theft from outbuildings cover limit i £5,000.00
Windspeed (mph) i Not Defined
Property owner liability i £5,000,000.00

Nationwide

Home Insurance (up to £50,000 contents)

4 stars
Matching sets (contents) i Optional
Theft from outbuildings cover limit i £2,500.00
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00

Nationwide

Home Insurance (Up To £50k)

1 stars
Matching sets (contents) i Optional
Theft from outbuildings cover limit i £2,500.00
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00

Nationwide

Home Insurance (Over £50k)

1 stars
Matching sets (contents) i Optional
Theft from outbuildings cover limit i £5,000.00
Windspeed (mph) i Not Defined
Property owner liability i £5,000,000.00

Investing and pensions

Ready-made General Investment Accounts

Nationwide

Nationwide portfolio

3 stars
Cost (Year 1) i £407.50
Account closure fee £0.00
Charge for transferring investments to another platform i
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £20.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00

Ready-made Stocks and Shares ISAs

Nationwide

Nationwide portfolio

3 stars
Cost (Year 1) i £407.50
Account closure fee £0.00
Charge for transferring investments to another platform i
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £20.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00
Is there a mobile app?

Personal loans

Nationwide

Personal Loan

Representative APR (on £5,000 loan, 36 month term) 8.9%
Unpaid Repayment Fee i £0.00
Early settlement fee (Days interest) 0 days
Available to new customers? i
Eligibility checker
Minimum borrowing amount £1,000.00
Maximum borrowing amount £25,000.00
Minimum borrowing length 12 months
Maximum borrowing amount 60 months

Savings Accounts

1 Year Fixed Rate Accounts

Nationwide

1 Year Fixed Rate Branch Bond

Interest Rate (AER) i 5.5%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest

Nationwide

1 Year Fixed Rate Online Bond

Interest Rate (AER) i 5.5%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

2 Year Fixed Rate Accounts

Nationwide

2 Year Fixed Rate Branch Bond

Interest Rate (AER) i 5.6%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 180 days interest

Nationwide

2 Year Fixed Rate Online Bond

Interest Rate (AER) i 5.6%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

3 Year Fixed Rate Accounts

Nationwide

3 Year Fixed Rate Online Bond

Interest Rate (AER) i 5.25%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Nationwide

3 Year Fixed Rate Branch Bond

Interest Rate (AER) i 5.25%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

5 Year Fixed Rate Accounts

Nationwide

5 Year Fixed Rate Online Bond

Interest Rate (AER) i 5%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Nationwide

5 Year Fixed Rate Branch Bond

Interest Rate (AER) i 5%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £5,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Easy Access Accounts

Nationwide

1 Year Triple Access Online Saver 15

Interest Rate (AER) i 4.25%
Minimum Opening Balance i £0.00
Maximum Balance i £5,000,000.00
Part of FSCS i
Withdrawal Penalty i If less than 4 withdrawals are made per year a higher rate will be paid
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i This account will become the Triple Access Online Saver after 12 months.

Nationwide

Instant Access Saver Issue 11

Interest Rate (AER) i 2.3%
Minimum Opening Balance i £1.00
Maximum Balance i £5,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Nationwide

Flex Instant Saver

Interest Rate (AER) i 3.25%
Minimum Opening Balance i £1.00
Maximum Balance i £5,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Regular Savers

Nationwide

Flex Regular Saver Issue 2

Interest Rate (AER) i 2.15%
Maximum Balance i £0.00
Withdrawal Penalty i No Penalty
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £200.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Nationwide

1 Year Fixed Rate ISA

Interest Rate (AER) i 5.5%
Minimum Opening Balance i £1.00
What happens at maturity? i Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Early access will close the account and incur 90 day loss of interest.
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

2 Year Fixed Rate ISAs

Nationwide

2 Year Fixed Rate ISA

Interest Rate (AER) i 5.6%
Minimum Opening Balance i £1.00
What happens at maturity? i Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Early access will close the account and incur 180 day loss of interest.
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Easy Access ISAs

Nationwide

1 Year Triple Access Online ISA 14

Interest Rate (AER) i 4.25%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i If less than 4 withdrawals are made per year a higher rate will be paid
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?