2 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Aldermore	2 year fixed rate account More details	6%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	5.8%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	5.8%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Al Rayan Bank	24 Month Fixed Term Deposit More details	5.65%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Suffolk Building Society	2 Year Fixed Rate Bond (30.11.2025) More details	5.6%	£100.00	The provider will contact you 14 days before this date providing you with details of the proposed account your savings will be transferred to when your account matures.
The Cambridge Building Society	2 Year Fixed Rate Bond (Issue 19) More details	5.55%		The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	5.55%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Ford Money	Fixed Saver 2 Year More details	5.55%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Hodge Bank	2 Year Fixed Rate Bond More details	5.51%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Melton Building Society	Fixed Rate Savings to 17 December 2025 More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Latham	2 Year Fixed Rate Bond More details	5.5%	£100,000.00	The provider will contact you 10 days before the account matures. When the account reaches maturity the funds will be transferred into your nominated account.
Zenith Bank (UK) Ltd	Raisin UK - 2 Year Fixed Term Deposit More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Melton Building Society	Online Fixed Rate Savings to 17 December 2025 More details	5.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Gatehouse Bank	2 Year Fixed Term Woodland Saver More details	5.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Loughborough Building Society	Two Year Fixed Rate Bond - Issue 131 More details	5.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Zopa	2 Year Fixed Term Savings More details	5.46%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
JN Bank	Fixed Term Savings Account More details	5.46%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
United Trust Bank	UTB 2 Year Bond More details	5.45%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Vanquis Bank	Vanquis Bank Savings More details	5.4%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Secure Trust Bank	2 Year Fixed Rate Bond (05.Jan.26) More details	5.36%	£1,000.00	The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
The Cambridge Building Society	2 Year Fixed Rate Bond (Issue 18) More details	5.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management	2 Year Fixed Rate Bond More details	5.35%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Zenith Bank (UK) Ltd	2 Year Fixed Term Deposit More details	5.3%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Monmouthshire Building Society	2 Year Fixed Rate Bond - Issue 41 More details	5.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cahoot	cahoot Fixed Rate Bond More details	5.3%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem	Raisin UK - 2 Year Fixed Term Deposit More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	2 Year Fixed Term Deposit More details	5.25%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Ziraat Bank	Raisin UK - 2 Year Fixed Term Deposit More details	5.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Dudley Building Society	Two Year Fixed Rate Bond Issue 31 More details	5.25%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Arbuthnot Direct	2 Year Fixed Term Deposit Issue 10 More details	5.25%	£10,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Mansfield Building Society	Fixed Rate Bond until 28 February 2026 (27th) More details	5.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Reliance Bank	2 Year Fixed Term Deposit More details	5.25%	£1,000.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be transferred to a variable account.
Hanley Economic Building Society	Fixed Rate Bond - Issue 227 More details	5.25%	£1,000.00	The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be reinvested in a further Fixed Rate/Fixed Term account on equivalent/similar terms
Bank of Ceylon (UK)	Raisin UK - 2 Year Fixed Term Deposit More details	5.25%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Dudley Building Society	Two Year Fixed Rate Bond Online Issue 16 More details	5.25%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Tandem	2 Year Fixed Saver More details	5.25%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
National Bank of Egypt	Raisin UK - 2 Year Fixed Term Deposit More details	5.21%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	National Bank of Egypt (UK) 2 year fixed term deposit More details	5.21%	£1.00	Your provider will send you a notification before the account matures. In the absence of instructions, the funds in the account will be transferred to your linked account.
Paragon Bank	Raisin UK - 2 Year Fixed Term Deposit More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cynergy Bank	Fixed Rate Bond More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Paragon Bank	2 Year Fixed Rate Savings Account More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank	Fixed Term Savings Account More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Saffron Building Society	Two Year Fixed Rate Monthly Income Bond More details	5.15%	£500.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
Saffron Building Society	Two Year Fixed Rate Bond More details	5.15%	£500.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Post Office	Online Bond Issue 105 More details	5.15%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society	2 Year Fixed Rate Bond (Issue 564) More details	5.1%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Leeds Building Society	2 Year Fixed Rate Monthly Income Bond (Issue 6) More details	5.1%	£100.00	Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Nottingham Building Society	Fixed Rate Issue 298 More details	5.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore	2 Year Fixed Rate Savings Account More details	5.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Marks & Spencer	M&S Fixed Rate Savings Issue 44 More details	5.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Shawbrook Bank	2 Year Fixed Rate Bond Issue 88 More details	5.06%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Investec Bank plc	2-Year Fixed Rate Saver More details	5.05%	£5,000.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
Bank of Scotland	Fixed Rate Bond More details	5.05%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cumberland Building Society	2 Year Fixed More details	5.05%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Lloyds Bank	Online Fixed Bond More details	5.05%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
West Bromwich Building Society	WeBSave 2 Year Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society	2 Year Fixed Rate Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Market Harborough Building Society	Fixed Term Bond 22 (31.08.2025) More details	5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	HiSAVE Fixed Rate Account More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Marsden Building Society	Fixed Rate Bond (Issue 263) More details	5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Castle Trust Bank	Fixed Rate e-Saver More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 2 Year Saver Account More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Market Harborough Building Society	Fixed Term Bond 21 (31.08.2025) More details	5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Earl Shilton Building Society	2 Year Fixed Rate Savings Bond - Issue 3 More details	5%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Newcastle Building Society	2 Year Fixed Rate Bond (Issue 94) More details	5%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Growth Bond (Issue 57) More details	5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society	2 Year Fixed Rate Bond (Issue 158) More details	5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Principality Building Society	2 Year Fixed Rate Bond (Issue 425) More details	5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Atom Bank	2 Year Fixed Saver More details	5%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Furness Building Society	2 Year Fixed Rate Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
ICICI Bank	SuperSaver Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	Raisin UK - 2 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Isbank	Raisin UK - 2 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK)	Raisin UK - 2 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
State Bank of India	Fixed Term Deposit More details	5%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Santander	2 Year Fixed Rate Bond More details	4.95%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate Bond until 31 January 2026 More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Yorkshire Building Society	Fixed Rate eBond until 31 January 2026 More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
OakNorth Bank	Fixed Term Savings Account More details	4.9%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
AIB	Fixed Rate Saver More details	4.85%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
HSBC	Fixed Rate Savings More details	4.85%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Co-operative Bank	2 Year Fixed Term Deposit More details	4.81%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank	Fixed Rate Saver More details	4.8%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB	Fixed Bond More details	4.8%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	2 Year Fixed Rate Branch Bond Issue 232.5 More details	4.8%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Skipton Building Society	2 Year Fixed Rate Bond Issue 232.5 More details	4.8%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Halifax	Fixed Saver More details	4.8%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	2 Year Fixed Rate Branch Bond More details	4.75%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Vernon Building Society	Monthly Income Bond to 31st July 2025 (Issue 2) More details	4.75%	£20,000.00	Before the account matures, your provider will send you a notification. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Nationwide	2 Year Fixed Rate Online Bond More details	4.75%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
NatWest	2 Year Fixed Term Savings Account Issue 213 More details	4.7%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into a cash management account.
Royal Bank of Scotland	2 Year Fixed Term Savings Account Issue 213 More details	4.7%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Allica Bank	24-Month Fixed Term Savings Account (Issue 39) More details	4.63%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Sainsbury's	Fixed Rate Saver More details	4.6%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Triodos Bank	Triodos Ethical Savings Bond More details	4.5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Danske Bank	Danske Fixed Term Deposit More details	4.49%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
ICICI Bank	SuperSaver Term Deposit More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cater Allen Private Bank	Fixed Term Deposit Account More details	4.24%	£85,000.00	The provider will contact you 6 weeks before maturity. If they receive no instruction from you then the balance will be transferred into an instant access Term Maturity Account.
Bank of Ireland (UK)	Limited Edition Fixed Term Deposit More details	4.2%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Punjab National Bank	Fixed Term Deposit Account More details	4%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
BNF Bank PLC	2 Year Fixed Term Deposit More details	3%	£500.00	Not Stated
Harpenden Building Society	2 Year Fixed Rate Bond (Issue 4) More details	2.5%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
FCMB Bank	Raisin UK - 2 Year Fixed Term Deposit More details	2.15%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	FCMB Bank (UK) Limited: 2 Year Fixed Term Deposit More details	2.15%	£1.00	Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.