2 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Suffolk Building Society	2 Year Fixed Rate Bond (30.11.2025) More details	5.6%	£100.00	The provider will contact you 14 days before this date providing you with details of the proposed account your savings will be transferred to when your account matures.
The Cambridge Building Society	2 Year Fixed Rate Bond (Issue 19) More details	5.55%		The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Latham	2 Year Fixed Rate Bond More details	5.5%	£100,000.00	The provider will contact you 10 days before the account matures. When the account reaches maturity the funds will be transferred into your nominated account.
Zenith Bank (UK) Ltd	Raisin UK - 2 Year Fixed Term Deposit More details	5.5%		The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	National Bank of Egypt (UK) 2 year fixed term deposit More details	5.21%	£1.00	Your provider will send you a notification before the account matures. In the absence of instructions, the funds in the account will be transferred to your linked account.
Aldermore	2 year fixed rate account More details	5.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
SmartSave	2 Year Fixed Rate Saver More details	5.08%	£10,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a linked or nominated account
DF Capital	2 Year Fixed Rate Deposit (Issue 14) More details	5.07%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Hampshire Trust Bank	2 Year Bond (Issue 88) More details	5.06%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank	2 Year Fixed Term Savings Account More details	5.05%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management	2 Year Fixed Rate Bond More details	5.05%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	4.95%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	4.95%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Beehive Money	Two Year Bond Issue 10 More details	4.95%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Atom Bank	2 Year Fixed Saver More details	4.95%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zenith Bank (UK) Ltd	2 Year Fixed Term Deposit More details	4.9%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Hodge Bank	2 Year Fixed Rate Bond More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
United Trust Bank	UTB 2 Year Bond More details	4.8%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India	Fixed Term Deposit More details	4.8%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Zopa	2 Year Fixed Term Savings More details	4.76%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Al Rayan Bank	Raisin UK - 2 Year Fixed Term Deposit More details	4.75%	£1,000.00	The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Al Rayan Bank	24 Month Fixed Term Deposit More details	4.75%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Cynergy Bank	Fixed Rate Bond More details	4.75%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Ford Money	Fixed Saver 2 Year More details	4.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK	2 Year Fixed Term Deposit More details	4.68%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK	Raisin UK - 2 Year Fixed Term Deposit More details	4.68%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Gatehouse Bank	2 Year Fixed Term Woodland Saver More details	4.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank	Fixed Rate Saver More details	4.6%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Investec Bank plc	2-Year Fixed Rate Saver More details	4.6%	£5,000.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	4.6%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Paragon Bank	2 Year Fixed Rate Savings Account More details	4.59%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem	2 Year Fixed Saver More details	4.56%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Castle Trust Bank	Fixed Rate e-Saver More details	4.55%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Paragon Bank	Raisin UK - 2 Year Fixed Term Deposit More details	4.55%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marsden Building Society	Fixed Rate Bond (Issue 286) More details	4.54%	£5,000.00	The provider will write to you before the account matures. If you don’t give them any instructions, the balance will be paid into a variable rate account pending instructions/withdrawal
Marsden Building Society	Fixed Rate Bond (Issue 288) More details	4.54%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Bath Building Society	Two Year Fixed Rate Bond (Issue 2) More details	4.5%	£500.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Penrith Building Society	Grasmere Bond More details	4.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Isbank	Raisin UK - 2 Year Fixed Term Deposit More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
iFAST Global Bank	Fixed Term Deposit More details	4.45%	£0.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Arbuthnot Direct	2 Year Fixed Term Deposit Issue 11 More details	4.4%	£10,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Cumberland Building Society	18 Month Fixed More details	4.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Principality Building Society	2 Year Fixed Rate Bond (Issue 447) More details	4.4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Danske Bank	Danske Fixed Term Deposit More details	4.4%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
National Bank of Egypt	Raisin UK - 2 Year Fixed Term Deposit More details	4.4%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
The Cambridge Building Society	2 Year Fixed Rate Bond (Issue 23) More details	4.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
TSB	Fixed Bond More details	4.35%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Melton Building Society	Fixed Rate Savings to 26 March 2026 More details	4.35%	£1,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a linked or nominated account or reinvested in a further Fixed Rate/Fixed Term account on equivalent/similar terms
Aldermore	2 Year Fixed Rate Savings Account More details	4.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Shawbrook Bank	2 Year Fixed Rate Bond Issue 89 More details	4.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Chorley Building Society	Fixed Rate Bond (fixed until 30.06.2026) More details	4.35%	£1,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account pending instructions/withdrawal
Melton Building Society	Online Fixed Rate Savings to 26 March 2026 More details	4.35%	£5,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a linked or nominated account or reinvested in a further Fixed Rate/Fixed Term account on equivalent/similar terms
Leeds Building Society	2 Year Fixed Rate Monthly Income Bond (Issue 13) More details	4.35%	£100.00	Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Leeds Building Society	2 Year Fixed Rate Bond (Issue 583) More details	4.35%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society	2 Year Fixed Rate Bond More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Tipton & Coseley Building Society	Fixed Rate Bond until 31.03.26 More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Scottish Building Society	Online Fixed Rate Bond 170 More details	4.3%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Loughborough Building Society	Two Year Fixed Rate Bond - Issue 141 More details	4.3%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Scottish Building Society	Fixed Rate Bond 170 More details	4.3%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into your linked account.
Tipton & Coseley Building Society	Fixed Rate Bond to 31.03.26 (Mobile App Account) More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
AIB	Fixed Rate Saver More details	4.3%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Furness Building Society	2 Year Fixed Rate Bond More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Monmouthshire Building Society	2 Year Fixed Rate Bond - Issue 45 More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank	2 Year Fixed Term Deposit More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	HiSAVE Fixed Rate Account More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Suffolk Building Society	Online 2 Year Fixed Rate Bond (31.05.2026) More details	4.25%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Newcastle Building Society	2 Year Fixed Rate Bond (Issue 99) More details	4.25%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cumberland Building Society	2 Year Fixed More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
ICICI Bank	SuperSaver Bond More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Vanquis Bank	Vanquis Bank Savings More details	4.25%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Leek Building Society	2 Year Fixed Rate, Fixed Term Bond More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Growth Bond Issue 59 More details	4.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cater Allen Private Bank	Fixed Term Deposit Account More details	4.24%	£85,000.00	The provider will contact you 6 weeks before maturity. If they receive no instruction from you then the balance will be transferred into an instant access Term Maturity Account.
Post Office	Online Bond Issue 115 More details	4.2%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Saffron Building Society	Two Year Fixed Rate Monthly Income Bond More details	4.2%	£500.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
Dudley Building Society	Two Year Fixed Rate Bond Issue 37 More details	4.2%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Mansfield Building Society	Fixed Rate eBond until 30 June 2026 (7th Issue) More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	2 Year Fixed Rate Bond Issue 246 More details	4.2%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Saffron Building Society	Two Year Fixed Rate Bond More details	4.2%	£500.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Dudley Building Society	Two Year Fixed Rate Bond Online Issue 22 More details	4.2%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Vernon Building Society	Monthly Income Bond to 31st January 2026 More details	4.2%	£20,000.00	Before the account matures, your provider will send you a notification. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Mansfield Building Society	Fixed Rate Bond until 30 June 2026 (34th Issue) More details	4.2%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ireland (UK)	Limited Edition Fixed Term Deposit More details	4.2%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Skipton Building Society	2 Year Fixed Rate Branch Bond Issue 246 More details	4.2%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Sainsbury's	Fixed Rate Saver More details	4.2%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society	2 Year Fixed Rate Bond (Issue 6) More details	4.15%	£500.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
OakNorth Bank	Fixed Term Savings Account More details	4.11%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Progressive Building Society	2 Year Fixed Rate Monthly Income Bond (Issue 6) More details	4.1%	£25,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be reinvested in a further Fixed Rate/Fixed Term account on equivalent/similar terms
QIB (UK)	Raisin UK - 2 Year Fixed Term Deposit More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Coventry Building Society	Fixed Bond (336) 30.04.2026 More details	4.09%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Reliance Bank	2 Year Fixed Term Deposit More details	4.05%	£1,000.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be transferred to a variable account.
Ziraat Bank	Raisin UK - 2 Year Fixed Term Deposit More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
NatWest	2 Year Fixed Term Savings Account Issue 223 More details	4%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into a cash management account.
Nationwide	2 Year Fixed Rate Branch Bond More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer	M&S Fixed Rate Savings Issue 49 More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Cahoot	cahoot Fixed Rate Bond More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate eBond until 30 April 2026 More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Royal Bank of Scotland	2 Year Fixed Term Savings Account Issue 223 More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Bank of Scotland	Fixed Rate Bond More details	4%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Triodos Bank	Triodos Ethical Savings Bond More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Halifax	Fixed Saver More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
HSBC	Fixed Rate Savings More details	4%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Lloyds Bank	Online Fixed Bond More details	4%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	2 Year Fixed Rate Online Bond More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate Bond until 30 April 2026 More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Punjab National Bank	Fixed Term Deposit Account More details	4%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Allica Bank	24-Month Fixed Term Savings Account (Issue 40) More details	3.81%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Santander	2 Year Fixed Rate Bond More details	3.6%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	SuperSaver Term Deposit More details	3.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
BNF Bank PLC	2 Year Fixed Term Deposit More details	3%	£500.00	Not Stated
Ikano Bank	Fixed 2 Year Saver Account More details	2.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	FCMB Bank (UK) Limited: 2 Year Fixed Term Deposit More details	2.15%	£1.00	Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Harpenden Building Society	2 Year Fixed Rate Bond (Issue 6) More details	1.3%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.