2 Year Fixed Rate Accounts

Brand Product name Interest Rate (AER) Minimum Opening Balance What happens at maturity? Part of FSCS

What does this mean?

What does this mean?

What does this mean?

What does this mean?

SmartSave SmartSave 2 Year Fixed Rate Saver
More details
4.41% £10,000.00
Vanquis Bank Vanquis Bank Vanquis Bank Savings
More details
4.4% £1,000.00 When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
Atom Bank Atom Bank 2 Year Fixed Saver
More details
4.35% £50.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Fixed Rate Deposit
More details
4.35% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Union Premier Bond
More details
4.35% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
QIB (UK) QIB (UK) Raisin UK - 2 Year Fixed Term Deposit
More details
4.3% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Gatehouse Bank Gatehouse Bank 2 Year Fixed Term Woodland Saver
More details
4.3% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management Close Brothers Asset Management Fixed Rate Bond
More details
4.3% £10,000.00
Secure Trust Bank Secure Trust Bank 2 Year Fixed Rate Bond (03.Feb.25)
More details
4.3% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Investec Bank plc Investec Bank plc Raisin UK - 2 Year Fixed Term Deposit
More details
4.26% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd 2 Year Fixed Term Deposit
More details
4.25% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd Raisin UK - 2 Year Fixed Term Deposit
More details
4.25% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Ford Money Ford Money Fixed Saver 2 Year
More details
4.25% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
ICICI Bank ICICI Bank SuperSaver Bond
More details
4.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Melton Building Society Melton Building Society Fixed Rate Savings to 21 May 2025
More details
4.25% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Melton Building Society Melton Building Society Online Fixed Rate Savings to 21 May 2025
More details
4.25% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Bank of London and The Middle East Bank of London and The Middle East Premier Deposit Account (Anticipated Profit Rate)
More details
4.2% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Aldermore Aldermore 2 Year Fixed Rate Account
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Kent Reliance Kent Reliance 2 Year Fixed Rate Bond - Issue 103
More details
4.2% £1,000.00 The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Castle Trust Bank Castle Trust Bank Fixed Rate e-Saver
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank RCI Bank Fixed Term Savings Account
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zopa Zopa 2 Year Fixed Term Savings
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Ziraat Bank Ziraat Bank Raisin UK - 2 Year Fixed Term Deposit
More details
4.2% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
National Bank of Egypt National Bank of Egypt Raisin UK - 2 Year Fixed Term Deposit
More details
4.16% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin Raisin National Bank of Egypt (UK) 2 year fixed term deposit
More details
4.16% £10,000.00 Your account will not automatically renew at the end of the fixed term.
Scottish Building Society Scottish Building Society Fixed Rate Bond 126
More details
4.15% £500.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
United Trust Bank United Trust Bank UTB 2 Year Bond
More details
4.15% £5,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India State Bank of India Fixed Term Deposit
More details
4.11% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Virgin Money Virgin Money 2 Year Fixed Rate E-Bond Issue 509
More details
4.11% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank Raisin UK - 2 Year Fixed Term Deposit
More details
4.1% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Shawbrook Bank Shawbrook Bank 2 Year Fixed Rate Bond Issue 85
More details
4.1% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem Tandem 2 Year Fixed Saver
More details
4.1% £1.00 The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Cahoot Cahoot cahoot Fixed Rate Bond
More details
4.1% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Direct Arbuthnot Direct 2 Year Fixed Term Deposit Issue 8
More details
4.1% £10,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
OakNorth Bank OakNorth Bank Fixed Term Savings Account
More details
4.06% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Cynergy Bank Cynergy Bank Fixed Rate Bond
More details
4.05% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Tesco Bank Tesco Bank Fixed Rate Saver
More details
4% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
The Cambridge Building Society The Cambridge Building Society 2 Year Fixed Rate Bond (Issue 10)
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Vernon Building Society Vernon Building Society Monthly Income Fixed-Rate Bond to 31st May 2025
More details
4% £20,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society West Bromwich Building Society 2 Year Fixed Rate Bond
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Family Building Society Family Building Society 2 Year Fixed Rate Bond (33)
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Allica Bank Allica Bank 24-Month Fixed Term Savings Account (Issue 28)
More details
4% £10,000.00
Paragon Bank Paragon Bank 2 Year Fixed Rate Savings Account
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide Nationwide 2 Year Fixed Rate Bond
More details
4% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide Nationwide 2 Year Fixed Rate Online Bond
More details
4% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society Nottingham Building Society Fixed Rate Issue 271
More details
4% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hinckley & Rugby Building Society Hinckley & Rugby Building Society 2 Year Fixed Rate Bond Issue 20
More details
4% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Barclays Barclays 2-Year Flexible Bond - Issue 55
More details
4% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Skipton Building Society Skipton Building Society 2 Year Fixed Rate Bond Issue 200
More details
4% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society Tipton & Coseley Building Society Fixed Rate Bond until 28.02.25
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Skipton Building Society Skipton Building Society 2 Year Fixed Rate Branch Bond Issue 200
More details
4% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society Tipton & Coseley Building Society Fixed Rate Bond to 28.02.25 (App)
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Beehive Money Beehive Money Two Year Goal Bond Issue 3
More details
4% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Darlington Building Society Darlington Building Society 2 Year Fixed Rate Bond (43)
More details
3.95% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Monmouthshire Building Society Monmouthshire Building Society 2 Year Fixed Rate Bond - Issue 34
More details
3.95% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society Yorkshire Building Society Fixed Rate eBond until 31 January 2025
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Isbank Isbank Raisin UK - 2 Year Fixed Term Deposit
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society Yorkshire Building Society Fixed Rate Bond until 31 January 2025
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Leeds Building Society Leeds Building Society 2 Year Fixed Rate Bond (Issue 532)
More details
3.9% £100.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Vernon Building Society Vernon Building Society Fixed-Rate Bond to 28th February 2025
More details
3.9% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
NatWest NatWest Fixed Rate Savings
More details
3.82% £1.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into a cash management account.
Ikano Bank Ikano Bank Fixed 2 Year Saver
More details
3.8% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cumberland Building Society Cumberland Building Society 2 Year Fixed
More details
3.8% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Saffron Building Society Saffron Building Society Two Year Fixed Rate Bond
More details
3.8% £500.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Furness Building Society Furness Building Society 2 Year Fixed Rate Bond
More details
3.8% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK UBL UK 2 Year Fixed Term Deposit
More details
3.76% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Market Harborough Building Society Market Harborough Building Society Fixed Term Bond 11 (31.01.2025)
More details
3.75% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society Progressive Building Society 2 Year Fixed Rate Bond (Issue 148)
More details
3.75% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Newcastle Building Society Newcastle Building Society Newcastle Two Year Fixed Rate Bond (Issue 84)
More details
3.75% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Market Harborough Building Society Market Harborough Building Society Fixed Term Bond 10 (31.01.2025)
More details
3.75% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
HSBC HSBC Fixed Rate Savings
More details
3.75% £2,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Marks & Spencer Marks & Spencer M&S Fixed Rate Savings Issue 42
More details
3.75% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Post Office Post Office Online Bond Issue 89
More details
3.7% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cater Allen Private Bank Cater Allen Private Bank Fixed Term Deposit Account
More details
3.7% £85,000.00 The provider will contact you 6 weeks before maturity. If they receive no instruction from you then the balance will be transferred into an instant access Term Maturity Account.
Leek United Building Society Leek United Building Society 2 Year Existing Customer Only Fixed Rate, Fixed Term Bond
More details
3.7% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leek United Building Society Leek United Building Society 2 Year Fixed Rate, Fixed Term Bond
More details
3.7% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hodge Bank Hodge Bank 2 Year Fixed Rate Bond
More details
3.65% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society Principality Building Society 2 Year Fixed Rate Bond (Issue 392)
More details
3.6% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank Co-operative Bank 2 Year Fixed Term Deposit
More details
3.59% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB TSB Fixed Bond
More details
3.5% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's Sainsbury's Fixed Rate Saver
More details
3.5% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society Mansfield Building Society Fixed Rate Bond until 31 January 2025 (6th Issue)
More details
3.5% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank Punjab National Bank Fixed Term Deposit Account
More details
3.5% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Post Office Post Office Growth Bond (Issue 52)
More details
3.45% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank SuperSaver Term Deposit
More details
3.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Triodos Bank Triodos Bank Triodos Two Year Ethical Savings Bond
More details
3.25% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Halifax Halifax Fixed Saver
More details
3.1% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
AIB AIB Fixed Rate Saver
More details
3% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Lloyds Bank Lloyds Bank Online Fixed Bond
More details
2.9% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Scotland Bank of Scotland Fixed Rate Bond
More details
2.9% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Santander Santander 2 Year Fixed Rate Bond
More details
2.9% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Lloyds Bank Lloyds Bank Fixed Bond
More details
2.9% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Al Rayan Bank Al Rayan Bank 24 Month Fixed Term Deposit
More details
2.8% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Harpenden Building Society Harpenden Building Society 2 Year Fixed Rate Bond (Issue 4)
More details
2.5% £1,000.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Danske Bank Danske Bank Danske Fixed Term Deposit
More details
2.32% £5,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
FCMB Bank FCMB Bank Raisin UK - 2 Year Fixed Term Deposit
More details
2.15% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin Raisin FCMB Bank (UK) Limited: 2 Year Fixed Term Deposit
More details
2.15% £1,000.00 Your account will not automatically renew at the end of the fixed term.
Bank of Ireland (UK) Bank of Ireland (UK) Limited Edition Fixed Term Deposit
More details
0.45% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
BNF Bank PLC BNF Bank PLC 2 Year Fixed Term Deposit
More details
0.35% £500.00 Not Stated

More product ratings

Bank

Bank accounts

Start your search for a quality bank account by looking at Fairer Finance’s latest product ratings.

Find a top-rated bank account
Credit

Credit cards

Start your search for a quality credit card by looking at Fairer Finance's latest product ratings.

Find a top-rated card
Car

Car insurance

Start your search for a quality car insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated motor policy
Home

Home insurance

Start your search for a quality home insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated home policy
Travel

Travel insurance

Start your search for a quality travel insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated travel policy
Travel

Travel insurance add-ons

Start your search for quality winter sports or cruise cover by looking at Fairer Finance's latest product ratings.

Find a top-rated travel add-on
Pet

Pet insurance

Start your search for a quality cat or dog policy by looking at Fairer Finance's latest product ratings.

Find a top-rated pet policy
Over

Over 50s life insurance

Start your search for a quality over 50s life insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated over 50s policy
Prepaid

Prepaid funeral plans

Start your search for a quality prepaid funeral plan by looking at Fairer Finance’s latest product ratings.

Find a top-rated funeral plan
Direct

Direct cremation prepaid funeral plans

Start your search for a quality plan by looking at Fairer Finance's latest product ratings.

Find a top-rated funeral plan
Business

Business credit cards

Start your search for a quality business credit card by looking at Fairer Finance's latest product ratings.

Find a top-rated card
Breakdown

Breakdown cover

Start your search for quality breakdown cover by looking at Fairer Finance's latest product ratings.

Find a top-rated policy
Savings

Savings accounts

Start your search for a quality savings account by looking at Fairer Finance’s latest product information.

Find a top savings account
ISAs

ISAs

Start your search for a quality ISA by looking at Fairer Finance’s latest product information.

Find a top ISA
Notice

Notice savings accounts

Start your search for a quality notice savings account by looking at Fairer Finance’s latest product information.

Find a top notice savings account