2 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
SmartSave	2 Year Fixed Rate Saver More details	4.41%	£10,000.00
Vanquis Bank	Vanquis Bank Savings More details	4.4%	£1,000.00	When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
Atom Bank	2 Year Fixed Saver More details	4.35%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	4.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	4.35%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
QIB (UK)	Raisin UK - 2 Year Fixed Term Deposit More details	4.3%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Gatehouse Bank	2 Year Fixed Term Woodland Saver More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management	Fixed Rate Bond More details	4.3%	£10,000.00
Secure Trust Bank	2 Year Fixed Rate Bond (03.Feb.25) More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Investec Bank plc	Raisin UK - 2 Year Fixed Term Deposit More details	4.26%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd	2 Year Fixed Term Deposit More details	4.25%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zenith Bank (UK) Ltd	Raisin UK - 2 Year Fixed Term Deposit More details	4.25%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Ford Money	Fixed Saver 2 Year More details	4.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
ICICI Bank	SuperSaver Bond More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Melton Building Society	Fixed Rate Savings to 21 May 2025 More details	4.25%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Melton Building Society	Online Fixed Rate Savings to 21 May 2025 More details	4.25%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	4.2%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Aldermore	2 Year Fixed Rate Account More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Kent Reliance	2 Year Fixed Rate Bond - Issue 103 More details	4.2%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Castle Trust Bank	Fixed Rate e-Saver More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank	Fixed Term Savings Account More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zopa	2 Year Fixed Term Savings More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Ziraat Bank	Raisin UK - 2 Year Fixed Term Deposit More details	4.2%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
National Bank of Egypt	Raisin UK - 2 Year Fixed Term Deposit More details	4.16%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	National Bank of Egypt (UK) 2 year fixed term deposit More details	4.16%	£10,000.00	Your account will not automatically renew at the end of the fixed term.
Scottish Building Society	Fixed Rate Bond 126 More details	4.15%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
United Trust Bank	UTB 2 Year Bond More details	4.15%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India	Fixed Term Deposit More details	4.11%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Virgin Money	2 Year Fixed Rate E-Bond Issue 509 More details	4.11%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	Raisin UK - 2 Year Fixed Term Deposit More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Shawbrook Bank	2 Year Fixed Rate Bond Issue 85 More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem	2 Year Fixed Saver More details	4.1%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Cahoot	cahoot Fixed Rate Bond More details	4.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Direct	2 Year Fixed Term Deposit Issue 8 More details	4.1%	£10,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
OakNorth Bank	Fixed Term Savings Account More details	4.06%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Cynergy Bank	Fixed Rate Bond More details	4.05%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Tesco Bank	Fixed Rate Saver More details	4%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
The Cambridge Building Society	2 Year Fixed Rate Bond (Issue 10) More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Vernon Building Society	Monthly Income Fixed-Rate Bond to 31st May 2025 More details	4%	£20,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society	2 Year Fixed Rate Bond More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Family Building Society	2 Year Fixed Rate Bond (33) More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Allica Bank	24-Month Fixed Term Savings Account (Issue 28) More details	4%	£10,000.00
Paragon Bank	2 Year Fixed Rate Savings Account More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	2 Year Fixed Rate Bond More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	2 Year Fixed Rate Online Bond More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society	Fixed Rate Issue 271 More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hinckley & Rugby Building Society	2 Year Fixed Rate Bond Issue 20 More details	4%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Barclays	2-Year Flexible Bond - Issue 55 More details	4%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Skipton Building Society	2 Year Fixed Rate Bond Issue 200 More details	4%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society	Fixed Rate Bond until 28.02.25 More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Skipton Building Society	2 Year Fixed Rate Branch Bond Issue 200 More details	4%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society	Fixed Rate Bond to 28.02.25 (App) More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Beehive Money	Two Year Goal Bond Issue 3 More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Darlington Building Society	2 Year Fixed Rate Bond (43) More details	3.95%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Monmouthshire Building Society	2 Year Fixed Rate Bond - Issue 34 More details	3.95%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate eBond until 31 January 2025 More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Isbank	Raisin UK - 2 Year Fixed Term Deposit More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate Bond until 31 January 2025 More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Leeds Building Society	2 Year Fixed Rate Bond (Issue 532) More details	3.9%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Vernon Building Society	Fixed-Rate Bond to 28th February 2025 More details	3.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
NatWest	Fixed Rate Savings More details	3.82%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into a cash management account.
Ikano Bank	Fixed 2 Year Saver More details	3.8%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cumberland Building Society	2 Year Fixed More details	3.8%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Saffron Building Society	Two Year Fixed Rate Bond More details	3.8%	£500.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Furness Building Society	2 Year Fixed Rate Bond More details	3.8%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	2 Year Fixed Term Deposit More details	3.76%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Market Harborough Building Society	Fixed Term Bond 11 (31.01.2025) More details	3.75%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society	2 Year Fixed Rate Bond (Issue 148) More details	3.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Newcastle Building Society	Newcastle Two Year Fixed Rate Bond (Issue 84) More details	3.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Market Harborough Building Society	Fixed Term Bond 10 (31.01.2025) More details	3.75%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
HSBC	Fixed Rate Savings More details	3.75%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Marks & Spencer	M&S Fixed Rate Savings Issue 42 More details	3.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Post Office	Online Bond Issue 89 More details	3.7%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cater Allen Private Bank	Fixed Term Deposit Account More details	3.7%	£85,000.00	The provider will contact you 6 weeks before maturity. If they receive no instruction from you then the balance will be transferred into an instant access Term Maturity Account.
Leek United Building Society	2 Year Existing Customer Only Fixed Rate, Fixed Term Bond More details	3.7%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leek United Building Society	2 Year Fixed Rate, Fixed Term Bond More details	3.7%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hodge Bank	2 Year Fixed Rate Bond More details	3.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society	2 Year Fixed Rate Bond (Issue 392) More details	3.6%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank	2 Year Fixed Term Deposit More details	3.59%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB	Fixed Bond More details	3.5%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's	Fixed Rate Saver More details	3.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society	Fixed Rate Bond until 31 January 2025 (6th Issue) More details	3.5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank	Fixed Term Deposit Account More details	3.5%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Post Office	Growth Bond (Issue 52) More details	3.45%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	SuperSaver Term Deposit More details	3.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Triodos Bank	Triodos Two Year Ethical Savings Bond More details	3.25%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Halifax	Fixed Saver More details	3.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
AIB	Fixed Rate Saver More details	3%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Lloyds Bank	Online Fixed Bond More details	2.9%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Scotland	Fixed Rate Bond More details	2.9%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Santander	2 Year Fixed Rate Bond More details	2.9%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Lloyds Bank	Fixed Bond More details	2.9%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Al Rayan Bank	24 Month Fixed Term Deposit More details	2.8%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Harpenden Building Society	2 Year Fixed Rate Bond (Issue 4) More details	2.5%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Danske Bank	Danske Fixed Term Deposit More details	2.32%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
FCMB Bank	Raisin UK - 2 Year Fixed Term Deposit More details	2.15%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Raisin	FCMB Bank (UK) Limited: 2 Year Fixed Term Deposit More details	2.15%	£1,000.00	Your account will not automatically renew at the end of the fixed term.
Bank of Ireland (UK)	Limited Edition Fixed Term Deposit More details	0.45%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
BNF Bank PLC	2 Year Fixed Term Deposit More details	0.35%	£500.00	Not Stated