Leeds Building Society

Leeds Building Society was founded in 1875, and is now the UK's fifth largest building society.

As a building society, it's owned by its members. This means it doesn't answer to shareholders, so can focus on providing its members with great service instead.

Leeds Building Society offers savings accounts and mortgages, but no current accounts. Home insurance is arranged by Leeds Building Society and provided by Uinsure. Life cover is provided by Legal & General.

Leeds Building Society
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Mortgages

Ranked 17th of 23 providers reviewed.

Customer happiness score 58.43%
Customer trust score 45.22%
Complaints performance 76.67%
Transparency rating 58.06%
Fairer Finance score
Reviewed Autumn 2023
60%
Gold ribbon: first place

Savings Accounts

Ranked 12th of 53 providers reviewed.

Customer happiness score 64.39%
Customer trust score 61.99%
Complaints performance 76.54%
Transparency rating 79.28%
Fairer Finance score
Reviewed Autumn 2023
71%

Children's Accounts

Children's Savings Accounts

Account Type i Easy Access
Interest Rate (AER) i 4.25%
Minimum Opening Balance i £10.00
Maximum Balance i £50,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 17
Withdrawal Penalty i Age 0 to 11 - unlimited w/dls signed for by authorised signatory. Age 12 to 17 - 1 w/dl per week between £10 and £250, signed for by a/c holder. W/dls over £250 and extra w/dls in week signed by both.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Home emergency cover

Leeds Building Society

Home Emergency Cover

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 30
Claims limit i Unlimited

Savings Accounts

1 Year Fixed Rate Accounts

Leeds Building Society

1 Year Fixed Rate Bond (Issue 574)

Interest Rate (AER) i 4.2%
Minimum Opening Balance i £100.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Leeds Building Society

1 Year Fixed Rate Monthly Income Bond (Issue 11)

Interest Rate (AER) i 4.2%
Minimum Opening Balance i £100.00
What happens at maturity? i Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be moved into a linked or nominated account.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

Leeds Building Society

2 Year Fixed Rate Bond (Issue 575)

Interest Rate (AER) i 4%
Minimum Opening Balance i £100.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Leeds Building Society

2 Year Fixed Rate Monthly Income Bond (Issue 10)

Interest Rate (AER) i 4%
Minimum Opening Balance i £100.00
What happens at maturity? i Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Leeds Building Society

Five Access Saver

Interest Rate (AER) i 4.15%
Minimum Opening Balance i £1,000.00
Maximum Balance i £1,000,000.00
Part of FSCS i
Withdrawal Penalty i 5 penalty free withdrawals per year, any further withdrawals will incur 30 day loss of interest.
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Leeds Building Society

Access Saver

Interest Rate (AER) i 2.45%
Minimum Opening Balance i £1.00
Maximum Balance i £1,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i
Interest Rate (AER) i 2.45%
Minimum Opening Balance i £100.00
Maximum Balance i £1,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Leeds Building Society

Limited Issue Online Access Account (Issue 55)

Interest Rate (AER) i 5.1%
Minimum Opening Balance i £1,000.00
Maximum Balance i £1,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i Account will mature on 02/06/24 into an instant access maturity account.

Regular Savers

Leeds Building Society

Regular Saver (Issue 49)

Interest Rate (AER) i 5.25%
Maximum Balance i £6,000.00
Withdrawal Penalty i 1 withdrawal may be made per annum with no penalty, any further penalties will cost a 30 day loss in interest.
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £250.00
Minimum Opening Balance i £100.00
Minimum Age to Open Account i 18
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 2 Year Bond
Additional Information i Matures on 30.4.25 into an instant access maturity account.

Leeds Building Society

Home Deposit Saver

Interest Rate (AER) i 5.15%
Maximum Balance i £30,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £500.00
Minimum Opening Balance i £100.00
Minimum Age to Open Account i 18
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i Available to first time buyers and home movers
Notice Period i
Fixed Term Length i
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Leeds Building Society

1 Year Fixed Rate Cash ISA (Issue 199)

Interest Rate (AER) i 4.2%
Minimum Opening Balance i £100.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 60 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

2 Year Fixed Rate ISAs

Leeds Building Society

2 Year Fixed Rate Cash ISA (Issue 192)

Interest Rate (AER) i 4%
Minimum Opening Balance i £100.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 150 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

Interest Rate (AER) i 2.45%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i
Interest Rate (AER) i 2.45%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Leeds Building Society

Limited Issue Online Access ISA (Issue 69)

Interest Rate (AER) i 5%
Minimum Opening Balance i £1,000.00
Part of FSCS i
Withdrawal Penalty i Withdrawals can be made via nominated account
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Leeds Building Society

Six Access ISA

Interest Rate (AER) i 4.1%
Minimum Opening Balance i £1,000.00
Part of FSCS i
Withdrawal Penalty i 6 penalty free withdrawals per year, further withdrawals cost 30 days interest
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i