3 Year Fixed Rate Accounts

Brand Product name Interest Rate (AER) Minimum Opening Balance What happens at maturity? Part of FSCS

What does this mean?

What does this mean?

What does this mean?

What does this mean?

Al Rayan Bank Al Rayan Bank 36 Month Fixed Term Deposit
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5.6% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
JN Bank JN Bank Fixed Term Savings Account
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5.5% £1,000.00 Your provider will contact you before the account is close to maturity, seeking your instructions. If no further guidance is received by the maturity date, the funds will be moved into a linked or nominated account.
Bank of London and The Middle East Bank of London and The Middle East Premier Deposit Account (Anticipated Profit Rate)
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5.45% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Hodge Bank Hodge Bank 3 Year Fixed Rate Bond
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5.39% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank Gatehouse Bank 3 Year Fixed Term Woodland Saver
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5.35% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hanley Economic Building Society Hanley Economic Building Society Fixed Rate Bond - Issue 228
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5.35% £1,000.00 As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
United Trust Bank United Trust Bank UTB 3 Year Bond
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5.3% £5,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hinckley & Rugby Building Society Hinckley & Rugby Building Society 30 Month Fixed Rate Bond - Issue 7
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5.3% £5,000.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Zopa Zopa 3 Year Fixed Term Savings
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5.26% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Tandem Tandem 3 Year Fixed Saver
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5.25% £1.00 The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Newbury Building Society Newbury Building Society Fixed Rate Bond (29 July 2026)
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5.25% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank RCI Bank Fixed Term Savings Account
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5.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd 3 Year Fixed Term Deposit
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5.2% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Post Office Post Office Online Bond Issue 105
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5.1% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management Close Brothers Asset Management 3 Year Fixed Rate Bond
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5.05% £10,000.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Monmouthshire Building Society Monmouthshire Building Society 3 Year Fixed Rate Bond - Issue 6
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5.05% £1,000.00 Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be moved into a linked or nominated account.
Secure Trust Bank Secure Trust Bank 3 Year Fixed Rate Bond (04.Jan.27)
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5.01% £1,000.00 The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Cynergy Bank Cynergy Bank Fixed Rate Bond
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5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Isbank Isbank Raisin UK - 3 Year Fixed Term Deposit
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5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Direct Arbuthnot Direct 3 Year Fixed Term Deposit Issue 8
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5% £10,000.00 Your provider will inform you before the account matures. If no instructions are provided, the funds in the account will be transferred to a designated or linked account.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Fixed Rate Deposit
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5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Union Premier Bond
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5% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Post Office Post Office Growth Bond (Issue 57)
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5% £500.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Hinckley & Rugby Building Society Hinckley & Rugby Building Society 3 Year Fixed Rate Bond - Issue 11
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5% £5,000.00 Your provider will send you a notification before the account matures. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Vanquis Bank Vanquis Bank Vanquis Bank Savings
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5% £1,000.00 The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Aldermore Aldermore 3 Year Fixed Rate Savings Account
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5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Paragon Bank Paragon Bank Green 3 Year Fixed Rate Savings Account
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4.95% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK) QIB (UK) Raisin UK - 3 Year Fixed Term Deposit
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4.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank Co-operative Bank 3 Year Fixed Term Deposit
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4.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society Nottingham Building Society Fixed Rate Issue 299
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4.9% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt National Bank of Egypt Raisin UK - 3 Year Fixed Term Deposit
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4.86% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Shawbrook Bank Shawbrook Bank 3 Year Fixed Rate Bond Issue 66
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4.85% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society Leeds Building Society 3 Year Fixed Rate Monthly Income Bond (Issue 5)
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4.85% £100.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society Leeds Building Society 3 Year Fixed Rate Bond (Issue 565)
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4.85% £100.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
OakNorth Bank OakNorth Bank Fixed Term Savings Account
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4.8% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Marks & Spencer Marks & Spencer M&S Fixed Rate Savings Issue 44
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4.8% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank Ikano Bank Fixed 3 Year Saver Account
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4.8% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society Principality Building Society 3 Year Fixed Rate Bond (Issue 426)
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4.8% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Atom Bank Atom Bank 3 Year Fixed Saver
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4.75% £50.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Halifax Halifax Family Boost Fixed Savings Account
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4.7% £1.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Nationwide Nationwide 3 Year Fixed Rate Online Bond
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4.6% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Santander Santander 3 Year Fixed Rate Bond
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4.6% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank Tesco Bank Fixed Rate Saver
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4.6% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB TSB Fixed Bond
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4.6% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK UBL UK 3 Year Fixed Term Deposit
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4.6% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK UBL UK Raisin UK - 3 Year Fixed Term Deposit
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4.6% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide Nationwide 3 Year Fixed Rate Branch Bond
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4.6% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ceylon (UK) Bank of Ceylon (UK) Raisin UK - 3 Year Fixed Term Deposit
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4.55% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Metro Bank Metro Bank Fixed Term Savings Account
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4.51% £500.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
ICICI Bank ICICI Bank SuperSaver Bond
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4.5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank Raisin UK - 3 Year Fixed Term Deposit
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4.5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's Sainsbury's Fixed Rate Saver
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4.5% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society Skipton Building Society 3 Year Fixed Rate Branch Bond Issue 232
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4.5% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
ICICI Bank ICICI Bank HiSAVE Fixed Rate Account
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4.5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society Skipton Building Society 3 Year Fixed Rate Bond Issue 232
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4.5% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Charity Bank Charity Bank Ethical 3-Year Fixed Rate Account
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4.36% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
State Bank of India State Bank of India Green Fixed Deposit
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4.25% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India State Bank of India Fixed Term Deposit
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4.15% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Lloyds Bank Lloyds Bank Lend a Hand Fixed Savings Account
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4.1% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank SuperSaver Term Deposit
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4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments National Savings & Investments NS&I Green Savings Bonds Issue 6
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3.95% £100.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Punjab National Bank Punjab National Bank Fixed Term Deposit Account
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3.75% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hoist Bank Hoist Bank 3 years Fixed Term Deposit
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3.1% £1.00 Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal. The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.
BNF Bank PLC BNF Bank PLC 3 Year Fixed Term Deposit
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3% £500.00 Not Stated
FCMB Bank FCMB Bank Raisin UK - 3 Year Fixed Term Deposit
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2.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.

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