3 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Secure Trust Bank	3 Year Fixed Rate Bond (26.Jan.26) More details	4.6%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred into a matured funds access account.
SmartSave	3 Year Fixed Rate Saver More details	4.51%	£10,000.00
Vanquis Bank	Vanquis Bank Savings More details	4.5%	£1,000.00	When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
Hinckley & Rugby Building Society	30 Month Fixed Rate Bond Issue 3 More details	4.5%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Investec Bank plc	Raisin UK - 3 Year Fixed Term Deposit More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank	3 Year Fixed Term Woodland Saver More details	4.45%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Secure Trust Bank	3 Year Fixed Rate Bond (19.Feb.26) More details	4.4%	£1,000.00	The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Zenith Bank (UK) Ltd	Raisin UK - 3 Year Fixed Term Deposit More details	4.4%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Union Bank of India (UK) Ltd	Union Premier Bond More details	4.4%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	4.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Close Brothers Asset Management	Fixed Rate Bond More details	4.4%	£10,000.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Atom Bank	3 Year Fixed Saver More details	4.35%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Aldermore	3 Year Fixed Rate Account More details	4.3%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
State Bank of India	Green Fixed Deposit More details	4.25%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Zopa	3 Year Fixed Term Savings More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	SuperSaver Bond More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	3 Year Fixed Term Deposit More details	4.25%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
RCI Bank	Fixed Term Savings Account More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
United Trust Bank	UTB 3 Year Bond More details	4.2%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Shawbrook Bank	3 Year Fixed Rate Bond Issue 64 More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem	3 Year Fixed Saver More details	4.2%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	4.2%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
State Bank of India	Fixed Term Deposit More details	4.15%	£10,000.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Lloyds Bank	Lend a Hand Fixed Savings Account More details	4.1%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
West Bromwich Building Society	WeBSave 3 Year Bond More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
West Bromwich Building Society	3 Year Fixed Rate Bond More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Halifax	Family Boost Fixed Savings Account More details	4.1%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
ICICI Bank	Raisin UK - 3 Year Fixed Term Deposit More details	4.1%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cynergy Bank	Fixed Rate Bond More details	4.1%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Family Building Society	3 Year Fixed Rate Bond (34) More details	4.09%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
OakNorth Bank	Fixed Term Savings Account More details	4.08%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Tesco Bank	Fixed Rate Saver More details	4.05%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society	Fixed Rate Issue 272 More details	4.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Beehive Money	Three Year Goal Bond Issue 4 More details	4.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Yorkshire Building Society	Fixed Rate eBond until 31 January 2026 More details	4%	£1,000.00	Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Yorkshire Building Society	Fixed Rate Bond until 31 January 2026 More details	4%	£1,000.00	Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Newbury Building Society	Fixed Rate Bond (28 January 2026) More details	4%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	3 Year Fixed Rate Branch Bond Issue 200 More details	4%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Skipton Building Society	3 Year Fixed Rate Bond Issue 200 More details	4%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society	Fixed Rate Bond until 28.02.26 More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Isbank	Raisin UK - 3 Year Fixed Term Deposit More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer	M&S Fixed Rate Savings Issue 42 More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Tipton & Coseley Building Society	Fixed Rate Bond to 28.02.26 (App) More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Paragon Bank	Green 3 Year Fixed Rate Savings Account More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society	3 Year Fixed Rate Bond (Issue 533) More details	3.95%	£100.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Newcastle Building Society	Newcastle Three year Fixed Rate Bond (Issue 18) More details	3.85%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt	Raisin UK - 3 Year Fixed Term Deposit More details	3.84%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank	3 Year Fixed Term Deposit More details	3.81%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Online Bond Issue 89 More details	3.8%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK)	Raisin UK - 3 Year Fixed Term Deposit More details	3.75%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Progressive Building Society	3 Year Fixed Rate Bond (Issue 146) More details	3.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
TSB	Fixed Bond More details	3.75%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society	Fixed Rate Bond until 31 January 2026 (7th issue) More details	3.75%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society	3 Year Fixed Rate Bond (Issue 393) More details	3.7%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Charity Bank	Ethical 3-Year Fixed Rate Account More details	3.65%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
UBL UK	Raisin UK - 3 Year Fixed Term Deposit More details	3.6%	£2,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Ikano Bank	Fixed 3 Year Saver More details	3.6%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's	Fixed Rate Saver More details	3.55%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Growth Bond (Issue 52) More details	3.55%	£500.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Metro Bank	Fixed Term Savings Account More details	3.51%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Triodos Bank	Triodos Three Year Ethical Savings Bond More details	3.5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank	Fixed Term Deposit Account More details	3.5%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hodge Bank	3 Year Fixed Rate Bond More details	3.42%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	SuperSaver Term Deposit More details	3.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments	NS&I Green Savings Bonds Issue 3 More details	3%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Santander	3 Year Fixed Rate Bond More details	2.95%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Al Rayan Bank	36 Month Fixed Term Deposit More details	2.85%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
FCMB Bank	Raisin UK - 3 Year Fixed Term Deposit More details	2.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hoist Bank	3 years Fixed Term Deposit More details	1.78%	£0.00	Your account will not automatically renew at the end of the fixed term.	The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.
BNF Bank PLC	3 Year Fixed Term Deposit More details	0.35%	£500.00	Not Stated