3 Year Fixed Rate Accounts

Brand Product name Interest Rate (AER) Minimum Opening Balance What happens at maturity? Part of FSCS

What does this mean?

What does this mean?

What does this mean?

What does this mean?

Isbank Isbank Raisin UK - 3 Year Fixed Term Deposit
More details
4.95% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
DF Capital DF Capital 3 Year Fixed Rate Deposit (Issue 6)
More details
4.95% £1,000.00 The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Vanquis Bank Vanquis Bank Vanquis Bank Savings
More details
4.95% £1,000.00 When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
United Trust Bank United Trust Bank UTB 3 Year Bond
More details
4.92% £5,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Al Rayan Bank Al Rayan Bank 36 Month Fixed Term Deposit
More details
4.9% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Hodge Bank Hodge Bank 3 Year Fixed Rate Bond
More details
4.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hampshire Trust Bank Hampshire Trust Bank 3 Year Bond (Issue 58)
More details
4.9% £1.00 The provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Al Rayan Bank Al Rayan Bank Raisin UK - 3 Year Fixed Term Deposit
More details
4.9% £5,000.00 The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
RCI Bank RCI Bank Fixed Term Savings Account
More details
4.85% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
SmartSave SmartSave 3 Year Fixed Rate Saver
More details
4.71% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ford Money Ford Money Fixed Saver 3 Year
More details
4.7% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Secure Trust Bank Secure Trust Bank 3 Year Fixed Rate Bond (25.Jun.26)
More details
4.7% £1,000.00 The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Cynergy Bank Cynergy Bank Fixed Rate Bond
More details
4.66% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Atom Bank Atom Bank 3 Year Fixed Saver
More details
4.65% £50.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Tandem Tandem 3 Year Fixed Saver
More details
4.65% £1.00 The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Tandem Tandem Raisin UK - 3 Year Fixed Term Deposit
More details
4.65% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore Aldermore 3 Year Fixed Rate Savings Account
More details
4.65% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Hanley Economic Building Society Hanley Economic Building Society Fixed Rate Bond - Issue 221
More details
4.6% £10,000.00 Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be reinvested in a new Fixed Rate account.
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd 3 Year Fixed Term Deposit
More details
4.6% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd Raisin UK - 3 Year Fixed Term Deposit
More details
4.6% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank Ikano Bank Fixed 3 Year Saver Account
More details
4.56% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank Tesco Bank Fixed Rate Saver
More details
4.55% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank Gatehouse Bank 3 Year Fixed Term Woodland Saver
More details
4.52% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of London and The Middle East Bank of London and The Middle East Premier Deposit Account (Anticipated Profit Rate)
More details
4.5% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
OakNorth Bank OakNorth Bank Fixed Term Savings Account
More details
4.48% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Zopa Zopa 3 Year Fixed Term Savings
More details
4.4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Paragon Bank Paragon Bank Green 3 Year Fixed Rate Savings Account
More details
4.35% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Virgin Money Virgin Money 3 Year Fixed Rate E-Bond Issue 532
More details
4.26% £1.00 The provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Fixed Rate Deposit
More details
4.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Union Premier Bond
More details
4.25% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Leeds Building Society Leeds Building Society 3 Year Fixed Rate Bond (Issue 545)
More details
4.25% £100.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
State Bank of India State Bank of India Green Fixed Deposit
More details
4.25% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
TSB TSB Fixed Bond
More details
4.2% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
FirstSave FirstSave FirstSave 3 Year Fixed Rate Bond (May23)
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments National Savings & Investments NS&I Green Savings Bonds Issue 4
More details
4.2% £100.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society West Bromwich Building Society 3 Year Fixed Rate Bond
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
West Bromwich Building Society West Bromwich Building Society WeBSave 3 Year Bond
More details
4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Post Office Post Office Online Bond Issue 92
More details
4.2% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
State Bank of India State Bank of India Fixed Term Deposit
More details
4.15% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Co-operative Bank Co-operative Bank 3 Year Fixed Term Deposit
More details
4.15% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Scottish Building Society Scottish Building Society Online Fixed Rate Bond 134
More details
4.15% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society Principality Building Society 3 Year Fixed Rate Bond (Issue 401)
More details
4.15% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Scottish Building Society Scottish Building Society Fixed Rate Bond 134
More details
4.15% £500.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Halifax Halifax Family Boost Fixed Savings Account
More details
4.1% £1.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Lloyds Bank Lloyds Bank Lend a Hand Fixed Savings Account
More details
4.1% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Family Building Society Family Building Society 3 Year Fixed Rate Bond (34)
More details
4.09% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society Progressive Building Society 3 Year Fixed Rate Bond (Issue 150)
More details
4.05% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Nottingham Building Society Nottingham Building Society Fixed Rate Issue 282
More details
4.05% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society Yorkshire Building Society Fixed Rate eBond until 31 May 2026
More details
4.05% £1,000.00 Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Melton Building Society Melton Building Society Online Fixed Rate to 23 July 2025
More details
4.05% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society Yorkshire Building Society Fixed Rate Bond until 31 May 2026
More details
4.05% £1,000.00 Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Metro Bank Metro Bank Fixed Term Savings Account
More details
4.01% £500.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
ICICI Bank ICICI Bank SuperSaver Bond
More details
4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer Marks & Spencer M&S Fixed Rate Savings Issue 42
More details
4% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society Mansfield Building Society Fixed Rate Bond until 31 August 2026 (17th Issue)
More details
4% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Charity Bank Charity Bank Ethical 3-Year Fixed Rate Account
More details
3.95% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Sainsbury's Sainsbury's Fixed Rate Saver
More details
3.9% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK UBL UK 3 Year Fixed Term Deposit
More details
3.9% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK UBL UK Raisin UK - 3 Year Fixed Term Deposit
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tipton & Coseley Building Society Tipton & Coseley Building Society Fixed Rate Bond until 31.05.26
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Shawbrook Bank Shawbrook Bank 3 Year Fixed Rate Bond Issue 65
More details
3.9% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank Raisin UK - 3 Year Fixed Term Deposit
More details
3.85% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank HiSAVE Fixed Rate Account
More details
3.85% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt National Bank of Egypt Raisin UK - 3 Year Fixed Term Deposit
More details
3.84% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK) QIB (UK) Raisin UK - 3 Year Fixed Term Deposit
More details
3.75% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office Post Office Growth Bond (Issue 54)
More details
3.7% £500.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Punjab National Bank Punjab National Bank Fixed Term Deposit Account
More details
3.5% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Santander Santander 3 Year Fixed Rate Bond
More details
3.5% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hinckley & Rugby Building Society Hinckley & Rugby Building Society 30 Month Fixed Rate Bond - Issue 5
More details
3.5% £1,000.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
ICICI Bank ICICI Bank SuperSaver Term Deposit
More details
3.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ceylon (UK) Bank of Ceylon (UK) Raisin UK - 3 Year Fixed Term Deposit
More details
3.05% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
BNF Bank PLC BNF Bank PLC 3 Year Fixed Term Deposit
More details
3% £500.00 Not Stated
FCMB Bank FCMB Bank Raisin UK - 3 Year Fixed Term Deposit
More details
2.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hoist Bank Hoist Bank 3 years Fixed Term Deposit
More details
1.78% £0.00 Your account will not automatically renew at the end of the fixed term. The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.

More product ratings

Bank

Bank accounts

Start your search for a quality bank account by looking at Fairer Finance’s latest product ratings.

Find a top-rated bank account
Credit

Credit cards

Start your search for a quality credit card by looking at Fairer Finance's latest product ratings.

Find a top-rated card
Car

Car insurance

Start your search for a quality car insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated motor policy
Home

Home insurance

Start your search for a quality home insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated home policy
Travel

Travel insurance

Start your search for a quality travel insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated travel policy
Travel

Travel insurance add-ons

Start your search for quality winter sports or cruise cover by looking at Fairer Finance's latest product ratings.

Find a top-rated travel add-on
Pet

Pet insurance

Start your search for a quality cat or dog policy by looking at Fairer Finance's latest product ratings.

Find a top-rated pet policy
Over

Over 50s life insurance

Start your search for a quality over 50s life insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated over 50s policy
Prepaid

Prepaid funeral plans

Start your search for a quality prepaid funeral plan by looking at Fairer Finance’s latest product ratings.

Find a top-rated funeral plan
Direct

Direct cremation prepaid funeral plans

Start your search for a quality plan by looking at Fairer Finance's latest product ratings.

Find a top-rated funeral plan
Business

Business credit cards

Start your search for a quality business credit card by looking at Fairer Finance's latest product ratings.

Find a top-rated card
Breakdown

Breakdown cover

Start your search for quality breakdown cover by looking at Fairer Finance's latest product ratings.

Find a top-rated policy
Savings

Savings accounts

Start your search for a quality savings account by looking at Fairer Finance’s latest product information.

Find a top savings account
ISAs

ISAs

Start your search for a quality ISA by looking at Fairer Finance’s latest product information.

Find a top ISA
Notice

Notice savings accounts

Start your search for a quality notice savings account by looking at Fairer Finance’s latest product information.

Find a top notice savings account
Home

Home emergency cover

Start your search for quality home emergency cover by looking at Fairer Finance's latest product ratings.

Find a top-rated home emergency policy
Gadget

Gadget insurance

Start your search for quality gadget cover by looking at Fairer Finance's latest product ratings.

Find a top-rated gadget insurance policy
Motorbike

Motorbike insurance

Start your search for a quality motorbike insurance policy by looking at Fairer Finance’s latest product ratings.

Find a top-rated motorbike insurance policy
Personal

Personal loans

Start your search for a quality personal loan by looking at Fairer Finance’s latest product information.

Find a top personal loan