3 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Isbank	Raisin UK - 3 Year Fixed Term Deposit More details	4.95%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
DF Capital	3 Year Fixed Rate Deposit (Issue 6) More details	4.95%	£1,000.00	The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Vanquis Bank	Vanquis Bank Savings More details	4.95%	£1,000.00	When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
United Trust Bank	UTB 3 Year Bond More details	4.92%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Al Rayan Bank	36 Month Fixed Term Deposit More details	4.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Hodge Bank	3 Year Fixed Rate Bond More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hampshire Trust Bank	3 Year Bond (Issue 58) More details	4.9%	£1.00	The provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Al Rayan Bank	Raisin UK - 3 Year Fixed Term Deposit More details	4.9%	£5,000.00	The Provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
RCI Bank	Fixed Term Savings Account More details	4.85%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
SmartSave	3 Year Fixed Rate Saver More details	4.71%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ford Money	Fixed Saver 3 Year More details	4.7%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Secure Trust Bank	3 Year Fixed Rate Bond (25.Jun.26) More details	4.7%	£1,000.00	The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Cynergy Bank	Fixed Rate Bond More details	4.66%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Atom Bank	3 Year Fixed Saver More details	4.65%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Tandem	3 Year Fixed Saver More details	4.65%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Tandem	Raisin UK - 3 Year Fixed Term Deposit More details	4.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Aldermore	3 Year Fixed Rate Savings Account More details	4.65%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Hanley Economic Building Society	Fixed Rate Bond - Issue 221 More details	4.6%	£10,000.00	Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be reinvested in a new Fixed Rate account.
Zenith Bank (UK) Ltd	3 Year Fixed Term Deposit More details	4.6%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Zenith Bank (UK) Ltd	Raisin UK - 3 Year Fixed Term Deposit More details	4.6%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 3 Year Saver Account More details	4.56%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank	Fixed Rate Saver More details	4.55%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank	3 Year Fixed Term Woodland Saver More details	4.52%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	4.5%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
OakNorth Bank	Fixed Term Savings Account More details	4.48%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Zopa	3 Year Fixed Term Savings More details	4.4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Paragon Bank	Green 3 Year Fixed Rate Savings Account More details	4.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Virgin Money	3 Year Fixed Rate E-Bond Issue 532 More details	4.26%	£1.00	The provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a variable rate account.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	4.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	4.25%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Leeds Building Society	3 Year Fixed Rate Bond (Issue 545) More details	4.25%	£100.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
State Bank of India	Green Fixed Deposit More details	4.25%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
TSB	Fixed Bond More details	4.2%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
FirstSave	FirstSave 3 Year Fixed Rate Bond (May23) More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments	NS&I Green Savings Bonds Issue 4 More details	4.2%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
West Bromwich Building Society	3 Year Fixed Rate Bond More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
West Bromwich Building Society	WeBSave 3 Year Bond More details	4.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Post Office	Online Bond Issue 92 More details	4.2%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
State Bank of India	Fixed Term Deposit More details	4.15%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Co-operative Bank	3 Year Fixed Term Deposit More details	4.15%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Scottish Building Society	Online Fixed Rate Bond 134 More details	4.15%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society	3 Year Fixed Rate Bond (Issue 401) More details	4.15%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Scottish Building Society	Fixed Rate Bond 134 More details	4.15%	£500.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Halifax	Family Boost Fixed Savings Account More details	4.1%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Lloyds Bank	Lend a Hand Fixed Savings Account More details	4.1%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Family Building Society	3 Year Fixed Rate Bond (34) More details	4.09%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Progressive Building Society	3 Year Fixed Rate Bond (Issue 150) More details	4.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Nottingham Building Society	Fixed Rate Issue 282 More details	4.05%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate eBond until 31 May 2026 More details	4.05%	£1,000.00	Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Melton Building Society	Online Fixed Rate to 23 July 2025 More details	4.05%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Yorkshire Building Society	Fixed Rate Bond until 31 May 2026 More details	4.05%	£1,000.00	Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Metro Bank	Fixed Term Savings Account More details	4.01%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
ICICI Bank	SuperSaver Bond More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer	M&S Fixed Rate Savings Issue 42 More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society	Fixed Rate Bond until 31 August 2026 (17th Issue) More details	4%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Charity Bank	Ethical 3-Year Fixed Rate Account More details	3.95%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Sainsbury's	Fixed Rate Saver More details	3.9%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	3 Year Fixed Term Deposit More details	3.9%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK	Raisin UK - 3 Year Fixed Term Deposit More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tipton & Coseley Building Society	Fixed Rate Bond until 31.05.26 More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Shawbrook Bank	3 Year Fixed Rate Bond Issue 65 More details	3.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	Raisin UK - 3 Year Fixed Term Deposit More details	3.85%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	HiSAVE Fixed Rate Account More details	3.85%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt	Raisin UK - 3 Year Fixed Term Deposit More details	3.84%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK)	Raisin UK - 3 Year Fixed Term Deposit More details	3.75%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office	Growth Bond (Issue 54) More details	3.7%	£500.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Punjab National Bank	Fixed Term Deposit Account More details	3.5%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Santander	3 Year Fixed Rate Bond More details	3.5%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hinckley & Rugby Building Society	30 Month Fixed Rate Bond - Issue 5 More details	3.5%	£1,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
ICICI Bank	SuperSaver Term Deposit More details	3.25%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ceylon (UK)	Raisin UK - 3 Year Fixed Term Deposit More details	3.05%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
BNF Bank PLC	3 Year Fixed Term Deposit More details	3%	£500.00	Not Stated
FCMB Bank	Raisin UK - 3 Year Fixed Term Deposit More details	2.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hoist Bank	3 years Fixed Term Deposit More details	1.78%	£0.00	Your account will not automatically renew at the end of the fixed term.	The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.