3 Year Fixed Rate Accounts

Brand Product name Interest Rate (AER) Minimum Opening Balance What happens at maturity? Part of FSCS

What does this mean?

What does this mean?

What does this mean?

What does this mean?

Secure Trust Bank Secure Trust Bank 3 Year Fixed Rate Bond (26.Jan.26)
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4.6% £1,000.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred into a matured funds access account.
SmartSave SmartSave 3 Year Fixed Rate Saver
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4.51% £10,000.00
Vanquis Bank Vanquis Bank Vanquis Bank Savings
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4.5% £1,000.00 When the account matures you can choose to reinvest in another Vanquis savings account, withdraw your funds or reinvest part of the funds and withdraw the rest.
Hinckley & Rugby Building Society Hinckley & Rugby Building Society 30 Month Fixed Rate Bond Issue 3
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4.5% £1,000.00 The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Investec Bank plc Investec Bank plc Raisin UK - 3 Year Fixed Term Deposit
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4.5% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank Gatehouse Bank 3 Year Fixed Term Woodland Saver
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4.45% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Secure Trust Bank Secure Trust Bank 3 Year Fixed Rate Bond (19.Feb.26)
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4.4% £1,000.00 The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Zenith Bank (UK) Ltd Zenith Bank (UK) Ltd Raisin UK - 3 Year Fixed Term Deposit
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4.4% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Union Premier Bond
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4.4% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd Union Bank of India (UK) Ltd Fixed Rate Deposit
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4.4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Close Brothers Asset Management Close Brothers Asset Management Fixed Rate Bond
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4.4% £10,000.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Atom Bank Atom Bank 3 Year Fixed Saver
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4.35% £50.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Aldermore Aldermore 3 Year Fixed Rate Account
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4.3% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
State Bank of India State Bank of India Green Fixed Deposit
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4.25% £10,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Zopa Zopa 3 Year Fixed Term Savings
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4.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank SuperSaver Bond
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4.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK UBL UK 3 Year Fixed Term Deposit
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4.25% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
RCI Bank RCI Bank Fixed Term Savings Account
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4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
United Trust Bank United Trust Bank UTB 3 Year Bond
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4.2% £5,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Shawbrook Bank Shawbrook Bank 3 Year Fixed Rate Bond Issue 64
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4.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tandem Tandem 3 Year Fixed Saver
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4.2% £1.00 The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Bank of London and The Middle East Bank of London and The Middle East Premier Deposit Account (Anticipated Profit Rate)
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4.2% £1,000.00 The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
State Bank of India State Bank of India Fixed Term Deposit
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4.15% £10,000.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Lloyds Bank Lloyds Bank Lend a Hand Fixed Savings Account
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4.1% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
West Bromwich Building Society West Bromwich Building Society WeBSave 3 Year Bond
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4.1% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
West Bromwich Building Society West Bromwich Building Society 3 Year Fixed Rate Bond
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4.1% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Halifax Halifax Family Boost Fixed Savings Account
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4.1% £1.00 The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
ICICI Bank ICICI Bank Raisin UK - 3 Year Fixed Term Deposit
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4.1% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Cynergy Bank Cynergy Bank Fixed Rate Bond
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4.1% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Family Building Society Family Building Society 3 Year Fixed Rate Bond (34)
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4.09% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
OakNorth Bank OakNorth Bank Fixed Term Savings Account
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4.08% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Tesco Bank Tesco Bank Fixed Rate Saver
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4.05% £2,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society Nottingham Building Society Fixed Rate Issue 272
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4.05% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Beehive Money Beehive Money Three Year Goal Bond Issue 4
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4.05% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Yorkshire Building Society Yorkshire Building Society Fixed Rate eBond until 31 January 2026
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4% £1,000.00 Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Yorkshire Building Society Yorkshire Building Society Fixed Rate Bond until 31 January 2026
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4% £1,000.00 Your provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Newbury Building Society Newbury Building Society Fixed Rate Bond (28 January 2026)
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4% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society Skipton Building Society 3 Year Fixed Rate Branch Bond Issue 200
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4% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Skipton Building Society Skipton Building Society 3 Year Fixed Rate Bond Issue 200
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4% £500.00 The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Tipton & Coseley Building Society Tipton & Coseley Building Society Fixed Rate Bond until 28.02.26
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4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Isbank Isbank Raisin UK - 3 Year Fixed Term Deposit
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4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Marks & Spencer Marks & Spencer M&S Fixed Rate Savings Issue 42
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4% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Tipton & Coseley Building Society Tipton & Coseley Building Society Fixed Rate Bond to 28.02.26 (App)
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4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Paragon Bank Paragon Bank Green 3 Year Fixed Rate Savings Account
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4% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society Leeds Building Society 3 Year Fixed Rate Bond (Issue 533)
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3.95% £100.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Newcastle Building Society Newcastle Building Society Newcastle Three year Fixed Rate Bond (Issue 18)
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3.85% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt National Bank of Egypt Raisin UK - 3 Year Fixed Term Deposit
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3.84% £10,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank Co-operative Bank 3 Year Fixed Term Deposit
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3.81% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office Post Office Online Bond Issue 89
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3.8% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK) QIB (UK) Raisin UK - 3 Year Fixed Term Deposit
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3.75% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Progressive Building Society Progressive Building Society 3 Year Fixed Rate Bond (Issue 146)
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3.75% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
TSB TSB Fixed Bond
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3.75% £1.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Mansfield Building Society Mansfield Building Society Fixed Rate Bond until 31 January 2026 (7th issue)
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3.75% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society Principality Building Society 3 Year Fixed Rate Bond (Issue 393)
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3.7% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Charity Bank Charity Bank Ethical 3-Year Fixed Rate Account
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3.65% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
UBL UK UBL UK Raisin UK - 3 Year Fixed Term Deposit
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3.6% £2,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Ikano Bank Ikano Bank Fixed 3 Year Saver
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3.6% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's Sainsbury's Fixed Rate Saver
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3.55% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Post Office Post Office Growth Bond (Issue 52)
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3.55% £500.00 The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Metro Bank Metro Bank Fixed Term Savings Account
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3.51% £500.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Triodos Bank Triodos Bank Triodos Three Year Ethical Savings Bond
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3.5% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Punjab National Bank Punjab National Bank Fixed Term Deposit Account
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3.5% £1,000.00 The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hodge Bank Hodge Bank 3 Year Fixed Rate Bond
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3.42% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank ICICI Bank SuperSaver Term Deposit
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3.25% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments National Savings & Investments NS&I Green Savings Bonds Issue 3
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3% £100.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Santander Santander 3 Year Fixed Rate Bond
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2.95% £500.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Al Rayan Bank Al Rayan Bank 36 Month Fixed Term Deposit
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2.85% £5,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
FCMB Bank FCMB Bank Raisin UK - 3 Year Fixed Term Deposit
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2.2% £1,000.00 The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hoist Bank Hoist Bank 3 years Fixed Term Deposit
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1.78% £0.00 Your account will not automatically renew at the end of the fixed term. The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.
BNF Bank PLC BNF Bank PLC 3 Year Fixed Term Deposit
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0.35% £500.00 Not Stated

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