3 Year Fixed Rate Accounts

Brand	Product name	Interest Rate (AER)	Minimum Opening Balance	What happens at maturity?	Part of FSCS
Brand	Product name	What does this mean?	What does this mean?	What does this mean?	What does this mean?
Al Rayan Bank	36 Month Fixed Term Deposit More details	5.6%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
JN Bank	Fixed Term Savings Account More details	5.5%	£1,000.00	Your provider will contact you before the account is close to maturity, seeking your instructions. If no further guidance is received by the maturity date, the funds will be moved into a linked or nominated account.
Bank of London and The Middle East	Premier Deposit Account (Anticipated Profit Rate) More details	5.45%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Hodge Bank	3 Year Fixed Rate Bond More details	5.39%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Gatehouse Bank	3 Year Fixed Term Woodland Saver More details	5.35%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Hanley Economic Building Society	Fixed Rate Bond - Issue 228 More details	5.35%	£1,000.00	As the account approaches its maturity date, your provider will contact you to request instructions. If no further guidance is provided by the maturity date, the funds will be reinvested for the same or similar term.
United Trust Bank	UTB 3 Year Bond More details	5.3%	£5,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hinckley & Rugby Building Society	30 Month Fixed Rate Bond - Issue 7 More details	5.3%	£5,000.00	The provider will contact you before the account reaches maturity. If they receive no further instruction the funds will be transferred to your nominated account.
Zopa	3 Year Fixed Term Savings More details	5.26%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Tandem	3 Year Fixed Saver More details	5.25%	£1.00	The provider will contact you before the account matures. The money will be transferred into either a linked account, a nominated account or a variable rate account unless you instruct them otherwise.
Newbury Building Society	Fixed Rate Bond (29 July 2026) More details	5.25%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
RCI Bank	Fixed Term Savings Account More details	5.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Zenith Bank (UK) Ltd	3 Year Fixed Term Deposit More details	5.2%	£1,000.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Post Office	Online Bond Issue 105 More details	5.1%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Close Brothers Asset Management	3 Year Fixed Rate Bond More details	5.05%	£10,000.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Monmouthshire Building Society	3 Year Fixed Rate Bond - Issue 6 More details	5.05%	£1,000.00	Your provider will contact you before the account is close to maturity, seeking your instructions. In the absence of further guidance by the maturity date, the funds will be moved into a linked or nominated account.
Secure Trust Bank	3 Year Fixed Rate Bond (04.Jan.27) More details	5.01%	£1,000.00	The provider will contact you three weeks before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an matured funds account
Cynergy Bank	Fixed Rate Bond More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Isbank	Raisin UK - 3 Year Fixed Term Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Arbuthnot Direct	3 Year Fixed Term Deposit Issue 8 More details	5%	£10,000.00	Your provider will inform you before the account matures. If no instructions are provided, the funds in the account will be transferred to a designated or linked account.
Union Bank of India (UK) Ltd	Fixed Rate Deposit More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Union Bank of India (UK) Ltd	Union Premier Bond More details	5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Post Office	Growth Bond (Issue 57) More details	5%	£500.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Hinckley & Rugby Building Society	3 Year Fixed Rate Bond - Issue 11 More details	5%	£5,000.00	Your provider will send you a notification before the account matures. In the absence of instructions, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.
Vanquis Bank	Vanquis Bank Savings More details	5%	£1,000.00	The provider will contact you before when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the same or similar term.
Aldermore	3 Year Fixed Rate Savings Account More details	5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Paragon Bank	Green 3 Year Fixed Rate Savings Account More details	4.95%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
QIB (UK)	Raisin UK - 3 Year Fixed Term Deposit More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Co-operative Bank	3 Year Fixed Term Deposit More details	4.9%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nottingham Building Society	Fixed Rate Issue 299 More details	4.9%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Bank of Egypt	Raisin UK - 3 Year Fixed Term Deposit More details	4.86%	£10,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Shawbrook Bank	3 Year Fixed Rate Bond Issue 66 More details	4.85%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society	3 Year Fixed Rate Monthly Income Bond (Issue 5) More details	4.85%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Leeds Building Society	3 Year Fixed Rate Bond (Issue 565) More details	4.85%	£100.00	The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
OakNorth Bank	Fixed Term Savings Account More details	4.8%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
Marks & Spencer	M&S Fixed Rate Savings Issue 44 More details	4.8%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a fixed term account with similar terms or a variable rate account until you instruct them further or withdraw the funds.
Ikano Bank	Fixed 3 Year Saver Account More details	4.8%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Principality Building Society	3 Year Fixed Rate Bond (Issue 426) More details	4.8%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Atom Bank	3 Year Fixed Saver More details	4.75%	£50.00	The provider will contact you before the account matures. The money will be paid into a linked or nominated account unless you instruct them otherwise.
Halifax	Family Boost Fixed Savings Account More details	4.7%	£1.00	The provider will contact you before the maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds into an easy access account.
Nationwide	3 Year Fixed Rate Online Bond More details	4.6%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Santander	3 Year Fixed Rate Bond More details	4.6%	£500.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Tesco Bank	Fixed Rate Saver More details	4.6%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
TSB	Fixed Bond More details	4.6%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
UBL UK	3 Year Fixed Term Deposit More details	4.6%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
UBL UK	Raisin UK - 3 Year Fixed Term Deposit More details	4.6%	£2,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Nationwide	3 Year Fixed Rate Branch Bond More details	4.6%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Bank of Ceylon (UK)	Raisin UK - 3 Year Fixed Term Deposit More details	4.55%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Metro Bank	Fixed Term Savings Account More details	4.51%	£500.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
ICICI Bank	SuperSaver Bond More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	Raisin UK - 3 Year Fixed Term Deposit More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Sainsbury's	Fixed Rate Saver More details	4.5%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	3 Year Fixed Rate Branch Bond Issue 232 More details	4.5%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
ICICI Bank	HiSAVE Fixed Rate Account More details	4.5%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Skipton Building Society	3 Year Fixed Rate Bond Issue 232 More details	4.5%	£500.00	The provider will contact you before the account matures. Unless you instruct them the money will be transferred into a fixed term account with similar terms. You can withdraw the money from this account during the first 21 days.
Charity Bank	Ethical 3-Year Fixed Rate Account More details	4.36%	£5,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into either a linked account, a nominated account, a variable rate account or reinvested in a fixed rate account with similar terms.
State Bank of India	Green Fixed Deposit More details	4.25%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
State Bank of India	Fixed Term Deposit More details	4.15%	£10,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Lloyds Bank	Lend a Hand Fixed Savings Account More details	4.1%	£1.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
ICICI Bank	SuperSaver Term Deposit More details	4%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
National Savings & Investments	NS&I Green Savings Bonds Issue 6 More details	3.95%	£100.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Punjab National Bank	Fixed Term Deposit Account More details	3.75%	£1,000.00	The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Hoist Bank	3 years Fixed Term Deposit More details	3.1%	£1.00	Before the account matures, your provider will send you a notification. If no instructions are given, the funds in the account will be transferred to a variable rate account until further instructions or withdrawal.	The deposit is covered by the Swedish Depositor Compensation Scheme, this scheme covers up to £89,000.
BNF Bank PLC	3 Year Fixed Term Deposit More details	3%	£500.00	Not Stated
FCMB Bank	Raisin UK - 3 Year Fixed Term Deposit More details	2.2%	£1,000.00	The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.