Tesco Bank

Founded in 1997 as Tesco Personal Finance, Tesco Bank was initially a joint venture with Royal Bank of Scotland. Only in 2008 did Tesco took over the whole operation under its own banking licence.

Tesco Bank offers a range of banking products including credit cards, savings accounts and loans. Customers can gain Tesco Clubcard points when they purchase financial products.

Tesco Bank also offers travel, car, home and pet insurances.

As of 2016, Tesco Bank is branchless.

Their headquarters are in Edinburgh.

Tesco Bank
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Gold ribbon: first place

Car insurance

Ranked 19th of 53 providers reviewed.

Customer happiness 64.18%
Customer trust 57.42%
Complaints performance 78.45%
Transparency rating 66.12%
Fairer Finance score
Reviewed Spring 2022		 67%
Gold ribbon: first place

Credit cards

Ranked 9th of 31 providers reviewed.

Customer happiness 67.07%
Customer trust 55.75%
Complaints performance 75.92%
Transparency rating 52.6%
Fairer Finance score
Reviewed Spring 2022		 63%

Home insurance (building and contents)

Ranked 24th of 49 providers reviewed.

Customer happiness 57.45%
Customer trust 53.8%
Complaints performance 79.28%
Transparency rating 65.94%
Fairer Finance score
Reviewed Spring 2022		 64%
Gold ribbon: first place

Personal loans

Ranked 6th of 25 providers reviewed.

Customer happiness 60.74%
Customer trust 53.24%
Complaints performance 75.92%
Transparency rating 69.74%
Fairer Finance score
Reviewed Spring 2022		 65%

Pet insurance

Ranked 17th of 28 providers reviewed.

Customer happiness 56.95%
Customer trust 53.37%
Complaints performance 71.82%
Transparency rating 71.89%
Fairer Finance score
Reviewed Spring 2022		 64%

Savings accounts

Ranked 20th of 49 providers reviewed.

Customer happiness 50.61%
Customer trust 53.69%
Complaints performance 75.92%
Transparency rating 74.46%
Fairer Finance score
Reviewed Spring 2022		 64%
Gold ribbon: first place

Travel insurance

Ranked 17th of 39 providers reviewed.

Customer happiness 58.97%
Customer trust 56.26%
Complaints performance 62.79%
Transparency rating 47.06%
Fairer Finance score
Reviewed Spring 2022		 56%

Car insurance

Tesco Bank

Car Insurance

3 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £10.00
Windscreen replacement excess i £75.00
Repairs guarantee (years) i 3 years
New car replacement
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Credit cards

0% balance transfer credit cards

Tesco Bank

Low Fee Balance Transfer Credit Card

4 stars
Duration of 0% balance transfer offer period i 28 or 22 or 17 months
Balance transfer fee during promotional period i 1.19%
Representative APR i 21.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.19%
Representative balance transfer rate i 1.667%
Risk based? i

Tesco Bank

Balance Transfer and Purchases

4 stars
Duration of 0% balance transfer offer period i 20 or 16 or 12 months
Balance transfer fee during promotional period i 1.99%
Representative APR i 20.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.99%
Representative balance transfer rate i 1.597%
Risk based? i

Tesco Bank

Balance Transfer Credit Card

3 stars
Duration of 0% balance transfer offer period i 33 or 26 or 20 months
Balance transfer fee during promotional period i 2.59%
Representative APR i 21.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 2.59%
Representative balance transfer rate i 1.667%
Risk based? i

Tesco Bank

All Rounder Credit Card

3 stars
Duration of 0% balance transfer offer period i 15 or 12 or 9 months
Balance transfer fee during promotional period i 1.99%
Representative APR i 20.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 1.99%
Representative balance transfer rate i 1.597%
Risk based? i

Tesco Bank

Purchases card

2 stars
Duration of 0% balance transfer offer period i 3 months
Balance transfer fee during promotional period i 2.99%
Representative APR i 20.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 2.99%
Representative balance transfer rate i 1.597%
Risk based? i

0% purchase credit cards

Tesco Bank

All Rounder Credit Card

4 stars
Duration of purchases offer period i 15 or 12 or 9 months
Representative APR i 20.9%
Highest APR i 27.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.597%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Tesco Bank

Purchases card

4 stars
Duration of purchases offer period i 23 or 18 or 14 months
Representative APR i 20.9%
Highest APR i 27.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.597%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Tesco Bank

Balance Transfer and Purchases

4 stars
Duration of purchases offer period i 20 or 16 or 12 months
Representative APR i 20.9%
Highest APR i 27.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.597%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Cashback and reward credit cards

Tesco Bank

Low Fee Balance Transfer Credit Card

1 stars
Reward extras i
Representative APR i 21.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

All Rounder Credit Card

1 stars
Reward extras i
Representative APR i 20.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

Purchases card

1 stars
Reward extras i
Representative APR i 20.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

Balance Transfer Credit Card

1 stars
Reward extras i
Representative APR i 21.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

Balance Transfer and Purchases

1 stars
Reward extras i
Representative APR i 20.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

Low APR

1 stars
Reward extras i
Representative APR i 9.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Tesco Bank

Foundation

1 stars
Reward extras i
Representative APR i 27.5%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.75%

Credit builder credit cards

Tesco Bank

Foundation

3 stars
Representative APR i 27.5%
Representative cash transaction interest rate i 2.84%
Representative purchase rate i 2.048%
Risk based? i
Initial minimum credit limit i £100.00
Representative balance transfer rate i 2.048%

Foreign use credit cards

Tesco Bank

Purchases card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 20.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.597%

Tesco Bank

Balance Transfer Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 21.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.667%

Tesco Bank

Balance Transfer and Purchases

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 20.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.597%

Tesco Bank

Low APR

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 9.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 0.793%

Tesco Bank

Foundation

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 27.5%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.048%

Tesco Bank

All Rounder Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3.99%
Representative APR i 20.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.597%

Low rate credit cards

Tesco Bank

Low APR

5 stars
Representative APR i 9.9%
Highest APR i 16.9%
Representative purchase rate i 0.793%
Risk based? i
Representative balance transfer rate i 0.825%
Representative money transfer rate i 0.825%

Money transfer credit cards

Tesco Bank

Low Fee Balance Transfer Credit Card

4 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 9 months
Money transfer fee during promotional period i 3.99%
Representative APR i 21.9%
Risk based? i
Representative cash transaction interest rate i 2.207%

Tesco Bank

All Rounder Credit Card

4 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 15 or 12 or 9 months
Money transfer fee during promotional period i 3.99%
Representative APR i 20.9%
Risk based? i
Representative cash transaction interest rate i 2.207%

Tesco Bank

Balance Transfer Credit Card

4 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 9 months
Money transfer fee during promotional period i 3.99%
Representative APR i 21.9%
Risk based? i
Representative cash transaction interest rate i 2.207%

Tesco Bank

Purchases card

3 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 3 months
Money transfer fee during promotional period i 3.99%
Representative APR i 20.9%
Risk based? i
Representative cash transaction interest rate i 2.207%

Tesco Bank

Balance Transfer and Purchases

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 20.9%
Risk based? i
Representative cash transaction interest rate i 2.207%

Home insurance (building and contents)

Tesco Bank

Home Insurance

4 stars
Matching sets (Contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £250.00
Garden plants i
Alternative accommodation cover limit for contents i £15,000.00
Alternative accommodation cover limit for buildings i £50,000.00
Cover for keys if lost i Sum insured
Money in the home i £500.00
Replace belongings new for old i
24hr helpline i
Dual Contents i

Buildings insurance

Tesco Bank

Home Insurance

4 stars
Trace and Access i £5,000.00
Cover for keys if lost i unlimited
Matching sets i 50% of the cost of replacing the undamaged parts
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i £50,000.00
Cover for keys if stolen i Sum insured
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £2,000,000.00

Contents insurance

Tesco Bank

Home Insurance

3 stars
Matching sets i 50% of the cost of replacing the undamaged parts
Cover for keys if lost i Sum insured
Theft from outbuildings cover limit i £5,000.00
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i Sum insured
Money in the home cover limit i £500.00
Alternative accommodation cover limit i £15,000.00
24hr helpline i

Pet insurance

Cat insurance

Tesco Bank

Premier £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i
Medical cover limit i £4,000.00
Medical excess i £60.00
Annual policy limit i £4,000.00
Annual condition limit i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime policy limit i
Lifetime condition limit i
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Extra £4000

5 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £4,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £4,000.00
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Extra £7500

5 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £7,500.00
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £7,500.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £7,500.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £10,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £60.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £10,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £2,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Standard

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £500.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £5,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Tesco Bank

Accident & Injury

2 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000.00
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £500.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i
Age when compulsory excess rises i
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Tesco Bank

Premier £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £60.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Tesco Bank

Extra £4000

5 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £4,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 4,000
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Tesco Bank

Extra £7500

5 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 7,500
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £7,500.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £7,500

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £60.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £7,500.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £10,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £60.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £10,000.00
If renewed, are existing conditions covered? i

Tesco Bank

Premier £2,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £60.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Tesco Bank

Standard

3 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 3,000
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

Tesco Bank

Accident & Injury

2 stars
Type of cover i Time-limited
Medical cover limit i £3,000.00
Medical excess i £60.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 3,000
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

Tesco Bank

Standard

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £200.00
Combined passport & travel cover limit i £250.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Tesco Bank

Premier

4 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £10,000.00
Abandoning your trip cover limit i £10,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Tesco Bank

Economy

2 stars
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £100.00
Combined passport & travel cover limit i £250.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Tesco Bank

Standard

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £200.00
Combined passport & travel cover limit i £250.00

Tesco Bank

Premier

4 stars
Cancelling before travel cover limit i £10,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short cover limit i £10,000.00
Missed departure cover limit i £1,500.00
Abandoning your trip cover limit i £10,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £500.00
Combined passport & travel cover limit i £500.00

Tesco Bank

Economy

3 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £500.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £100.00
Combined passport & travel cover limit i £250.00

Travel insurance add-on: cruise cover

Tesco Bank

Economy

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £99.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Tesco Bank

Standard

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Tesco Bank

Premier

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

Tesco Bank

Premier

2 stars
Ski equipment owned cover limit i £1,500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £0.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £0.00

Tesco Bank

Economy

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £0.00
Ski equipment owned excess i £99.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £0.00

Tesco Bank

Standard

1 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £75.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £0.00

Travel Insurance Covid-19 Cover

Tesco Bank

Economy

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Tesco Bank

Standard

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Tesco Bank

Premier

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)