National Savings & Investments

National Savings & Investments (NS&I) is owned by the UK government, which means that it's one of the safest places to put your money.

It offers savings products such as regular savings accounts, Cash ISAs, income bonds, and also investment accounts too.

If you're looking for a single account to put more than £85,000 into then it's probably the safest place to turn. Deposits with NS&I are guaranteed by the Treasury, you don't need to worry about keeping under the Financial Services Compensation Scheme limit (currently £85,000) as you do with other brands.

NS&I also administrates Premium Bonds, in which you can hold up to £50,000 with the hopes of winning tax-free prizes of up to £1 million every month.

National Savings & Investments
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Gold ribbon: first place

Savings accounts

Ranked 11th of 46 providers reviewed.

Customer happiness 57%
Customer trust 61%
Complaints performance 66%
Transparency rating 75%
Fairer Finance score
Reviewed Autumn 2019

We don't currently rate National Savings & Investments in our Product Ratings.