Fairer Finance Star Ratings

Fairer Finance's star ratings are designed to give customers an idea of the quality of a product they are looking at buying.

Unlike other ratings services, our ratings can't be gamed. To qualify for a top five star rating, you'll need to meet all of our red line requirements.

Our star ratings are also hard won. In most sectors, less than 10% of products qualify for five stars - and if this number rises, we will look to tighten our criteria where appropriate, with the aim of raising standards in the insurance sector.

Companies can purchase a licence to use our star ratings on their website and in their marketing material. However, our ratings process is independent, and we aim to rate all products that are offered direct to consumers, regardless of whether we have a commercial relationship with the company.

All product information is compiled by the Fairer Finance research team, by reading policy documents or making mystery shopping calls to providers. If you'd like to talk to us about our product ratings, or have any queries, please email us at ratedbyexperts@fairerfinance.com.