Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
94.28% 90% 70.13% 85%
Gold

Scottish Widows

Scottish Widows
93.12% 89.15% 60.94% 81%
Gold

Virgin Money

Virgin Money
94.28% 90% 58.43% 81%
Gold

HSBC

HSBC
99.40% 91.96% 49.38% 80%
Gold

Budget

Budget
94.28% 85% 60.63% 80%
Gold

Lloyds Bank

Lloyds Bank
93.12% 89.15% 56.42% 80%
Gold

Beagle Street

Beagle Street
94.28% 85% 57.11% 79%
Silver

Canada Life

Canada Life
95.83% 85% 52.07% 78%
Silver

NFU Mutual

NFU Mutual
100.00% 80.07% 50.66% 77%
Silver

Royal London

Royal London
80.25% 85.79% 64.45% 77%
Bronze

Co-operative Insurance

Co-operative Insurance
80.25% 85.79% 61.45% 76%

Vitality

94.50% 78.95% 50.13% 75%

AIG Life

81.00% 83.73% 55.89% 74%

Post Office Money

80.25% 85.79% 52.06% 73%

Aegon

65.00% 97.67% 52.63% 72%

Santander

76.00% 85.6% 49.57% 70%

Legal & General

68.50% 85.05% 54.11% 69%

Nationwide

68.50% 85.05% 53.77% 69%

Aviva

76.00% 85.6% 44.9% 69%

Zurich

81.08% 78.97% 46.21% 69%

Direct Line

68.50% 83.73% 51.54% 68%

Churchill

68.50% 83.73% 50.3% 68%

Sainsbury's

68.50% 85.05% 48.83% 67%

LV=

71.65% 76.01% 54.41% 67%

Barclays

68.50% 85.05% 41.62% 65%

More customer experience ratings