Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand	Fairer Finance claims score	Complaints performance	Transparency rating	Customer Experience rating
Brand	What does this mean?	What does this mean?	What does this mean?	Customer Experience rating
Smart Insurance	94%	87%	68%	83%
Beagle Street	94%	80%	74%	82%
Post Office	94%	86%	61%	80%
Aviva	91%	87%	61%	80%
Royal London	80%	82%	77%	80%
Budget	94%	80%	63%	79%
Virgin Money	94%	80%	61%	78%
Direct Line	86%	87%	61%	78%
Co-operative Insurance	80%	82%	71%	78%
Churchill	86%	87%	61%	78%
NFU Mutual	90%	77%	63%	76%
Vitality	97%	76%	53%	75%
AIG Life	86%	86%	53%	75%
Santander	91%	87%	46%	75%
Quotemehappy	91%	87%	45%	74%
Barclays	71%	85%	67%	74%
Legal & General	71%	85%	66%	74%
HSBC	89%	86%	47%	74%
Scottish Widows	90%	73%	56%	73%
Lloyds Bank	90%	73%	51%	72%
Nationwide	71%	85%	55%	70%
Sainsbury's	71%	85%	54%	70%
LV=	72%	74%	64%	70%
Zurich	82%	73%	48%	68%