Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's autumn ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Claims
score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
99.32% 100% 58% 84%
Gold

Budget

Budget
99.32% 95% 60% 83%
Gold

Virgin Money

Virgin Money
99.32% 95% 57% 82%
Gold

Beagle Street

Beagle Street
99.32% 95% 56% 82%
Silver

NFU Mutual

NFU Mutual
100% 79% 53% 77%
Silver

Lloyds Bank

Lloyds Bank
99.19% 86% 51% 76%
Silver

HSBC

HSBC
99.89% 88% 42% 76%
Bronze

Canada Life

Canada Life
99.54% 88% 42% 75%
Bronze

Santander

Santander
98.9% 83% 50% 74%
Bronze

Zurich

Zurich
99.19% 74% 56% 74%

Vitality Life

99.3% 76% 50% 73%

Aviva

98.9% 83% 47% 73%

Royal London

96.28% 77% 73% 71%

Aegon

98.03% 80% 50% 70%

Scottish Widows

99.19% 86% 29% 69%

AIG Life

97.5% 88% 43% 69%

Sainsbury's

96.64% 84% 54% 68%

Co-operative Insurance

96.28% 77% 61% 67%

Nationwide

96.64% 84% 48% 66%

Legal & General

96.64% 84% 47% 66%

Barclays

96.64% 84% 47% 66%

Direct Line

96.64% 84% 45% 65%

Post Office Money

96.28% 77% 52% 64%

LV=

95.65% 77% 54% 63%

More customer experience ratings