Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
94% 98% 85% 92%
Gold

Beagle Street

Beagle Street
94% 83% 75% 84%
Gold

Post Office

Post Office
94% 94% 60% 83%
Gold

NFU Mutual

NFU Mutual
90% 84% 70% 81%
Gold

Budget

Budget
94% 83% 67% 81%
Gold

Virgin Money

Virgin Money
94% 83% 66% 81%
Silver

Aviva

Aviva
89% 87% 65% 80%
Bronze

Scottish Widows

Scottish Widows
91% 87% 59% 79%
Bronze

Vitality

Vitality
97% 85% 52% 78%

HSBC

92% 92% 48% 77%

Lloyds Bank

91% 87% 53% 77%

Direct Line

78% 88% 64% 76%

Legal & General

73% 85% 70% 76%

Royal London

64% 88% 75% 76%

Churchill

78% 88% 61% 76%

Canada Life

97% 84% 45% 75%

Frankli

78% 88% 59% 75%

Barclays

73% 85% 65% 75%

Co-operative Insurance

64% 88% 69% 74%

Santander

89% 87% 46% 74%

AIG Life

78% 88% 50% 72%

Zurich

85% 84% 46% 72%

LV=

70% 78% 67% 71%

Nationwide

73% 85% 55% 71%

Sainsbury's

73% 85% 54% 71%

Aegon

56% 91% 45% 64%

More customer experience ratings