Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand	Fairer Finance claims score	Complaints performance	Transparency rating	Customer Experience rating
Brand	What does this mean?	What does this mean?	What does this mean?	Customer Experience rating
Smart Insurance	94%	94%	67%	85%
Beagle Street	94%	84%	72%	83%
Post Office	94%	92%	59%	82%
Virgin Money	94%	84%	64%	81%
Budget	94%	84%	61%	80%
Aviva	89%	89%	59%	79%
NFU Mutual	90%	83%	64%	79%
Scottish Widows	91%	86%	57%	78%
Vitality	97%	80%	51%	76%
HSBC	92%	89%	47%	76%
Legal & General	73%	85%	69%	76%
Lloyds Bank	91%	86%	49%	75%
Direct Line	78%	87%	60%	75%
Santander	89%	89%	47%	75%
Churchill	78%	87%	60%	75%
Barclays	73%	85%	66%	75%
Quotemehappy	89%	89%	43%	74%
Royal London	64%	81%	74%	73%
AIG Life	78%	87%	54%	73%
Zurich	85%	82%	49%	72%
Co-operative Insurance	64%	81%	70%	72%
Nationwide	73%	85%	57%	72%
LV=	70%	78%	67%	71%
Sainsbury's	73%	85%	54%	71%
Aegon	56%	81%	44%	60%