Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
95.83% 90% 67.36% 84%
Gold

Beagle Street

Beagle Street
95.83% 80% 70.71% 82%
Gold

Virgin Money

Virgin Money
95.83% 80% 70.14% 82%
Gold

Budget

Budget
95.83% 80% 68.19% 81%
Gold

NFU Mutual

NFU Mutual
100.00% 82.03% 55.29% 79%
Gold

Vitality

Vitality
94.50% 84.98% 55.32% 78%
Gold

Co-operative Insurance

Co-operative Insurance
80.25% 86.89% 65.99% 78%
Silver

HSBC

HSBC
99.40% 87.98% 43.8% 77%
Silver

Lloyds Bank

Lloyds Bank
93.12% 88.58% 48.52% 77%
Bronze

Post Office Money

Post Office Money
80.25% 86.89% 57.6% 75%
Bronze

Scottish Widows

Scottish Widows
93.12% 88.58% 42.56% 75%
Bronze

Royal London

Royal London
80.25% 86.89% 56.44% 75%

Canada Life

95.83% 80% 41.71% 73%

Frankli

68.50% 86.94% 61.71% 72%

Aegon

65.00% 97.67% 49.06% 71%

Aviva

76.00% 85.3% 50.29% 71%

Barclays

68.50% 83.02% 56.91% 69%

Direct Line

68.50% 87.37% 52.35% 69%

Churchill

68.50% 87.37% 52.14% 69%

Zurich

81.08% 80.49% 45.53% 69%

AIG Life

68.50% 87.37% 50.63% 69%

Legal & General

68.50% 83.02% 53.39% 68%

Santander

76.00% 85.3% 42.46% 68%

LV=

71.65% 77.5% 52.89% 67%

Sainsbury's

68.50% 83.02% 47.33% 66%

Nationwide

68.50% 83.02% 45.81% 66%

More customer experience ratings