Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
97% 93% 69% 86%
Gold

Beagle Street

Beagle Street
97% 81% 71% 83%
Gold

Post Office

Post Office
97% 92% 59% 83%
Gold

Virgin Money

Virgin Money
97% 81% 65% 81%
Silver

NFU Mutual

NFU Mutual
100% 84% 54% 79%
Silver

Budget

Budget
97% 81% 58% 79%
Silver

Aviva

Aviva
85% 85% 65% 78%
Silver

HSBC

HSBC
94% 95% 44% 78%
Bronze

Canada Life

Canada Life
97% 89% 45% 77%
Bronze

Vitality

Vitality
95% 86% 49% 77%

Direct Line

78% 88% 62% 76%

Churchill

78% 88% 59% 75%

Scottish Widows

91% 85% 49% 75%

Frankli

78% 88% 59% 75%

Lloyds Bank

91% 85% 48% 75%

LV=

77% 77% 67% 74%

Legal & General

68% 85% 67% 73%

Royal London

68% 84% 68% 73%

AIG Life

78% 88% 54% 73%

Santander

85% 85% 47% 72%

Co-operative Insurance

68% 84% 63% 72%

Barclays

68% 85% 61% 71%

Zurich

81% 86% 40% 69%

Sainsbury's

68% 85% 51% 68%

Nationwide

68% 85% 51% 68%

Aegon

63% 93% 40% 65%

More customer experience ratings