Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
94.28% 95% 61.19% 83%
Gold

Budget

Budget
94.28% 91.25% 59.16% 82%
Gold

Scottish Widows

Scottish Widows
93.12% 88.31% 62.51% 81%
Gold

Virgin Money

Virgin Money
94.28% 91.25% 57.65% 81%
Gold

Beagle Street

Beagle Street
94.28% 91.25% 55.27% 80%
Gold

HSBC

HSBC
99.40% 91.93% 47.64% 80%
Gold

Lloyds Bank

Lloyds Bank
93.12% 88.31% 56.86% 79%
Silver

NFU Mutual

NFU Mutual
100.00% 80.14% 51.13% 77%
Bronze

Vitality Life

Vitality Life
94.50% 79.9% 54.88% 76%
Bronze

Canada Life

Canada Life
95.83% 87.72% 43.55% 76%
Bronze

Royal London

Royal London
80.25% 82.58% 61.95% 75%

Co-operative Insurance

80.25% 82.58% 57.51% 73%

Post Office Money

80.25% 82.58% 56.66% 73%

AIG Life

81.00% 80.36% 51.8% 71%

Santander

76.00% 83.2% 51.09% 70%

LV=

71.65% 76.01% 57.96% 69%

Nationwide

68.50% 81.1% 55.18% 68%

Aviva

76.00% 83.2% 44.1% 68%

Direct Line

68.50% 81.1% 52.21% 67%

Aegon

65.00% 92.34% 43.9% 67%

Legal & General

68.50% 81.1% 50.53% 67%

Zurich

81.08% 70.95% 46.85% 66%

Sainsbury's

68.50% 81.1% 45.9% 65%

Barclays

68.50% 81.1% 38.86% 63%

More customer experience ratings