Zurich

Zurich is a large Swiss insurance company that offers investments, insurance and pensions in the UK.

Zurich has had sole ownership of UK insurance intermediary Endsleigh Insurance since 2008, as well as being a parent brand to a number of other notable insurers.

Whilst Zurich offers car and home insurance, it also specialises in other areas - such as high-value personal insurance and motorcycle cover.

Zurich
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Life insurance

Ranked 12th of 25 providers reviewed.

Claims score 99.19%
Complaints performance 80.58%
Transparency rating 49%
Fairer Finance score
Reviewed Spring 2019
74%

Travel insurance

Ranked 49th of 59 providers reviewed.

Customer happiness 43%
Customer trust 32%
Complaints performance 78%
Transparency rating 33%
Fairer Finance score
Reviewed Spring 2019
46%

Travel insurance

Annual multi-trip insurance

Zurich

Standard

4 stars
Medical excess i £75
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Extra

4 stars
Medical excess i £50
Cancelling before travel i £7,500
Personal possessions & baggage - damaged, lost or stolen i £2,500
Max trip duration i 62 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £7,500
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Ultimate (Comparison Site)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,500
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Enhanced (Comparison Site)

3 stars
Medical excess i £95
Cancelling before travel i £3,000
Personal possessions & baggage - damaged, lost or stolen i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £3,000
Abandoning your trip i £3,000
Lost or stolen cash i £300
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Basic

2 stars
Medical excess i £100
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £1,000
Lost or stolen cash i £100
Combined passport & travel i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Essentials (Comparison Site)

1 stars
Medical excess i £145
Cancelling before travel i £1,000
Personal possessions & baggage - damaged, lost or stolen i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Abandoning your trip i £0
Lost or stolen cash i £100
Combined passport & travel i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Cruise add-on

Zurich

Ultimate (Comparison Site)

1 stars
Missed port departure i £0
Re-joining a cruise i £0
Cabin confinement i £500
Missed port departure excess i
Timetable/itinerary change i £0
Unused excursions i £500

Zurich

Essentials (Comparison Site)

1 stars
Missed port departure i £0
Re-joining a cruise i £0
Cabin confinement i £0
Missed port departure excess i
Timetable/itinerary change i £0
Unused excursions i £0

Zurich

Standard

1 stars
Missed port departure i £0
Re-joining a cruise i £0
Cabin confinement i £250
Missed port departure excess i
Timetable/itinerary change i £0
Unused excursions i £250

Zurich

Extra

1 stars
Missed port departure i £0
Re-joining a cruise i £0
Cabin confinement i £500
Missed port departure excess i
Timetable/itinerary change i £0
Unused excursions i £500

Zurich

Enhanced (Comparison Site)

1 stars
Missed port departure i £0
Re-joining a cruise i £0
Cabin confinement i £250
Missed port departure excess i
Timetable/itinerary change i £0
Unused excursions i £250

Single trip insurance

Zurich

Standard

4 stars
Medical excess i £75
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £250

Zurich

Extra

4 stars
Medical excess i £50
Cancelling before travel i £7,500
Personal possessions and baggage - damaged, lost or stolen i £2,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £7,500
Missed departure i £1,000
Abandoning your trip i £7,500
Lost or stolen cash i £300
Combined passport & travel i £500

Zurich

Enhanced (Comparison Site)

4 stars
Medical excess i £95
Cancelling before travel i £3,000
Personal possessions and baggage - damaged, lost or stolen i £1,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £3,000
Missed departure i £100
Abandoning your trip i £3,000
Lost or stolen cash i £300
Combined passport & travel i £250

Zurich

Ultimate (Comparison Site)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,500
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £500
Abandoning your trip i £5,000
Lost or stolen cash i £300
Combined passport & travel i £500

Zurich

Basic

2 stars
Medical excess i £100
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £100
Abandoning your trip i £1,000
Lost or stolen cash i £100
Combined passport & travel i £250

Zurich

Essentials (Comparison Site)

1 stars
Medical excess i £145
Cancelling before travel i £1,000
Personal possessions and baggage - damaged, lost or stolen i £1,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £1,000
Missed departure i £0
Abandoning your trip i £0
Lost or stolen cash i £100
Combined passport & travel i £150

Winter sports add-on

Zurich

Extra

4 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £1,000
Hiring replacement winter sports equipment i £250
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500

Zurich

Ultimate (Comparison Site)

4 stars
Ski equipment owned i £1,000
Single item limit for owned equipment i £1,000
Hiring replacement winter sports equipment i £250
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Avalanche closure i £500
Piste closure i £500
Unused ski pass due to illness or injury i £500

Zurich

Essentials (Comparison Site)

1 stars
Ski equipment owned i £0
Single item limit for owned equipment i £0
Hiring replacement winter sports equipment i £0
Ski equipment owned excess i
Ski equipment hired i £0
Single item limit for hired equipment i £0
Avalanche closure i £0
Piste closure i £0
Unused ski pass due to illness or injury i £0

Zurich

Standard

1 stars
Ski equipment owned i £750
Single item limit for owned equipment i £750
Hiring replacement winter sports equipment i £100
Ski equipment owned excess i £75
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £250

Zurich

Enhanced (Comparison Site)

1 stars
Ski equipment owned i £750
Single item limit for owned equipment i £750
Hiring replacement winter sports equipment i £100
Ski equipment owned excess i £95
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure i £200
Piste closure i £200
Unused ski pass due to illness or injury i £250