Zurich

Zurich is a large Swiss insurance company that offers investments, insurance and pensions in the UK. It is listed on the Swiss stock exchange.

It’s history dates back to 1872, when it started out as a marine reinsurance business. It has since grown to become one of the largest companies in the world.

Zurich
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Life insurance

Ranked 20th of 25 providers reviewed.

Claims score 81.08%
Complaints performance 78.97%
Transparency rating 46.21%
Fairer Finance score
Reviewed Spring 2021
69%

Travel insurance

Ranked 25th of 53 providers reviewed.

Customer happiness 36.13%
Customer trust 36.71%
Complaints performance 78.95%
Transparency rating 49.12%
Fairer Finance score
Reviewed Spring 2021
50%

Travel insurance

Annual multi-trip insurance

Zurich

Extra

5 stars
Cancelling before travel cover limit i £7,500
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

Zurich

Standard

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Zurich

Enhanced (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Zurich

Ultimate (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Zurich

Basic

2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £100
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Zurich

Essentials (Comparison Site)

1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £145
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £100
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Zurich

Extra

5 stars
Cancelling before travel cover limit i £7,500
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Missed departure cover limit i £1,000

Zurich

Standard

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Missed departure cover limit i £500

Zurich

Enhanced (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Missed departure cover limit i £500

Zurich

Ultimate (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Missed departure cover limit i £1,000

Zurich

Essentials (Comparison Site)

1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £145
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £300
Missed departure cover limit i £100

Zurich

Basic

1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £300
Missed departure cover limit i £100

Travel insurance add-on: cruise cover

Zurich

Ultimate (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £500

Zurich

Standard

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250

Zurich

Extra

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £500

Zurich

Enhanced (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250

Travel insurance add-on: winter sports

Zurich

Extra

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Unused ski pass due to illness or injury i £500

Zurich

Ultimate (Comparison Site)

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Unused ski pass due to illness or injury i £500

Zurich

Standard

2 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £750
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Ski equipment owned excess i £75
Ski equipment hired i £250
Single item limit for hired equipment i £250
Unused ski pass due to illness or injury i £250

Zurich

Enhanced (Comparison Site)

1 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £750
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Ski equipment owned excess i £95
Ski equipment hired i £250
Single item limit for hired equipment i £250
Unused ski pass due to illness or injury i £250

Travel Insurance Covid-19 Cover

Zurich

Basic

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Zurich

Standard

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Zurich

Extra

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Zurich

Essentials (Comparison Site)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Zurich

Enhanced (Comparison Site)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Zurich

Ultimate (Comparison Site)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)