Zurich

Zurich is a large Swiss insurance company that offers investments, insurance and pensions in the UK. It is listed on the Swiss stock exchange.

It’s history dates back to 1872, when it started out as a marine reinsurance business. It has since grown to become one of the largest companies in the world.

Zurich
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Gold ribbon: first place

Life insurance

Ranked 10th of 24 providers reviewed.

Claims score 99.19%
Complaints performance 74%
Transparency rating 56%
Fairer Finance score
Reviewed Autumn 2019
74%

Travel insurance

Ranked 54th of 65 providers reviewed.

Customer happiness 34%
Customer trust 26%
Complaints performance 73%
Transparency rating 49%
Fairer Finance score
Reviewed Autumn 2019
45%

Travel insurance

Annual multi-trip insurance

Zurich

Basic

4 stars
Medical excess i £100
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Max trip duration i 45 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Standard

4 stars
Medical excess i £75
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Max trip duration i 45 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Enhanced (Comparison Site)

4 stars
Medical excess i £95
Cancelling before travel cover limit i £3,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Essentials (Comparison Site)

3 stars
Medical excess i £145
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £0
Lost or stolen cash i £100
Combined passport & travel cover limit i £150
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Extra

2 stars
Medical excess i £50
Cancelling before travel cover limit i £7,500
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Max trip duration i 62 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Zurich

Ultimate (Comparison Site)

1 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Max trip duration i 45 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Zurich

Standard

4 stars
Medical excess i £75
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £500
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250

Zurich

Extra

4 stars
Medical excess i £50
Cancelling before travel cover limit i £7,500
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £7,500
Missed departure cover limit i £1,000
Abandoning your trip cover limit i £7,500
Lost or stolen cash i £300
Combined passport & travel cover limit i £500

Zurich

Enhanced (Comparison Site)

4 stars
Medical excess i £95
Cancelling before travel cover limit i £3,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £3,000
Missed departure cover limit i £100
Abandoning your trip cover limit i £3,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250

Zurich

Ultimate (Comparison Site)

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £500
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500

Zurich

Basic

2 stars
Medical excess i £100
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Missed departure cover limit i £100
Abandoning your trip cover limit i £1,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £250

Zurich

Essentials (Comparison Site)

1 stars
Medical excess i £145
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Missed departure cover limit i £0
Abandoning your trip cover limit i £0
Lost or stolen cash i £100
Combined passport & travel cover limit i £150

Travel insurance add-on: cruise cover

Zurich

Ultimate (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £500

Zurich

Essentials (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £0
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £0

Zurich

Standard

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250

Zurich

Extra

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £500

Zurich

Enhanced (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250

Travel insurance add-on: winter sports

Zurich

Extra

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Unused ski pass due to illness or injury i £500

Zurich

Ultimate (Comparison Site)

4 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £1,000
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Unused ski pass due to illness or injury i £500

Zurich

Essentials (Comparison Site)

1 stars
Ski equipment owned cover limit i £0
Single owned item cover limit i £0
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0
Ski equipment owned excess i
Ski equipment hired i £0
Single item limit for hired equipment i £0
Avalanche closure cover limit i £0
Piste closure cover limit i £0
Unused ski pass due to illness or injury i £0

Zurich

Standard

1 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £750
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100
Ski equipment owned excess i £75
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Unused ski pass due to illness or injury i £250

Zurich

Enhanced (Comparison Site)

1 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £750
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100
Ski equipment owned excess i £95
Ski equipment hired i £250
Single item limit for hired equipment i £250
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Unused ski pass due to illness or injury i £250