Legal & General
Legal & General is a multi-national insurance, pensions and investments company based in London. It was founded in 1836 by a group of six lawyers. It is listed on the London Stock Exchange and is a member of the FTSE 100.
Home insurance (building and contents)
Ranked 51st of 52 providers reviewed.
| Customer happiness | 52.83% |
|---|---|
| Customer trust | 46.67% |
| Complaints performance | 68.56% |
| Transparency rating | 55.59% |
| Fairer Finance score Reviewed Spring 2021 |
56% |
Life insurance
Ranked 17th of 25 providers reviewed.
| Claims score | 68.50% |
|---|---|
| Complaints performance | 85.05% |
| Transparency rating | 54.11% |
| Fairer Finance score Reviewed Spring 2021 |
69% |
Equity Release
Home insurance (building and contents)
Legal & General
Home Insurance Gold
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £5,000 |
| Escape of water excess i | £500 |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if lost i | Sum Insured |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
Legal & General
Extra (Comparison site)
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £3,000 |
| Escape of water excess i | £250 |
| Alternative accommodation cover limit i | £50,000 |
| Cover for keys if lost i | £750 |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
Legal & General
Home Insurance Silver
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £2,500 |
| Escape of water excess i | £500 |
| Alternative accommodation cover limit i | £50,000 |
| Cover for keys if lost i | Sum Insured |
| Money in the home i | £500 |
| Replace belongings new for old i | |
| 24hr helpline i |
Legal & General
Essentials (Comparison site)
| Matching sets i | |
|---|---|
| Theft from outbuildings cover limit i | £1,000 |
| Escape of water excess i | £250 |
| Alternative accommodation cover limit i | £25,000 |
| Cover for keys if lost i | £500 |
| Money in the home i | £100 |
| Replace belongings new for old i | |
| 24hr helpline i |
Buildings insurance
Legal & General
Home Insurance Gold
| Finding & repairing a leak cover limit i | £5,000 |
|---|---|
| Cover for keys if lost i | Sum Insured |
| Matching sets i | |
| Alternative accommodation cover limit i | £100,000 |
| Cover for keys if stolen i | Sum insured |
| Compulsory excess i | £100 |
| Escape of water excess i | £500 |
| 24hr helpline i | |
| Property owner liability i | £2,000,000 |
Legal & General
Extra (Comparison site)
| Finding & repairing a leak cover limit i | £5,000 |
|---|---|
| Cover for keys if lost i | £750 |
| Matching sets i | |
| Alternative accommodation cover limit i | £50,000 |
| Cover for keys if stolen i | £750 |
| Compulsory excess i | £100 |
| Escape of water excess i | £250 |
| 24hr helpline i | |
| Property owner liability i | £2,000,000 |
Legal & General
Home Insurance Silver
| Finding & repairing a leak cover limit i | £0 |
|---|---|
| Cover for keys if lost i | Sum Insured |
| Matching sets i | |
| Alternative accommodation cover limit i | £50,000 |
| Cover for keys if stolen i | Sum insured |
| Compulsory excess i | £100 |
| Escape of water excess i | £500 |
| 24hr helpline i | |
| Property owner liability i | £2,000,000 |
Legal & General
Essentials (Comparison site)
| Finding & repairing a leak cover limit i | £0 |
|---|---|
| Cover for keys if lost i | £500 |
| Matching sets i | |
| Alternative accommodation cover limit i | £25,000 |
| Cover for keys if stolen i | £500 |
| Compulsory excess i | £100 |
| Escape of water excess i | £250 |
| 24hr helpline i | |
| Property owner liability i | £2,000,000 |
Contents insurance
Legal & General
Home Insurance Silver
| Theft from outbuildings cover limit i | £2,500 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | Sum Insured |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £15,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | Sum insured |
| 24hr helpline i |
Legal & General
Home Insurance Gold
| Theft from outbuildings cover limit i | £5,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | Sum Insured |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | £30,000 |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | Sum insured |
| 24hr helpline i |
Legal & General
Extra (Comparison site)
| Theft from outbuildings cover limit i | £3,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £750 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | 25% of sum insured |
| Money in the home cover limit i | £500 |
| Cover for keys if stolen i | £750 |
| 24hr helpline i |
Legal & General
Essentials (Comparison site)
| Theft from outbuildings cover limit i | £1,000 |
|---|---|
| Matching sets i | |
| Cover for keys if lost i | £500 |
| Cover limit for cycles in the home i | Part of sum insured |
| Replace belongings new for old i | |
| Alternative accommodation cover limit i | 15% of sum insured |
| Money in the home cover limit i | £100 |
| Cover for keys if stolen i | £500 |
| 24hr helpline i |
Life insurance
Over 50s life insurance
Legal & General
Over 50s Life Insurance Fixed Plan
| Age when premiums stop i | 90 |
|---|---|
| Cover for accidental death in waiting period i | Full payout |
| How long after policy is started can full benefits be claimed? i | 12 months |
| Maximum age i | 80 |
| Payout for accidental death outside waiting period i | Full payout |
| Can you reduce monthly payments? i | Yes (after one year) |
| If a payment is missed, how long until the policy is cancelled? i | 30 days |
| Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i | |
| Discount offered with a funeral provider? i | £300.00 |
Pet insurance
Cat insurance
Legal & General
12 months £5,000
| Vet fees cover limit per condition i | £5,000 |
|---|---|
| Dental cover (if due to an accident) i | £5,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £150 |
| Euthanasia cover limit i | £5,000 |
| Cremation i | £250 |
| Complementary treatment i | £750 |
| Age when compulsory excess rises i | Doesn't change |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,000 |
Legal & General
Lifetime £2,000
| Vet fees cover limit per condition i | £2,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,250 |
| MRI scans i | £1,250 |
| Prescription diet (treatment of bladder stones only) i | £200 |
| Euthanasia cover limit i | £2,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 5 years |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £1,500 |
Legal & General
Lifetime £4,000
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £250 |
| Euthanasia cover limit i | £4,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 5 years |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
Legal & General
Lifetime £10,000
| Vet fees cover limit per condition i | £10,000 |
|---|---|
| Dental cover (if due to an accident) i | £10,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | £10,000 |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £250 |
| Euthanasia cover limit i | £10,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 5 years |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £2,000 |
Legal & General
Accident Only
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £2,500 |
| Cremation i | £150 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | Doesn't change |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £350 |
Legal & General
12 months £2,000
| Vet fees cover limit per condition i | £2,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,250 |
| MRI scans i | £1,250 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £2,000 |
| Cremation i | £250 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | Doesn't change |
| Cancellation fee i | £30 |
| Amendment fee i | £10 |
| Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i | £750 |
Dog insurance
Legal & General
Lifetime £4,000
| Vet fees cover limit per condition i | £4,000 |
|---|---|
| Dental cover (if due to an accident) i | £4,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £250 |
| Euthanasia cover limit i | £4,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 5 years |
| Amendment fee i | £10 |
Legal & General
Lifetime £10,000
| Vet fees cover limit per condition i | £10,000 |
|---|---|
| Dental cover (if due to an accident) i | £10,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | £10,000 |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £250 |
| Euthanasia cover limit i | £10,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,500 |
| Age when compulsory excess rises i | 5 years |
| Amendment fee i | £10 |
Legal & General
12 months £5,000
| Vet fees cover limit per condition i | £5,000 |
|---|---|
| Dental cover (if due to an accident) i | £5,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,500 |
| CT scans i | £1,500 |
| MRI scans i | £1,500 |
| Prescription diet (treatment of bladder stones only) i | £150 |
| Euthanasia cover limit i | £5,000 |
| Cremation i | £250 |
| Complementary treatment i | £750 |
| Age when compulsory excess rises i | Doesn't change |
| Amendment fee i | £10 |
Legal & General
Lifetime £2,000
| Vet fees cover limit per condition i | £2,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,250 |
| MRI scans i | £1,250 |
| Prescription diet (treatment of bladder stones only) i | £200 |
| Euthanasia cover limit i | £2,000 |
| Cremation i | £300 |
| Complementary treatment i | £1,000 |
| Age when compulsory excess rises i | 5 years |
| Amendment fee i | £10 |
Legal & General
12 months £2,000
| Vet fees cover limit per condition i | £2,000 |
|---|---|
| Dental cover (if due to an accident) i | £2,000 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,250 |
| MRI scans i | £1,250 |
| Prescription diet (treatment of bladder stones only) i | £100 |
| Euthanasia cover limit i | £2,000 |
| Cremation i | £250 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | Doesn't change |
| Amendment fee i | £10 |
Legal & General
Accident Only
| Vet fees cover limit per condition i | £2,500 |
|---|---|
| Dental cover (if due to an accident) i | £2,500 |
| If renewed, are existing conditions covered? i | |
| Vet fees cover limit per policy period i | Unlimited |
| Cruciate ligament damage i | £1,250 |
| CT scans i | £1,000 |
| MRI scans i | £1,000 |
| Prescription diet (treatment of bladder stones only) i | £0 |
| Euthanasia cover limit i | £2,500 |
| Cremation i | £150 |
| Complementary treatment i | £500 |
| Age when compulsory excess rises i | Doesn't change |
| Amendment fee i | £10 |