Sainsbury's

Sainsbury's Bank was the UK's first supermarket bank when it was established in 1997.  Originally a joint venture between Bank of Scotland and the supermarket from which it takes its name, Sainsbury's Bank is now fully owned by Sainsbury's. In September 2016, Sainsbury's completed its acquisition of Home Retail Group, the owner of Argos and Habitat.

They offer a range of financial services products which includes credit cards, savings and loans, travel money and car, home, pet, travel and life insurance.

Sainsbury's is registered in Holborn, London.


Sainsbury's
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Car insurance

Ranked 36th of 54 providers reviewed.

Customer happiness 60.76%
Customer trust 54.64%
Complaints performance 68.24%
Transparency rating 60.23%
Fairer Finance score
Reviewed Autumn 2021
61%

Credit cards

Ranked 18th of 30 providers reviewed.

Customer happiness 63.61%
Customer trust 55.08%
Complaints performance 74.78%
Transparency rating 41.81%
Fairer Finance score
Reviewed Autumn 2021
59%

Home insurance (building and contents)

Ranked 43rd of 51 providers reviewed.

Customer happiness 57.8%
Customer trust 52.47%
Complaints performance 66.6%
Transparency rating 56.33%
Fairer Finance score
Reviewed Autumn 2021
58%

Life insurance

Ranked 25th of 26 providers reviewed.

Claims score 68.50%
Complaints performance 83.02%
Transparency rating 47.33%
Fairer Finance score
Reviewed Autumn 2021
66%
Gold ribbon: first place

Personal loans

Ranked 7th of 23 providers reviewed.

Customer happiness 59.53%
Customer trust 47.1%
Complaints performance 74.78%
Transparency rating 70.26%
Fairer Finance score
Reviewed Autumn 2021
63%
Gold ribbon: first place

Pet insurance

Ranked 4th of 28 providers reviewed.

Customer happiness 59.44%
Customer trust 59.13%
Complaints performance 85.04%
Transparency rating 64.49%
Fairer Finance score
Reviewed Autumn 2021
67%

Savings accounts

Ranked 37th of 46 providers reviewed.

Customer happiness 44.16%
Customer trust 49.35%
Complaints performance 75.09%
Transparency rating 66.38%
Fairer Finance score
Reviewed Autumn 2021
59%

Travel insurance

Ranked 27th of 36 providers reviewed.

Customer happiness 44.69%
Customer trust 39.38%
Complaints performance 56.15%
Transparency rating 44.38%
Fairer Finance score
Reviewed Autumn 2021
46%

Car insurance

Sainsbury's

Car Insurance

4 stars
Cover limit for lost keys i £1,000
Courtesy car for duration of repair i
Uninsured driver promise i
New car replacement
Windscreen repair excess i £10
Windscreen replacement excess i £75
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,000
24hr helpline available i
Courtesy car provided if stolen / total loss i
Cover for replacing original audio/visual equipment i Unlimited

Credit cards

0% balance transfer credit cards

Sainsbury's

28 Month Balance Transfer Credit Card

4 stars
Duration of balance transfer offer period i 28 or 20 months
Balance transfer fee during promotional period i 1% or 1.5%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.67%
Risk based? i

Sainsbury's

21 Month No Balance Transfer Fee Credit Card

4 stars
Duration of balance transfer offer period i 21, 17 or 13 months
Balance transfer fee during promotional period i 0%
Representative APR i 20.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.60%
Risk based? i

Sainsbury's

32 Month Balance Transfer Credit Card

3 stars
Duration of balance transfer offer period i 32 or 24 months
Balance transfer fee during promotional period i 2.24% or 3%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.67%
Risk based? i

Sainsbury's

Nectar Credit Card

3 stars
Duration of balance transfer offer period i 17 or 14 or 12 months
Balance transfer fee during promotional period i 3%
Representative APR i 20.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.60%
Risk based? i

Sainsbury's

Dual 23 Month Credit Card

2 stars
Duration of balance transfer offer period i 23 or 15 months
Balance transfer fee during promotional period i 3%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.67%
Risk based? i

0% purchase credit cards

Sainsbury's

Nectar Credit Card

4 stars
Duration of purchases offer period i 17 or 14 or 12 months
Representative APR i 20.90%
Highest APR i 29.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.60%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Sainsbury's

Dual 23 Month Credit Card

4 stars
Duration of purchases offer period i 23 or 15 months
Representative APR i 21.90%
Highest APR i 29.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.67%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Sainsbury's

30 Month Balance Transfer Credit Card

3 stars
Duration of purchases offer period i 3 months
Representative APR i 19.90%
Highest APR i 28.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.53%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Sainsbury's

28 Month Balance Transfer Credit Card

3 stars
Duration of purchases offer period i 3 months
Representative APR i 21.90%
Highest APR i 29.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.67%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Sainsbury's

21 Month No Balance Transfer Fee Credit Card

3 stars
Duration of purchases offer period i 3 months
Representative APR i 20.90%
Highest APR i 28.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.60%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Cashback and reward credit cards

Sainsbury's

Nectar Credit Card

3 stars
Reward extras i
Risk based? i
Annual fee in 1st year i £0
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Sainsbury's

32 Month Balance Transfer Credit Card

3 stars
Reward extras i
Risk based? i
Annual fee in 1st year i £0
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Sainsbury's

28 Month Balance Transfer Credit Card

3 stars
Reward extras i
Risk based? i
Annual fee in 1st year i £0
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Sainsbury's

21 Month No Balance Transfer Fee Credit Card

3 stars
Reward extras i
Risk based? i
Annual fee in 1st year i £0
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Sainsbury's

Dual 23 Month Credit Card

3 stars
Reward extras i
Risk based? i
Annual fee in 1st year i £0
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Foreign use credit cards

Sainsbury's

Nectar Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 20.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.60%

Sainsbury's

28 Month Balance Transfer Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.67%

Sainsbury's

21 Month No Balance Transfer Fee Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 20.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.60%

Sainsbury's

32 Month Balance Transfer Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.53%

Sainsbury's

Dual 23 Month Credit Card

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.67%

Money transfer credit cards

Sainsbury's

Dual 23 Month Credit Card

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 21.90%
Risk based? i
Representative cash transaction interest rate i 1.94%

Sainsbury's

28 Month Balance Transfer Credit Card

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 21.90%
Risk based? i
Representative cash transaction interest rate i 1.94%

Sainsbury's

21 Month No Balance Transfer Fee Credit Card

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 20.90%
Risk based? i
Representative cash transaction interest rate i 1.94%

Sainsbury's

Nectar Credit Card

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 20.90%
Risk based? i
Representative cash transaction interest rate i 1.94%

Sainsbury's

32 Month Balance Transfer Credit Card

1 stars
Money transfer rate during promotional period i
Duration of money transfer offer period i
Money transfer fee during promotional period i
Representative APR i 21.90%
Risk based? i
Representative cash transaction interest rate i 1.94%

Home insurance (building and contents)

Sainsbury's

Home Insurance Plus

4 stars
Matching sets i 50
Theft from outbuildings cover limit i £3,000
Escape of water excess i £350
Alternative accommodation cover limit i 50,000
Cover for keys if lost i £750
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Sainsbury's

Home Insurance

4 stars
Matching sets i 50
Theft from outbuildings cover limit i £3,000
Escape of water excess i £350
Alternative accommodation cover limit i 50,000
Cover for keys if lost i £750
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Buildings insurance

Sainsbury's

Home Insurance

3 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i £750
Matching sets i 0.50
Alternative accommodation cover limit i £50,000
Cover for keys if stolen i £750
Compulsory excess i £100
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Sainsbury's

Home Insurance Plus

3 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i £750
Matching sets i 0.50
Alternative accommodation cover limit i £50,000
Cover for keys if stolen i £750
Compulsory excess i £100
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Sainsbury's

Home Insurance

4 stars
Theft from outbuildings cover limit i £3,000
Matching sets i 50
Cover for keys if lost i £750
Cover limit for cycles in the home i £750
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £500
Cover for keys if stolen i £750
24hr helpline i

Sainsbury's

Home Insurance Plus

4 stars
Theft from outbuildings cover limit i £3,000
Matching sets i 50
Cover for keys if lost i £750
Cover limit for cycles in the home i £750
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £500
Cover for keys if stolen i £750
24hr helpline i

Life insurance

Over 50s life insurance

Sainsbury's

Sainsbury's Over 50s Cover Fixed Plan

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i Full payout
How long after policy is started can full benefits be claimed? i 12 months
Maximum age i 80
Payout for accidental death outside waiting period i Full payout
Can you reduce monthly payments? i Yes (after one year)
If a payment is missed, how long until the policy is cancelled? i 30 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i

Sainsbury's

Sainsbury's Over 50s Cover Increasing Plan

3 stars
Age when premiums stop i 90
Cover for accidental death in waiting period i Full payout
How long after policy is started can full benefits be claimed? i 12 months
Maximum age i 80
Payout for accidental death outside waiting period i Full payout
Can you reduce monthly payments? i Yes (after one year)
If a payment is missed, how long until the policy is cancelled? i 30 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i

Pet insurance

Cat insurance

Sainsbury's

Lifetime £10,000

5 stars
Medical cover limit i £10,000
Dental cover (if due to an accident) i £10,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 10,000
Cruciate ligament damage i £10,000
CT scans i £10,000
MRI scans i £10,000
Prescription diet (treatment of bladder stones only) i £10,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Lifetime £5000

5 stars
Medical cover limit i £5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £5,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Lifetime £7500

5 stars
Medical cover limit i £7,500
Dental cover (if due to an accident) i £7,500
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 7,500
Cruciate ligament damage i £7,500
CT scans i £7,500
MRI scans i £7,500
Prescription diet (treatment of bladder stones only) i £7,500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Lifetime £2500

4 stars
Medical cover limit i £2,500
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 2,500
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £2,500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Max benefit £3000

4 stars
Medical cover limit i £3,000
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000
Annual policy limit i
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Max benefit £6000

4 stars
Medical cover limit i £6,000
Dental cover (if due to an accident) i £6,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £6,000
Annual policy limit i
Cruciate ligament damage i £6,000
CT scans i £6,000
MRI scans i £6,000
Prescription diet (treatment of bladder stones only) i £6,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Sainsbury's

Time limited £3000

3 stars
Medical cover limit i £3,000
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £3,000
Annual policy limit i
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £500
Age when compulsory excess rises i 10 years
Cancellation fee i £0
Amendment fee i £0

Dog insurance

Sainsbury's

Lifetime £10,000

5 stars
Medical cover limit i 10,000
Dental cover (if due to an accident) i £10,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £10,000
Cruciate ligament damage i £10,000
CT scans i £10,000
MRI scans i £10,000
Prescription diet (treatment of bladder stones only) i £10,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Max benefit £6000

5 stars
Medical cover limit i 6,000
Dental cover (if due to an accident) i £6,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 6,000
Annual policy limit i
Cruciate ligament damage i £6,000
CT scans i £6,000
MRI scans i £6,000
Prescription diet (treatment of bladder stones only) i £6,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Lifetime £5000

5 stars
Medical cover limit i 5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £5,000
Cruciate ligament damage i £5,000
CT scans i £5,000
MRI scans i £5,000
Prescription diet (treatment of bladder stones only) i £5,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Lifetime £7500

5 stars
Medical cover limit i 7,500
Dental cover (if due to an accident) i £7,500
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £7,500
Cruciate ligament damage i £7,500
CT scans i £7,500
MRI scans i £7,500
Prescription diet (treatment of bladder stones only) i £7,500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Lifetime £2500

4 stars
Medical cover limit i 2,500
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £2,500
Cruciate ligament damage i £2,500
CT scans i £2,500
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £2,500
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £750
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Max benefit £3000

4 stars
Medical cover limit i 3,000
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 3,000
Annual policy limit i
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £1,500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Sainsbury's

Time limited £3000

3 stars
Medical cover limit i 3,000
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 3,000
Annual policy limit i
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £3,000
Euthanasia cover limit i £200
Cremation i £200
Complementary treatment i £500
Age when compulsory excess rises i 8 years
Amendment fee i £0

Travel insurance

Annual multi-trip insurance

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £600
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 62 days

Sainsbury's

Platinum

4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Lost or stolen cash i £500
Combined passport & travel cover limit i £750
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 92 days

Sainsbury's

Premier (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 45 days

Sainsbury's

Standard (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 32 days

Sainsbury's

Silver

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £100
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

Sainsbury's

Essential (Comparison Site)

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 22 days

Single trip insurance

Sainsbury's

Premier (Comparison Site)

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £300
Missed departure cover limit i £1,000
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £600
Missed departure cover limit i £1,000

Sainsbury's

Platinum

4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i Unlimited
Lost or stolen cash i £500
Combined passport & travel cover limit i £750
Missed departure cover limit i £1,250

Sainsbury's

Standard (Comparison Site)

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £12,500,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

Sainsbury's

Silver

3 stars
Cancelling before travel cover limit i £3,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £100
Missed departure cover limit i £300

Sainsbury's

Essential (Comparison Site)

2 stars
Cancelling before travel cover limit i £1,500
Medical excess i £150
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Missed departure cover limit i £0

Travel insurance add-on: cruise cover

Sainsbury's

Standard (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £375
Missed port departure excess i
Timetable/itinerary change cover limit i £750
Unused excursions cover limit i £500

Sainsbury's

Premier (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000
Unused excursions cover limit i £750

Sainsbury's

Silver

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300
1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £375
Missed port departure excess i
Timetable/itinerary change cover limit i £750
Unused excursions cover limit i £500

Sainsbury's

Platinum

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000
Unused excursions cover limit i £750

Sainsbury's

Essential (Comparison Site)

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £250
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £300

Travel insurance add-on: winter sports

Sainsbury's

Premier (Comparison Site)

5 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £70
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £500

Sainsbury's

Standard (Comparison Site)

4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £95
Ski equipment hired i £200
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400
3 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £350
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £50
Ski equipment hired i £350
Single item limit for hired equipment i £350
Unused ski pass due to illness or injury i £400

Sainsbury's

Platinum

3 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £400
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £500
Piste closure cover limit i £400
Ski equipment owned excess i £0
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £400

Sainsbury's

Silver

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £250
Piste closure cover limit i £400
Ski equipment owned excess i £100
Ski equipment hired i £300
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £400

Sainsbury's

Essential (Comparison Site)

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £250
Ski equipment owned excess i £150
Ski equipment hired i £150
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £250

Travel Insurance Covid-19 Cover

Sainsbury's

Silver

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Sainsbury's

Platinum

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Sainsbury's

Essential (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Sainsbury's

Standard (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Sainsbury's

Premier (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)