Barclays

Barclays is one of the largest UK banks. It is a publicly limited company, listed on the London Stock Exchange and is a member of the FTSE 100 index.


It’s traces its origins back to the late seventeeth century. James Barclay, who the business is named after, became a partner in 1736. It is based in London’s Canary Wharf district.


The company offers a full suite of financial products from current accounts to mortgages, insurance and investment services. It offers credit cards through its sister brand Barclaycard.


Its home insurance is provided by Gresham Insurance Company, which is owned by Aviva, and its travel insurance is provided by Aviva.


Barclays life insurance is underwritten by Legal & General.



Barclays
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Bank accounts

Ranked 22nd of 28 providers reviewed.

Customer happiness 58.85%
Customer trust 54.68%
Complaints performance 64.15%
Transparency rating 74.97%
Fairer Finance score
Reviewed Autumn 2022
63%
Gold ribbon: first place

Home Emergency Cover

Ranked 2nd of 24 providers reviewed.

Customer happiness 66.2%
Customer trust 69.72%
Complaints performance 73.55%
Transparency rating 63.19%
Fairer Finance score
Reviewed Autumn 2022
68%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 8th of 48 providers reviewed.

Customer happiness 62.83%
Customer trust 60.75%
Complaints performance 73.85%
Transparency rating 79.72%
Fairer Finance score
Reviewed Autumn 2022
69%

Investing and pensions

Ranked 15th of 24 providers reviewed.

Customer happiness 58.85%
Customer trust 63.28%
Complaints performance 70.46%
Transparency rating 58.81%
Fairer Finance score
Reviewed Autumn 2022
63%

Life insurance

Ranked 18th of 26 providers reviewed.

Claims score 73.00%
Complaints performance 85.24%
Transparency rating 65.28%
Fairer Finance score
Reviewed Autumn 2022
75%

Mortgages

Ranked 20th of 23 providers reviewed.

Customer happiness 60.78%
Customer trust 54.91%
Complaints performance 64.59%
Transparency rating 51.02%
Fairer Finance score
Reviewed Autumn 2022
58%

Personal loans

Ranked 14th of 26 providers reviewed.

Customer happiness 63.06%
Customer trust 57.23%
Complaints performance 64.07%
Transparency rating 67.87%
Fairer Finance score
Reviewed Autumn 2022
63%

Savings Accounts

Ranked 35th of 50 providers reviewed.

Customer happiness 49.44%
Customer trust 56.56%
Complaints performance 64.07%
Transparency rating 72.43%
Fairer Finance score
Reviewed Autumn 2022
61%

Bank accounts

Basic bank accounts

Barclays

Barclays Basic Current Account

4 stars
Cash withdrawal fee in UK (own bank) i £0.00
Annual fee i £0.00
Part of FSCS i
Faster Payment limit i £25,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Current accounts

Barclays

Barclays Bank Account

3 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Barclays

Barclays Bank Account with Blue Rewards

3 stars
Annual fee i £60.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Foreign use bank accounts

Barclays

Barclays Bank Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Barclays Bank Account with Blue Rewards

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Premier Current Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Barclays Basic Current Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Student Additions Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Higher Education Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Overdrafts

Barclays

Premier Current Account

5 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £500.00
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15.00
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account with Blue Rewards

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15.00
Arranged overdraft interest rate (representative EAR) i 35%

Premium bank accounts

Barclays

Barclays Bank Account with Travel Pack

3 stars
Add-ons, cashback and rewards i Worldwide Family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover
Part of FSCS or international equivalent i

Barclays

Barclays Bank Account with Travel Pack Plus

3 stars
Add-ons, cashback and rewards i Worldwide Family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover, six free airport lounge visits per year or six £15 meal vouchers at selected airport restaurants or a free spa treatment at selected airports
Part of FSCS or international equivalent i

Barclays

Barclays Bank Account with Tech Pack

1 stars
Add-ons, cashback and rewards i Likewize mobile Phone and gadget insurance (cover for up to 4 phones and unlimited gadgets, worth up tgo £1,500 each), cashback with various retailers
Part of FSCS or international equivalent i

Student bank accounts

Barclays

Higher Education Account

4 stars
Arranged overdraft limit i £1,500.00
Tiered repayment of overdraft i
Switching / sign up incentive i

Barclays

Student Additions Account

4 stars
Arranged overdraft limit i £1,500.00
Tiered repayment of overdraft i
Switching / sign up incentive i

Gadget insurance

Barclays

Tech Pack

1 stars
Accidental loss cover i Y (Mobile Phones Only)
Mechanical breakdown cover i
Maximum single-item cover limit i £1,500.00
Tablets i
Accidental damage cover i
Minimum excess i
Territorial limits restriction i
Data and Software Cover i
Mechanical breakdown cover replacement limit i £1,500.00
Theft Cover i
Theft replacement limit i £1,500.00
Malicious damage cover i
Unauthorised usage cover i £0.00
Unauthorised usage cover (E-wallet) i £0.00
Accessories cover limit i £0.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £79.00
Liquid damage excess i £79.00
Theft & loss claims excess i £179.00
Accidental damage and breakdown claims excess i £79.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional excess charge i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i TRUE
High end smartphones (>£1,000) minimum excess i £179.00
High end tablets (>£1,200) minimum excess i £179.00
High end laptops (>=£1,500) minimum excess i
High end MacBooks (>=£1,500) minimum excess i
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i 4
Replacement claims limit per Item for theft or loss i 2
Replacement warranty i 24 Months
International cover limit (Days) i Standard excess applied to all gadgets and claim types
Type of product i Stand-Alone
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i American International Group UK Limited
Age of customer requirement i 16
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i No Territiorial Limits Mentioned
Maximum age of phones i 60 Months
Maximum age of gadgets eligible for cover i 60 Months
Smartphones i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks Or Laptops

Home Emergency Cover

Barclays

Home Emergency Cover (Home Insurance Add-On)

5 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-On
Home Emergency Cover limit i £1,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £500.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i Aviva Insurance Limited
Maximum Excess i £0.00
Alternative Accommodation Cover i Covered under the home insurance policy
24/7 Claims Helpline i
Unoccupied period i Not Specified

Barclays

Home Emergency (Premium)

5 stars
Water Supply Pipe Cover i
Boiler Breakdown Cover i
Home Security Cover i
Lost keys Cover i Covered under the home emergency policy
Cover Type i Add-On
Home Emergency Cover limit i £1,000.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £500.00
Domestic Power supply covered? i
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i Aviva Insurance Limited
Maximum Excess i £0.00
Alternative Accommodation Cover i Covered under the home insurance policy
24/7 Claims Helpline i
Unoccupied period i 60

Home insurance (building and contents)

Barclays

Home Insurance

3 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i £3,000.00
Escape of water excess i £450.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i £10,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £1,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £500.00
Replace belongings new for old i
Trace and access i Sum Insured
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £450.00
Compulsory excess (contents) i £0.00
Additional flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit i Unlimited
Contents cover limit i £15,000.00
Underwriter Gresham Group/Aviva
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i
Cancellation fee after 14 days i £0.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £25,000.00
Blocked drains i
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £0.00
Visitor's possessions Sum Insured
Out in open cover
Frozen Food Cover Sum insured
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £0.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £0.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics As Standard
Cover away from home offered for: money As Standard
Cover away from home offered for: jewellery As Standard
Cover away from home offered for: bicycles & other As Standard
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for home emergency i
Cover for legal protection/expenses i
Cover for items away from home? i
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical equipment loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined

Barclays

Starter Contents Home Insurance (Up to £15,000)

1 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i £2,000.00
Escape of water excess i £450.00
Standard accidental damage - underground services
Alternative accommodation cover limit for contents i £0.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £1,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £250.00
Replace belongings new for old i
Trace and access i Sum Insured
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £450.00
Compulsory excess (contents) i £0.00
Additional flood excess i £0.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit i Unlimited
Contents cover limit i £15,000.00
Underwriter Gresham Group/Aviva
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee (telephone) i
Cancellation fee after 14 days i £0.00
Protected no claims discount option
24-hour claims helpline
Cancellation fee before 14 days £0.00
Accidental damage - glass and sanitary wear
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden protection £0.00
Blocked drains i
Accidental damage cover
Domestic heating fuel and metered water i
Music, film or electronic data downloads
Documents £0.00
Visitor's possessions £0.00
Out in open cover
Frozen Food Cover £0.00
Temporary freezer storage
Theft or attempted theft i
Dual contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i £0.00
Storage fees (alternative accommodation) i
Garden plants i
Business equipment £0.00
Household removals
Student's belongings i
Shopping in transit i £0.00
Cover Away from Home offered for: Electronics
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for home emergency i
Cover for legal protection/expenses i
Cover for items away from home? i
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical equipment loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined

Buildings insurance

Barclays

Home Insurance

4 stars
Trace and access i Sum Insured
Keys/locks if lost or stolen (buildings) i £1,000.00
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Escape of water (plus compulsory excess) i £450.00
Buildings compulsory excess i £0.00
Escape of water excess i £450.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

Barclays

Starter Contents Home Insurance (Up to £15,000)

4 stars
Trace and access i Sum Insured
Keys/locks if lost or stolen (buildings) i £1,000.00
Matching sets (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Escape of water (plus compulsory excess) i £450.00
Buildings compulsory excess i £0.00
Escape of water excess i £450.00
Flood excess i £0.00
Unoccupied period i 60
24hr helpline i
Repairs guarentee i
Cancellation fee after 14 days i £0.00
Amendment fee i £0.00
Property owner liability i £5,000,000.00

Contents insurance

Barclays

Home Insurance

3 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i £1,000.00
Theft from outbuildings cover limit i £3,000.00
Credit cards i £0.00
Amendment fee i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Contents cover limit i £15,000.00
Music, film, or electronic downloads i
Documents i £0.00
Frozen Food Cover i Sum insured
Business equipment i 0
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i Sum Insured
Temporary freezer storage
Money in the home i £500.00
Theft from bogus officials
Garden plants
Garden protection 25,000.00
Out in open cover
Alternative accommodation cover limit for contents i £10,000.00
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £0.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £10,000.00
Property owner liability i £5,000,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter Gresham Group/Aviva
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £0.00
Wedding and civil ceremonies - limits/days Cover Limit: Not Offered /Days limit: Not Offered
Births - limit/days Cover Limit: Not Offered /Days limit: Not Offered
Anniversaries - Limits/days Cover Limit: Not Offered /Days limit: Not Offered
Religious events -Limits/days Cover Limit: Not Offered /Days limit: Not Offered
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money As Standard
Cover away from home offered for: jewellery As Standard
Cover away from home offered for: bicycles & other As Standard

Barclays

Starter Contents Home Insurance (Up to £15,000)

1 stars
Matching sets (contents) i
Cover for keys if lost or stolen (contents) i £1,000.00
Theft from outbuildings cover limit i £2,000.00
Credit cards i £0.00
Amendment fee i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (including animals, trees, satellites, and moving vehicles) i
Escape of water or oil from heating systems covered? i
Escape water or oil from appliances i
Storm and flood i
Snow depth (cm) i Not Defined
Rainfall (mm) i Not Defined
Windspeed (mph) i Not Defined
Contents cover limit i £15,000.00
Music, film, or electronic downloads i
Documents i £0.00
Frozen Food Cover i £0.00
Business equipment i 0
Tenants improvements i
Items covered whilst you are living in a nursing home, residential care?
Medical equipment loan?
Cover for employee's contents i
Household removals
Student's belongings
Shopping in transit 0
Visitor's possessions i £0.00
Temporary freezer storage
Money in the home i £250.00
Theft from bogus officials
Garden plants
Garden protection 0
Out in open cover
Alternative accommodation cover limit for contents i £0.00
Storage fees (alternative accommodation) i
Cover for pets? i
Compulsory excess (contents) i £0.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £10,000.00
Property owner liability i £5,000,000.00
Personal assault (death benefit) i
Cancellation fee before 14 days £0.00
24-hour claims helpline
Jury service
24hr helpline i
Protection against inflation i
Underwriter Gresham Group/Aviva
Unoccupied period i 60
Protected no claims discount option
Repairs guarantee
Cancellation fee after 14 days i £0.00
Wedding and civil ceremonies - limits/days Cover Limit: Not Offered /Days limit: Not Offered
Births - limit/days Cover Limit: Not Offered /Days limit: Not Offered
Anniversaries - Limits/days Cover Limit: Not Offered /Days limit: Not Offered
Religious events -Limits/days Cover Limit: Not Offered /Days limit: Not Offered
Dual contents i
Cover away from home offered for:electronics
Cover away from home offered for: money
Cover away from home offered for: jewellery
Cover away from home offered for: bicycles & other

Investing and pensions

Fund and Share Accounts (for high frequency trading)

Barclays

Investment Account

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00
App available i
Charge for telephone/postal share dealing £25.00

Fund and Share Accounts (for low frequency trading)

Barclays

Investment Account

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i 0
Charge for automatic reinvestment £0.00
Charge for telephone/postal share dealing £25.00
App available i
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Income Drawdown products (self-invested)

Barclays

SIPP

3 stars
Annual cost of regular payments (drawdown) £120.00
Fee for setting up drawdown £90.00
Charge for taking whole pot under triviality rules £90.00
Charge for withdrawing your tax-free lump sum £30.00
Cost of adding funds to drawdown, or reviewing flexi-access drawdown (not capped) £90.00
Charge for purchasing an annuity £90.00
Charge for telephone/postal share dealing £25.00
Account closure fee £0.00
Charge for transferring cash to another platform £90.00
Charge for transferring investments to another platform i £90.00
Charge for automatic reinvestment £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Ready-made General Investment Accounts

Barclays

Barclays Ready - made Investments

4 stars
Cost (Year 1) i £328.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications £0.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £25.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00

Barclays

Barclays Plan & Invest

2 stars
Cost (Year 1) i £650.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications £0.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £25.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00

Ready-made Personal Pensions

Barclays

Barclays Ready - made Investments Pension

4 stars
Cost (Year 1) i £653.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications £0.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £25.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00
Does the provider have a mobile app?

Ready-made Stocks and Shares ISAs

Barclays

Barclays Ready - made Investments

4 stars
Cost (Year 1) i £328.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications £0.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £25.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00
Is there a mobile app?

Barclays

Barclays Plan & Invest

2 stars
Cost (Year 1) i £650.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications £0.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £25.00
Early account closure fee £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform i £0.00
Is there a mobile app?

Self-invested Personal Pensions (SIPPs)

Barclays

SIPP

3 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £90.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform i £90.00
Early Account Closure Fee (12 months or less) £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Charge for telephone/postal share dealing £25.00
Cost of receiving paper statements for a year £0.00
Charge for writing to a third party to confirm the value of the account (Including probate valuations) £0.00

Stocks and Shares ISAs (self-invested)

Barclays

Investment ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for telephone/postal share dealing £25.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Repairing or voiding an ISA, when required under HMRC rules £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Personal loans

Barclays

Existing Current Account Customer Barclayloan

Representative APR (on £5,000 loan, 36 month term) 13.5%
Unpaid Repayment Fee i £0.00
Early settlement fee (Days interest) 30 days
Available to new customers? i
Eligibility checker
Minimum borrowing amount £1,000.00
Maximum borrowing amount £50,000.00
Minimum borrowing length 24 months
Maximum borrowing amount 60 months

Barclays

Existing Premier Account Customer Barclayloan

Representative APR (on £5,000 loan, 36 month term) 7.9%
Unpaid Repayment Fee i £0.00
Early settlement fee (Days interest) 30 days
Available to new customers? i
Eligibility checker
Minimum borrowing amount £1,000.00
Maximum borrowing amount £50,000.00
Minimum borrowing length 24 months
Maximum borrowing amount 60 months

Savings Accounts

1 Year Fixed Rate Accounts

Barclays

1-Year Fixed Rate Bond - Issue 107

Interest Rate (AER) i 3.4%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

2 Year Fixed Rate Accounts

Barclays

2-Year Flexible Bond - Issue 56

Interest Rate (AER) i 3.5%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i 3 withdrawals of up to 10% of the balance are allowed during the term

Easy Access Accounts

Barclays

Everyday Saver

Interest Rate (AER) i 0.55%
Maximum Balance i £10,000,000.00
Part of FSCS i
Withdrawal Penalty i
Additional Information i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Barclays

Blue Rewards Saver

Interest Rate (AER) i 2.02%
Maximum Balance i £10,000,000.00
Part of FSCS i
Withdrawal Penalty i Lower interest of 0.50% is paid in months where a withdrawal is made.
Additional Information i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Barclays

Rainy Day Saver

Interest Rate (AER) i 5.12%
Maximum Balance i £10,000,000.00
Part of FSCS i
Withdrawal Penalty i
Additional Information i The 5.12% interest rate only applies to the first £5,000, above that the interest rate is 0.50%.
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Barclays

1-Year Flexible Cash ISA - Issue 38

Interest Rate (AER) i 3.2%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i 3 withdrawals of up to 10% of the balance are allowed during the term, any further withdrawals will result in the loss of 90 days of interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

2 Year Fixed Rate ISAs

Barclays

2-Year Flexible Cash ISA - Issue 39

Interest Rate (AER) i 3.3%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i 3 withdrawals of up to 10% of the balance are allowed during the term, any further withdrawals will result in the loss of 180 days of interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Easy Access ISAs

Barclays

Instant Cash ISA - Issue 1

Interest Rate (AER) i 0.65%
Part of FSCS i
Withdrawal Penalty i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?