Barclays

Barclays is one of the largest UK banks. It is a publicly limited company, listed on the London Stock Exchange and is a member of the FTSE 100 index.


It’s traces its origins back to the late seventeeth century. James Barclay, who the business is named after, became a partner in 1736. It is based in London’s Canary Wharf district.


The company offers a full suite of financial products from current accounts to mortgages, insurance and investment services. It offers credit cards through its sister brand Barclaycard.


Its home insurance is provided by Gresham Insurance Company, which is owned by Aviva, and its travel insurance is provided by Aviva.


Barclays life insurance is underwritten by Legal & General.



Barclays
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Bank accounts

Ranked 19th of 28 providers reviewed.

Customer happiness 61.42%
Customer trust 57.06%
Complaints performance 63.44%
Transparency rating 77.47%
Fairer Finance score
Reviewed Spring 2022
65%
Gold ribbon: first place

Home Emergency Cover

Ranked 3rd of 16 providers reviewed.

Customer happiness 65%
Customer trust 65.91%
Complaints performance 73.16%
Transparency rating 59.3%
Fairer Finance score
Reviewed Spring 2022
66%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 12th of 49 providers reviewed.

Customer happiness 59.5%
Customer trust 58.57%
Complaints performance 73.76%
Transparency rating 76.44%
Fairer Finance score
Reviewed Spring 2022
67%

Investing and pensions

Our ratings for Investing and pensions are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.

Life insurance

Ranked 17th of 26 providers reviewed.

Claims score 68.50%
Complaints performance 83.02%
Transparency rating 56.91%
Fairer Finance score
Reviewed Autumn 2021
69%

Mortgages

Ranked 19th of 21 providers reviewed.

Customer happiness 60.01%
Customer trust 54.45%
Complaints performance 67.02%
Transparency rating 48.62%
Fairer Finance score
Reviewed Spring 2022
58%

Personal loans

Ranked 12th of 25 providers reviewed.

Customer happiness 63.04%
Customer trust 57.92%
Complaints performance 63.27%
Transparency rating 58.5%
Fairer Finance score
Reviewed Spring 2022
61%

Savings accounts

Ranked 41st of 49 providers reviewed.

Customer happiness 51.29%
Customer trust 58.77%
Complaints performance 63.27%
Transparency rating 56.32%
Fairer Finance score
Reviewed Spring 2022
57%

Bank accounts

Basic bank accounts

Barclays

Barclays Basic Current Account

5 stars
Faster Payment limit i £25,000.00
Annual fee i £0.00
Maximum cash machine withdrawal per day i £300.00
Part of FSCS i

Current accounts

Barclays

Barclays Bank Account

4 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £300.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Barclays

Barclays Bank Account with Blue Rewards

4 stars
Annual fee i £60.00
Maximum cash machine withdrawal per day i £300.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Foreign use bank accounts

Barclays

Barclays Bank Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Barclays Bank Account with Blue Rewards

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Premier Current Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Barclays Basic Current Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Student Additions Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Barclays

Higher Education Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Overdrafts

Barclays

Premier Current Account

5 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £500.00
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15.00
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account with Blue Rewards

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15.00
Arranged overdraft interest rate (representative EAR) i 35%

Premium bank accounts

Barclays

Barclays Bank Account with Travel Pack

4 stars
Add-ons, cashback and rewards i Worldwide Family Aviva travel insurance including winter sports and cruise cover, RAC European breakdown cover
Part of FSCS or international equivalent i

Barclays

Barclays Bank Account with Tech Pack

1 stars
Add-ons, cashback and rewards i Likewize mobile Phone and gadget insurance (cover for up to 4 phones and unlimited gadgets, worth up tgo £1,500 each), cashback with various retailers
Part of FSCS or international equivalent i

Student bank accounts

Barclays

Higher Education Account

4 stars
Arranged overdraft limit i £1,500.00
Tiered repayment of overdraft i
Switching / sign up incentive i

Barclays

Student Additions Account

4 stars
Arranged overdraft limit i £1,500.00
Tiered repayment of overdraft i
Switching / sign up incentive i

Home insurance (building and contents)

Barclays

Home Insurance

3 stars
Matching sets i
Theft from outbuildings cover limit i £3,000.00
Escape of water excess i £0.00
Alternative accommodation cover limit for contents i £10,000.00
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i £1,000.00
Money in the home i £500.00
Replace belongings new for old i
24hr helpline i
Finding and repairing a leak 5000

Barclays

Starter Contents Home Insurance (Up to £15,000)

2 stars
Matching sets i
Theft from outbuildings cover limit i £2,000.00
Escape of water excess i £0.00
Alternative accommodation cover limit for contents i £0.00
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i £1,000.00
Money in the home i £250.00
Replace belongings new for old i
24hr helpline i
Finding and repairing a leak 5000

Buildings insurance

Barclays

Home Insurance

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £1,000.00
Matching sets i
Alternative accommodation cover limit i £100,000.00
Cover for keys if stolen i £1,000.00
Compulsory excess i £0.00
Escape of water excess i £0.00
24hr helpline i
Property owner liability i £5,000,000.00

Barclays

Starter Contents Home Insurance

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £1,000.00
Matching sets i
Alternative accommodation cover limit i £10,000,000.00
Cover for keys if stolen i £1,000.00
Compulsory excess i £0.00
Escape of water excess i £0.00
24hr helpline i
Property owner liability i £5,000,000.00

Contents insurance

Barclays

Home Insurance

3 stars
Theft from outbuildings cover limit i £3,000.00
Matching sets i
Cover for keys if lost i £1,000.00
Cover limit for cycles in the home i £0.00
Replace belongings new for old i
Alternative accommodation cover limit i £10,000.00
Money in the home cover limit i £500.00
Cover for keys if stolen i £1,000.00
24hr helpline i

Barclays

Starter Contents Home Insurance

1 stars
Theft from outbuildings cover limit i £2,000.00
Matching sets i
Cover for keys if lost i £1,000.00
Cover limit for cycles in the home i £0.00
Replace belongings new for old i
Alternative accommodation cover limit i £0.00
Money in the home cover limit i £250.00
Cover for keys if stolen i £1,000.00
24hr helpline i

Investing and pensions

Fund and Share Accounts (for high frequency trading)

Barclays

Investment Account

Our ratings for Fund and Share Accounts (for high frequency trading) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.

Fund and Share Accounts (for low frequency trading)

Barclays

Investment Account

Our ratings for Fund and Share Accounts (for low frequency trading) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.

Self-invested Personal Pensions (SIPPs)

Barclays

Barclays SIPP

Our ratings for Self-invested Personal Pensions (SIPPs) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.