Barclays

Barclays is one of the largest UK banks. It is a publicly limited company, listed on the London Stock Exchange and is a member of the FTSE 100 index.


It’s traces its origins back to the late seventeeth century. James Barclay, who the business is named after, became a partner in 1736. It is based in London’s Canary Wharf district.


The company offers a full suite of financial products from current accounts to mortgages, insurance and investment services. It offers credit cards through its sister brand Barclaycard.


Its home insurance is provided by Gresham Insurance Company, which is owned by Aviva, and its travel insurance is provided by CIGNA.


Barclays life insurance is underwritten by Aviva, unless you are getting a deal as an existing mortgage holder, in which case Legal & General will underwrite the policy.



Barclays
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Bank accounts

Ranked 13th of 33 providers reviewed.

Customer happiness 60%
Customer trust 53%
Complaints performance 68%
Transparency rating 68%
Fairer Finance score
Reviewed Autumn 2020
62%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 7th of 51 providers reviewed.

Customer happiness 56.89%
Customer trust 54.44%
Complaints performance 76.58%
Transparency rating 72.73%
Fairer Finance score
Reviewed Autumn 2020
65%

Life insurance

Ranked 24th of 24 providers reviewed.

Claims score 68.50%
Complaints performance 81.1%
Transparency rating 38.86%
Fairer Finance score
Reviewed Autumn 2020
63%

Mortgages

Ranked 18th of 21 providers reviewed.

Customer happiness 58.36%
Customer trust 48.23%
Complaints performance 72.5%
Transparency rating 38.09%
Fairer Finance score
Reviewed Autumn 2020
54%

Personal loans

Ranked 16th of 25 providers reviewed.

Customer happiness 58.92%
Customer trust 55.59%
Complaints performance 66.87%
Transparency rating 47.64%
Fairer Finance score
Reviewed Autumn 2020
57%

Savings accounts

Ranked 46th of 47 providers reviewed.

Customer happiness 51.28%
Customer trust 55.96%
Complaints performance 66.87%
Transparency rating 35.22%
Fairer Finance score
Reviewed Autumn 2020
52%

Bank accounts

Basic bank accounts

Barclays

Barclays Basic Current Account

4 stars
Cost scenario i £38.16
Faster Payment limit i £10,000
Maximum cash machine withdrawal per day i £300
Part of FSCS i

Current accounts

Barclays

Barclays Bank Account with Blue Rewards

5 stars
Annual fee i £48
Maximum cash machine withdrawal per day i £300
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0
Card payment fee (£) i £0
App capability? i

Barclays

Barclays Bank Account

4 stars
Annual fee i £0
Maximum cash machine withdrawal per day i £300
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0
Card payment fee (£) i £0
App capability? i

Foreign use bank accounts

Barclays

Barclays Bank Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Barclays Bank Account with Tech Pack

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Barclays Bank Account with Blue Rewards

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Premier Current Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Premier Current Account with Blue Rewards

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Barclays Basic Current Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Student Additions Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Barclays

Higher Education Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Overdrafts

Barclays

Premier Current Account

5 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £500
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Premier Current Account with Blue Rewards

5 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £500
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account with Tech Pack

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15
Arranged overdraft interest rate (representative EAR) i 35%

Barclays

Barclays Bank Account with Blue Rewards

3 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £15
Arranged overdraft interest rate (representative EAR) i 35%

Premium bank accounts

Barclays

Barclays Bank Account with Tech Pack

1 stars
Annual reward and cost scenario i £-88.33
Add-ons, cashback and rewards i LSG Mobile Phone and gadget insurance (cover for up to 4 phones and unlimited gadgets, worth up tgo £1,500 each), cashback with various retailers
Estimated amount of money customers get back (minus annual fee) i £-39
Part of FSCS or international equivalent i

Student bank accounts

Barclays

Student Additions Account

5 stars
Cost scenario i £6.16
Arranged overdraft limit i £3,000
Tiered repayment of overdraft i
Switching / sign up incentive i 12 month subscription to perlego

Barclays

Higher Education Account

4 stars
Cost scenario i £38.16
Arranged overdraft limit i £3,000
Tiered repayment of overdraft i
Switching / sign up incentive i

Home insurance (building and contents)

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings cover limit i £10,000
24hr helpline i
Alternative accommodation cover limit i £150,000
Cover for keys if lost i Sum insured
Money in the home i £2,500
Replace belongings new for old i

Barclays

Home Insurance

3 stars
Escape of water excess i £0
Matching sets i £10,000
Theft from outbuildings cover limit i £3,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Cover for keys if lost i £1,000
Money in the home i £500
Replace belongings new for old i

Barclays

Starter Contents Home Insurance

2 stars
Escape of water excess i £0
Matching sets i £10,000
Theft from outbuildings cover limit i £2,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Cover for keys if lost i £1,000
Money in the home i £250
Replace belongings new for old i

Buildings insurance

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i Sum insured
Matching sets i
Alternative accommodation cover limit i £150,000
Cover for keys if stolen i Sum insured
Compulsory excess i £150
Escape of water excess i £150
Property owner liability i Unlimited
24hr helpline i

Barclays

Home Insurance

4 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £1,000
Matching sets i £10,000
Alternative accommodation cover limit i £100,000
Cover for keys if stolen i £1,000
Compulsory excess i £0
Escape of water excess i £0
Property owner liability i £2,000,000
24hr helpline i

Barclays

Starter Contents Home Insurance

4 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £1,000
Matching sets i £10,000
Alternative accommodation cover limit i £100,000
Cover for keys if stolen i £1,000
Compulsory excess i £0
Escape of water excess i £0
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Theft from outbuildings cover limit i £10,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Sum insured
Replace belongings new for old i
Alternative accommodation cover limit i £150,000
Money in the home cover limit i £2,500
Cover for keys if stolen i Sum insured
24hr helpline i

Barclays

Home Insurance

2 stars
Theft from outbuildings cover limit i £3,000
Matching sets i £10,000
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £500
Cover for keys if stolen i £1,000
24hr helpline i

Barclays

Starter Contents Home Insurance

1 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £0
Money in the home cover limit i £250
Cover for keys if stolen i £1,000
24hr helpline i

Investing and pensions

Fund and Share Accounts (for high frequency trading)

Barclays

Investment Account

Our ratings for Fund and Share Accounts (for high frequency trading) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.

Fund and Share Accounts (for low frequency trading)

Barclays

Investment Account

Our ratings for Fund and Share Accounts (for low frequency trading) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.

Self-invested Personal Pensions (SIPPs)

Barclays

Barclays SIPP

Our ratings for Self-invested Personal Pensions (SIPPs) are hosted exclusively on The Times Money Mentor site.

Go there now to find out how we rated this product.