Barclays

Barclays is one of the largest UK banks, offering the full suite of financial services products.

You can open a current account, savings account or take out a loan with Barclays. You can't get a credit card directly through Barclays, but its sister brand Barclaycard can provide one.

Barclays offers mortgages too, under The Woolwich brand, which it bought in 2006. While it does still use 'The Woolwich' as a trading name for this part of its business, in practice you're getting a mortgage from Barclays.

It also offers a range of insurance products but Barclays itself is not an insurer. Its policies are underwritten by various other insurers, depending on the type of insurance.

Home insurance is provided by Gresham Insurance Company, and travel insurance by CIGNA.

Barclays life insurance is underwritten by Aviva, unless you are getting a deal as an existing mortgage holder, in which case Legal & General will underwrite the policy.

Barclays

Bank accounts

Ranked 24th of 27 providers reviewed.

Customer happiness 58%
Customer trust 46%
Complaints performance 70%
Transparency rating 44%
Fairer Finance score
Reviewed Spring 2018
55%
Gold ribbon: first place

Home insurance

Ranked 12th of 47 providers reviewed.

Customer happiness 59%
Customer trust 52%
Complaints performance 72%
Transparency rating 56%
Fairer Finance score
Reviewed Spring 2018
60%

Life insurance

Ranked 10th of 22 providers reviewed.

Claims score 98.91%
Complaints performance 76%
Transparency rating 63%
Fairer Finance score
Reviewed Spring 2018
76%

Mortgages

Ranked 14th of 21 providers reviewed.

Customer happiness 55%
Customer trust 42%
Complaints performance 73%
Transparency rating 49%
Fairer Finance score
Reviewed Spring 2018
55%
Gold ribbon: first place

Personal loans

Ranked 6th of 25 providers reviewed.

Customer happiness 56%
Customer trust 50%
Complaints performance 70%
Transparency rating 69%
Fairer Finance score
Reviewed Spring 2018
61%

Savings accounts

Ranked 34th of 36 providers reviewed.

Customer happiness 45%
Customer trust 47%
Complaints performance 70%
Transparency rating 46%
Fairer Finance score
Reviewed Spring 2018
52%
Gold ribbon: first place

Travel insurance

Ranked 13th of 56 providers reviewed.

Customer happiness 59%
Customer trust 46%
Complaints performance 74%
Transparency rating 46%
Fairer Finance score
Reviewed Spring 2018
56%

Home insurance

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i £10,000
24hr helpline i
Alternative accommodation i £150,000
Cover for keys/locks if lost i Sum insured
Money in the home i £2,500
New for old i

Barclays

Home Insurance

4 stars
Escape of water excess i £0
Matching sets i £10,000
Theft from outbuildings i £3,000
24hr helpline i
Alternative accommodation i £100,000
Cover for keys/locks if lost i £1,000
Money in the home i £500
New for old i

Buildings insurance

Barclays

Home Insurance

5 stars
Cover for keys/locks if lost i £1,000
Matching sets i £10,000
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Compulsory excess i £0
Cover for keys/locks if stolen i £1,000
Escape of water excess i £0
Property owner liability i £2,000,000

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £10,000
24hr helpline i
Alternative accommodation cover limit i £150,000
Compulsory excess i £150
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £150
Property owner liability i Unlimited

Contents insurance

Barclays

Premium Home Insurance (By Hiscox)

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £10,000
24hr helpline i
Alternative accomodation i Reasonable costs
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Sum insured
Money in the home i £2,500
New for old i

Barclays

Home Insurance

4 stars
Cover for keys/locks if lost i £1,000
Matching sets i £10,000
Theft from outbuildings i £3,000
24hr helpline i
Alternative accomodation i £10,000
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Travel insurance

Annual multi-trip insurance

Barclays

Travel Pack

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £3,000
Combined passport & travel i £750
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Max trip duration i 31 days

Single trip insurance

Barclays

Travel Pack

4 stars
Cancelling before travel i £3,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £3,000
Combined passport & travel i £750
Cutting trip short/curtailment i £3,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £300
Missed departure i £1,000

Travel insurance add-ons

Winter sports add-on

Barclays

Standard benefits

3 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £500
Ski equipment owned i £500
Avalanche closure i £200
Piste closure i £300
Single item limit for hired equipment i £500
Ski equipment hired i £500
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £300