West Bromwich Building Society

Established in 1849 by 20 local citizens, West Bromwich Building Society remains owned by its members. It is now the 7th largest building society in the UK. 

It offers savings, mortgages and home insurance.

Its home insurance policies are provided and underwritten by RSA.

West Bromwich Building Society
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We don't currently rate West Bromwich Building Society in our Customer Experience Ratings.

Children's Accounts

Children's Savings Accounts

West Bromwich Building Society

Limited Access Saver (Issue 2)

Account Type i Easy Access
Interest Rate (AER) i 2.5%
Minimum Opening Balance i £1.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i A higher interest rate is paid when the number of withdrawals is fewer than 7 a year.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

West Bromwich Building Society

Children's West Brom Access Account

Account Type i Easy Access
Interest Rate (AER) i 2.85%
Minimum Opening Balance i £1.00
Maximum Balance i £100,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 15
Withdrawal Penalty i A higher interest rate is paid when the number of withdrawals is fewer than 7 a year.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

West Bromwich Building Society

Albion Advantage Account

Account Type i Easy Access
Interest Rate (AER) i 2.55%
Minimum Opening Balance i £100.00
Maximum Balance i £100,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

West Bromwich Building Society

Direct Limited Access Saver (Issue 3)

Account Type i Easy Access
Interest Rate (AER) i 2.5%
Minimum Opening Balance i £1,000.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i A higher interest rate is paid when the number of withdrawals is fewer than 7 a year.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

West Bromwich Building Society

Saddlers Super Saver Account

Account Type i Easy Access
Interest Rate (AER) i 2.55%
Minimum Opening Balance i £25.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 15
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Home emergency cover

West Bromwich Building Society

Home Emergency Assistance

2 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i Reasonable Cost
Unoccupied period i Not Mentioned
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Home insurance (building and contents)

West Bromwich Building Society

Premier Home Insurance (with optional cycle cover)

5 stars
Alternative accommodation cover limit for buildings i £75,000.00
Theft from outbuildings i £7,500.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £100.00
Property owner liability i £5,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £75,000.00
Alternative accommodation cover limit for contents i £20,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £2,000,000.00
Trace and access i £10,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Liability as a tenant i £20,000.00
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £250.00
Money in the home i £1,000.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00

West Bromwich Building Society

Premier Home Insurance

4 stars
Alternative accommodation cover limit for buildings i £75,000.00
Theft from outbuildings i £7,500.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £100.00
Property owner liability i £5,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £75,000.00
Alternative accommodation cover limit for contents i £20,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £2,000,000.00
Trace and access i £10,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Liability as a tenant i £20,000.00
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £250.00
Money in the home i £1,000.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00

West Bromwich Building Society

Standard Home Insurance (with optional cycle cover)

4 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £5,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £100.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £2,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £250.00
Money in the home i £1,000.00
Visitor's possessions i £500.00
Office equipment i £3,500.00

West Bromwich Building Society

Standard Home Insurance

3 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £5,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £100.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £2,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £100.00
Escape of water excess (minimum) i £250.00
Money in the home i £1,000.00
Visitor's possessions i £500.00
Office equipment i £3,500.00

Buildings insurance

West Bromwich Building Society

Premier Home Insurance

5 stars
Escape of water excess for buildings i £250.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £5,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

West Bromwich Building Society

Standard Home Insurance

4 stars
Escape of water excess for buildings i £250.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £2,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Contents insurance

West Bromwich Building Society

Premier Home Insurance (with optional cycle cover)

5 stars
Matching sets (contents) i
Theft from outbuildings i £7,500.00
Cover for items away from home i Optional
Property owner liability i £5,000,000.00

West Bromwich Building Society

Standard Home Insurance (with optional cycle cover)

4 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

West Bromwich Building Society

Premier Home Insurance

4 stars
Matching sets (contents) i
Theft from outbuildings i £7,500.00
Cover for items away from home i Optional
Property owner liability i £5,000,000.00

West Bromwich Building Society

Standard Home Insurance

3 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Savings Accounts

1 Year Fixed Rate Accounts

West Bromwich Building Society

1 Year Fixed Rate Bond

Interest Rate (AER) i 4.4%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

West Bromwich Building Society

2 Year Fixed Rate Bond

Interest Rate (AER) i 4.3%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Interest Rate (AER) i 2.8%
Balance Tiers i 2.80% from £1
Minimum Opening Balance i £1.00
Withdrawal Penalty i If less than 7 withdrawals are made per year (1st April - 31st March) a higher rate will be paid
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 0
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

West Bromwich Building Society

Direct Limited Access Saver (Issue 3)

Interest Rate (AER) i 2.5%
Balance Tiers i 2.50% from £1,000
Minimum Opening Balance i £1,000.00
Withdrawal Penalty i If less than 7 withdrawals are made per year (1st May- 30th April) a higher rate will be paid
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 0
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Regular Savers

West Bromwich Building Society

Access Regular Saver (Branch)

Interest Rate (AER) i 3.6%
Maximum Balance i Unlimited
Withdrawal Penalty i
Minimum Monthly Investment i £20.00
Maximum Monthly Investment i £2,000.00
Minimum Opening Balance i £20.00
Minimum Age to Open Account i 0
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

West Bromwich Building Society

Access Regular Saver (Direct)

Interest Rate (AER) i 3.6%
Maximum Balance i Unlimited
Withdrawal Penalty i
Minimum Monthly Investment i £20.00
Maximum Monthly Investment i £2,000.00
Minimum Opening Balance i £20.00
Minimum Age to Open Account i 0
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

West Bromwich Building Society

Fixed Rate Regular Saver (Issue 7)

Interest Rate (AER) i 6%
Maximum Balance i £3,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £10.00
Maximum Monthly Investment i £250.00
Minimum Opening Balance i £10.00
Minimum Age to Open Account i 0
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 1 Year Bond
Additional Information i

Savings Accounts (ISAs)

2 Year Fixed Rate ISAs

West Bromwich Building Society

2 Year Fixed Rate ISA

Interest Rate (AER) i 4.3%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 120 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

3 Year Fixed Rate ISAs

West Bromwich Building Society

3 Year Fixed Rate ISA

Interest Rate (AER) i 4.05%
Minimum Opening Balance i £1.00
What happens at maturity? i The provider will contact you when the account is approaching maturity date requesting instruction. If they receive no further instructions by the maturity date they will reinvest the funds for the similar or same term.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access on closure only and incurs a 240 day loss of interest.
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

West Bromwich Building Society

Limited Access ISA (Issue 1)

Interest Rate (AER) i 2.5%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i Lower rate paid if more than 6 withdrawals per annum.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i
Interest Rate (AER) i 2.8%
Minimum Opening Balance i £1,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

West Bromwich Building Society

West Brom Saver ISA

Interest Rate (AER) i 2.8%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Notice ISAs

West Bromwich Building Society

WeBSave 60 Day Notice ISA (Issue 2)

Interest Rate (AER) i 5.1%
Part of FSCS i
Notice Period 60 days
Can you transfer in funds from a stocks and shares ISA? i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access subject to 60 day loss of interest.
Can you transfer in funds from another cash ISA? i