Founded in 2015, Tandem Bank is a bank based in London owned by Tandem Money Ltd.It obtained its banking licence by buying Harrods Bank in 2018.Tandem offers savings accounts.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Savings Accounts
1 product reviewed
Easy Access Accounts
1 product reviewed
Tandem
Instant Access Savings Account
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.4%
|
| Balance Tiers |
3.4% from £1
|
| Minimum Opening Balance |
£1.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
0.25% bonus rate for 12 months
|
Savings Accounts (ISAs)
1 product reviewed
Easy Access ISAs
1 product reviewed
Tandem
Instant Access Cash ISA
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4%
|
| Minimum Opening Balance |
£0.00
|
| Part of FSCS | Yes |
| Withdrawal Penalty |
N/A
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Savings Accounts
Ranked 23rd of 55 providers reviewed
| Customer happiness score | 69.97% |
|---|---|
| Customer trust score | 70.59% |
| Complaints performance | 77.69% |
| Transparency rating | 64.8% |
|
Fairer Finance Score Reviewed Autumn 2026 |
70.76% |