Founded in 2015, Tandem Bank is a bank based in London owned by Tandem Money Ltd.It obtained its banking licence by buying Harrods Bank in 2018.Tandem offers savings accounts.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Savings Accounts

1 product reviewed

Easy Access Accounts

1 product reviewed

Tandem

Instant Access Savings Account

Feature Value
Interest Rate (AER)
3.4%
Balance Tiers
3.4% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
0.25% bonus rate for 12 months

Savings Accounts (ISAs)

1 product reviewed

Easy Access ISAs

1 product reviewed

Tandem

Instant Access Cash ISA

Feature Value
Interest Rate (AER)
4%
Minimum Opening Balance
£0.00
Part of FSCS Yes
Withdrawal Penalty
N/A

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Savings Accounts

Ranked 23rd of 55 providers reviewed


Customer happiness score 69.97%
Customer trust score 70.59%
Complaints performance 77.69%
Transparency rating 64.8%

Fairer Finance Score

Reviewed Autumn 2026

70.76%