Punjab National Bank has been operating in the UK since 2007.

The UK bank is a subsidiary of the parent bank in India, which was founded in 1894. The parent bank also owns 51% of Bhutanese bank Druk PNB Bank, 20% of Nepalese bank Everest Bank, and 84% of JSC Bank in Kazakhstan.

Its UK subsidiary is based in Moorgate, London and offers a range of financial products such as loans, savings, and current accounts.

Our product ratings for Punjab National Bank

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Bank accounts

3 products reviewed

Basic bank accounts

1 product reviewed

Punjab National Bank

Personal Current Account

Feature Value
Cash withdrawal fee in UK (own bank)
£0.00
Annual fee
£0.00
Part of FSCS Yes
Unpaid transaction fee
N/A
Bankers draft/cheque fee
£15.00
Maximum cash machine withdrawal per day
£250.00
Monthly Fee
£0.00
Debit Cards

1 product reviewed

Punjab National Bank

Personal Current Account

Feature Value
Card payment fee (£)
£0.00
Debit card? Yes
Maximum cash machine withdrawal per day
£250.00
Number of Free Replacement Cards
0
Account Type
Basic
Monthly Fee
£0.00
Foreign use bank accounts

1 product reviewed

Punjab National Bank

Personal Current Account

Feature Value
Foreign cash withdrawal fee
1.5%
Foreign cash withdrawal additional charge
£0.00
Foreign purchases fee
1.5%
Is there a limit on free cash withdrawals?
No free cash withdrawals
Monthly Fee
£0.00

Savings Accounts

3 products reviewed

Easy Access Accounts

1 product reviewed

Punjab National Bank

Savings Account

Feature Value
Interest Rate (AER)
0.75%
Balance Tiers
0.75% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A
Easy Access Accounts (Less than £3000)

1 product reviewed

Punjab National Bank

Savings Account

Feature Value
Interest Rate (AER)
0.75%
Balance Tiers
0.75% from £1
Part of FSCS
TRUE
Minimum Opening Balance
£1.00
Additional Opening Criteria
N/A
Average Interest Rate (AER)
0.72%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
0.75%
Easy Access Accounts (£3000 or more)

1 product reviewed

Punjab National Bank

Savings Account

Feature Value
Interest Rate (AER)
0.75%
Balance Tiers
0.75% from £1
Part of FSCS
TRUE
Minimum Opening Balance
£1.00
Additional Opening Criteria
N/A
Average Interest Rate (AER)
0.72%
Bonus Rate
N/A
Average Interest Rate (AER) 12-months
0.75%

Savings Accounts (ISAs)

1 product reviewed

Easy Access ISAs

1 product reviewed

Punjab National Bank

Variable Rate Cash ISA

Feature Value
Interest Rate (AER)
0.75%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A