Loughborough Building Society

Loughborough Building Society is a mutual building society, meaning it is owned by its members.

It was founded in 1867 and offers mortgages, home insurance and savings products.

Its insurance policies are underwritten by Royal & Sun Alliance.

Loughborough Building Society
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We don't currently rate Loughborough Building Society in our Customer Experience Ratings.

Home emergency cover

Loughborough Building Society

Home Emergency Assistance

2 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i £500.00
Unoccupied period i 60
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Home insurance (building and contents)

2 stars
Alternative accommodation cover limit for buildings i £40,000.00
Theft from outbuildings i £2,000.00
Protection against inflation (Buildings)
Matching sets (contents) i
Contents compulsory excess i £50.00
Property owner liability i £2,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £50,000.00
Alternative accommodation cover limit for contents i £10,000.00
Buildings cover limit i £500,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £50.00
Escape of water excess (minimum) i £50.00
Money in the home i £0.00
Visitor's possessions i £500.00
Office equipment i £5,000.00

Buildings insurance

4 stars
Escape of water excess for buildings i £50.00
Matching sets (Buildings) i
Frozen pipes i
Underground pipes, cables and tanks i Optional
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £50.00
Unoccupied period i 60 days
Property owner liability i £2,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Contents insurance

1 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Notice Savings Accounts

Up to 180 Day Notice Accounts

Loughborough Building Society

100 Day Notice Account (Monthly Income)

Interest Rate (AER) i 4.25%
Part of FSCS i
Notice Period 100 days
Minimum Opening Balance i £10,000.00
Maximum Balance i £150,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access incurs a 100 day loss of interest.

Up to 30 Day Notice Accounts

Loughborough Building Society

30 Day Notice Account

Interest Rate (AER) i 3.75%
Part of FSCS i
Notice Period 30 days
Minimum Opening Balance i £1,000.00
Maximum Balance i £250,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access subject to 30 day loss of interest.

Up to 60 Day Notice Accounts

Loughborough Building Society

50 Day Notice Account Issue 3

Interest Rate (AER) i 3.8%
Part of FSCS i
Notice Period 50 days
Minimum Opening Balance i £1,000.00
Maximum Balance i £250,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access costs 50 days interest

Up to 90 Day Notice Accounts

Loughborough Building Society

90 Day Notice Cash ISA

Interest Rate (AER) i 4.05%
Part of FSCS i
Notice Period 90 days
Minimum Opening Balance i £3,000.00
Maximum Balance i Unlimited
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i Earlier access on closure only and incurs a 90 day loss of interest.

Savings Accounts

1 Year Fixed Rate Accounts

Loughborough Building Society

One Year Fixed Rate Bond - Issue 137

Interest Rate (AER) i 4.35%
Minimum Opening Balance i £500.00
What happens at maturity? i Your provider will write to you before the account matures. If you don’t give them any instructions, the money in the account will be paid into a linked or nominated account
Part of FSCS i
Maximum Balance i £150,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

Loughborough Building Society

Two Year Fixed Rate Bond - Issue 138

Interest Rate (AER) i 4.25%
Minimum Opening Balance i £5,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £150,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Interest Rate (AER) i 4.15%
Balance Tiers i 4.15% from £1,000
Minimum Opening Balance i £1,000.00
Withdrawal Penalty i Three withdrawals per year.
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £250,000.00
Minimum Age to Open Account i 16
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Interest Rate (AER) i 2%
Balance Tiers i 2.00% from £10
Minimum Opening Balance i £10.00
Withdrawal Penalty i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £750,000.00
Minimum Age to Open Account i 16
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Interest Rate (AER) i 3.8%
Balance Tiers i 3.80% from £1,000
Minimum Opening Balance i £1,000.00
Withdrawal Penalty i 4 withdrawals per calendar year are allowed
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £250,000.00
Minimum Age to Open Account i 16
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Interest Rate (AER) i 3.6%
Balance Tiers i 3.60% from £500
Minimum Opening Balance i £500.00
Withdrawal Penalty i 6 withdrawals per account year (1 April - 31 March).
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £250,000.00
Minimum Age to Open Account i 16
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Regular Savers

Loughborough Building Society

Limited Access Monthly Saver

Interest Rate (AER) i 4.75%
Maximum Balance i £50,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £1.00
Maximum Monthly Investment i £2,000.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

Loughborough Building Society

Regular Saver - Issue 1

Interest Rate (AER) i 2.5%
Maximum Balance i £85,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £1,000.00
Minimum Opening Balance i £10.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i
Additional Information i

Loughborough Building Society

One Year Fixed Rate Monthly Saver

Interest Rate (AER) i 5%
Maximum Balance i £6,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £1.00
Maximum Monthly Investment i £500.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 1 Year Bond
Additional Information i

Savings Accounts (ISAs)

Easy Access ISAs

Loughborough Building Society

Access x2 Cash ISA

Interest Rate (AER) i 4.35%
Minimum Opening Balance i £10.00
Part of FSCS i
Withdrawal Penalty i Two withdrawals per year.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Loughborough Building Society

Access x1 Cash ISA

Interest Rate (AER) i 4.75%
Minimum Opening Balance i £10.00
Part of FSCS i
Withdrawal Penalty i 1 withdrawal permitted per tax year including partial balance transfers.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Loughborough Building Society

Instant Access Cash ISA 5

Interest Rate (AER) i 3.85%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Loughborough Building Society

Access x3 Cash ISA

Interest Rate (AER) i 4.05%
Minimum Opening Balance i £10.00
Part of FSCS i
Withdrawal Penalty i 3 withdrawals per calendar year are allowed.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Junior ISAs

Interest Rate (AER) i 4.8%
Part of FSCS i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Are early withdrawals allowed? i
Conditions of early withdrawal i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Notice ISAs

Loughborough Building Society

120 Day Notice Cash ISA

Interest Rate (AER) i 4.4%
Part of FSCS i
Notice Period 120 days
Can you transfer in funds from a stocks and shares ISA? i
Minimum Opening Balance i £3,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i
Can you transfer in funds from another cash ISA? i