Ford Money

Ford Money was launched in April 2017 by FCE Bank plc. 

The brand offers savings accounts and cash ISAs.

Part of the Ford Group, FCE Bank plc obtained their UK Retail banking licence in 1997.


Ford Money
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Gold ribbon: first place

Savings Accounts

Ranked 3rd of 53 providers reviewed.

Customer happiness score 76.24%
Customer trust score 65.35%
Complaints performance 87.69%
Transparency rating 79.6%
Fairer Finance score
Reviewed Autumn 2023
77%

Savings Accounts

1 Year Fixed Rate Accounts

Ford Money

Fixed Saver 1 Year

Interest Rate (AER) i 5%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Ford Money

Flexible Saver

Interest Rate (AER) i 4.6%
Minimum Opening Balance i £1.00
Maximum Balance i £2,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Ford Money

Fixed Cash ISA 1 Year

Interest Rate (AER) i 4.6%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a fixed term account with similar terms.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

Ford Money

Flexible Cash ISA

Interest Rate (AER) i 4.4%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i