Monmouthshire Building Society

Monmouthshire Building Society is a Welsh mutual building society, meaning it is owned by its members.

It was founded in 1869 and offers mortgages, home insurance and savings products.


Monmouthshire Building Society
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Children's Accounts

Children's Savings Accounts

Monmouthshire Building Society

Young Saver - Issue 4

Account Type i Easy Access
Interest Rate (AER) i 4.3%
Minimum Opening Balance i £1.00
Maximum Balance i £25,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 17
Withdrawal Penalty i 150 withdrawals each year.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i Reverts into Easy Saver account on child's 18th birthday.
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Savings Accounts

1 Year Fixed Rate Accounts

Monmouthshire Building Society

1 Year Fixed Rate Bond - Issue 65

Interest Rate (AER) i 4.71%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £500,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

Monmouthshire Building Society

2 Year Fixed Rate Bond - Issue 45

Interest Rate (AER) i 4.3%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £500,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Easy Access Accounts

Monmouthshire Building Society

Easy Saver - Issue 1

Interest Rate (AER) i 3.5%
Minimum Opening Balance i £1.00
Maximum Balance i £500,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Monmouthshire Building Society

Limited Access Saver - Issue 1

Interest Rate (AER) i 4.8%
Minimum Opening Balance i £1.00
Maximum Balance i £500,000.00
Part of FSCS i
Withdrawal Penalty i 3 withdrawals per year and any further withdrawals will incur 25 day loss of interest.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Regular Savers

Monmouthshire Building Society

Regular Saver - Issue 3

Interest Rate (AER) i 4.75%
Maximum Balance i £3,600.00
Withdrawal Penalty i No Penalty
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £300.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 1 Year Bond
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Monmouthshire Building Society

1 Year Fixed Rate ISA - Issue 33

Interest Rate (AER) i 4.4%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

18 Month Fixed Rate ISAs

Monmouthshire Building Society

18 Month Fixed Rate ISA - Issue 8

Interest Rate (AER) i 4.3%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access will incur a 135 day loss of interest and close the account.
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

2 Year Fixed Rate ISAs

Monmouthshire Building Society

2 Year Fixed Rate ISA - Issue 30

Interest Rate (AER) i 4.25%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 180 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

Monmouthshire Building Society

Easy ISA - Issue 1

Interest Rate (AER) i 3.4%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Monmouthshire Building Society

Limited Access ISA - Issue 1

Interest Rate (AER) i 4.5%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i 3 penalty free withdrawals per annum, further withdrawals subject to 25 day loss of interest.
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Junior ISAs

Monmouthshire Building Society

Junior Cash ISA - Issue 4

Interest Rate (AER) i 4.35%
Part of FSCS i
Minimum Opening Balance i £10.00
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Are early withdrawals allowed? i
Conditions of early withdrawal i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i