Danske Bank

Dankse Bank is a Danish owned bank operating in Northern Ireland. It is a trading name of Northern Bank Limited.

Danske Bank bought Ireland's Northern Bank in 2004, but kept the Northern Bank name until 2012. Northern Bank then took on the Danske Bank name but retained its management team of the time.

Danske Bank offers current accounts, loans, mortgages and savings accounts.

Their headquarters are based in Belfast, Northern Ireland.

Danske Bank
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Bank accounts

Ranked 16th of 34 providers reviewed.

Customer happiness 62.89%
Customer trust 63%
Complaints performance 76.49%
Transparency rating 56.53%
Fairer Finance score
Reviewed Spring 2021
65%
Gold ribbon: first place

Credit cards

Ranked 10th of 28 providers reviewed.

Customer happiness 70.67%
Customer trust 54.25%
Complaints performance 76.54%
Transparency rating 44.96%
Fairer Finance score
Reviewed Spring 2021
62%
Gold ribbon: first place

Savings accounts

Ranked 12th of 50 providers reviewed.

Customer happiness 57.13%
Customer trust 72.03%
Complaints performance 76.54%
Transparency rating 66.6%
Fairer Finance score
Reviewed Spring 2021
68%

Bank accounts

Current accounts

Danske Bank

Choice

4 stars
Annual fee i £0
Maximum cash machine withdrawal per day i £350
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0 for up to 4 cash withdrawals a month at counter, all others £0.70
Card payment fee (£) i £0
App capability? i

Danske Bank

Standard

4 stars
Annual fee i £0
Maximum cash machine withdrawal per day i £350
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0 for up to 4 cash withdrawals a month at counter, all others £0.70
Card payment fee (£) i £0
App capability? i

Danske Bank

Cash Reward

4 stars
Annual fee i £24
Maximum cash machine withdrawal per day i £350
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0 for up to 4 cash withdrawals a month at counter, all others £0.70
Card payment fee (£) i £0
App capability? i

Foreign use bank accounts

Danske Bank

Cash Reward

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Danske Bank

Choice

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Danske Bank

Freedom

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Danske Bank

Standard

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i

Overdrafts

Danske Bank

Cash Reward

2 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0
Arranged overdraft interest rate (representative EAR) i 32.74%

Danske Bank

Choice

2 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0
Arranged overdraft interest rate (representative EAR) i 32.74%

Student bank accounts

Danske Bank

Freedom

4 stars
Arranged overdraft limit i £3,000
Tiered repayment of overdraft i Doesn't convert, repayable on demand
Switching / sign up incentive i
Cost scenario i £13.16

Credit cards

0% balance transfer credit cards

Danske Bank

Mastercard Standard with purchase and BT special rate

3 stars
Duration of balance transfer offer period i 5 months
Balance transfer fee during promotional period i 0%
Representative APR i 22.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.73%
Risk based? i

0% purchase credit cards

Danske Bank

Mastercard Standard with purchase and BT special rate

4 stars
Duration of purchases offer period i 5 months
Representative APR i 22.90%
Highest APR i 22.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.73%
Number of days before interest is charged on purchases i 59 days
Risk based? i

Foreign use credit cards

Danske Bank

Mastercard Standard

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.75%
Representative APR i 22.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.73%

Danske Bank

Mastercard Standard with purchase and BT special rate

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.75%
Representative APR i 22.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.73%