Danske Bank

Dankse Bank is a Danish owned bank operating in Northern Ireland. It is a trading name of Northern Bank Limited.

Danske Bank bought Ireland's Northern Bank in 2004, but kept the Northern Bank name until 2012. Northern Bank then took on the Danske Bank name but retained its management team of the time.

Danske Bank offers current accounts, loans, mortgages and savings accounts.

Their headquarters are based in Belfast, Northern Ireland.

Danske Bank
Visit provider's website

We don't get paid for any links on our site.

Gold ribbon: first place

Bank accounts

Ranked 15th of 31 providers reviewed.

Customer happiness 54.26%
Customer trust 60.64%
Complaints performance 77.91%
Transparency rating 70.4%
Fairer Finance score
Reviewed Spring 2023
66%

Bank accounts

Current accounts

Danske Bank

Reward

4 stars
Annual fee i £24.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Danske Bank

Choice

2 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Danske Bank

Standard

2 stars
Annual fee i £0.00
Maximum cash machine withdrawal per day i £500.00
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0.00
Card payment fee (£) i £0.00
App capability? i

Foreign use bank accounts

Danske Bank

Reward

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Danske Bank

Choice

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Danske Bank

Freedom

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Danske Bank

Standard

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £0.00
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Overdrafts

Danske Bank

Reward

1 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 43.46%

Danske Bank

Choice

1 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0.00
Arranged overdraft interest rate (representative EAR) i 43.46%

Student bank accounts

Danske Bank

Freedom

3 stars
Arranged overdraft limit i £3,000.00
Tiered repayment of overdraft i
Switching / sign up incentive i

Credit cards

0% balance transfer credit cards

Danske Bank

Mastercard Standard with purchase and BT special rate

3 stars
Duration of 0% balance transfer offer period i 5 months
Balance transfer fee during promotional period i 0%
Representative APR i 22.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 0%
Representative balance transfer rate i 1.73%
Risk based? i

0% purchase credit cards

Danske Bank

Mastercard Standard with purchase and BT special rate

4 stars
Duration of purchases offer period i 5 months
Representative APR i 22.9%
Highest APR i 22.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.73%
Number of days before interest is charged on purchases i 59 days
Risk based? i

Foreign use credit cards

Danske Bank

Mastercard Standard

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.75%
Representative APR i 22.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.73%

Danske Bank

Mastercard Standard with purchase and BT special rate

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.75%
Representative APR i 22.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.73%

Savings Accounts

1 Year Fixed Rate Accounts

Danske Bank

Danske Fixed Term Deposit

Interest Rate (AER) i 3.35%
Minimum Opening Balance i £5,000.00
What happens at maturity? i The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Part of FSCS i
Maximum Balance i Unlimited
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i Must have a Danske current account, Danske Midas account or Summit account
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access at bank's discretion and will cost £10 administration fee

2 Year Fixed Rate Accounts

Danske Bank

Danske Fixed Term Deposit

Interest Rate (AER) i 3.34%
Minimum Opening Balance i £5,000.00
What happens at maturity? i The provider will contact you before the account matures. The money will be transferred into a linked or nominated account unless you instruct them otherwise.
Part of FSCS i
Maximum Balance i Unlimited
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i Must have a Danske current account, Danske Midas account or Summit account
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access at bank's discretion and will cost £10 administration fee

Easy Access Accounts

Danske Bank

Danske eSaver

Interest Rate (AER) i 2%
Maximum Balance i Unlimited
Part of FSCS i
Withdrawal Penalty i A higher rate will be paid in months where no withdrawals are made
Additional Information i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Danske Bank

Summit

Interest Rate (AER) i 1%
Maximum Balance i Unlimited
Part of FSCS i
Withdrawal Penalty i
Additional Information i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 7
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i

Savings Accounts (ISAs)

Junior ISAs

Danske Bank

Danske Junior Cash ISA

Interest Rate (AER) i 3.15%
Part of FSCS i
Minimum Opening Balance i £25.00
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Are early withdrawals allowed? i
Conditions of early withdrawal i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i