Yorkshire Building Society

Yorkshire Building Society is the third largest building society in the UK.  It was formed in 1864. 

The Yorkshire Building Society Group also owns Chelsea Building Society and Norwich and Peterborough Building Society, as well as Accord Mortgages and Egg.

They provide various savings accounts, mortgages, home insurance, life insurance, and funeral plans.

Their headquarters are based in Bradford, UK.


Yorkshire Building Society
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Gold ribbon: first place

Mortgages

Ranked 8th of 23 providers reviewed.

Customer happiness score 56.96%
Customer trust score 56.3%
Complaints performance 80.53%
Transparency rating 67.3%
Fairer Finance score
Reviewed Autumn 2023
65%
Gold ribbon: first place

Savings Accounts

Ranked 6th of 53 providers reviewed.

Customer happiness score 66.87%
Customer trust score 64.12%
Complaints performance 82.51%
Transparency rating 84.07%
Fairer Finance score
Reviewed Autumn 2023
74%

Children's Accounts

Children's Savings Accounts

Yorkshire Building Society

Fixed Rate Bond until 31 January 2025

Account Type i 2 Year Bond
Interest Rate (AER) i 5.1%
Minimum Opening Balance i £1,000.00
Maximum Balance i £2,000,000.00
Notice Period i
Fixed Term Length i 2 Year Bond
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Yorkshire Building Society

Access Saver Plus Issue 7

Account Type i Easy Access
Interest Rate (AER) i 3.45%
Minimum Opening Balance i £1.00
Maximum Balance i £2,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Yorkshire Building Society

Fixed Rate Bond until 31 January 2026

Account Type i 3 Year Bond
Interest Rate (AER) i 4.9%
Minimum Opening Balance i £1,000.00
Maximum Balance i £2,000,000.00
Notice Period i
Fixed Term Length i 3 Year Bond
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Yorkshire Building Society

Rainy Day Account Issue 2

Account Type i Easy Access
Interest Rate (AER) i 5%
Minimum Opening Balance i £1.00
Maximum Balance i £2,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 0
Withdrawal Penalty i 2 withdrawal days per year plus closure of account.
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Yorkshire Building Society

One Day Account

Account Type i Easy Access
Interest Rate (AER) i 4.55%
Minimum Opening Balance i £10.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 0
Maximum Age i 20
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Home emergency cover

Yorkshire Building Society

Home Emergency Cover

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £500.00
Unoccupied period i Not Specified
Claims limit i Unlimited

Home insurance (building and contents)

Yorkshire Building Society

You Choose Home Insurance (With matching sets selected)

5 stars
Theft from outbuildings i £5,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £50,000.00
Escape of water excess i £250.00
Additional escape of water excess i £0.00
Flood excess i £50.00
Cover away from home offered for: jewellery Optional
Keys/locks if lost or stolen (Buildings) i Sum insured
Trace and access i £5,000.00
Buildings cover limit i £1,000,000.00
Money in the home i £1,000.00
Contents sum insured i £60,000.00
Visitor's possessions i £500.00
Office equipment i Sum insured
Alternative accommodation cover limit for contents i £20,000.00
Escape of water excess (minimum) i £250.00
Cancellation fee after 14 days i £0.00
Cancellation fee within 14 days i £0.00
Contents compulsory excess i £100.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £2,000,000.00
Liability as a tenant i Limit shown in your policy schedule
Replace belongings new for old i

Yorkshire Building Society

You Choose Home Insurance

3 stars
Theft from outbuildings i £5,000.00
Matching sets (contents) i Optional
Alternative accommodation cover limit for buildings i £50,000.00
Escape of water excess i £250.00
Additional escape of water excess i £0.00
Flood excess i £50.00
Cover away from home offered for: jewellery Optional
Keys/locks if lost or stolen (Buildings) i Sum insured
Trace and access i £5,000.00
Buildings cover limit i £1,000,000.00
Money in the home i £1,000.00
Contents sum insured i £60,000.00
Visitor's possessions i £500.00
Office equipment i Sum insured
Alternative accommodation cover limit for contents i £20,000.00
Escape of water excess (minimum) i £250.00
Cancellation fee after 14 days i £0.00
Cancellation fee within 14 days i £0.00
Contents compulsory excess i £100.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £2,000,000.00
Liability as a tenant i Limit shown in your policy schedule
Replace belongings new for old i

Buildings insurance

Yorkshire Building Society

You Choose Home Insurance (With matching sets selected)

5 stars
Matching sets (Buildings) i
Escape of water excess (minimum) i £250.00
Buildings compulsory excess i £50.00
Escape of water excess i £250.00
Unoccupied period i 60.00
24hr helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Yorkshire Building Society

You Choose Home Insurance (With matching sets selected)

5 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00

Yorkshire Building Society

You Choose Home Insurance

4 stars
Matching sets (contents) i Optional
Theft from outbuildings i £5,000.00
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00

Savings Accounts

1 Year Fixed Rate Accounts

Yorkshire Building Society

Fixed Rate eBond until 31 January 2025

Interest Rate (AER) i 5.1%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. The money will be paid into a fixed term account with similar terms, you can withdraw the money from this account penalty free during the first month, after that you will charged a certain number of days interest.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Yorkshire Building Society

Fixed Rate Bond until 31 January 2025

Interest Rate (AER) i 5.1%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. The money will be paid into a fixed term account with similar terms, you can withdraw the money from this account penalty free during the first month, after that you will charged a certain number of days interest.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

2 Year Fixed Rate Accounts

Yorkshire Building Society

Fixed Rate Bond until 31 January 2026

Interest Rate (AER) i 4.9%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Yorkshire Building Society

Fixed Rate eBond until 31 January 2026

Interest Rate (AER) i 4.9%
Minimum Opening Balance i £1,000.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be paid into a fixed term account with similar terms.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Easy Access Accounts

Yorkshire Building Society

Internet Saver Plus Issue 14

Interest Rate (AER) i 4.8%
Minimum Opening Balance i £1.00
Maximum Balance i £500,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Yorkshire Building Society

Online Rainy Day Account Issue 2

Interest Rate (AER) i 3.9%
Minimum Opening Balance i £1.00
Maximum Balance i £500,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Yorkshire Building Society

Rainy Day Account Issue 2

Interest Rate (AER) i 3.9%
Minimum Opening Balance i £1.00
Maximum Balance i £2,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Yorkshire Building Society

Access Saver Plus Issue 7

Interest Rate (AER) i 3.45%
Minimum Opening Balance i £1.00
Maximum Balance i £2,000,000.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 0
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Additional Information i

Regular Savers

Interest Rate (AER) i 5.25%
Maximum Balance i £3,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £250.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 0
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 1 Year Bond
Additional Information i

Yorkshire Building Society

Regular e-Saver

Interest Rate (AER) i 5.25%
Maximum Balance i £3,000.00
Withdrawal Penalty i
Minimum Monthly Investment i £0.00
Maximum Monthly Investment i £250.00
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 16
Sharia Account i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Notice Period i
Fixed Term Length i 1 Year Bond
Additional Information i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Yorkshire Building Society

Fixed Rate Cash e-ISA until 31 January 2025

Interest Rate (AER) i 5.1%
Minimum Opening Balance i £100.00
What happens at maturity? i On maturity the balance will be automatically transferred into an Instant Access ISA
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 60 days interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Yorkshire Building Society

Fixed Rate Cash ISA until 31 January 2025

Interest Rate (AER) i 5.1%
Minimum Opening Balance i £100.00
What happens at maturity? i On maturity the balance will be automatically transferred into an Instant Access ISA
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 60 days interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

2 Year Fixed Rate ISAs

Yorkshire Building Society

Fixed Rate Cash ISA until 31 January 2026

Interest Rate (AER) i 4.9%
Minimum Opening Balance i £100.00
What happens at maturity? i On maturity the balance will be automatically transferred into an Instant Access ISA
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 120 days interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Yorkshire Building Society

Fixed Rate Cash e-ISA until 31 January 2026

Interest Rate (AER) i 4.9%
Minimum Opening Balance i £100.00
What happens at maturity? i On maturity the balance will be automatically transferred into an Instant Access ISA
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 120 days interest
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Easy Access ISAs

Yorkshire Building Society

Internet Saver ISA Plus Issue 10

Interest Rate (AER) i 3.9%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?

Yorkshire Building Society

Access Saver ISA Plus Issue 8

Interest Rate (AER) i 3.45%
Minimum Opening Balance i £1.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA?
Can you transfer in funds from a stocks and shares ISA?