Yorkshire Building Society

Yorkshire Building Society is the third largest building society in the UK.  It was formed in 1864.

The Yorkshire Building Society Group also owns Chelsea Building Society and Norwich and Peterborough Building Society, as well as Accord Mortgages and Egg.

They provide various savings accounts, mortgages, home insurance, life insurance, and funeral plans.

Their headquarters are based in Bradford, UK.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Yorkshire Building Society

Home Emergency Cover

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£3.50
No claims period (Boiler)
2.00
Boiler repair cover limit
£1,500.00
No claims period
2.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£500.00
Getting access and reinstatement
£0.00
Type of pricing
Static
Maximum excess
£0.00
Premium (maximum excess applied)
£3.50
Underwriter
AmTrust Europe Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,500.00
Time limit
N/A
Temporary emergency heating
£50.00
Boiler age exclusions
15.00
No claims period for boiler replacement
30.00
Boiler replacement (BER) within 0-4 years cover limit
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£500.00
Boiler replacement (BER) within 8-10 years cover limit
£500.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls No
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
12 months
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2026-08-07
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

5 products reviewed

Buildings insurance

2 products reviewed

Yorkshire Building Society

You Choose Home Insurance (up to £75,000 contents cover)

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£1,000,000.00
Underground pipes, cables and tanks
Covered as standard
Yorkshire Building Society

You Choose Home Insurance(up to £100,000 contents cover)

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£1,000,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

2 products reviewed

Yorkshire Building Society

You Choose Home Insurance (up to £75,000 contents cover)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£750.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Yorkshire Building Society

You Choose Home Insurance(up to £100,000 contents cover)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£1,500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Home Legal Cover

1 product reviewed

Yorkshire Building Society

Family Legal Protection

Feature Value
Limit of indemnity per claim
£150,000.00
Employment - employee Yes
Property damage No
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£120.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£150,000.00

Savings Accounts

2 products reviewed

Easy Access Accounts

2 products reviewed

Yorkshire Building Society

Everyday Saver

Feature Value
Interest Rate (AER)
2.25%
Balance Tiers
2.25% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A
Yorkshire Building Society

Easy Access Saver Issue 4

Feature Value
Interest Rate (AER)
3.65%
Balance Tiers
3.65% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A

Savings Accounts (ISAs)

4 products reviewed

Easy Access ISAs

4 products reviewed

Yorkshire Building Society

Everyday ISA

Feature Value
Interest Rate (AER)
2.25%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A
Yorkshire Building Society

Four Access eISA

Feature Value
Interest Rate (AER)
4.05%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A
Yorkshire Building Society

Easy Access ISA Issue 2

Feature Value
Interest Rate (AER)
3.6%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A
Yorkshire Building Society

1 Year Online Cash ISA

Feature Value
Interest Rate (AER)
4.05%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Mortgages

Ranked 8th of 17 providers reviewed

Customer happiness score 56.03%
Customer trust score 49.91%
Complaints performance 74.2%
Transparency rating 87%

Fairer Finance Score

Reviewed Autumn 2026

 66.70%
Most transparent

Savings Accounts

Ranked 12th of 55 providers reviewed

Customer happiness score 73.46%
Customer trust score 74.86%
Complaints performance 74.48%
Transparency rating 75.22%

Fairer Finance Score

Reviewed Autumn 2026

 74.50%