Established in 2001, thinkmoney is an Electronic Money Institution (EMI) based in Manchester, and is part of Think Money Group.

thinkmoney offers a range of banking products, including credit cards and loans. Its main offering is a managed bank account aimed at helping people manage their money.

Its budgeting service splits customers' money into two separate account: one for fixed expenditure such as bills, the other for day-to-day spending. Anyone that is over 18 and a UK resident can open the account, as there are no credit checks during application.

As an EMI, the money you hold in your thinkmoney Current Account is not protected under the FSCS.

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