Thinkmoney is a banking services provider based in Manchester, and is part of Think Money Group.
Thinkmoney offers a range of banking products, including credit cards, loans and insurance. Its main offering is a managed bank account aimed at helping people manage their money.
The account charges no overdraft or transaction fees, though there is a fixed monthly fee of £17.50. Its budgeting service splits customers' money into two separate account â one for fixed expenditure such as bills, the other for day-to-day spending. Anyone that is over 18 and a UK resident can open the account, as there are no credit checks during application.