Barclaycard

Barclaycard is the UK's oldest credit card company. The Barclaycard was the first credit card issued in the UK in 1966.

Many competitors have set up their own credit card operations since then, but Barclaycard has remained one of the largest card companies operating in the UK.

In part, it has done so by acquiring competitors' businesses. For example, it bought Egg's credit card arm from Citigroup in 2011, bringing over one million accounts into the fold.

Barclaycard offers a wide range of card products and is part of the Barclays banking group. 

Barclaycard
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Gold ribbon: first place

Credit cards

Ranked 11th of 28 providers reviewed.

Customer happiness 60.51%
Customer trust 53.16%
Complaints performance 66.94%
Transparency rating 65.33%
Fairer Finance score
Reviewed Spring 2021
61%

Credit cards

0% balance transfer credit cards

Barclaycard

No fee Balance Transfer Platinum

5 stars
Duration of balance transfer offer period i 15 months
Balance transfer fee during promotional period i 0%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%
Risk based? i

Barclaycard

Balance Transfer platinum

4 stars
Duration of balance transfer offer period i 24 months
Balance transfer fee during promotional period i 0.90%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%
Risk based? i

Barclaycard

All-rounder Platinum card

3 stars
Duration of balance transfer offer period i 18 months
Balance transfer fee during promotional period i 2.90%
Representative APR i 21.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%
Risk based? i

0% purchase credit cards

Barclaycard

All-rounder Platinum card

5 stars
Duration of purchases offer period i 20 months
Representative APR i 21.90%
Highest APR i 21.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Barclaycard

No fee Balance Transfer Platinum

4 stars
Duration of purchases offer period i 6 months
Representative APR i 21.90%
Highest APR i 21.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Barclaycard

Balance Transfer platinum

4 stars
Duration of purchases offer period i 6 months
Representative APR i 21.90%
Highest APR i 21.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Barclaycard

Forward credit card

2 stars
Duration of purchases offer period i 3 months
Representative APR i 33.90%
Highest APR i 33.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.46%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Cashback and reward credit cards

Barclaycard

Barclaycard Rewards

1 stars
Reward extras i Savings on live events with Barclaycard Entertainment, Experian Credit Score
Estimated amount of money customers get back in the 1st year (minus annual fee) i £48
Estimated amount of money customers get back after the 1st year (minus annual fee) i £48
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 0%

Credit builder credit cards

Barclaycard

Forward credit card

4 stars
Representative APR i 33.90%
Representative cash transaction interest rate i 2.46%
Representative purchase rate i 2.46%
Risk based? i
Initial minimum credit limit i £50
Representative balance transfer rate i 2.46%

Foreign use credit cards

Barclaycard

Barclaycard Rewards

5 stars
Foreign purchase fee i 0%
Foreign withdrawal fee i 0%
Representative APR i 22.90%
Number of days before interest is charged on non-sterling cash transactions i 56 days
Risk based? i
Representative purchase rate i 1.73%

Barclaycard

No fee Balance Transfer Platinum

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 56 days
Risk based? i
Representative purchase rate i 1.66%

Barclaycard

Balance Transfer platinum

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 56 days
Risk based? i
Representative purchase rate i 1.66%

Barclaycard

Forward credit card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Representative APR i 33.90%
Number of days before interest is charged on non-sterling cash transactions i 56 days
Risk based? i
Representative purchase rate i 2.46%

Barclaycard

All-rounder Platinum card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 56 days
Risk based? i
Representative purchase rate i 1.66%