Barclaycard

Barclaycard is the UK's oldest credit card company. The Barclaycard was the first credit card issued in the UK, in 1966.

Many competitors have set up their own credit card operations since then, but Barclaycard has remained one of the largest card companies operating in the UK.

In part, it has done so by acquiring competitors' businesses. For example, it bought Egg's credit card arm from Citigroup in 2011, bringing over one million accounts into the fold.

Barclaycard offers a wide range of card products and is part of the Barclays banking group. You can get long 0% periods on balance transfers and purchases with some of its cards.

Barclaycard
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Credit cards

Ranked 19th of 34 providers reviewed.

Customer happiness 56%
Customer trust 46%
Complaints performance 72%
Transparency rating 37%
Fairer Finance score
Reviewed Spring 2019
53%

Credit cards

0% balance transfers

Barclaycard

0% balance transfer with no fee

5 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 20 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.52%

Barclaycard

Lower fee 0% balance transfer card

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 24 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.52%

Barclaycard

Longest 0% balance transfer card

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 28 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.52%

Barclaycard

All-rounder Platinum card

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 28 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.52%

Barclaycard

Most accessible 0% balance transfer

2 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 18 months
Representative APR i 24.90%
Risk based? i
Representative balance transfer rate i 1.87%

0% purchases

Barclaycard

All-rounder Platinum card

5 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 28 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.52%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Lower fee 0% balance transfer card

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 6 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.52%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Most accessible 0% balance transfer

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 24.90%
Risk based? i
Representative purchase rate i 1.87%
Number of days before interest is charged on purchases i 56 days

Barclaycard

0% balance transfer with no fee

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 6 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.52%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Longest 0% balance transfer card

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 6 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.52%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Forward credit card

2 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 34.90%
Risk based? i
Representative purchase rate i 2.53%
Number of days before interest is charged on purchases i 56 days

Cashback and rewards

Barclaycard

Platinum cashback plus

4 stars
Reward extras i Savings on live events with Barclaycard Entertainment, Experian Credit Score
Estimated amount of money customers get back in the 1st year (minus annual fee) i £93.05
Estimated amount of money customers get back after the 1st year (minus annual fee) i £74.44
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 0%

Credit builder

Barclaycard

Forward credit card

4 stars
Representative APR i 34.90%
Representative cash transaction rate i 2.53%
Representative purchase rate i 2.53%
Risk based? i
Representative balance transfer rate i 2.53%
Initial minimum credit limit i £50

Foreign use

Barclaycard

Platinum cashback plus

5 stars
Representative APR i 21.90%
Foreign purchase fee i 0%
Foreign withdrawal fee i 0%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.66%

Barclaycard

Lower fee 0% balance transfer card

3 stars
Representative APR i 19.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.52%

Barclaycard

Most accessible 0% balance transfer

3 stars
Representative APR i 24.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.87%

Barclaycard

0% balance transfer with no fee

3 stars
Representative APR i 19.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.52%

Barclaycard

Longest 0% balance transfer card

3 stars
Representative APR i 19.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.52%

Barclaycard

All-rounder Platinum card

3 stars
Representative APR i 19.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.52%

Barclaycard

Forward credit card

2 stars
Representative APR i 34.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 2.53%

Low rate

Barclaycard

0% balance transfer with no fee

3 stars
Representative APR i 19.90%
Representative cash transaction rate i 2.07%
Representative purchase rate i 1.52%
Risk based? i
Representative balance transfer rate i 1.52%
Representative money transfer rate i