Barclaycard

Barclaycard is the UK's oldest credit card company. The Barclaycard was the first credit card issued in the UK in 1966.

Many competitors have set up their own credit card operations since then, but Barclaycard has remained one of the largest card companies operating in the UK.

In part, it has done so by acquiring competitors' businesses. For example, it bought Egg's credit card arm from Citigroup in 2011, bringing over one million accounts into the fold.

Barclaycard offers a wide range of card products and is part of the Barclays banking group. 

Barclaycard
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Gold ribbon: first place

Credit cards

Ranked 15th of 32 providers reviewed.

Customer happiness 57%
Customer trust 46%
Complaints performance 70%
Transparency rating 43%
Fairer Finance score
Reviewed Autumn 2019
54%

Credit cards

0% balance transfer credit cards

Barclaycard

0% balance transfer with no fee

4 stars
Duration of balance transfer offer period i 18 months
Balance transfer fee during promotional period i 0%
Representative APR i 21.90%
Risk based? i
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%

Barclaycard

Longest 0% balance transfer card

4 stars
Duration of balance transfer offer period i 28 months
Balance transfer fee during promotional period i 1.75%
Representative APR i 21.90%
Risk based? i
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%

Barclaycard

All-rounder Platinum card

3 stars
Duration of balance transfer offer period i 25 months
Balance transfer fee during promotional period i 2.70%
Representative APR i 21.90%
Risk based? i
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.66%

Barclaycard

Most accessible 0% balance transfer card

3 stars
Duration of balance transfer offer period i 18 months
Balance transfer fee during promotional period i 2.99%
Representative APR i 24.90%
Risk based? i
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.87%

0% purchase credit cards

Barclaycard

All-rounder Platinum card

4 stars
Duration of purchases offer period i 25 months
Representative APR i 21.90%
Highest APR i 21.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Most accessible 0% balance transfer card

3 stars
Duration of purchases offer period i 3 months
Representative APR i 24.90%
Highest APR i 24.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 1.87%
Number of days before interest is charged on purchases i 56 days

Barclaycard

0% balance transfer with no fee

3 stars
Duration of purchases offer period i 6 months
Representative APR i 21.90%
Highest APR i 21.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Longest 0% balance transfer card

3 stars
Duration of purchases offer period i 6 months
Representative APR i 21.90%
Highest APR i 21.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 1.66%
Number of days before interest is charged on purchases i 56 days

Barclaycard

Forward credit card

2 stars
Duration of purchases offer period i 3 months
Representative APR i 34.90%
Highest APR i 34.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 2.53%
Number of days before interest is charged on purchases i 56 days

Cashback and reward credit cards

Barclaycard

Barclaycard Rewards

3 stars
Reward extras i Savings on live events with Barclaycard Entertainment, Experian Credit Score
Estimated amount of money customers get back in the 1st year (minus annual fee) i £48
Estimated amount of money customers get back after the 1st year (minus annual fee) i £48
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 0%

Credit builder credit cards

Barclaycard

Forward credit card

4 stars
Representative APR i 34.90%
Representative cash transaction interest rate i 2.53%
Representative purchase rate i 2.53%
Risk based? i
Representative balance transfer rate i 2.53%
Initial minimum credit limit i £50

Foreign use credit cards

Barclaycard

Barclaycard Rewards

3 stars
Representative APR i 22.90%
Foreign purchase fee i 0%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.73%

Barclaycard

0% balance transfer with no fee

1 stars
Representative APR i 21.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.66%

Barclaycard

Longest 0% balance transfer card

1 stars
Representative APR i 21.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.66%

Barclaycard

Forward credit card

1 stars
Representative APR i 34.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 2.53%

Barclaycard

All-rounder Platinum card

1 stars
Representative APR i 21.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.66%

Barclaycard

Most accessible 0% balance transfer card

1 stars
Representative APR i 24.90%
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.87%

Low rate credit cards

Barclaycard

0% balance transfer with no fee

2 stars
Representative APR i 21.90%
Representative cash transaction interest rate i 2.07%
Representative purchase rate i 1.66%
Risk based? i
Representative balance transfer rate i 1.66%
Representative money transfer rate i