Barclaycard

Barclaycard is the UK's oldest credit card company. The Barclaycard was the first credit card issued in the UK in 1966.

Many competitors have set up their own credit card operations since then, but Barclaycard has remained one of the largest card companies operating in the UK.

In part, it has done so by acquiring competitors' businesses. For example, it bought Egg's credit card arm from Citigroup in 2011, bringing over one million accounts into the fold.

Barclaycard offers a wide range of card products and is part of the Barclays banking group.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Business Credit Cards

6 products reviewed

Everyday Business Credit Cards

1 product reviewed

Barclaycard

Select Business Charge Card

Feature Value
Representative APR
N/A
Annual fee in first year
£42.00
Using card in Europe charge
14.95%
Using card worldwide charge
14.95%
Foreign Use Business Credit Cards

3 products reviewed

Barclaycard

Select Cashback Business Credit Card Mastercard

Feature Value
Annual fee in first year
£0.00
Using card in Europe charge
2.99%
Using card worldwide charge
2.99%
Representative APR
25.5%
Barclaycard

Select Business Charge Card

Feature Value
Annual fee in first year
£42.00
Using card in Europe charge
2.99%
Using card worldwide charge
2.99%
Representative APR
N/A
Barclaycard

Premium Plus Credit Card Mastercard

Feature Value
Annual fee in first year
£150.00
Using card in Europe charge
0.99%
Using card worldwide charge
0.99%
Representative APR
54.3%
Reward Business Credit Cards

2 products reviewed

Barclaycard

Select Cashback Business Credit Card Mastercard

Feature Value
Rewards
1% cashback on all spending; free access to FreshBook accounting software; up to £100 off cost of mobile phone with EE contract on Business Essential, Business Smart or Business Full Works plans. 1% cashback on all spending; free access to FreshBook accounting software; up to £100 off cost of mobile phone with EE c Read more
Annual Purchase Rate
25.5%
Annual fee in first year
£0.00
Annual fee after first year
£0.00
Airline Reward Scenario - first year
N/A
Airline Reward Scenario - second year
N/A
Representative APR
25.5%
Using card Europe charge
2.99%
Using card worldwide charge
2.99%
Barclaycard

Premium Plus Credit Card Mastercard

Feature Value
Rewards
0.5% cashback, up to £400 per year; two airport lounge visits per year; AXA travel insurance for the cardholder; up to £100 off cost of mobile phone with EE contract on Business Essential, Business Smart or Business Full Works plans. Save 2% on Fx fees. 0.5% cashback, up to £400 per year; two airport lounge visits per year; AXA travel insurance for the cardholder; up to £ Read more
Annual Purchase Rate
18.4%
Annual fee in first year
£150.00
Annual fee after first year
£150.00
Airline Reward Scenario - first year
£77.00
Airline Reward Scenario - second year
£77.00
Representative APR
54.3%
Using card Europe charge
0.99%
Using card worldwide charge
0.99%

Credit cards

23 products reviewed

0% balance transfer credit cards

5 products reviewed

Barclaycard

Up to 12 month balance transfer Platinum card

Feature Value
Duration of 0% balance transfer offer period
12 or 6 months
Balance transfer fee during promotional period
0%
Representative APR
24.9%
Balance transfer rate during promotional period
0%
Barclaycard

Up to 24 month balance transfer and up to 21 month purchase Platinum Card

Feature Value
Duration of 0% balance transfer offer period
24, 18 or 12 months
Balance transfer fee during promotional period
3.15%
Representative APR
24.9%
Balance transfer rate during promotional period
0%
Barclaycard

Up to 21 month balance transfer and up to 24 month purchase Platinum Card

Feature Value
Duration of 0% balance transfer offer period
21, 15 or 10 months
Balance transfer fee during promotional period
3.15%
Representative APR
24.9%
Balance transfer rate during promotional period
0%
Barclaycard

Up to 35 month balance transfer Platinum card

Feature Value
Duration of 0% balance transfer offer period
35, 31, or 18 months
Balance transfer fee during promotional period
3.45%
Representative APR
24.9%
Balance transfer rate during promotional period
0%
Barclaycard

Forward credit card

Feature Value
Duration of 0% balance transfer offer period
6 months
Balance transfer fee during promotional period
2.9%
Representative APR
33.9%
Balance transfer rate during promotional period
0%
0% purchase credit cards

5 products reviewed

Barclaycard

Up to 21 month balance transfer and up to 24 month purchase Platinum Card

Feature Value
Duration of purchases offer period
24, 18, or 12 months
Representative APR
24.9%
Highest APR
31.9%
Purchase rate during promotional period
0%
Representative purchase rate
1.870% to 2.396%
Barclaycard

Up to 35 month balance transfer Platinum card

Feature Value
Duration of purchases offer period
3 months
Representative APR
24.9%
Highest APR
31.9%
Purchase rate during promotional period
0%
Representative purchase rate
1.87%
Barclaycard

Up to 24 month balance transfer and up to 21 month purchase Platinum Card

Feature Value
Duration of purchases offer period
21, 17 or 10 months
Representative APR
24.9%
Highest APR
31.9%
Purchase rate during promotional period
0%
Representative purchase rate
1.870% to 2.396%
Barclaycard

Forward credit card

Feature Value
Duration of purchases offer period
6 months
Representative APR
33.9%
Highest APR
33.9%
Purchase rate during promotional period
0%
Representative purchase rate
2.4616%
Barclaycard

Up to 12 month balance transfer Platinum card

Feature Value
Duration of purchases offer period
3 months
Representative APR
24.9%
Highest APR
31.9%
Purchase rate during promotional period
0%
Representative purchase rate
1.870% to 2.396%
Cashback and reward credit cards

3 products reviewed

Barclaycard

Barclaycard Rewards

Feature Value
Reward extras
Savings on live events with Barclaycard Entertainment; up to 15% cashback with participating retailers
Representative APR
28.9%
Barclaycard

Avios Plus

Feature Value
Reward extras
Savings on live events with Barclaycard Entertainment; cashback with participating retailers, spend £10,000 in 12 months and get British Airways cabin upgrade voucher. Airport lounge membership in partnership with Assurant and Dragonpass, or 7000 Avios points. Savings on live events with Barclaycard Entertainment; cashback with participating retailers, spend £10,000 in 12 months Read more
Representative APR
80.1%
Barclaycard

Avios

Feature Value
Reward extras
N/A
Representative APR
29.9%
Credit builder credit cards

1 product reviewed

Barclaycard

Forward credit card

Feature Value
Representative APR
33.9%
Representative cash transaction interest rate
2.4616%
Representative purchase rate
2.4616%
Risk based? Yes
Initial minimum credit limit
£50.00
Foreign use credit cards

9 products reviewed

Product details are temporarily unavailable

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Credit cards

Ranked 7th of 33 providers reviewed

Customer happiness score 62.06%
Customer trust score 62.36%
Complaints performance 70.92%
Transparency rating 77.52%

Fairer Finance Score

Reviewed Autumn 2026

 68.21%